Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bhavnagar

For one person, living is cheaper in Bhavnagar: $326 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Bhavnagar
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Bhavnagar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Bhavnagar

🇮🇳 India

$326

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bhavnagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bhavnagar actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $326 in Bhavnagar, rent included.

Ubud, Bali $1,368
Bhavnagar $326

A couple spends around $2,314 per month in Ubud, Bali vs $508 in Bhavnagar, rent included.

Ubud, Bali $2,314
Bhavnagar $508

A family of three spends $3,260 per month in Ubud, Bali vs $690 in Bhavnagar, rent included.

Ubud, Bali $3,260
Bhavnagar $690

Ubud, Bali costs about 320% more than Bhavnagar, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Bhavnagar is 76% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$1.56 ₹148

113.46%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$8.24 ₹782

326.94%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$3.11 ₹295

86.50%

Cappuccino

$2.73 Rp 49.1K

$1.34 ₹128

103.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.39 ₹36.64

320.51%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.14 ₹12.84

492.86%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.20 ₹209

22.73%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.44 ₹231

76.23%

Milk (1 liter)

$1.50 Rp 27.1K

$0.58 ₹55.2

158.62%

White Bread (500g)

$2.30 Rp 41.4K

$0.41 ₹38.67

460.98%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.53 ₹50.4

122.64%

Eggs

$2.14 Rp 38.6K

$0.90 ₹85.7

137.78%

Local Cheese (1kg)

$17.48 Rp 314.6K

$4.43 ₹421

294.58%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.72 ₹258

48.16%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

$1.68 ₹159

111.31%

Banana (1kg)

$1.57 Rp 28.3K

$0.62 ₹58.6

153.23%

Oranges (1kg)

$2.24 Rp 40.2K

$0.80 ₹76.3

180.00%

Tomato (1kg)

$1.93 Rp 34.7K

$0.49 ₹46.64

293.88%

Potato (1kg)

$1.88 Rp 33.9K

$0.37 ₹35.60

408.11%

Onion (1kg)

$2.29 Rp 41.3K

$0.40 ₹38.14

472.50%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.46 ₹43.58

115.22%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.27 ₹25.72

96.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.93 ₹468

-53.75%

Wine (Bottle)

$23.01 Rp 414.2K

$7.63 ₹724

201.57%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.82 ₹173

28.57%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.65 ₹251

9.81%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.98 ₹473

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.30 ₹28.45

-20.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$5.74 ₹545

53.66%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.50 ₹47.43

-4.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.21 ₹19.81

119.05%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.03 ₹98.2

429.13%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.06 ₹100

-16.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$11.7K ₹1.1M

110.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$17.9K ₹1.7M

73.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$31.37 ₹2,979

164.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$3.50 ₹332

84.29%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$6.07 ₹577

205.93%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$9.99 ₹948

458.76%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$2.12 ₹201

754.25%

Cinema Ticket

$4.38 Rp 78.9K

$2.54 ₹241

72.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$31.79 ₹3,019

1450.77%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$837 ₹79.4K

587.74%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$22.62 ₹2,148

104.20%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$24.14 ₹2,293

46.35%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$40.66 ₹3,861

94.52%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$27.37 ₹2,599

186.41%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$105 ₹9,962

988.96%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$57.1 ₹5,419

1083.90%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$207 ₹19.7K

1588.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$128 ₹12.1K

1232.98%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$764 ₹72.6K

264.34%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$303 ₹28.7K

640.52%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$243 ₹23.1K

-32.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.91

54.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Bhavnagar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Bhavnagar

$57 17.5% 91.6% $619

Groceries & Markets

Ubud, Bali

$290 21.2%

Bhavnagar

$97 29.7% 66.6% $194

Eating Out

Ubud, Bali

$109 8%

Bhavnagar

$56 17.1% 48.6% $53

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Bhavnagar

$41 12.6% 62.1% $67

Clothing & Footwear

Ubud, Bali

$108 7.9%

Bhavnagar

$52 15.9% 52% $56

Sport & Entertainment

Ubud, Bali

$65 4.7%

Bhavnagar

$15 4.6% 76.7% $50

Getting Around

Ubud, Bali

$13 0.9%

Bhavnagar

$8.5 2.6% 32.4% $4.1

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $105 in Bhavnagar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 48% higher in Bhavnagar, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $8.00 in Bhavnagar. Monthly groceries follow the same trend: $290 vs $97.0 – making Bhavnagar the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Bhavnagar

🕒 Local time

01:38 1:38 AM

23:08 11:08 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

593,768

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Bhavnagar 5,780 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Bhavnagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bhavnagar: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 320%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $489 in Bhavnagar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhavnagar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $326 in Bhavnagar. That's a gap of about 320%.

Public transport costs about 54% less in Bhavnagar. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Bhavnagar, where all-in costs run around $326, than in Ubud, Bali at $1,368. In Bhavnagar it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bhavnagar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bhavnagar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.