Cost of Living Comparison Between Ubud, Bali and Bellinzona Cost of Living Comparison Between Ubud, Bali and Bellinzona

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $3,570 in Bellinzona, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $5,499 in Bellinzona, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $7,427 in Bellinzona, rent included.

Ubud, Bali is about 62% cheaper than Bellinzona, driven mainly by Groceries & Markets.

Both Ubud, Bali and Bellinzona sit above the global median – Ubud, Bali by 0%, Bellinzona by 161%.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$31.14 CHF 25.70

-88.95%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$123 CHF 101

-70.37%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$18.23 CHF 15.05

-68.68%

Cappuccino

$2.67 Rp 47.3K

$4.59 CHF 3.79

-41.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$5.12 CHF 4.23

-65.82%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$4.58 CHF 3.78

-81.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$7.42 CHF 6.12

-60.24%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$6.05 CHF 4.99

-25.29%

Milk (1 liter)

$1.62 Rp 28.7K

$2.23 CHF 1.84

-27.35%

White Bread (500g)

$2.33 Rp 41.3K

$4.08 CHF 3.37

-42.89%

Rice (white) (1kg)

$1.11 Rp 19.6K

$4.37 CHF 3.61

-74.60%

Eggs

$2.20 Rp 39.0K

$7.92 CHF 6.54

-72.22%

Local Cheese (1kg)

$17.69 Rp 313.3K

$26.91 CHF 22.21

-34.26%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$31.87 CHF 26.31

-87.14%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$42.10 CHF 34.75

-71.07%

Apples (1kg)

$3.71 Rp 65.6K

$3.73 CHF 3.08

-0.54%

Banana (1kg)

$1.59 Rp 28.1K

$1.96 CHF 1.62

-18.88%

Oranges (1kg)

$2.28 Rp 40.4K

$2.86 CHF 2.36

-20.28%

Tomato (1kg)

$1.95 Rp 34.6K

$6.22 CHF 5.13

-68.65%

Potato (1kg)

$1.91 Rp 33.7K

$2.04 CHF 1.69

-6.37%

Onion (1kg)

$2.33 Rp 41.3K

$2.16 CHF 1.79

7.87%

Lettuce (1 head)

$1.01 Rp 17.8K

$2.40 CHF 1.98

-57.92%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.39 CHF 1.14

-60.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$10.83 CHF 8.94

-79.41%

Wine (Bottle)

$23.07 Rp 408.6K

$18.20 CHF 15.02

26.76%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$2.79 CHF 2.31

-13.26%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.94 CHF 3.26

-23.86%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$2.82 CHF 2.33

-90.43%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$122 CHF 100

-92.61%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$7.38 CHF 6.09

-93.50%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$5.55 CHF 4.58

-92.25%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$37.43 CHF 30.89

-84.93%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.24 CHF 1.85

-64.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$34.8K CHF 28.7K

-28.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$40.5K CHF 33.4K

-21.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$299 CHF 247

-72.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$37.22 CHF 30.72

-82.56%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$63.3 CHF 52.2

-70.34%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$148 CHF 123

-61.70%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$55.2 CHF 45.59

-66.09%

Cinema Ticket

$4.54 Rp 80.4K

$23.94 CHF 19.76

-81.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$1,806 CHF 1,490

-73.38%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$34.3K CHF 28.3K

-83.35%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$166 CHF 137

-72.56%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$57.2 CHF 47.23

-37.29%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$194 CHF 160

-58.58%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$149 CHF 123

-47.06%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$1,603 CHF 1,323

-30.46%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,422 CHF 1,173

-50.93%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$2,575 CHF 2,125

41.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,574 CHF 2,125

-32.51%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$13.8K CHF 11.4K

-79.89%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$10.3K CHF 8,477

-77.70%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$6,739 CHF 5,562

-97.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.23

517.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Bellinzona: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $1,603 in Bellinzona. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3911% higher in Bellinzona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $123 in Bellinzona. Monthly groceries follow the same trend: $295 vs $647 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bellinzona: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $3,570 in Bellinzona – roughly 161% apart. Bellinzona costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $5,356 in Bellinzona. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $3,570 in Bellinzona. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1253% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Bellinzona at $3,570. In Ubud, Bali it covers expenses comfortably, while in Bellinzona it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $3,570 in Bellinzona. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bellinzona makes more sense. Both are solid long-term options with distinct trade-offs.