Cost of Living Comparison Between Bellinzona and Ubud, Bali Cost of Living Comparison Between Bellinzona and Ubud, Bali

Monthly Cost of Living

A single person spends $3,886 per month in Bellinzona vs $1,408 in Ubud, Bali, rent included.

A couple spends around $5,897 per month in Bellinzona vs $2,585 in Ubud, Bali, rent included.

A family of three spends $7,908 per month in Bellinzona vs $3,763 in Ubud, Bali, rent included.

Bellinzona costs about 176% more than Ubud, Bali, driven mainly by Groceries & Markets.

Both Bellinzona and Ubud, Bali sit above the global median – Bellinzona by 191%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Bellinzona
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.64 CHF 24.77
$3.45 Rp 62.0K
788.12%
Three-Course Dinner for Two, Mid-Range
$112 CHF 90.9
$32.34 Rp 580.1K
247.74%
Fast Food Meal (McDonalds, etc)
$18.84 CHF 15.23
$4.84 Rp 86.9K
289.26%
Cappuccino
$4.47 CHF 3.62
$2.75 Rp 49.3K
62.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.78 CHF 3.86
$1.38 Rp 24.8K
246.38%
Water (0.33 liter bottle)
$3.99 CHF 3.22
$0.75 Rp 13.5K
432.00%
Local Beer (0.5 liter draught)
$7.59 CHF 6.13
$2.99 Rp 53.7K
153.85%
Imported Beer (0.33 liter bottle)
$6.08 CHF 4.91
$3.85 Rp 69.1K
57.92%
🛒 Groceries & Markets
Bellinzona
Ubud, Bali
Difference
Milk (1 liter)
$2.21 CHF 1.78
$1.74 Rp 31.1K
27.01%
White Bread (500g)
$3.89 CHF 3.14
$2.46 Rp 44.1K
58.13%
Rice (white) (1kg)
$5.30 CHF 4.28
$1.17 Rp 21.0K
352.99%
Eggs
$8.00 CHF 6.47
$2.43 Rp 43.6K
229.22%
Local Cheese (1kg)
$29.22 CHF 23.62
$14.50 Rp 260.2K
101.52%
Chicken Fillets (1kg)
$37.01 CHF 29.92
$4.35 Rp 78.0K
750.80%
Beef Round Steak (1kg)
$47.21 CHF 38.17
$11.98 Rp 214.9K
294.07%
Apples (1kg)
$3.70 CHF 3.00
$3.72 Rp 66.7K
-0.54%
Banana (1kg)
$2.12 CHF 1.72
$1.63 Rp 29.2K
30.06%
Oranges (1kg)
$2.86 CHF 2.31
$2.74 Rp 49.2K
4.38%
Tomato (1kg)
$7.61 CHF 6.15
$2.24 Rp 40.2K
239.73%
Potato (1kg)
$2.26 CHF 1.83
$1.92 Rp 34.4K
17.71%
Onion (1kg)
$2.43 CHF 1.97
$2.28 Rp 40.8K
6.58%
Lettuce (1 head)
$2.54 CHF 2.06
$1.06 Rp 19.1K
139.62%
Water (1.5 liter bottle)
$1.68 CHF 1.36
$0.72 Rp 12.9K
133.33%
Cigarettes 20 Pack (Marlboro, Camel)
$11.08 CHF 8.95
$3.29 Rp 58.9K
236.78%
Wine (Bottle)
$18.37 CHF 14.85
$23.19 Rp 416.1K
-20.78%
Local Beer (0.5 liter bottle)
$3.95 CHF 3.19
$2.78 Rp 49.8K
42.09%
Imported Beer (0.33 liter bottle)
$4.33 CHF 3.50
$2.73 Rp 49.0K
58.61%
🚌 Getting Around
Bellinzona
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$6.08 CHF 4.91
$0.27 Rp 4,778
2151.85%
Public Transport Monthly Pass (Regular Price)
$97.7 CHF 79.0
$8.11 Rp 145.4K
1104.69%
Taxi Start (Normal Tariff)
$6.98 CHF 5.64
$0.48 Rp 8,659
1354.17%
Taxi (Normal Tariff) (1km)
$4.47 CHF 3.61
$0.42 Rp 7,532
964.29%
Taxi 1hour Waiting (Normal Tariff)
$60.6 CHF 48.99
$6.22 Rp 111.6K
874.28%
Gasoline (1 liter)
$2.13 CHF 1.73
$0.81 Rp 14.6K
162.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.5K CHF 32.8K
$26.6K Rp 477.4M
52.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.8K CHF 30.6K
$32.2K Rp 577.4M
17.56%
🧾 Monthly Utilities & Internet
Bellinzona
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$296 CHF 239
$78.4 Rp 1.4M
277.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$68.2 CHF 55.2
$4.07 Rp 73.0K
1576.66%
Internet (50+ Mbps, Unlimited Data)
$58.1 CHF 46.99
$24.33 Rp 436.4K
138.92%
🎉 Sport & Entertainment
Bellinzona
Ubud, Bali
Difference
Gym Membership (Monthly)
$112 CHF 90.8
$98.6 Rp 1.8M
13.89%
Tennis Court (1 Hour on Weekend)
$64.7 CHF 52.3
$6.34 Rp 113.7K
920.98%
Cinema Ticket
$23.08 CHF 18.66
$3.99 Rp 71.5K
478.45%
🧸 Childcare & Education
Bellinzona
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,862 CHF 1,506
$305 Rp 5.5M
510.49%
International Primary School, 1 Child (Yearly)
$34.9K CHF 28.2K
$6,642 Rp 119.2M
425.22%
👕👟 Clothing & Footwear
Bellinzona
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$122 CHF 98.7
$54.1 Rp 971.2K
125.47%
Summer Dress (H&M, Zara, etc)
$48.48 CHF 39.20
$37.81 Rp 678.2K
28.22%
Sport Shoes (Adidas, Nike)
$157 CHF 127
$86.8 Rp 1.6M
80.23%
Men's Leather Business Shoes
$189 CHF 153
$76.4 Rp 1.4M
147.65%
🏠 Accommodation & Living
Bellinzona
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,865 CHF 1,508
$992 Rp 17.8M
88.02%
1-bedroom Apartment, Outside City Center (Monthly)
$1,745 CHF 1,411
$673 Rp 12.1M
159.43%
3-bedroom Apartment, City Center (Monthly)
$2,832 CHF 2,290
$3,375 Rp 60.5M
-16.09%
3-bedroom Apartment, Outside City Center (Monthly)
$3,010 CHF 2,433
$2,050 Rp 36.8M
46.81%
Buy Apartment in City Center (m2)
$13.8K CHF 11.2K
$2,805 Rp 50.3M
393.21%
Buy Apartment Outside City Center (m2)
$10.5K CHF 8,486
$2,227 Rp 39.9M
371.31%
💵 Salaries & Financials
Bellinzona
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,045 CHF 4,887
$167 Rp 3.0M
3520.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
13.28
-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellinzona: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,865 in Bellinzona versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3520% higher in Bellinzona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $112 in Bellinzona versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $716 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bellinzona vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Bellinzona and in Ubud, Bali compare overall?
Monthly costs with rent: $3,886 in Bellinzona, $1,408 in Ubud, Bali – roughly 176% apart. Bellinzona costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Bellinzona compared to Ubud, Bali?
For a comfortable life, plan on about $5,829 per month in Bellinzona and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bellinzona and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Bellinzona or Ubud, Bali?
Monthly expenses with rent come to $3,886 in Bellinzona and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Bellinzona and in Ubud, Bali?
Public transport costs about 1105% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Bellinzona at $3,886. In Ubud, Bali it covers expenses comfortably, while in Bellinzona it requires careful planning or may not stretch far enough.
How does quality of life compare between Bellinzona and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $3,886 in Bellinzona. Climate, culture, job market, and personal taste all factor in.
Is Bellinzona or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bellinzona and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bellinzona makes more sense. Both are solid long-term options with distinct trade-offs.

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