Cost of Living Comparison Between Ubud, Bali and Bijeljina Cost of Living Comparison Between Ubud, Bali and Bijeljina

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $931 in Bijeljina, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,444 in Bijeljina, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,958 in Bijeljina, rent included.

Ubud, Bali costs about 50% more than Bijeljina, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Bijeljina is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.9K

$8.65 BAM 14.59

-61.04%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 685.5K

$36.14 BAM 61.0

6.78%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 98.1K

$4.80 BAM 8.09

15.00%

Cappuccino

$2.64 Rp 47.0K

$1.47 BAM 2.47

79.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.7K

$1.80 BAM 3.04

-7.22%

Water (0.33 liter bottle)

$0.77 Rp 13.7K

$1.08 BAM 1.82

-28.70%

Local Beer (0.5 liter draught)

$2.63 Rp 46.8K

$1.79 BAM 3.03

46.93%

Imported Beer (0.33 liter bottle)

$4.28 Rp 76.1K

$2.34 BAM 3.94

82.91%

Milk (1 liter)

$1.55 Rp 27.5K

$1.64 BAM 2.76

-5.49%

White Bread (500g)

$2.22 Rp 39.5K

$1.26 BAM 2.12

76.19%

Rice (white) (1kg)

$1.13 Rp 20.0K

$1.70 BAM 2.87

-33.53%

Eggs

$2.09 Rp 37.1K

$3.24 BAM 5.46

-35.49%

Local Cheese (1kg)

$17.39 Rp 309.0K

$7.73 BAM 13.04

124.97%

Chicken Fillets (1kg)

$3.87 Rp 68.7K

$8.22 BAM 13.87

-52.92%

Beef Round Steak (1kg)

$12.55 Rp 222.9K

$12.30 BAM 20.74

2.03%

Apples (1kg)

$3.62 Rp 64.2K

$1.63 BAM 2.74

122.09%

Banana (1kg)

$1.56 Rp 27.7K

$1.86 BAM 3.14

-16.13%

Oranges (1kg)

$2.35 Rp 41.8K

$1.90 BAM 3.20

23.68%

Tomato (1kg)

$2.06 Rp 36.5K

$2.77 BAM 4.66

-25.63%

Potato (1kg)

$1.90 Rp 33.7K

$1.62 BAM 2.73

17.28%

Onion (1kg)

$2.34 Rp 41.5K

$1.46 BAM 2.46

60.27%

Lettuce (1 head)

$1.03 Rp 18.3K

$1.14 BAM 1.93

-9.65%

Water (1.5 liter bottle)

$0.55 Rp 9,854

$0.68 BAM 1.14

-19.12%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.0K

$3.78 BAM 6.38

-40.48%

Wine (Bottle)

$23.81 Rp 422.9K

$8.73 BAM 14.73

172.74%

Local Beer (0.5 liter bottle)

$2.31 Rp 41.1K

$0.93 BAM 1.56

148.39%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.8K

$1.46 BAM 2.46

91.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,839

$2.30 BAM 3.88

-88.26%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.9K

$18.09 BAM 30.51

-52.13%

Taxi Start (Normal Tariff)

$0.48 Rp 8,554

$1.51 BAM 2.55

-68.21%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,924

$0.61 BAM 1.02

-26.23%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.6K

$10.59 BAM 17.86

-45.99%

Gasoline (1 liter)

$0.76 Rp 13.5K

$1.47 BAM 2.48

-48.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 434.9M

$30.6K BAM 51.5K

-19.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 570.6M

$23.8K BAM 40.2K

34.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$144 BAM 243

-41.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.7K

$19.07 BAM 32.17

-66.12%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 337.4K

$24.30 BAM 40.99

-21.85%

Gym Membership (Monthly)

$56.0 Rp 994.4K

$30.76 BAM 51.9

81.96%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 330.7K

$8.66 BAM 14.61

115.01%

Cinema Ticket

$4.28 Rp 76.1K

$5.11 BAM 8.61

-16.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$211 BAM 356

130.35%

International Primary School, 1 Child (Yearly)

$5,856 Rp 104.0M

$3,898 BAM 6,574

50.23%

Jeans (Levis 501 Or Similar)

$45.56 Rp 809.3K

$58.5 BAM 98.6

-22.07%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 646.3K

$26.29 BAM 44.34

38.38%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.5M

$135 BAM 228

-39.45%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$123 BAM 207

-34.40%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.8M

$258 BAM 435

332.99%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.5M

$173 BAM 292

304.66%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.8M

$363 BAM 613

873.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.3M

$293 BAM 494

502.25%

Buy Apartment in City Center (m2)

$2,826 Rp 50.2M

$1,866 BAM 3,147

51.43%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.7M

$1,406 BAM 2,372

62.95%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$763 BAM 1,286

-77.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

129.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Bijeljina: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $258 in Bijeljina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 349% higher in Bijeljina, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $36.00 in Bijeljina. Monthly groceries follow the same trend: $293 vs $236 – making Bijeljina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bijeljina: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $931 in Bijeljina – roughly 50% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,396 in Bijeljina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $931 in Bijeljina. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 109% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Bijeljina, where all-in costs run around $931, than in Ubud, Bali at $1,396. In Bijeljina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $931 in Bijeljina to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.