😐A single person spends $3,580 per month in Bellinzona vs $1,396 in Ubud, Bali, rent included.
😐A couple spends around $5,462 per month in Bellinzona vs $2,334 in Ubud, Bali, rent included.
😐A family of three spends $7,343 per month in Bellinzona vs $3,273 in Ubud, Bali, rent included.
😐Bellinzona costs about 156% more than Ubud, Bali, driven mainly by Groceries & Markets.
📊Both Bellinzona and Ubud, Bali sit above the global median – Bellinzona by 161%, Ubud, Bali by 2%.
Currency
🍽 Eating Out
Bellinzona
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.83CHF 25.06
$3.37Rp 59.9K
814.84%
Three-Course Dinner for Two, Mid-Range
$125CHF 102
$38.59Rp 685.5K
224.51%
Fast Food Meal(McDonalds, etc)
$18.22CHF 14.82
$5.52Rp 98.1K
230.07%
Cappuccino
$4.81CHF 3.91
$2.64Rp 47.0K
82.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.27CHF 4.29
$1.67Rp 29.7K
215.57%
Water(0.33 liter bottle)
$4.57CHF 3.72
$0.77Rp 13.7K
493.51%
Local Beer(0.5 liter draught)
$7.52CHF 6.11
$2.63Rp 46.8K
185.93%
Imported Beer(0.33 liter bottle)
$6.00CHF 4.88
$4.28Rp 76.1K
40.19%
🛒 Groceries & Markets
Bellinzona
Ubud, Bali
Difference
Milk(1 liter)
$2.21CHF 1.80
$1.55Rp 27.5K
42.58%
White Bread(500g)
$4.06CHF 3.30
$2.22Rp 39.5K
82.88%
Rice(white)(1kg)
$4.34CHF 3.53
$1.13Rp 20.0K
284.07%
Eggs
$7.88CHF 6.41
$2.09Rp 37.1K
277.03%
Local Cheese(1kg)
$27.10CHF 22.04
$17.39Rp 309.0K
55.84%
Chicken Fillets(1kg)
$31.49CHF 25.60
$3.87Rp 68.7K
713.70%
Beef Round Steak(1kg)
$42.78CHF 34.78
$12.55Rp 222.9K
240.88%
Apples(1kg)
$3.71CHF 3.01
$3.62Rp 64.2K
2.49%
Banana(1kg)
$2.00CHF 1.62
$1.56Rp 27.7K
28.21%
Oranges(1kg)
$2.86CHF 2.32
$2.35Rp 41.8K
21.70%
Tomato(1kg)
$6.31CHF 5.13
$2.06Rp 36.5K
206.31%
Potato(1kg)
$2.00CHF 1.62
$1.90Rp 33.7K
5.26%
Onion(1kg)
$2.20CHF 1.79
$2.34Rp 41.5K
-5.98%
Lettuce(1 head)
$2.53CHF 2.05
$1.03Rp 18.3K
145.63%
Water(1.5 liter bottle)
$1.35CHF 1.09
$0.55Rp 9,854
145.45%
Cigarettes 20 Pack(Marlboro, Camel)
$11.27CHF 9.16
$2.25Rp 40.0K
400.89%
Wine(Bottle)
$18.82CHF 15.30
$23.81Rp 422.9K
-20.96%
Local Beer(0.5 liter bottle)
$2.95CHF 2.40
$2.31Rp 41.1K
27.71%
Imported Beer(0.33 liter bottle)
$4.00CHF 3.25
$2.80Rp 49.8K
42.86%
🚌 Getting Around
Bellinzona
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.86CHF 2.32
$0.27Rp 4,839
959.26%
Public Transport Monthly Pass(Regular Price)
$123CHF 100
$8.66Rp 153.9K
1320.55%
Taxi Start(Normal Tariff)
$7.47CHF 6.07
$0.48Rp 8,554
1456.25%
Taxi(Normal Tariff)(1km)
$5.70CHF 4.63
$0.45Rp 7,924
1166.67%
Taxi 1hour Waiting(Normal Tariff)
$81.2CHF 66.0
$5.72Rp 101.6K
1319.93%
Gasoline(1 liter)
$2.27CHF 1.85
$0.76Rp 13.5K
198.68%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1KCHF 28.5K
$24.5KRp 434.9M
43.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.9KCHF 33.3K
$32.1KRp 570.6M
27.32%
🧾 Monthly Utilities & Internet
Bellinzona
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$301CHF 245
$83.6Rp 1.5M
260.30%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$37.65CHF 30.61
$6.46Rp 114.7K
482.82%
Internet(50+ Mbps, Unlimited Data)
$64.8CHF 52.7
$18.99Rp 337.4K
241.07%
🎉 Sport & Entertainment
Bellinzona
Ubud, Bali
Difference
Gym Membership(Monthly)
$151CHF 123
$56.0Rp 994.4K
169.29%
Tennis Court(1 Hour on Weekend)
$56.3CHF 45.76
$18.62Rp 330.7K
202.31%
Cinema Ticket
$24.17CHF 19.65
$4.28Rp 76.1K
464.72%
🧸 Childcare & Education
Bellinzona
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,845CHF 1,500
$487Rp 8.6M
279.24%
International Primary School, 1 Child(Yearly)
$34.8KCHF 28.3K
$5,856Rp 104.0M
493.78%
👕👟 Clothing & Footwear
Bellinzona
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$167CHF 136
$45.56Rp 809.3K
267.19%
Summer Dress(H&M, Zara, etc)
$57.7CHF 46.94
$36.38Rp 646.3K
58.71%
Sport Shoes(Adidas, Nike)
$192CHF 156
$82.0Rp 1.5M
133.70%
Men's Leather Business Shoes
$152CHF 123
$80.4Rp 1.4M
88.72%
🏠 Accommodation & Living
Bellinzona
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,592CHF 1,295
$1,117Rp 19.8M
42.61%
1-bedroom Apartment, Outside City Center(Monthly)
$1,413CHF 1,149
$701Rp 12.5M
101.60%
3-bedroom Apartment, City Center(Monthly)
$2,541CHF 2,066
$3,537Rp 62.8M
-28.15%
3-bedroom Apartment, Outside City Center(Monthly)
$2,601CHF 2,115
$1,762Rp 31.3M
47.61%
Buy Apartment in City Center(m2)
$13.7KCHF 11.2K
$2,826Rp 50.2M
385.70%
Buy Apartment Outside City Center(m2)
$10.6KCHF 8,637
$2,292Rp 40.7M
363.54%
💵 Salaries & Financials
Bellinzona
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$6,876CHF 5,590
$170Rp 3.0M
3949.72%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.23
13.78
-83.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bellinzona: August 31, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,592 in Bellinzona versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3950% higher in Bellinzona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $125 in Bellinzona versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $649 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bellinzona vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Bellinzona and in Ubud, Bali compare overall?
Monthly costs with rent: $3,580 in Bellinzona, $1,396 in Ubud, Bali – roughly 156% apart. Bellinzona costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Bellinzona compared to Ubud, Bali?
For a comfortable life, plan on about $5,370 per month in Bellinzona and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bellinzona and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Bellinzona or Ubud, Bali?
Monthly expenses with rent come to $3,580 in Bellinzona and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Bellinzona and in Ubud, Bali?
Public transport costs about 1321% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Bellinzona at $3,580. In Ubud, Bali it covers expenses comfortably, while in Bellinzona it requires careful planning or may not stretch far enough.
How does quality of life compare between Bellinzona and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,396 in Ubud, Bali to $3,580 in Bellinzona. Climate, culture, job market, and personal taste all factor in.
Is Bellinzona or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bellinzona and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bellinzona makes more sense. Both are solid long-term options with distinct trade-offs.
Bellinzona vs other spots: cost of living compared