Last update: Oct 2026

Cost of Living Comparison Between Bijeljina and Ubud, Bali

For one person, living is cheaper in Bijeljina: $910 a month against $1,368 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Bijeljina
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Bijeljina Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bijeljina

🇧🇦 Bosnia and Herzegovina

$910

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Bijeljina and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bijeljina and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $910 per month in Bijeljina vs $1,368 in Ubud, Bali, rent included.

Bijeljina $910
Ubud, Bali $1,368

A couple spends around $1,411 per month in Bijeljina vs $2,314 in Ubud, Bali, rent included.

Bijeljina $1,411
Ubud, Bali $2,314

A family of three spends $1,911 per month in Bijeljina vs $3,260 in Ubud, Bali, rent included.

Bijeljina $1,911
Ubud, Bali $3,260

Bijeljina is about 33% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Bijeljina sits 33% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.33 BAM 14.49

$3.33 Rp 59.9K

150.15%

Three-Course Dinner for Two, Mid-Range

$33.75 BAM 58.7

$35.18 Rp 633.2K

-4.06%

Fast Food Meal (McDonalds, etc)

$4.70 BAM 8.17

$5.80 Rp 104.5K

-18.97%

Cappuccino

$1.46 BAM 2.55

$2.73 Rp 49.1K

-46.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 BAM 3.03

$1.64 Rp 29.5K

6.10%

Water (0.33 liter bottle)

$1.05 BAM 1.83

$0.83 Rp 15.0K

26.51%

Local Beer (0.5 liter draught)

$1.74 BAM 3.03

$2.70 Rp 48.6K

-35.56%

Imported Beer (0.33 liter bottle)

$2.32 BAM 4.03

$4.30 Rp 77.4K

-46.05%

Milk (1 liter)

$1.49 BAM 2.60

$1.50 Rp 27.1K

-0.67%

White Bread (500g)

$1.16 BAM 2.02

$2.30 Rp 41.4K

-49.57%

Rice (white) (1kg)

$1.64 BAM 2.85

$1.18 Rp 21.2K

38.98%

Eggs

$3.14 BAM 5.47

$2.14 Rp 38.6K

46.73%

Local Cheese (1kg)

$7.66 BAM 13.32

$17.48 Rp 314.6K

-56.18%

Chicken Fillets (1kg)

$7.99 BAM 13.89

$4.03 Rp 72.5K

98.26%

Beef Round Steak (1kg)

$11.56 BAM 20.11

$12.23 Rp 220.1K

-5.48%

Apples (1kg)

$1.61 BAM 2.80

$3.55 Rp 63.9K

-54.65%

Banana (1kg)

$1.84 BAM 3.21

$1.57 Rp 28.3K

17.20%

Oranges (1kg)

$1.77 BAM 3.07

$2.24 Rp 40.2K

-20.98%

Tomato (1kg)

$2.70 BAM 4.69

$1.93 Rp 34.7K

39.90%

Potato (1kg)

$1.53 BAM 2.66

$1.88 Rp 33.9K

-18.62%

Onion (1kg)

$1.41 BAM 2.45

$2.29 Rp 41.3K

-38.43%

Lettuce (1 head)

$1.14 BAM 1.98

$0.99 Rp 17.9K

15.15%

Water (1.5 liter bottle)

$0.61 BAM 1.07

$0.53 Rp 9,475

15.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 BAM 6.69

$2.28 Rp 41.1K

68.86%

Wine (Bottle)

$8.45 BAM 14.70

$23.01 Rp 414.2K

-63.28%

Local Beer (0.5 liter bottle)

$0.82 BAM 1.43

$2.34 Rp 42.2K

-64.96%

Imported Beer (0.33 liter bottle)

$1.46 BAM 2.54

$2.91 Rp 52.4K

-49.83%

One-way Ticket (Public Transport)

$2.26 BAM 3.93

$0.24 Rp 4,315

841.67%

Public Transport Monthly Pass (Regular Price)

$17.43 BAM 30.31

$8.82 Rp 158.7K

97.62%

Taxi Start (Normal Tariff)

$1.45 BAM 2.53

$0.48 Rp 8,684

202.08%

Taxi (Normal Tariff) (1km)

$0.54 BAM 0.95

$0.46 Rp 8,233

17.39%

Taxi 1hour Waiting (Normal Tariff)

$10.45 BAM 18.17

$5.45 Rp 98.2K

91.74%

Gasoline (1 liter)

$1.48 BAM 2.58

$0.88 Rp 15.9K

68.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K BAM 47.2K

$24.6K Rp 442.2M

10.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K BAM 35.6K

$31.2K Rp 561.4M

-34.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 BAM 242

$83.0 Rp 1.5M

67.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.30 BAM 31.82

$6.45 Rp 116.0K

183.72%

Internet (50+ Mbps, Unlimited Data)

$23.35 BAM 40.60

$18.57 Rp 334.2K

25.74%

Gym Membership (Monthly)

$29.77 BAM 51.8

$55.8 Rp 1.0M

-46.67%

Tennis Court (1 Hour on Weekend)

$8.45 BAM 14.70

$18.11 Rp 326.0K

-53.34%

Cinema Ticket

$4.80 BAM 8.35

$4.38 Rp 78.9K

9.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 BAM 349

$493 Rp 8.9M

-59.24%

International Primary School, 1 Child (Yearly)

$4,009 BAM 6,972

$5,754 Rp 103.6M

-30.32%

Jeans (Levis 501 Or Similar)

$57.0 BAM 99.1

$46.19 Rp 831.4K

23.32%

Summer Dress (H&M, Zara, etc)

$26.07 BAM 45.33

$35.33 Rp 636.0K

-26.21%

Sport Shoes (Adidas, Nike)

$127 BAM 221

$79.1 Rp 1.4M

60.50%

Men's Leather Business Shoes

$118 BAM 206

$78.4 Rp 1.4M

50.85%

1-bedroom Apartment, City Center (Monthly)

$250 BAM 435

$1,142 Rp 20.6M

-78.08%

1-bedroom Apartment, Outside City Center (Monthly)

$163 BAM 283

$676 Rp 12.2M

-75.90%

3-bedroom Apartment, City Center (Monthly)

$349 BAM 607

$3,503 Rp 63.1M

-90.04%

3-bedroom Apartment, Outside City Center (Monthly)

$281 BAM 488

$1,700 Rp 30.6M

-83.49%

Buy Apartment in City Center (m2)

$1,803 BAM 3,135

$2,784 Rp 50.1M

-35.24%

Buy Apartment Outside City Center (m2)

$1,339 BAM 2,329

$2,241 Rp 40.3M

-40.22%

Average Monthly Net Salary (After Tax)

$750 BAM 1,304

$165 Rp 3.0M

355.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-56.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijeljina: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bijeljina

$226 24.9%

Ubud, Bali

$290 21.2% 28.4% $64

Monthly Utilities & Internet

Bijeljina

$181 19.9%

Ubud, Bali

$108 7.9% 40.2% $73

Accommodation & Living

Bijeljina

$163 17.9%

Ubud, Bali

$676 49.4% 315% $513

Clothing & Footwear

Bijeljina

$148 16.2%

Ubud, Bali

$108 7.9% 27.2% $40

Eating Out

Bijeljina

$123 13.5%

Ubud, Bali

$109 8% 11.4% $14

Sport & Entertainment

Bijeljina

$39 4.3%

Ubud, Bali

$65 4.7% 64% $25

Getting Around

Bijeljina

$31 3.4%

Ubud, Bali

$13 0.9% 59% $18

Cost Breakdown

A central one-bedroom costs $250 in Bijeljina versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 356% higher in Bijeljina, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Bijeljina versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $226 vs $290 – making Bijeljina the more affordable choice for daily food spending.

Good to know

🇧🇦 Bijeljina

🇮🇩 Ubud, Bali

🕒 Local time

02:20 2:20 AM

08:20 8:20 AM

6 h ahead of Bijeljina

🌤 Weather

👥 Population

42,278

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Bijeljina Ubud, Bali 11,150 km ≈ 14 h nonstop flight

From you

Bijeljina
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijeljina vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $910 in Bijeljina, $1,368 in Ubud, Bali – roughly 50% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,366 per month in Bijeljina and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $910 in Bijeljina and $1,368 in Ubud, Bali. That's a gap of about 50%.

Public transport costs about 98% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Bijeljina, where all-in costs run around $910, than in Ubud, Bali at $1,368. In Bijeljina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $910 in Bijeljina to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.