Cost of Living Comparison Between Ubud, Bali and Bijeljina Cost of Living Comparison Between Ubud, Bali and Bijeljina

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $932 in Bijeljina, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,446 in Bijeljina, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,960 in Bijeljina, rent included.

Ubud, Bali costs about 51% more than Bijeljina, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Bijeljina is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$9.08 BAM 15.52

-62.00%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$35.23 BAM 60.3

-8.20%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$5.07 BAM 8.67

-4.54%

Cappuccino

$2.75 Rp 49.3K

$1.49 BAM 2.54

84.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.74 BAM 2.98

-20.69%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.05 BAM 1.79

-28.57%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.81 BAM 3.10

65.19%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.39 BAM 4.08

61.09%

Milk (1 liter)

$1.74 Rp 31.1K

$1.57 BAM 2.69

10.83%

White Bread (500g)

$2.46 Rp 44.1K

$1.26 BAM 2.16

95.24%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.75 BAM 2.99

-33.14%

Eggs

$2.43 Rp 43.6K

$3.14 BAM 5.36

-22.61%

Local Cheese (1kg)

$14.50 Rp 260.2K

$7.71 BAM 13.18

88.07%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$8.19 BAM 14.00

-46.89%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$12.18 BAM 20.82

-1.64%

Apples (1kg)

$3.72 Rp 66.7K

$1.61 BAM 2.75

131.06%

Banana (1kg)

$1.63 Rp 29.2K

$1.91 BAM 3.27

-14.66%

Oranges (1kg)

$2.74 Rp 49.2K

$1.91 BAM 3.26

43.46%

Tomato (1kg)

$2.24 Rp 40.2K

$2.73 BAM 4.68

-17.95%

Potato (1kg)

$1.92 Rp 34.4K

$1.58 BAM 2.71

21.52%

Onion (1kg)

$2.28 Rp 40.8K

$1.46 BAM 2.50

56.16%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.18 BAM 2.02

-10.17%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.66 BAM 1.14

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$3.80 BAM 6.50

-13.42%

Wine (Bottle)

$23.19 Rp 416.1K

$8.72 BAM 14.92

165.94%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$0.86 BAM 1.48

223.26%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.51 BAM 2.58

80.79%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$2.38 BAM 4.07

-88.66%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$17.85 BAM 30.52

-54.57%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.51 BAM 2.59

-68.21%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.57 BAM 0.97

-26.32%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$11.89 BAM 20.33

-47.69%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.45 BAM 2.48

-44.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$26.4K BAM 45.2K

0.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$26.2K BAM 44.8K

22.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$144 BAM 246

-45.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$18.99 BAM 32.48

-78.57%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$24.13 BAM 41.27

0.83%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$30.33 BAM 51.9

225.12%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$8.77 BAM 15.00

-27.71%

Cinema Ticket

$3.99 Rp 71.5K

$4.87 BAM 8.34

-18.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$209 BAM 357

46.26%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$3,282 BAM 5,613

102.38%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$57.5 BAM 98.4

-5.88%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$26.84 BAM 45.90

40.87%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$132 BAM 227

-34.44%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$124 BAM 213

-38.63%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$262 BAM 448

279.02%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$172 BAM 294

291.81%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$366 BAM 625

823.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$293 BAM 501

600.37%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,847 BAM 3,160

51.81%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,370 BAM 2,343

62.53%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$766 BAM 1,311

-78.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

121.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bijeljina: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $262 in Bijeljina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 359% higher in Bijeljina, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Bijeljina. Groceries tell a different story – $297 in Ubud, Bali vs $234 in Bijeljina – so Bijeljina wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bijeljina: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $932 in Bijeljina – roughly 51% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,398 in Bijeljina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $932 in Bijeljina. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 120% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Bijeljina, where all-in costs run around $932, than in Ubud, Bali at $1,408. In Bijeljina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $932 in Bijeljina to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.