Last update: Oct 2026

Cost of Living Comparison Between Bellinzona and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,509 in Bellinzona, rent and utilities included – about $25,700 less a year. Other living expenses account for most of the difference.

171

Cost of Living Index in Bellinzona
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Bellinzona Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bellinzona

🇨🇭 Switzerland

$3,509

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Bellinzona and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bellinzona and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,509 per month in Bellinzona vs $1,368 in Ubud, Bali, rent included.

Bellinzona $3,509
Ubud, Bali $1,368

A couple spends around $5,423 per month in Bellinzona vs $2,314 in Ubud, Bali, rent included.

Bellinzona $5,423
Ubud, Bali $2,314

A family of three spends $7,337 per month in Bellinzona vs $3,260 in Ubud, Bali, rent included.

Bellinzona $7,337
Ubud, Bali $3,260

Bellinzona costs about 157% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Bellinzona and Ubud, Bali sit above the global median – Bellinzona by 160%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$34.40 CHF 28.33

$3.33 Rp 59.9K

933.03%

Three-Course Dinner for Two, Mid-Range

$120 CHF 98.7

$35.18 Rp 633.2K

240.76%

Fast Food Meal (McDonalds, etc)

$17.66 CHF 14.54

$5.80 Rp 104.5K

204.48%

Cappuccino

$4.85 CHF 4.00

$2.73 Rp 49.1K

77.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.55 CHF 4.57

$1.64 Rp 29.5K

238.41%

Water (0.33 liter bottle)

$4.42 CHF 3.64

$0.83 Rp 15.0K

432.53%

Local Beer (0.5 liter draught)

$9.51 CHF 7.83

$2.70 Rp 48.6K

252.22%

Imported Beer (0.33 liter bottle)

$6.68 CHF 5.50

$4.30 Rp 77.4K

55.35%

Milk (1 liter)

$2.23 CHF 1.83

$1.50 Rp 27.1K

48.67%

White Bread (500g)

$4.18 CHF 3.44

$2.30 Rp 41.4K

81.74%

Rice (white) (1kg)

$4.11 CHF 3.38

$1.18 Rp 21.2K

248.31%

Eggs

$7.89 CHF 6.50

$2.14 Rp 38.6K

268.69%

Local Cheese (1kg)

$27.08 CHF 22.30

$17.48 Rp 314.6K

54.92%

Chicken Fillets (1kg)

$30.85 CHF 25.41

$4.03 Rp 72.5K

665.51%

Beef Round Steak (1kg)

$41.72 CHF 34.36

$12.23 Rp 220.1K

241.13%

Apples (1kg)

$3.64 CHF 3.00

$3.55 Rp 63.9K

2.54%

Banana (1kg)

$2.02 CHF 1.66

$1.57 Rp 28.3K

28.66%

Oranges (1kg)

$2.70 CHF 2.23

$2.24 Rp 40.2K

20.54%

Tomato (1kg)

$6.45 CHF 5.31

$1.93 Rp 34.7K

234.20%

Potato (1kg)

$1.97 CHF 1.62

$1.88 Rp 33.9K

4.79%

Onion (1kg)

$2.09 CHF 1.72

$2.29 Rp 41.3K

-8.73%

Lettuce (1 head)

$2.45 CHF 2.02

$0.99 Rp 17.9K

147.47%

Water (1.5 liter bottle)

$1.28 CHF 1.06

$0.53 Rp 9,475

141.51%

Cigarettes 20 Pack (Marlboro, Camel)

$10.61 CHF 8.74

$2.28 Rp 41.1K

365.35%

Wine (Bottle)

$17.75 CHF 14.62

$23.01 Rp 414.2K

-22.86%

Local Beer (0.5 liter bottle)

$2.87 CHF 2.36

$2.34 Rp 42.2K

22.65%

Imported Beer (0.33 liter bottle)

$3.92 CHF 3.22

$2.91 Rp 52.4K

34.71%

One-way Ticket (Public Transport)

$2.78 CHF 2.29

$0.24 Rp 4,315

1058.33%

Public Transport Monthly Pass (Regular Price)

$121 CHF 99.7

$8.82 Rp 158.7K

1271.77%

Taxi Start (Normal Tariff)

$7.24 CHF 5.97

$0.48 Rp 8,684

1408.33%

Taxi (Normal Tariff) (1km)

$5.67 CHF 4.67

$0.46 Rp 8,233

1132.61%

Taxi 1hour Waiting (Normal Tariff)

$36.42 CHF 30.00

$5.45 Rp 98.2K

568.26%

Gasoline (1 liter)

$2.29 CHF 1.89

$0.88 Rp 15.9K

160.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K CHF 28.9K

$24.6K Rp 442.2M

43.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K CHF 32.2K

$31.2K Rp 561.4M

25.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$300 CHF 247

$83.0 Rp 1.5M

261.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.26 CHF 29.04

$6.45 Rp 116.0K

446.67%

Internet (50+ Mbps, Unlimited Data)

$62.5 CHF 51.4

$18.57 Rp 334.2K

236.30%

Gym Membership (Monthly)

$143 CHF 117

$55.8 Rp 1.0M

155.30%

Tennis Court (1 Hour on Weekend)

$54.2 CHF 44.66

$18.11 Rp 326.0K

199.45%

Cinema Ticket

$23.18 CHF 19.09

$4.38 Rp 78.9K

429.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,198 CHF 2,634

$493 Rp 8.9M

548.73%

International Primary School, 1 Child (Yearly)

$34.8K CHF 28.7K

$5,754 Rp 103.6M

505.41%

Jeans (Levis 501 Or Similar)

$200 CHF 165

$46.19 Rp 831.4K

332.99%

Summer Dress (H&M, Zara, etc)

$48.63 CHF 40.05

$35.33 Rp 636.0K

37.65%

Sport Shoes (Adidas, Nike)

$164 CHF 135

$79.1 Rp 1.4M

107.78%

Men's Leather Business Shoes

$165 CHF 136

$78.4 Rp 1.4M

110.61%

1-bedroom Apartment, City Center (Monthly)

$1,569 CHF 1,292

$1,142 Rp 20.6M

37.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,368 CHF 1,127

$676 Rp 12.2M

102.54%

3-bedroom Apartment, City Center (Monthly)

$2,485 CHF 2,047

$3,503 Rp 63.1M

-29.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,459 CHF 2,025

$1,700 Rp 30.6M

44.64%

Buy Apartment in City Center (m2)

$13.2K CHF 10.9K

$2,784 Rp 50.1M

374.83%

Buy Apartment Outside City Center (m2)

$10.3K CHF 8,443

$2,241 Rp 40.3M

357.52%

Average Monthly Net Salary (After Tax)

$6,494 CHF 5,349

$165 Rp 3.0M

3846.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

13.78

-83.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellinzona: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bellinzona

$1.4K 39%

Ubud, Bali

$676 49.4% 50.6% $693

Groceries & Markets

Bellinzona

$639 18.2%

Ubud, Bali

$290 21.2% 54.5% $349

Eating Out

Bellinzona

$487 13.9%

Ubud, Bali

$109 8% 77.7% $378

Monthly Utilities & Internet

Bellinzona

$398 11.3%

Ubud, Bali

$108 7.9% 72.9% $290

Clothing & Footwear

Bellinzona

$260 7.4%

Ubud, Bali

$108 7.9% 58.7% $153

Sport & Entertainment

Bellinzona

$189 5.4%

Ubud, Bali

$65 4.7% 65.8% $124

Getting Around

Bellinzona

$168 4.8%

Ubud, Bali

$13 0.9% 92.5% $155

Cost Breakdown

A central one-bedroom costs $1,569 in Bellinzona versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3847% higher in Bellinzona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in Bellinzona versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $639 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇭 Bellinzona

🇮🇩 Ubud, Bali

🕒 Local time

06:20 6:20 AM

12:20 12:20 PM

6 h ahead of Bellinzona

🌤 Weather

👥 Population

43,785

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CHF in detail →

On the map

Lowest

Highest

Between locations

Bellinzona Ubud, Bali 11,940 km ≈ 15 h nonstop flight

From you

Bellinzona
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bellinzona vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,509 in Bellinzona, $1,368 in Ubud, Bali – roughly 157% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $5,264 per month in Bellinzona and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,509 in Bellinzona and $1,368 in Ubud, Bali. That's a gap of about 157%.

Public transport costs about 1272% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Bellinzona at $3,509. In Ubud, Bali it covers expenses comfortably, while in Bellinzona it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $3,509 in Bellinzona. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bellinzona makes more sense. Both are solid long-term options with distinct trade-offs.