🙂A single person spends $931 per month in Bijeljina vs $1,396 in Ubud, Bali, rent included.
🙂A couple spends around $1,444 per month in Bijeljina vs $2,334 in Ubud, Bali, rent included.
🙂A family of three spends $1,958 per month in Bijeljina vs $3,273 in Ubud, Bali, rent included.
🙂Bijeljina is about 33% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Bijeljina sits 32% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Bijeljina
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.65BAM 14.59
$3.37Rp 59.9K
156.68%
Three-Course Dinner for Two, Mid-Range
$36.14BAM 61.0
$38.59Rp 685.5K
-6.35%
Fast Food Meal(McDonalds, etc)
$4.80BAM 8.09
$5.52Rp 98.1K
-13.04%
Cappuccino
$1.47BAM 2.47
$2.64Rp 47.0K
-44.32%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.80BAM 3.04
$1.67Rp 29.7K
7.78%
Water(0.33 liter bottle)
$1.08BAM 1.82
$0.77Rp 13.7K
40.26%
Local Beer(0.5 liter draught)
$1.79BAM 3.03
$2.63Rp 46.8K
-31.94%
Imported Beer(0.33 liter bottle)
$2.34BAM 3.94
$4.28Rp 76.1K
-45.33%
🛒 Groceries & Markets
Bijeljina
Ubud, Bali
Difference
Milk(1 liter)
$1.64BAM 2.76
$1.55Rp 27.5K
5.81%
White Bread(500g)
$1.26BAM 2.12
$2.22Rp 39.5K
-43.24%
Rice(white)(1kg)
$1.70BAM 2.87
$1.13Rp 20.0K
50.44%
Eggs
$3.24BAM 5.46
$2.09Rp 37.1K
55.02%
Local Cheese(1kg)
$7.73BAM 13.04
$17.39Rp 309.0K
-55.55%
Chicken Fillets(1kg)
$8.22BAM 13.87
$3.87Rp 68.7K
112.40%
Beef Round Steak(1kg)
$12.30BAM 20.74
$12.55Rp 222.9K
-1.99%
Apples(1kg)
$1.63BAM 2.74
$3.62Rp 64.2K
-54.97%
Banana(1kg)
$1.86BAM 3.14
$1.56Rp 27.7K
19.23%
Oranges(1kg)
$1.90BAM 3.20
$2.35Rp 41.8K
-19.15%
Tomato(1kg)
$2.77BAM 4.66
$2.06Rp 36.5K
34.47%
Potato(1kg)
$1.62BAM 2.73
$1.90Rp 33.7K
-14.74%
Onion(1kg)
$1.46BAM 2.46
$2.34Rp 41.5K
-37.61%
Lettuce(1 head)
$1.14BAM 1.93
$1.03Rp 18.3K
10.68%
Water(1.5 liter bottle)
$0.68BAM 1.14
$0.55Rp 9,854
23.64%
Cigarettes 20 Pack(Marlboro, Camel)
$3.78BAM 6.38
$2.25Rp 40.0K
68.00%
Wine(Bottle)
$8.73BAM 14.73
$23.81Rp 422.9K
-63.33%
Local Beer(0.5 liter bottle)
$0.93BAM 1.56
$2.31Rp 41.1K
-59.74%
Imported Beer(0.33 liter bottle)
$1.46BAM 2.46
$2.80Rp 49.8K
-47.86%
🚌 Getting Around
Bijeljina
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.30BAM 3.88
$0.27Rp 4,839
751.85%
Public Transport Monthly Pass(Regular Price)
$18.09BAM 30.51
$8.66Rp 153.9K
108.89%
Taxi Start(Normal Tariff)
$1.51BAM 2.55
$0.48Rp 8,554
214.58%
Taxi(Normal Tariff)(1km)
$0.61BAM 1.02
$0.45Rp 7,924
35.56%
Taxi 1hour Waiting(Normal Tariff)
$10.59BAM 17.86
$5.72Rp 101.6K
85.14%
Gasoline(1 liter)
$1.47BAM 2.48
$0.76Rp 13.5K
93.42%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.6KBAM 51.5K
$24.5KRp 434.9M
24.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.8KBAM 40.2K
$32.1KRp 570.6M
-25.77%
🧾 Monthly Utilities & Internet
Bijeljina
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$144BAM 243
$83.6Rp 1.5M
72.32%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.07BAM 32.17
$6.46Rp 114.7K
195.20%
Internet(50+ Mbps, Unlimited Data)
$24.30BAM 40.99
$18.99Rp 337.4K
27.96%
🎉 Sport & Entertainment
Bijeljina
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.76BAM 51.9
$56.0Rp 994.4K
-45.04%
Tennis Court(1 Hour on Weekend)
$8.66BAM 14.61
$18.62Rp 330.7K
-53.49%
Cinema Ticket
$5.11BAM 8.61
$4.28Rp 76.1K
19.39%
🧸 Childcare & Education
Bijeljina
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$211BAM 356
$487Rp 8.6M
-56.59%
International Primary School, 1 Child(Yearly)
$3,898BAM 6,574
$5,856Rp 104.0M
-33.43%
👕👟 Clothing & Footwear
Bijeljina
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$58.5BAM 98.6
$45.56Rp 809.3K
28.31%
Summer Dress(H&M, Zara, etc)
$26.29BAM 44.34
$36.38Rp 646.3K
-27.74%
Sport Shoes(Adidas, Nike)
$135BAM 228
$82.0Rp 1.5M
65.14%
Men's Leather Business Shoes
$123BAM 207
$80.4Rp 1.4M
52.44%
🏠 Accommodation & Living
Bijeljina
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$258BAM 435
$1,117Rp 19.8M
-76.90%
1-bedroom Apartment, Outside City Center(Monthly)
$173BAM 292
$701Rp 12.5M
-75.29%
3-bedroom Apartment, City Center(Monthly)
$363BAM 613
$3,537Rp 62.8M
-89.72%
3-bedroom Apartment, Outside City Center(Monthly)
$293BAM 494
$1,762Rp 31.3M
-83.40%
Buy Apartment in City Center(m2)
$1,866BAM 3,147
$2,826Rp 50.2M
-33.96%
Buy Apartment Outside City Center(m2)
$1,406BAM 2,372
$2,292Rp 40.7M
-38.63%
💵 Salaries & Financials
Bijeljina
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$763BAM 1,286
$170Rp 3.0M
349.16%
20-Year Fixed Mortgage Interest Rate(Annual %)
6
13.78
-56.46%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bijeljina: August 31, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $258 in Bijeljina versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 349% higher in Bijeljina, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $36.00 in Bijeljina versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $236 vs $293 – making Bijeljina the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bijeljina vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Bijeljina and in Ubud, Bali compare overall?
Monthly costs with rent: $931 in Bijeljina, $1,396 in Ubud, Bali – roughly 50% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Bijeljina compared to Ubud, Bali?
For a comfortable life, plan on about $1,396 per month in Bijeljina and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bijeljina and Ubud, Bali?
Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Bijeljina or Ubud, Bali?
Monthly expenses with rent come to $931 in Bijeljina and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Bijeljina and in Ubud, Bali?
Public transport costs about 109% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Bijeljina, where all-in costs run around $931, than in Ubud, Bali at $1,396. In Bijeljina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Bijeljina and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $931 in Bijeljina to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Bijeljina or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bijeljina and Ubud, Bali?
If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.