Cost of Living Comparison Between Ubud, Bali and Belgorod Cost of Living Comparison Between Ubud, Bali and Belgorod

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $878 in Belgorod, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $1,313 in Belgorod, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $1,749 in Belgorod, rent included.

Ubud, Bali costs about 59% more than Belgorod, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Belgorod is 34% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$9.61 ₽697

-64.62%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$38.51 ₽2,790

-15.92%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$5.81 ₽421

-13.94%

Cappuccino

$2.82 Rp 50.0K

$2.52 ₽183

11.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.91 ₽66.0

51.65%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.39 ₽28.56

87.18%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$0.87 ₽62.8

242.53%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$3.40 ₽247

16.76%

Milk (1 liter)

$1.79 Rp 31.8K

$1.18 ₽85.4

51.69%

White Bread (500g)

$2.46 Rp 43.7K

$0.75 ₽54.3

228.00%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.28 ₽92.8

-6.25%

Eggs

$2.39 Rp 42.3K

$1.74 ₽126

37.36%

Local Cheese (1kg)

$14.40 Rp 255.1K

$9.62 ₽697

49.69%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$4.88 ₽354

-12.30%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$5.14 ₽372

129.96%

Apples (1kg)

$3.78 Rp 67.0K

$1.69 ₽122

123.67%

Banana (1kg)

$1.63 Rp 28.9K

$1.79 ₽129

-8.94%

Oranges (1kg)

$2.80 Rp 49.6K

$1.57 ₽114

78.34%

Tomato (1kg)

$2.26 Rp 40.0K

$2.02 ₽146

11.88%

Potato (1kg)

$2.00 Rp 35.3K

$0.63 ₽45.55

217.46%

Onion (1kg)

$2.21 Rp 39.2K

$0.45 ₽32.87

391.11%

Lettuce (1 head)

$1.07 Rp 18.9K

$1.90 ₽138

-43.68%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.59 ₽42.62

28.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$3.20 ₽232

-2.19%

Wine (Bottle)

$23.81 Rp 421.9K

$6.25 ₽453

280.96%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$0.74 ₽53.8

283.78%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$1.11 ₽80.7

150.45%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.31 ₽22.35

-12.90%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

$14.78 ₽1,071

-43.37%

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$1.12 ₽80.8

-59.82%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$0.22 ₽15.92

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$7.75 ₽561

-22.84%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.71 ₽51.3

12.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$30.4K ₽2.2M

-15.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$35.5K ₽2.6M

-10.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$97.1 ₽7,037

-16.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$6.73 ₽488

-38.48%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$8.97 ₽650

168.90%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$12.59 ₽912

676.41%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

$25.26 ₽1,830

-73.71%

Cinema Ticket

$4.04 Rp 71.5K

$7.02 ₽509

-42.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$319 ₽23.1K

-6.91%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$4,543 ₽329.2K

45.07%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$61.1 ₽4,428

-9.77%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$38.00 ₽2,754

1.34%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$75.2 ₽5,451

14.49%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$64.3 ₽4,657

21.30%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$565 ₽41.0K

74.28%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$299 ₽21.7K

122.09%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$1,020 ₽73.9K

237.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$435 ₽31.5K

369.63%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

$2,406 ₽174.3K

17.57%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

$1,438 ₽104.2K

58.74%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$541 ₽39.2K

-68.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.17

62.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Belgorod: June 14, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $565 in Belgorod. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 219% higher in Belgorod, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $39.00 in Belgorod. Groceries tell a different story – $299 in Ubud, Bali vs $171 in Belgorod – so Belgorod wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Belgorod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,394 in Ubud, Bali, $878 in Belgorod – roughly 59% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $1,316 in Belgorod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belgorod, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 77% less in Belgorod. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $297 per month in Ubud, Bali and $319 in Belgorod. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Belgorod, where all-in costs run around $878, than in Ubud, Bali at $1,394. In Belgorod it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $878 in Belgorod to $1,394 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belgorod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.