Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bhiwadi

For one person, living is cheaper in Bhiwadi: $267 a month against $1,349 in Ubud, Bali, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
13

Cost of Living Index in Bhiwadi
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Bhiwadi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bhiwadi

🇮🇳 India

$267

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bhiwadi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bhiwadi actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $267 in Bhiwadi, rent included.

Ubud, Bali $1,349
Bhiwadi $267

A couple spends around $2,305 per month in Ubud, Bali vs $429 in Bhiwadi, rent included.

Ubud, Bali $2,305
Bhiwadi $429

A family of three spends $3,261 per month in Ubud, Bali vs $592 in Bhiwadi, rent included.

Ubud, Bali $3,261
Bhiwadi $592

Ubud, Bali costs about 405% more than Bhiwadi, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$1.02 ₹97.3

225.49%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$10.37 ₹987

243.68%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$3.69 ₹352

49.86%

Cappuccino

$2.72 Rp 49.4K

$1.95 ₹185

39.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.31 ₹29.49

448.39%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.12 ₹11.42

533.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.25 ₹119

112.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.61 ₹249

67.82%

Milk (1 liter)

$1.49 Rp 27.1K

$0.67 ₹63.6

122.39%

White Bread (500g)

$2.28 Rp 41.4K

$0.52 ₹49.55

338.46%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.74 ₹70.5

60.81%

Eggs

$2.04 Rp 37.0K

$0.94 ₹89.6

117.02%

Local Cheese (1kg)

$17.70 Rp 321.7K

$2.57 ₹245

588.72%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$2.13 ₹203

85.92%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$3.66 Rp 66.4K

$1.29 ₹123

183.72%

Banana (1kg)

$1.52 Rp 27.6K

$0.56 ₹52.9

171.43%

Oranges (1kg)

$2.23 Rp 40.5K

$0.88 ₹83.7

153.41%

Tomato (1kg)

$1.97 Rp 35.9K

$0.60 ₹57.1

228.33%

Potato (1kg)

$1.85 Rp 33.6K

$0.20 ₹19.02

825.00%

Onion (1kg)

$2.42 Rp 44.1K

$0.27 ₹25.73

796.30%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.83 ₹79.0

19.28%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.30 ₹28.57

70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.12 ₹487

-56.64%

Wine (Bottle)

$22.24 Rp 404.2K

$7.54 ₹718

194.96%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.36 ₹130

66.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.70 ₹257

10.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.21 ₹686

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.20 ₹19.02

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.33 ₹31.66

33.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.20 ₹19.04

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$1.23 ₹117

339.84%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.11 ₹106

-26.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$11.4K ₹1.1M

109.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$19.3K ₹1.8M

64.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$33.85 ₹3,223

133.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$3.45 ₹329

86.96%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$6.33 ₹603

193.52%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$5.20 ₹495

851.54%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$2.57 ₹245

66.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$34.91 ₹3,324

1305.16%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$1,036 ₹98.6K

447.79%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$15.78 ₹1,503

182.89%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$19.82 ₹1,888

76.34%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$15.55 ₹1,481

413.83%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$27.71 ₹2,638

186.61%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$52.6 ₹5,007

2039.31%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$30.96 ₹2,948

2068.90%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$135 ₹12.8K

2546.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$94.8 ₹9,027

1717.83%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$387 ₹36.9K

605.82%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$674 ₹64.2K

-75.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.33

65.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bhiwadi: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bhiwadi

$31 11.6% 95.4% $641

Groceries & Markets

Ubud, Bali

$288 21.4%

Bhiwadi

$89 33.2% 69.3% $200

Eating Out

Ubud, Bali

$108 8%

Bhiwadi

$56 20.9% 48.2% $52

Clothing & Footwear

Ubud, Bali

$108 8%

Bhiwadi

$35 13.3% 67% $72

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bhiwadi

$44 16.4% 58.1% $60

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bhiwadi

$10 3.9% 82.2% $48

Getting Around

Ubud, Bali

$11 0.9%

Bhiwadi

$2.1 * 0.8% 81.3% $9.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $53 in Bhiwadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bhiwadi are about 4.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $10 in Bhiwadi. Monthly groceries follow the same trend: $288 vs $89 – making Bhiwadi the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Bhiwadi

🕒 Local time

05:22 5:22 AM

02:52 2:52 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

104,900

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Bhiwadi 5,800 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Bhiwadi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bhiwadi: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 405%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $400 in Bhiwadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhiwadi, especially for central apartments: a one-bedroom in the center costs $53 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $10 in Bhiwadi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 226% more in Ubud, Bali, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Bhiwadi, where all-in costs run around $267, than in Ubud, Bali at $1,349. In Bhiwadi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bhiwadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.