Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bellinzona

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,572 in Bellinzona, rent and utilities included – about $26,700 less a year. Other living expenses account for most of the difference.

Ubud, Bali, Indonesia
Bellinzona, Switzerland
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Bellinzona
🇨🇭 Switzerland
$3,572
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bellinzona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bellinzona actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $3,572 in Bellinzona, rent included.

  • Ubud, Bali $1,349
  • Bellinzona $3,572

A couple spends around $2,305 per month in Ubud, Bali vs $5,491 in Bellinzona, rent included.

  • Ubud, Bali $2,305
  • Bellinzona $5,491

A family of three spends $3,261 per month in Ubud, Bali vs $7,411 in Bellinzona, rent included.

  • Ubud, Bali $3,261
  • Bellinzona $7,411

Ubud, Bali is about 62% cheaper than Bellinzona, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Bellinzona
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$34.79 CHF 28.69
-90.46%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$119 CHF 98.2
-70.08%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$18.24 CHF 15.04
-69.68%
Cappuccino
$2.72 Rp 49.3K
$4.80 CHF 3.96
-43.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$5.28 CHF 4.35
-67.80%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$4.47 CHF 3.69
-83.00%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$9.61 CHF 7.93
-72.42%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$6.73 CHF 5.55
-34.92%
🛒 Groceries & Markets
Ubud, Bali
Bellinzona
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$2.18 CHF 1.79
-31.65%
White Bread (500g)
$2.28 Rp 41.3K
$4.14 CHF 3.41
-44.93%
Rice (white) (1kg)
$1.19 Rp 21.6K
$4.11 CHF 3.39
-71.05%
Eggs
$2.04 Rp 36.9K
$7.86 CHF 6.48
-74.05%
Local Cheese (1kg)
$17.70 Rp 321.1K
$26.65 CHF 21.98
-33.58%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$30.79 CHF 25.39
-87.14%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$41.82 CHF 34.50
-70.85%
Apples (1kg)
$3.66 Rp 66.3K
$3.71 CHF 3.06
-1.35%
Banana (1kg)
$1.52 Rp 27.5K
$2.03 CHF 1.68
-25.12%
Oranges (1kg)
$2.23 Rp 40.4K
$2.82 CHF 2.33
-20.92%
Tomato (1kg)
$1.97 Rp 35.8K
$6.48 CHF 5.34
-69.60%
Potato (1kg)
$1.85 Rp 33.5K
$2.05 CHF 1.69
-9.76%
Onion (1kg)
$2.42 Rp 44.0K
$2.20 CHF 1.82
10.00%
Lettuce (1 head)
$0.99 Rp 18.0K
$2.45 CHF 2.02
-59.59%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$1.30 CHF 1.07
-60.77%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$10.98 CHF 9.06
-79.78%
Wine (Bottle)
$22.24 Rp 403.4K
$18.12 CHF 14.94
22.74%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$2.86 CHF 2.36
-20.98%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.97 CHF 3.27
-25.19%
🚌 Getting Around
Ubud, Bali
Bellinzona
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
$2.75 CHF 2.27
-90.91%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
$122 CHF 101
-93.59%
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
$7.40 CHF 6.11
-94.05%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
$5.48 CHF 4.52
-92.15%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
$36.65 CHF 30.23
-85.24%
Gasoline (1 liter)
$0.82 Rp 15.0K
$2.26 CHF 1.86
-63.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
$39.3K CHF 32.4K
-39.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
$39.3K CHF 32.4K
-19.11%
🧾 Monthly Utilities & Internet
Ubud, Bali
Bellinzona
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$308 CHF 254
-74.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
$36.80 CHF 30.35
-82.47%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
$62.6 CHF 51.6
-70.31%
🎉 Sport & Entertainment
Ubud, Bali
Bellinzona
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
$146 CHF 120
-66.07%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
$54.1 CHF 44.62
-67.38%
Cinema Ticket
$4.27 Rp 77.5K
$23.86 CHF 19.68
-82.10%
🧸 Childcare & Education
Ubud, Bali
Bellinzona
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$3,258 CHF 2,687
-84.94%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
$35.1K CHF 29.0K
-83.84%
👕👟 Clothing & Footwear
Ubud, Bali
Bellinzona
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
$198 CHF 163
-77.45%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
$48.72 CHF 40.18
-28.26%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$163 CHF 134
-50.90%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$172 CHF 142
-53.84%
🏠 Accommodation & Living
Ubud, Bali
Bellinzona
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$1,574 CHF 1,299
-28.55%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$1,411 CHF 1,164
-52.40%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$2,491 CHF 2,055
43.08%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$2,504 CHF 2,065
-31.18%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$13.8K CHF 11.4K
-80.18%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$10.3K CHF 8,531
-77.92%
💵 Salaries & Financials
Ubud, Bali
Bellinzona
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$6,707 CHF 5,532
-97.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
2.23
517.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bellinzona: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Bellinzona
$1.4K 110% $739
Groceries & Markets
Ubud, Bali
$288
Bellinzona
$639 122% $351
Eating Out
Ubud, Bali
$108
Bellinzona
$491 356% $384
Clothing & Footwear
Ubud, Bali
$108
Bellinzona
$262 143% $154
Monthly Utilities & Internet
Ubud, Bali
$104
Bellinzona
$407 291% $303
Sport & Entertainment
Ubud, Bali
$58
Bellinzona
$194 234% $136
Getting Around
Ubud, Bali
$11
Bellinzona
$168 1369% $156

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,574 in Bellinzona. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bellinzona are about 41 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $119 in Bellinzona. Monthly groceries follow the same trend: $288 vs $639 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇨🇭 Bellinzona
🕒 Local time
17:21 5:21 PM
10:21 10:21 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
43,785
💱 Currency
Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Swiss Franc exchange rates as of November 2, 2026: 1 USD = 0.825 CHF (1 CHF = 1.21 USD). 1 EUR = 0.92 CHF (1 CHF = 1.09 EUR).

On the map
Between locations
  • Ubud, Bali Bellinzona 11,940 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Bellinzona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Bellinzona: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Bellinzona compare overall?
Monthly costs with rent: $1,349 in Ubud, Bali, $3,572 in Bellinzona – Ubud, Bali comes out roughly 62% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Ubud, Bali compared to Bellinzona?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $5,357 in Bellinzona. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Bellinzona?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,574 in Bellinzona.
Which city is more expensive overall: Ubud, Bali or Bellinzona?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $3,572 in Bellinzona. That makes Ubud, Bali about 62% cheaper.
How do commuting costs compare in Ubud, Bali and in Bellinzona?
Public transport costs about 94% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is feasible on a $1,000 budget?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $3,572 in Bellinzona. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Ubud, Bali or Bellinzona?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Ubud, Bali or Bellinzona safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
How do I decide between Ubud, Bali and Bellinzona?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Bellinzona makes more sense. Both are solid long-term options with distinct trade-offs.

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