🙂A single person spends $932 per month in Bijeljina vs $1,408 in Ubud, Bali, rent included.
🙂A couple spends around $1,446 per month in Bijeljina vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $1,960 per month in Bijeljina vs $3,763 in Ubud, Bali, rent included.
🙂Bijeljina is about 34% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.
📊Bijeljina sits 30% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Bijeljina
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.08BAM 15.51
$3.45Rp 61.8K
163.19%
Three-Course Dinner for Two, Mid-Range
$35.23BAM 60.2
$32.34Rp 578.5K
8.94%
Fast Food Meal(McDonalds, etc)
$5.07BAM 8.66
$4.84Rp 86.7K
4.75%
Cappuccino
$1.49BAM 2.54
$2.75Rp 49.1K
-45.82%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.74BAM 2.98
$1.38Rp 24.8K
26.09%
Water(0.33 liter bottle)
$1.05BAM 1.79
$0.75Rp 13.4K
40.00%
Local Beer(0.5 liter draught)
$1.81BAM 3.09
$2.99Rp 53.5K
-39.46%
Imported Beer(0.33 liter bottle)
$2.39BAM 4.08
$3.85Rp 68.9K
-37.92%
🛒 Groceries & Markets
Bijeljina
Ubud, Bali
Difference
Milk(1 liter)
$1.57BAM 2.69
$1.74Rp 31.1K
-9.77%
White Bread(500g)
$1.26BAM 2.16
$2.46Rp 44.0K
-48.78%
Rice(white)(1kg)
$1.75BAM 2.98
$1.17Rp 20.9K
49.57%
Eggs
$3.14BAM 5.36
$2.43Rp 43.5K
29.22%
Local Cheese(1kg)
$7.71BAM 13.16
$14.50Rp 259.5K
-46.83%
Chicken Fillets(1kg)
$8.19BAM 13.99
$4.35Rp 77.8K
88.28%
Beef Round Steak(1kg)
$12.18BAM 20.80
$11.98Rp 214.3K
1.67%
Apples(1kg)
$1.61BAM 2.75
$3.72Rp 66.5K
-56.72%
Banana(1kg)
$1.91BAM 3.27
$1.63Rp 29.1K
17.18%
Oranges(1kg)
$1.91BAM 3.26
$2.74Rp 49.1K
-30.29%
Tomato(1kg)
$2.73BAM 4.67
$2.24Rp 40.1K
21.87%
Potato(1kg)
$1.58BAM 2.70
$1.92Rp 34.3K
-17.71%
Onion(1kg)
$1.46BAM 2.50
$2.28Rp 40.7K
-35.96%
Lettuce(1 head)
$1.18BAM 2.02
$1.06Rp 19.0K
11.32%
Water(1.5 liter bottle)
$0.66BAM 1.14
$0.72Rp 12.9K
-8.33%
Cigarettes 20 Pack(Marlboro, Camel)
$3.80BAM 6.49
$3.29Rp 58.8K
15.50%
Wine(Bottle)
$8.72BAM 14.91
$23.19Rp 414.9K
-62.40%
Local Beer(0.5 liter bottle)
$0.86BAM 1.47
$2.78Rp 49.7K
-69.06%
Imported Beer(0.33 liter bottle)
$1.51BAM 2.58
$2.73Rp 48.9K
-44.69%
🚌 Getting Around
Bijeljina
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.38BAM 4.06
$0.27Rp 4,765
781.48%
Public Transport Monthly Pass(Regular Price)
$17.85BAM 30.49
$8.11Rp 145.0K
120.10%
Taxi Start(Normal Tariff)
$1.51BAM 2.58
$0.48Rp 8,636
214.58%
Taxi(Normal Tariff)(1km)
$0.57BAM 0.97
$0.42Rp 7,511
35.71%
Taxi 1hour Waiting(Normal Tariff)
$11.89BAM 20.31
$6.22Rp 111.3K
91.16%
Gasoline(1 liter)
$1.45BAM 2.48
$0.81Rp 14.6K
79.01%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.4KBAM 45.2K
$26.6KRp 476.1M
-0.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2KBAM 44.7K
$32.2KRp 575.9M
-18.68%
🧾 Monthly Utilities & Internet
Bijeljina
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$144BAM 245
$78.4Rp 1.4M
83.27%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.99BAM 32.44
$4.07Rp 72.8K
366.58%
Internet(50+ Mbps, Unlimited Data)
$24.13BAM 41.23
$24.33Rp 435.2K
-0.82%
🎉 Sport & Entertainment
Bijeljina
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.33BAM 51.8
$98.6Rp 1.8M
-69.24%
Tennis Court(1 Hour on Weekend)
$8.77BAM 14.99
$6.34Rp 113.3K
38.33%
Cinema Ticket
$4.87BAM 8.33
$3.99Rp 71.3K
22.06%
🧸 Childcare & Education
Bijeljina
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$209BAM 356
$305Rp 5.5M
-31.63%
International Primary School, 1 Child(Yearly)
$3,282BAM 5,607
$6,642Rp 118.8M
-50.59%
👕👟 Clothing & Footwear
Bijeljina
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$57.5BAM 98.3
$54.1Rp 968.6K
6.24%
Summer Dress(H&M, Zara, etc)
$26.84BAM 45.85
$37.81Rp 676.3K
-29.01%
Sport Shoes(Adidas, Nike)
$132BAM 226
$86.8Rp 1.6M
52.53%
Men's Leather Business Shoes
$124BAM 213
$76.4Rp 1.4M
62.93%
🏠 Accommodation & Living
Bijeljina
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$262BAM 447
$992Rp 17.7M
-73.62%
1-bedroom Apartment, Outside City Center(Monthly)
$172BAM 293
$673Rp 12.0M
-74.48%
3-bedroom Apartment, City Center(Monthly)
$366BAM 625
$3,375Rp 60.4M
-89.17%
3-bedroom Apartment, Outside City Center(Monthly)
$293BAM 500
$2,050Rp 36.7M
-85.72%
Buy Apartment in City Center(m2)
$1,847BAM 3,156
$2,805Rp 50.2M
-34.13%
Buy Apartment Outside City Center(m2)
$1,370BAM 2,341
$2,227Rp 39.8M
-38.47%
💵 Salaries & Financials
Bijeljina
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$766BAM 1,309
$167Rp 3.0M
359.00%
20-Year Fixed Mortgage Interest Rate(Annual %)
6
13.28
-54.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bijeljina: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $262 in Bijeljina versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 359% higher in Bijeljina, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $35.00 in Bijeljina versus $32.00 in Ubud, Bali. Groceries tell a different story – $234 in Bijeljina vs $297 in Ubud, Bali – so Bijeljina wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bijeljina vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Bijeljina and in Ubud, Bali compare overall?
Monthly costs with rent: $932 in Bijeljina, $1,408 in Ubud, Bali – roughly 51% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Bijeljina compared to Ubud, Bali?
For a comfortable life, plan on about $1,398 per month in Bijeljina and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bijeljina and Ubud, Bali?
Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Bijeljina or Ubud, Bali?
Monthly expenses with rent come to $932 in Bijeljina and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Bijeljina and in Ubud, Bali?
Public transport costs about 120% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Bijeljina, where all-in costs run around $932, than in Ubud, Bali at $1,408. In Bijeljina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Bijeljina and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $932 in Bijeljina to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Bijeljina or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bijeljina and Ubud, Bali?
If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.