Cost of Living Comparison Between Ubud, Bali and Binghamton, NY Cost of Living Comparison Between Ubud, Bali and Binghamton, NY

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $2,221 in Binghamton, NY.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $3,337 in Binghamton, NY.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $4,452 in Binghamton, NY.

Living in Ubud, Bali costs roughly 37% less than in Binghamton, NY, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Binghamton, NY 62% above.

Currency
🍽 Eating Out
Ubud, Bali
Binghamton, NY
Difference
Meal at Budget Restaurant
$3.37 Rp 59.8K
$19.63 $19.63
-82.83%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 683.8K
$50.2 $50.2
-23.13%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 97.8K
$10.07 $10.07
-45.18%
Cappuccino
$2.64 Rp 46.9K
$4.73 $4.73
-44.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.6K
$2.15 $2.15
-22.33%
Water (0.33 liter bottle)
$0.77 Rp 13.6K
$1.53 $1.53
-49.67%
Local Beer (0.5 liter draught)
$2.63 Rp 46.7K
$4.91 $4.91
-46.44%
Imported Beer (0.33 liter bottle)
$4.28 Rp 75.9K
$5.46 $5.46
-21.61%
🛒 Groceries & Markets
Ubud, Bali
Binghamton, NY
Difference
Milk (1 liter)
$1.55 Rp 27.4K
$0.90 $0.90
72.22%
White Bread (500g)
$2.22 Rp 39.4K
$3.20 $3.20
-30.62%
Rice (white) (1kg)
$1.13 Rp 19.9K
$5.22 $5.22
-78.35%
Eggs
$2.09 Rp 37.0K
$4.28 $4.28
-51.17%
Local Cheese (1kg)
$17.39 Rp 308.2K
$12.42 $12.42
40.02%
Chicken Fillets (1kg)
$3.87 Rp 68.5K
$11.90 $11.90
-67.48%
Beef Round Steak (1kg)
$12.55 Rp 222.4K
$15.81 $15.81
-20.62%
Apples (1kg)
$3.62 Rp 64.1K
$5.11 $5.11
-29.16%
Banana (1kg)
$1.56 Rp 27.6K
$1.73 $1.73
-9.83%
Oranges (1kg)
$2.35 Rp 41.7K
$5.94 $5.94
-60.44%
Tomato (1kg)
$2.06 Rp 36.4K
$5.05 $5.05
-59.21%
Potato (1kg)
$1.90 Rp 33.7K
$4.50 $4.50
-57.78%
Onion (1kg)
$2.34 Rp 41.4K
$3.08 $3.08
-24.03%
Lettuce (1 head)
$1.03 Rp 18.3K
$2.04 $2.04
-49.51%
Water (1.5 liter bottle)
$0.55 Rp 9,830
$2.87 $2.87
-80.84%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 39.9K
$11.34 $11.34
-80.16%
Wine (Bottle)
$23.81 Rp 421.9K
$19.91 $19.91
19.59%
Local Beer (0.5 liter bottle)
$2.31 Rp 41.0K
$1.69 $1.69
36.69%
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.6K
$3.28 $3.28
-14.63%
🚌 Getting Around
Ubud, Bali
Binghamton, NY
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,827
$1.94 $1.94
-86.08%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 153.5K
$69.0 $69.0
-87.45%
Taxi Start (Normal Tariff)
$0.48 Rp 8,533
$3.02 $3.02
-84.11%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,904
$2.07 $2.07
-78.26%
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 101.4K
$24.22 $24.22
-76.38%
Gasoline (1 liter)
$0.76 Rp 13.4K
$0.91 $0.91
-16.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 433.9M
$30.5K $30.5K
-19.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 569.3M
$25.0K $25.0K
28.66%
🧾 Monthly Utilities & Internet
Ubud, Bali
Binghamton, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$213 $213
-60.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 114.4K
$64.3 $64.3
-89.95%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 336.6K
$67.2 $67.2
-71.74%
🎉 Sport & Entertainment
Ubud, Bali
Binghamton, NY
Difference
Gym Membership (Monthly)
$56.0 Rp 992.0K
$51.5 $51.5
8.64%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 329.9K
$39.84 $39.84
-53.26%
Cinema Ticket
$4.28 Rp 75.9K
$13.10 $13.10
-67.33%
🧸 Childcare & Education
Ubud, Bali
Binghamton, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$1,233 $1,233
-60.54%
International Primary School, 1 Child (Yearly)
$5,856 Rp 103.8M
$23.8K $23.8K
-75.39%
👕👟 Clothing & Footwear
Ubud, Bali
Binghamton, NY
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 807.4K
$41.19 $41.19
10.61%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 644.7K
$41.23 $41.23
-11.76%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.5M
$75.6 $75.6
8.40%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$132 $132
-38.87%
🏠 Accommodation & Living
Ubud, Bali
Binghamton, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.8M
$1,084 $1,084
3.04%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.4M
$871 $871
-19.52%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.7M
$2,142 $2,142
65.12%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.2M
$1,543 $1,543
14.21%
Buy Apartment in City Center (m2)
$2,826 Rp 50.1M
$1,240 $1,240
127.94%
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.6M
$1,231 $1,231
86.17%
💵 Salaries & Financials
Ubud, Bali
Binghamton, NY
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
$3,669 $3,669
-95.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.17
123.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Binghamton, NY: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $1,084 in Binghamton, NY. Housing cost is often the main lever when comparing two cities.

Binghamton, NY pays 2061% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $50.0 in Binghamton, NY for a mid-range dinner for two. Groceries echo the gap at $293 vs $425 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Binghamton, NY: Cost of Living - Frequently Asked Questions
Is Binghamton, NY cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 59% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Binghamton, NY?
On paper, salaries run 2061% lower in Binghamton, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Binghamton, NY?
Rent for a central apartment: $1,117 in Ubud, Bali versus $1,084 in Binghamton, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and in Binghamton, NY?
Supermarket bills run roughly 45% higher in Binghamton, NY. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Ubud, Bali or in Binghamton, NY?
Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $50.0 in Binghamton, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Ubud, Bali or in Binghamton, NY?
At $1,396 in Ubud, Bali versus $2,221 in Binghamton, NY, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Binghamton, NY. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Binghamton, NY more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Binghamton, NY, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Binghamton, NY?
Safety-wise, Ubud, Bali and Binghamton, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Binghamton, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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