Cost of Living Comparison Between Bellinzona and Ubud, Bali Cost of Living Comparison Between Bellinzona and Ubud, Bali

Monthly Cost of Living

A single person spends $3,580 per month in Bellinzona vs $1,396 in Ubud, Bali, rent included.

A couple spends around $5,462 per month in Bellinzona vs $2,334 in Ubud, Bali, rent included.

A family of three spends $7,343 per month in Bellinzona vs $3,273 in Ubud, Bali, rent included.

Bellinzona costs about 156% more than Ubud, Bali, driven mainly by Groceries & Markets.

Both Bellinzona and Ubud, Bali sit above the global median – Bellinzona by 161%, Ubud, Bali by 2%.

Currency
🍽 Eating Out
Bellinzona
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.83 CHF 25.06
$3.37 Rp 59.9K
814.84%
Three-Course Dinner for Two, Mid-Range
$125 CHF 102
$38.59 Rp 685.5K
224.51%
Fast Food Meal (McDonalds, etc)
$18.22 CHF 14.82
$5.52 Rp 98.1K
230.07%
Cappuccino
$4.81 CHF 3.91
$2.64 Rp 47.0K
82.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.27 CHF 4.29
$1.67 Rp 29.7K
215.57%
Water (0.33 liter bottle)
$4.57 CHF 3.72
$0.77 Rp 13.7K
493.51%
Local Beer (0.5 liter draught)
$7.52 CHF 6.11
$2.63 Rp 46.8K
185.93%
Imported Beer (0.33 liter bottle)
$6.00 CHF 4.88
$4.28 Rp 76.1K
40.19%
🛒 Groceries & Markets
Bellinzona
Ubud, Bali
Difference
Milk (1 liter)
$2.21 CHF 1.80
$1.55 Rp 27.5K
42.58%
White Bread (500g)
$4.06 CHF 3.30
$2.22 Rp 39.5K
82.88%
Rice (white) (1kg)
$4.34 CHF 3.53
$1.13 Rp 20.0K
284.07%
Eggs
$7.88 CHF 6.41
$2.09 Rp 37.1K
277.03%
Local Cheese (1kg)
$27.10 CHF 22.04
$17.39 Rp 309.0K
55.84%
Chicken Fillets (1kg)
$31.49 CHF 25.60
$3.87 Rp 68.7K
713.70%
Beef Round Steak (1kg)
$42.78 CHF 34.78
$12.55 Rp 222.9K
240.88%
Apples (1kg)
$3.71 CHF 3.01
$3.62 Rp 64.2K
2.49%
Banana (1kg)
$2.00 CHF 1.62
$1.56 Rp 27.7K
28.21%
Oranges (1kg)
$2.86 CHF 2.32
$2.35 Rp 41.8K
21.70%
Tomato (1kg)
$6.31 CHF 5.13
$2.06 Rp 36.5K
206.31%
Potato (1kg)
$2.00 CHF 1.62
$1.90 Rp 33.7K
5.26%
Onion (1kg)
$2.20 CHF 1.79
$2.34 Rp 41.5K
-5.98%
Lettuce (1 head)
$2.53 CHF 2.05
$1.03 Rp 18.3K
145.63%
Water (1.5 liter bottle)
$1.35 CHF 1.09
$0.55 Rp 9,854
145.45%
Cigarettes 20 Pack (Marlboro, Camel)
$11.27 CHF 9.16
$2.25 Rp 40.0K
400.89%
Wine (Bottle)
$18.82 CHF 15.30
$23.81 Rp 422.9K
-20.96%
Local Beer (0.5 liter bottle)
$2.95 CHF 2.40
$2.31 Rp 41.1K
27.71%
Imported Beer (0.33 liter bottle)
$4.00 CHF 3.25
$2.80 Rp 49.8K
42.86%
🚌 Getting Around
Bellinzona
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.86 CHF 2.32
$0.27 Rp 4,839
959.26%
Public Transport Monthly Pass (Regular Price)
$123 CHF 100
$8.66 Rp 153.9K
1320.55%
Taxi Start (Normal Tariff)
$7.47 CHF 6.07
$0.48 Rp 8,554
1456.25%
Taxi (Normal Tariff) (1km)
$5.70 CHF 4.63
$0.45 Rp 7,924
1166.67%
Taxi 1hour Waiting (Normal Tariff)
$81.2 CHF 66.0
$5.72 Rp 101.6K
1319.93%
Gasoline (1 liter)
$2.27 CHF 1.85
$0.76 Rp 13.5K
198.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K CHF 28.5K
$24.5K Rp 434.9M
43.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.9K CHF 33.3K
$32.1K Rp 570.6M
27.32%
🧾 Monthly Utilities & Internet
Bellinzona
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$301 CHF 245
$83.6 Rp 1.5M
260.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.65 CHF 30.61
$6.46 Rp 114.7K
482.82%
Internet (50+ Mbps, Unlimited Data)
$64.8 CHF 52.7
$18.99 Rp 337.4K
241.07%
🎉 Sport & Entertainment
Bellinzona
Ubud, Bali
Difference
Gym Membership (Monthly)
$151 CHF 123
$56.0 Rp 994.4K
169.29%
Tennis Court (1 Hour on Weekend)
$56.3 CHF 45.76
$18.62 Rp 330.7K
202.31%
Cinema Ticket
$24.17 CHF 19.65
$4.28 Rp 76.1K
464.72%
🧸 Childcare & Education
Bellinzona
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,845 CHF 1,500
$487 Rp 8.6M
279.24%
International Primary School, 1 Child (Yearly)
$34.8K CHF 28.3K
$5,856 Rp 104.0M
493.78%
👕👟 Clothing & Footwear
Bellinzona
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$167 CHF 136
$45.56 Rp 809.3K
267.19%
Summer Dress (H&M, Zara, etc)
$57.7 CHF 46.94
$36.38 Rp 646.3K
58.71%
Sport Shoes (Adidas, Nike)
$192 CHF 156
$82.0 Rp 1.5M
133.70%
Men's Leather Business Shoes
$152 CHF 123
$80.4 Rp 1.4M
88.72%
🏠 Accommodation & Living
Bellinzona
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CHF 1,295
$1,117 Rp 19.8M
42.61%
1-bedroom Apartment, Outside City Center (Monthly)
$1,413 CHF 1,149
$701 Rp 12.5M
101.60%
3-bedroom Apartment, City Center (Monthly)
$2,541 CHF 2,066
$3,537 Rp 62.8M
-28.15%
3-bedroom Apartment, Outside City Center (Monthly)
$2,601 CHF 2,115
$1,762 Rp 31.3M
47.61%
Buy Apartment in City Center (m2)
$13.7K CHF 11.2K
$2,826 Rp 50.2M
385.70%
Buy Apartment Outside City Center (m2)
$10.6K CHF 8,637
$2,292 Rp 40.7M
363.54%
💵 Salaries & Financials
Bellinzona
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,876 CHF 5,590
$170 Rp 3.0M
3949.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.23
13.78
-83.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellinzona: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,592 in Bellinzona versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3950% higher in Bellinzona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $125 in Bellinzona versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $649 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bellinzona vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Bellinzona and in Ubud, Bali compare overall?
Monthly costs with rent: $3,580 in Bellinzona, $1,396 in Ubud, Bali – roughly 156% apart. Bellinzona costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Bellinzona compared to Ubud, Bali?
For a comfortable life, plan on about $5,370 per month in Bellinzona and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bellinzona and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Bellinzona or Ubud, Bali?
Monthly expenses with rent come to $3,580 in Bellinzona and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Bellinzona and in Ubud, Bali?
Public transport costs about 1321% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Bellinzona at $3,580. In Ubud, Bali it covers expenses comfortably, while in Bellinzona it requires careful planning or may not stretch far enough.
How does quality of life compare between Bellinzona and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,396 in Ubud, Bali to $3,580 in Bellinzona. Climate, culture, job market, and personal taste all factor in.
Is Bellinzona or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bellinzona and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bellinzona makes more sense. Both are solid long-term options with distinct trade-offs.

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