Cost of Living Comparison Between Ubud, Bali and Bellinzona Cost of Living Comparison Between Ubud, Bali and Bellinzona

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $3,886 in Bellinzona, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $5,897 in Bellinzona, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $7,908 in Bellinzona, rent included.

Ubud, Bali is about 64% cheaper than Bellinzona, driven mainly by Groceries & Markets.

Both Ubud, Bali and Bellinzona sit above the global median – Ubud, Bali by 5%, Bellinzona by 191%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$30.64 CHF 24.82

-88.74%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$112 CHF 91.1

-71.24%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$18.84 CHF 15.26

-74.31%

Cappuccino

$2.75 Rp 49.4K

$4.47 CHF 3.62

-38.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$4.78 CHF 3.87

-71.13%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$3.99 CHF 3.23

-81.20%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$7.59 CHF 6.14

-60.61%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$6.08 CHF 4.92

-36.68%

Milk (1 liter)

$1.74 Rp 31.2K

$2.21 CHF 1.79

-21.27%

White Bread (500g)

$2.46 Rp 44.2K

$3.89 CHF 3.15

-36.76%

Rice (white) (1kg)

$1.17 Rp 21.0K

$5.30 CHF 4.29

-77.92%

Eggs

$2.43 Rp 43.7K

$8.00 CHF 6.48

-69.63%

Local Cheese (1kg)

$14.50 Rp 260.6K

$29.22 CHF 23.67

-50.38%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$37.01 CHF 29.97

-88.25%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$47.21 CHF 38.24

-74.62%

Apples (1kg)

$3.72 Rp 66.8K

$3.70 CHF 3.00

0.54%

Banana (1kg)

$1.63 Rp 29.2K

$2.12 CHF 1.72

-23.11%

Oranges (1kg)

$2.74 Rp 49.3K

$2.86 CHF 2.32

-4.20%

Tomato (1kg)

$2.24 Rp 40.3K

$7.61 CHF 6.16

-70.57%

Potato (1kg)

$1.92 Rp 34.5K

$2.26 CHF 1.83

-15.04%

Onion (1kg)

$2.28 Rp 40.9K

$2.43 CHF 1.97

-6.17%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.54 CHF 2.06

-58.27%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.68 CHF 1.36

-57.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$11.08 CHF 8.97

-70.31%

Wine (Bottle)

$23.19 Rp 416.8K

$18.37 CHF 14.88

26.24%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$3.95 CHF 3.20

-29.62%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$4.33 CHF 3.51

-36.95%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$6.08 CHF 4.92

-95.56%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$97.7 CHF 79.1

-91.70%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$6.98 CHF 5.65

-93.12%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$4.47 CHF 3.62

-90.60%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$60.6 CHF 49.08

-89.74%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.13 CHF 1.73

-61.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$40.5K CHF 32.8K

-34.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$37.8K CHF 30.7K

-14.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$296 CHF 240

-73.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$68.2 CHF 55.3

-94.04%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$58.1 CHF 47.08

-58.15%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$112 CHF 91.0

-12.20%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$64.7 CHF 52.4

-90.21%

Cinema Ticket

$3.99 Rp 71.6K

$23.08 CHF 18.69

-82.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$1,862 CHF 1,508

-83.62%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$34.9K CHF 28.3K

-80.96%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$122 CHF 98.9

-55.65%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$48.48 CHF 39.27

-22.01%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$157 CHF 127

-44.51%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$189 CHF 153

-59.62%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,865 CHF 1,511

-46.81%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,745 CHF 1,414

-61.45%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$2,832 CHF 2,294

19.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$3,010 CHF 2,438

-31.88%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$13.8K CHF 11.2K

-79.72%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$10.5K CHF 8,502

-78.78%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$6,045 CHF 4,896

-97.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.5

431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bellinzona: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,865 in Bellinzona. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3520% higher in Bellinzona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $112 in Bellinzona. Monthly groceries follow the same trend: $297 vs $716 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bellinzona: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $3,886 in Bellinzona – roughly 176% apart. Bellinzona costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $5,829 in Bellinzona. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $3,886 in Bellinzona. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1105% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Bellinzona at $3,886. In Ubud, Bali it covers expenses comfortably, while in Bellinzona it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $3,886 in Bellinzona. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bellinzona makes more sense. Both are solid long-term options with distinct trade-offs.