Cost of Living Comparison Between Ubud, Bali and Bhilai Cost of Living Comparison Between Ubud, Bali and Bhilai

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $331 in Bhilai.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $562 in Bhilai.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $793 in Bhilai.

Living in Ubud, Bali is roughly 315% more expensive than in Bhilai, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Bhilai is 75% below.

Meal at Budget Restaurant

$3.32 Rp 59.8K

$2.56 ₹245

29.69%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 635.6K

$8.63 ₹828

309.39%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.9K

$3.07 ₹295

73.62%

Cappuccino

$2.75 Rp 49.5K

$1.92 ₹184

43.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.1K

$0.29 ₹27.67

496.55%

Water (0.33 liter bottle)

$0.80 Rp 14.4K

$0.21 ₹20.14

280.95%

Local Beer (0.5 liter draught)

$2.95 Rp 53.0K

$1.57 ₹151

87.90%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.9K

$2.84 ₹273

56.34%

Milk (1 liter)

$1.50 Rp 27.0K

$0.52 ₹49.47

188.46%

White Bread (500g)

$2.30 Rp 41.3K

$0.38 ₹36.03

505.26%

Rice (white) (1kg)

$1.10 Rp 19.8K

$0.63 ₹60.4

74.60%

Eggs

$2.16 Rp 38.9K

$0.93 ₹89.0

132.26%

Local Cheese (1kg)

$17.09 Rp 307.4K

$4.24 ₹407

303.07%

Chicken Fillets (1kg)

$3.88 Rp 69.8K

$2.86 ₹274

35.66%

Beef Round Steak (1kg)

$11.92 Rp 214.4K

Apples (1kg)

$3.57 Rp 64.1K

$2.29 ₹219

55.90%

Banana (1kg)

$1.58 Rp 28.5K

$0.57 ₹54.5

177.19%

Oranges (1kg)

$2.36 Rp 42.5K

$0.87 ₹83.6

171.26%

Tomato (1kg)

$1.97 Rp 35.4K

$0.47 ₹45.27

319.15%

Potato (1kg)

$1.81 Rp 32.5K

$0.34 ₹32.96

432.35%

Onion (1kg)

$2.39 Rp 43.0K

$0.44 ₹42.13

443.18%

Lettuce (1 head)

$1.02 Rp 18.3K

$0.27 ₹26.09

277.78%

Water (1.5 liter bottle)

$0.49 Rp 8,841

$0.29 ₹27.48

68.97%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.4K

$5.13 ₹493

-56.14%

Wine (Bottle)

$22.30 Rp 401.2K

$4.63 ₹444

381.64%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.6K

$1.65 ₹158

43.64%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.1K

$2.77 ₹266

4.69%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.64 ₹349

One-way Ticket (Public Transport)

$0.25 Rp 4,482

$0.37 ₹35.99

-32.43%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.9K

$6.62 ₹636

29.15%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$1.02 ₹98.3

-56.86%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,598

$0.20 ₹19.16

110.00%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.9K

$1.77 ₹170

219.77%

Gasoline (1 liter)

$0.81 Rp 14.7K

$1.05 ₹101

-22.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.1M

$11.7K ₹1.1M

102.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 557.4M

$17.9K ₹1.7M

73.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$31.83 ₹3,055

158.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.3K

$3.08 ₹296

104.55%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 335.3K

$4.74 ₹455

293.04%

Gym Membership (Monthly)

$54.7 Rp 984.7K

$6.85 ₹657

698.98%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

$3.11 ₹298

493.25%

Cinema Ticket

$4.24 Rp 76.3K

$3.32 ₹319

27.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$80.5 ₹7,724

501.52%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.6M

$1,056 ₹101.4K

429.20%

Jeans (Levis 501 Or Similar)

$45.77 Rp 823.5K

$23.24 ₹2,231

96.94%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 642.2K

$28.37 ₹2,723

25.80%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$23.31 ₹2,237

235.86%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$23.08 ₹2,215

247.18%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$73.0 ₹7,002

1471.45%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$57.1 ₹5,479

1087.67%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 63.0M

$257 ₹24.6K

1265.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

$207 ₹19.9K

715.35%

Buy Apartment in City Center (m2)

$2,788 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$648 ₹62.2K

-74.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.5

83.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Bhilai: September 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $73.0 in Bhilai. Housing cost is often the main lever when comparing two cities.

Bhilai pays 293% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $9.00 in Bhilai for a mid-range dinner for two. Groceries echo the gap at $286 vs $92.0 per month, with Bhilai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bhilai: Cost of Living - Frequently Asked Questions

Ubud, Bali and Bhilai differ by about 315% in total monthly costs ($1,374 vs $331 including rent). Bhilai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 293% lower in Bhilai. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $73.0 in Bhilai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $484 in Ubud, Bali versus $80.5 in Bhilai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 210% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $331 in Bhilai versus $1,374 in Ubud, Bali, a $2,000 budget is realistic in Bhilai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bhilai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bhilai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bhilai gentler on the wallet – expenses run 315% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.