Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Belgorod

For one person, living is cheaper in Belgorod: $1,107 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
54

Cost of Living Index in Belgorod
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Belgorod Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Belgorod

🇷🇺 Russia

$1,107

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Belgorod

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Belgorod actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,107 in Belgorod, rent included.

Ubud, Bali $1,349
Belgorod $1,107

A couple spends around $2,305 per month in Ubud, Bali vs $1,430 in Belgorod, rent included.

Ubud, Bali $2,305
Belgorod $1,430

A family of three spends $3,261 per month in Ubud, Bali vs $1,752 in Belgorod, rent included.

Ubud, Bali $3,261
Belgorod $1,752

Ubud, Bali costs about 22% more than Belgorod, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$12.21 ₽988

-72.81%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$30.79 ₽2,491

15.75%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

$7.27 ₽588

-23.93%

Cappuccino

$2.72 Rp 49.4K

$2.06 ₽166

32.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.89 ₽72.0

91.01%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.44 ₽35.53

72.73%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.58 ₽128

67.72%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$1.75 ₽142

150.29%

Milk (1 liter)

$1.49 Rp 27.1K

$0.90 ₽72.7

65.56%

White Bread (500g)

$2.28 Rp 41.3K

$0.55 ₽44.44

314.55%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.63 ₽51.2

88.89%

Eggs

$2.04 Rp 37.0K

$1.38 ₽112

47.83%

Local Cheese (1kg)

$17.70 Rp 321.5K

$11.31 ₽915

56.50%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$4.76 ₽385

-16.81%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$6.81 ₽551

79.00%

Apples (1kg)

$3.66 Rp 66.4K

$1.21 ₽98.0

202.48%

Banana (1kg)

$1.52 Rp 27.6K

$1.71 ₽138

-11.11%

Oranges (1kg)

$2.23 Rp 40.5K

$1.54 ₽124

44.81%

Tomato (1kg)

$1.97 Rp 35.8K

$1.90 ₽154

3.68%

Potato (1kg)

$1.85 Rp 33.6K

$0.98 ₽79.4

88.78%

Onion (1kg)

$2.42 Rp 44.0K

$1.20 ₽97.2

101.67%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.20 ₽97.3

-17.50%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$0.83 ₽67.0

-38.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.41 ₽276

-34.90%

Wine (Bottle)

$22.24 Rp 403.9K

$7.35 ₽595

202.59%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.41 ₽114

60.28%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.25 ₽263

-8.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

$0.32 ₽26.28

-21.88%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

$18.27 ₽1,478

-57.20%

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

$1.21 ₽98.2

-63.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

$0.52 ₽42.19

-17.31%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$5.31 ₽429

1.88%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.81 ₽65.9

1.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

$52.9K ₽4.3M

-54.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

$41.8K ₽3.4M

-24.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$113 ₽9,114

-29.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$6.05 ₽489

6.61%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$6.30 ₽510

194.92%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$20.88 ₽1,689

136.97%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$4.27 Rp 77.6K

$6.74 ₽545

-36.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$183 ₽14.8K

167.76%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$10.2K ₽824.1K

-44.31%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

$167 ₽13.5K

-73.25%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

$137 ₽11.1K

-74.48%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$226 ₽18.3K

-64.60%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$75.1 ₽6,075

5.75%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$310 ₽25.1K

116.37%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,200 ₽178.0K

24.17%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,298 ₽105.0K

75.93%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$606 ₽49.1K

-72.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-23.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Belgorod: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Belgorod

$310 28.1% 53.8% $361

Groceries & Markets

Ubud, Bali

$288 21.4%

Belgorod

$181 16.4% 37.2% $107

Eating Out

Ubud, Bali

$108 8%

Belgorod

$161 14.5% 49.4% $53

Clothing & Footwear

Ubud, Bali

$108 8%

Belgorod

$272 24.6% 153% $165

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Belgorod

$125 11.3% 20.1% $21

Sport & Entertainment

Ubud, Bali

$58 4.3%

Belgorod

$34 3.1% 40.8% $24

Getting Around

Ubud, Bali

$11 0.9%

Belgorod

$23 2.1% 105% $12

Cost Breakdown

Salaries in Belgorod are about 3.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $31 in Belgorod. Monthly groceries follow the same trend: $288 vs $181 – making Belgorod the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Belgorod

🕒 Local time

11:22 11:22 AM

06:22 6:22 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

391,702

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100 RUB = 1.24 USD

100 RUB = 1.1 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

Russian Ruble exchange rates as of November 3, 2026: 1 USD = 80.89 RUB (100 RUB = 1.24 USD). 1 EUR = 90.67 RUB (100 RUB = 1.1 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Belgorod 9,950 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Belgorod

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Belgorod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,107 in Belgorod – Belgorod comes out roughly 18% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,661 in Belgorod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Public transport costs about 57% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $183 in Belgorod. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,107 in Belgorod, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,107 in Belgorod to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.