Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bhuj

For one person, living is cheaper in Bhuj: $353 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
17

Cost of Living Index in Bhuj
Learn more

Bhuj Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bhuj

🇮🇳 India

$353

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bhuj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bhuj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $353 in Bhuj.

Ubud, Bali $1,349
Bhuj $353

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $601 in Bhuj.

Ubud, Bali $2,305
Bhuj $601

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $849 in Bhuj.

Ubud, Bali $3,261
Bhuj $849

Living in Ubud, Bali is roughly 282% more expensive than in Bhuj, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$1.89 ₹180

75.66%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$6.88 ₹653

418.02%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$3.22 ₹305

71.74%

Cappuccino

$2.72 Rp 49.3K

$1.58 ₹150

72.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.33 ₹31.45

415.15%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.19 ₹18.34

300.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.86 ₹176

42.47%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.97 ₹282

47.47%

Milk (1 liter)

$1.49 Rp 27.1K

$0.69 ₹65.0

115.94%

White Bread (500g)

$2.28 Rp 41.3K

$0.40 ₹38.06

470.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.81 ₹76.5

46.91%

Eggs

$2.04 Rp 36.9K

$1.06 ₹101

92.45%

Local Cheese (1kg)

$17.70 Rp 321.2K

$5.20 ₹493

240.38%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.76 ₹262

43.48%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

Apples (1kg)

$3.66 Rp 66.3K

$2.46 ₹234

48.78%

Banana (1kg)

$1.52 Rp 27.5K

$0.65 ₹62.2

133.85%

Oranges (1kg)

$2.23 Rp 40.4K

$0.85 ₹80.9

162.35%

Tomato (1kg)

$1.97 Rp 35.8K

$0.62 ₹59.2

217.74%

Potato (1kg)

$1.85 Rp 33.5K

$0.36 ₹33.86

413.89%

Onion (1kg)

$2.42 Rp 44.0K

$0.60 ₹57.0

303.33%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.43 ₹40.68

130.23%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.31 ₹29.20

64.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.21 ₹399

-47.27%

Wine (Bottle)

$22.24 Rp 403.6K

$7.29 ₹692

205.08%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.00 ₹190

13.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.70 ₹256

10.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.08 ₹482

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.20 ₹18.90

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$6.70 ₹635

16.72%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$0.89 ₹84.5

-50.56%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.25 ₹23.90

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$1.76 ₹167

207.39%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.14 ₹108

-28.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$9,679 ₹918.6K

146.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$20.2K ₹1.9M

56.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$34.90 ₹3,312

126.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$3.25 ₹309

98.46%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$6.47 ₹614

187.17%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$14.13 ₹1,341

250.18%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$6.62 ₹628

166.62%

Cinema Ticket

$4.27 Rp 77.6K

$2.58 ₹245

65.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$51.9 ₹4,928

844.80%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$1,448 ₹137.4K

291.75%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$22.17 ₹2,104

101.35%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$25.96 ₹2,464

34.63%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$40.59 ₹3,852

96.85%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$24.58 ₹2,332

223.11%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$76.5 ₹7,260

1370.39%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$59.3 ₹5,626

1032.74%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$193 ₹18.3K

1744.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$237 ₹22.5K

626.49%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$937 ₹88.9K

191.65%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$541 ₹51.3K

322.46%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$598 ₹56.8K

-72.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bhuj: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bhuj

$59 16.8% 91.2% $612

Groceries & Markets

Ubud, Bali

$288 21.4%

Bhuj

$108 30.6% 62.5% $180

Eating Out

Ubud, Bali

$108 8%

Bhuj

$61 17.3% 43.3% $47

Clothing & Footwear

Ubud, Bali

$108 8%

Bhuj

$51 14.4% 52.6% $57

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bhuj

$45 12.6% 57.1% $59

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bhuj

$19 5.5% 66.8% $39

Getting Around

Ubud, Bali

$11 0.9%

Bhuj

$9.6 2.7% 15.6% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $77 in Bhuj. Housing cost is often the main lever when comparing two cities.

Bhuj pays about 3.7 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $7 in Bhuj for a mid-range dinner for two. Groceries echo the gap at $288 vs $108 per month, with Bhuj cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Bhuj

🕒 Local time

20:28 8:28 PM

17:58 5:58 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

143,200

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.54 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.9 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bhuj 6,090 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Bhuj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bhuj: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $353 in Bhuj, so Bhuj is about 74% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 73% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $77 in Bhuj. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $353 in Bhuj – Bhuj is about 74% cheaper, which adds up to real savings over time.

A monthly transit pass in Bhuj runs roughly 14% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

At $353 in Bhuj versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Bhuj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bhuj the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bhuj are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Bhuj gentler on the wallet – expenses run 74% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.