Cost of Living Comparison Between Ubud, Bali and Bender Cost of Living Comparison Between Ubud, Bali and Bender

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $706 in Bender, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,064 in Bender, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,423 in Bender, rent included.

Ubud, Bali costs about 101% more than Bender, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Bender is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$9.03 MDL 155

-60.58%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$17.80 MDL 306

83.88%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.70 MDL 97.8

-13.16%

Cappuccino

$2.71 Rp 48.6K

$1.07 MDL 18.43

153.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.99 MDL 17.04

35.35%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.57 MDL 9.83

22.81%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$0.96 MDL 16.54

204.17%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.08 MDL 35.68

90.38%

Milk (1 liter)

$1.81 Rp 32.4K

$0.96 MDL 16.44

88.54%

White Bread (500g)

$2.52 Rp 45.1K

$0.47 MDL 8.04

436.17%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.51 MDL 25.90

-23.18%

Eggs

$2.46 Rp 44.1K

$1.96 MDL 33.64

25.51%

Local Cheese (1kg)

$14.71 Rp 263.7K

$4.08 MDL 70.1

260.54%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$4.09 MDL 70.2

5.62%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$5.04 MDL 86.5

140.87%

Apples (1kg)

$3.84 Rp 68.8K

$0.71 MDL 12.20

440.85%

Banana (1kg)

$1.56 Rp 27.9K

$1.82 MDL 31.30

-14.29%

Oranges (1kg)

$2.83 Rp 50.8K

$1.69 MDL 29.03

67.46%

Tomato (1kg)

$2.33 Rp 41.7K

$1.56 MDL 26.76

49.36%

Potato (1kg)

$1.91 Rp 34.3K

$0.77 MDL 13.24

148.05%

Onion (1kg)

$2.20 Rp 39.5K

$0.55 MDL 9.49

300.00%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.31 MDL 22.45

-22.90%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.80 MDL 13.68

-2.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$2.97 MDL 51.0

11.78%

Wine (Bottle)

$23.74 Rp 425.5K

$2.55 MDL 43.71

830.98%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.71 MDL 12.25

292.96%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.58 MDL 27.10

81.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.34 MDL 5.77

-20.59%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$4.08 MDL 70.0

96.81%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.14 MDL 19.63

-59.65%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.27 MDL 4.66

66.67%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.16 MDL 19.88

425.86%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.36 MDL 23.39

-41.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$17.9K MDL 307.2K

46.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$18.0K MDL 308.6K

78.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$175 MDL 3,002

-54.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$7.32 MDL 126

-44.54%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$8.05 MDL 138

192.17%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$23.18 MDL 398

325.80%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

$2.40 MDL 41.15

72.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$392 MDL 6,725

-22.39%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$7,487 MDL 128.6K

-11.67%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$11.51 MDL 198

382.54%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$26.05 MDL 447

47.06%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$112 MDL 1,922

-20.87%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$120 MDL 2,065

-35.26%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$219 MDL 3,758

359.81%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$95.2 MDL 1,635

609.23%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$316 MDL 5,417

990.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$226 MDL 3,876

803.37%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$329 MDL 5,650

-49.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.24

43.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Bender: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $219 in Bender. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 99% higher in Bender, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $18.00 in Bender. Monthly groceries follow the same trend: $302 vs $135 – making Bender the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bender: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 101%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,059 in Bender. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bender, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 97% less in Bender. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $304 per month in Ubud, Bali and $392 in Bender. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Bender, where all-in costs run around $706, than in Ubud, Bali at $1,419. In Bender it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bender – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bender. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.