Cost of Living Comparison Between Bijeljina and Ubud, Bali Cost of Living Comparison Between Bijeljina and Ubud, Bali

Monthly Cost of Living

A single person spends $931 per month in Bijeljina vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,444 per month in Bijeljina vs $2,334 in Ubud, Bali, rent included.

A family of three spends $1,958 per month in Bijeljina vs $3,273 in Ubud, Bali, rent included.

Bijeljina is about 33% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Bijeljina sits 32% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Bijeljina
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.65 BAM 14.59
$3.37 Rp 59.9K
156.68%
Three-Course Dinner for Two, Mid-Range
$36.14 BAM 61.0
$38.59 Rp 685.5K
-6.35%
Fast Food Meal (McDonalds, etc)
$4.80 BAM 8.09
$5.52 Rp 98.1K
-13.04%
Cappuccino
$1.47 BAM 2.47
$2.64 Rp 47.0K
-44.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.80 BAM 3.04
$1.67 Rp 29.7K
7.78%
Water (0.33 liter bottle)
$1.08 BAM 1.82
$0.77 Rp 13.7K
40.26%
Local Beer (0.5 liter draught)
$1.79 BAM 3.03
$2.63 Rp 46.8K
-31.94%
Imported Beer (0.33 liter bottle)
$2.34 BAM 3.94
$4.28 Rp 76.1K
-45.33%
🛒 Groceries & Markets
Bijeljina
Ubud, Bali
Difference
Milk (1 liter)
$1.64 BAM 2.76
$1.55 Rp 27.5K
5.81%
White Bread (500g)
$1.26 BAM 2.12
$2.22 Rp 39.5K
-43.24%
Rice (white) (1kg)
$1.70 BAM 2.87
$1.13 Rp 20.0K
50.44%
Eggs
$3.24 BAM 5.46
$2.09 Rp 37.1K
55.02%
Local Cheese (1kg)
$7.73 BAM 13.04
$17.39 Rp 309.0K
-55.55%
Chicken Fillets (1kg)
$8.22 BAM 13.87
$3.87 Rp 68.7K
112.40%
Beef Round Steak (1kg)
$12.30 BAM 20.74
$12.55 Rp 222.9K
-1.99%
Apples (1kg)
$1.63 BAM 2.74
$3.62 Rp 64.2K
-54.97%
Banana (1kg)
$1.86 BAM 3.14
$1.56 Rp 27.7K
19.23%
Oranges (1kg)
$1.90 BAM 3.20
$2.35 Rp 41.8K
-19.15%
Tomato (1kg)
$2.77 BAM 4.66
$2.06 Rp 36.5K
34.47%
Potato (1kg)
$1.62 BAM 2.73
$1.90 Rp 33.7K
-14.74%
Onion (1kg)
$1.46 BAM 2.46
$2.34 Rp 41.5K
-37.61%
Lettuce (1 head)
$1.14 BAM 1.93
$1.03 Rp 18.3K
10.68%
Water (1.5 liter bottle)
$0.68 BAM 1.14
$0.55 Rp 9,854
23.64%
Cigarettes 20 Pack (Marlboro, Camel)
$3.78 BAM 6.38
$2.25 Rp 40.0K
68.00%
Wine (Bottle)
$8.73 BAM 14.73
$23.81 Rp 422.9K
-63.33%
Local Beer (0.5 liter bottle)
$0.93 BAM 1.56
$2.31 Rp 41.1K
-59.74%
Imported Beer (0.33 liter bottle)
$1.46 BAM 2.46
$2.80 Rp 49.8K
-47.86%
🚌 Getting Around
Bijeljina
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.30 BAM 3.88
$0.27 Rp 4,839
751.85%
Public Transport Monthly Pass (Regular Price)
$18.09 BAM 30.51
$8.66 Rp 153.9K
108.89%
Taxi Start (Normal Tariff)
$1.51 BAM 2.55
$0.48 Rp 8,554
214.58%
Taxi (Normal Tariff) (1km)
$0.61 BAM 1.02
$0.45 Rp 7,924
35.56%
Taxi 1hour Waiting (Normal Tariff)
$10.59 BAM 17.86
$5.72 Rp 101.6K
85.14%
Gasoline (1 liter)
$1.47 BAM 2.48
$0.76 Rp 13.5K
93.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.6K BAM 51.5K
$24.5K Rp 434.9M
24.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.8K BAM 40.2K
$32.1K Rp 570.6M
-25.77%
🧾 Monthly Utilities & Internet
Bijeljina
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$144 BAM 243
$83.6 Rp 1.5M
72.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.07 BAM 32.17
$6.46 Rp 114.7K
195.20%
Internet (50+ Mbps, Unlimited Data)
$24.30 BAM 40.99
$18.99 Rp 337.4K
27.96%
🎉 Sport & Entertainment
Bijeljina
Ubud, Bali
Difference
Gym Membership (Monthly)
$30.76 BAM 51.9
$56.0 Rp 994.4K
-45.04%
Tennis Court (1 Hour on Weekend)
$8.66 BAM 14.61
$18.62 Rp 330.7K
-53.49%
Cinema Ticket
$5.11 BAM 8.61
$4.28 Rp 76.1K
19.39%
🧸 Childcare & Education
Bijeljina
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$211 BAM 356
$487 Rp 8.6M
-56.59%
International Primary School, 1 Child (Yearly)
$3,898 BAM 6,574
$5,856 Rp 104.0M
-33.43%
👕👟 Clothing & Footwear
Bijeljina
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$58.5 BAM 98.6
$45.56 Rp 809.3K
28.31%
Summer Dress (H&M, Zara, etc)
$26.29 BAM 44.34
$36.38 Rp 646.3K
-27.74%
Sport Shoes (Adidas, Nike)
$135 BAM 228
$82.0 Rp 1.5M
65.14%
Men's Leather Business Shoes
$123 BAM 207
$80.4 Rp 1.4M
52.44%
🏠 Accommodation & Living
Bijeljina
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$258 BAM 435
$1,117 Rp 19.8M
-76.90%
1-bedroom Apartment, Outside City Center (Monthly)
$173 BAM 292
$701 Rp 12.5M
-75.29%
3-bedroom Apartment, City Center (Monthly)
$363 BAM 613
$3,537 Rp 62.8M
-89.72%
3-bedroom Apartment, Outside City Center (Monthly)
$293 BAM 494
$1,762 Rp 31.3M
-83.40%
Buy Apartment in City Center (m2)
$1,866 BAM 3,147
$2,826 Rp 50.2M
-33.96%
Buy Apartment Outside City Center (m2)
$1,406 BAM 2,372
$2,292 Rp 40.7M
-38.63%
💵 Salaries & Financials
Bijeljina
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$763 BAM 1,286
$170 Rp 3.0M
349.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
6
13.78
-56.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijeljina: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $258 in Bijeljina versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 349% higher in Bijeljina, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Bijeljina versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $236 vs $293 – making Bijeljina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bijeljina vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Bijeljina and in Ubud, Bali compare overall?
Monthly costs with rent: $931 in Bijeljina, $1,396 in Ubud, Bali – roughly 50% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Bijeljina compared to Ubud, Bali?
For a comfortable life, plan on about $1,396 per month in Bijeljina and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bijeljina and Ubud, Bali?
Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Bijeljina or Ubud, Bali?
Monthly expenses with rent come to $931 in Bijeljina and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Bijeljina and in Ubud, Bali?
Public transport costs about 109% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Bijeljina, where all-in costs run around $931, than in Ubud, Bali at $1,396. In Bijeljina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Bijeljina and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $931 in Bijeljina to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Bijeljina or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bijeljina and Ubud, Bali?
If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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