Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bijeljina

For one person, living is cheaper in Bijeljina: $910 a month against $1,368 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
44

Cost of Living Index in Bijeljina
Learn more

Bijeljina Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Bijeljina

🇧🇦 Bosnia and Herzegovina

$910

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bijeljina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bijeljina actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $910 in Bijeljina, rent included.

Ubud, Bali $1,368
Bijeljina $910

A couple spends around $2,314 per month in Ubud, Bali vs $1,411 in Bijeljina, rent included.

Ubud, Bali $2,314
Bijeljina $1,411

A family of three spends $3,260 per month in Ubud, Bali vs $1,911 in Bijeljina, rent included.

Ubud, Bali $3,260
Bijeljina $1,911

Ubud, Bali costs about 50% more than Bijeljina, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Bijeljina is 33% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$8.33 BAM 14.49

-60.02%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$33.75 BAM 58.7

4.24%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$4.70 BAM 8.17

23.40%

Cappuccino

$2.73 Rp 49.1K

$1.46 BAM 2.55

86.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.74 BAM 3.03

-5.75%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.05 BAM 1.83

-20.95%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.74 BAM 3.03

55.17%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.32 BAM 4.03

85.34%

Milk (1 liter)

$1.50 Rp 27.1K

$1.49 BAM 2.60

0.67%

White Bread (500g)

$2.30 Rp 41.4K

$1.16 BAM 2.02

98.28%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.64 BAM 2.85

-28.05%

Eggs

$2.14 Rp 38.6K

$3.14 BAM 5.47

-31.85%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.66 BAM 13.32

128.20%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.99 BAM 13.89

-49.56%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$11.56 BAM 20.11

5.80%

Apples (1kg)

$3.55 Rp 63.9K

$1.61 BAM 2.80

120.50%

Banana (1kg)

$1.57 Rp 28.3K

$1.84 BAM 3.21

-14.67%

Oranges (1kg)

$2.24 Rp 40.2K

$1.77 BAM 3.07

26.55%

Tomato (1kg)

$1.93 Rp 34.7K

$2.70 BAM 4.69

-28.52%

Potato (1kg)

$1.88 Rp 33.9K

$1.53 BAM 2.66

22.88%

Onion (1kg)

$2.29 Rp 41.3K

$1.41 BAM 2.45

62.41%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.14 BAM 1.98

-13.16%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.61 BAM 1.07

-13.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.85 BAM 6.69

-40.78%

Wine (Bottle)

$23.01 Rp 414.2K

$8.45 BAM 14.70

172.31%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.82 BAM 1.43

185.37%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.46 BAM 2.54

99.32%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.26 BAM 3.93

-89.38%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$17.43 BAM 30.31

-49.40%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.45 BAM 2.53

-66.90%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.54 BAM 0.95

-14.81%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$10.45 BAM 18.17

-47.85%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.48 BAM 2.58

-40.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$27.1K BAM 47.2K

-9.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$20.5K BAM 35.6K

52.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$139 BAM 242

-40.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$18.30 BAM 31.82

-64.75%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$23.35 BAM 40.60

-20.47%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$29.77 BAM 51.8

87.50%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$8.45 BAM 14.70

114.32%

Cinema Ticket

$4.38 Rp 78.9K

$4.80 BAM 8.35

-8.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$201 BAM 349

145.33%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$4,009 BAM 6,972

43.51%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$57.0 BAM 99.1

-18.91%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$26.07 BAM 45.33

35.52%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$127 BAM 221

-37.69%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$118 BAM 206

-33.71%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$250 BAM 435

356.26%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$163 BAM 283

314.92%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$349 BAM 607

903.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$281 BAM 488

505.78%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,803 BAM 3,135

54.42%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,339 BAM 2,329

67.27%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$750 BAM 1,304

-78.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

129.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Bijeljina: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Bijeljina

$163 17.9% 75.9% $513

Groceries & Markets

Ubud, Bali

$290 21.2%

Bijeljina

$226 24.9% 22.1% $64

Eating Out

Ubud, Bali

$109 8%

Bijeljina

$123 13.5% 12.9% $14

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Bijeljina

$181 19.9% 67.4% $73

Clothing & Footwear

Ubud, Bali

$108 7.9%

Bijeljina

$148 16.2% 37.3% $40

Sport & Entertainment

Ubud, Bali

$65 4.7%

Bijeljina

$39 4.3% 39% $25

Getting Around

Ubud, Bali

$13 0.9%

Bijeljina

$31 3.4% 144% $18

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $250 in Bijeljina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 356% higher in Bijeljina, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $34.00 in Bijeljina. Monthly groceries follow the same trend: $290 vs $226 – making Bijeljina the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Bijeljina

🕒 Local time

09:03 9:03 AM

03:03 3:03 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

42,278

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bijeljina 11,150 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Bijeljina

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bijeljina: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $910 in Bijeljina – roughly 50% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,366 in Bijeljina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $910 in Bijeljina. That's a gap of about 50%.

Public transport costs about 98% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Bijeljina, where all-in costs run around $910, than in Ubud, Bali at $1,368. In Bijeljina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $910 in Bijeljina to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.