Cost of Living Comparison Between Ubud, Bali and Belgorod Cost of Living Comparison Between Ubud, Bali and Belgorod

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,052 in Belgorod, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,337 in Belgorod, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,621 in Belgorod, rent included.

Ubud, Bali costs about 30% more than Belgorod, driven mainly by Clothing & Footwear.

Ubud, Bali sits 0% above the global median, while Belgorod is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$11.75 ₽988

-70.72%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$30.05 ₽2,528

20.83%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.21 ₽607

-20.80%

Cappuccino

$2.67 Rp 47.4K

$2.04 ₽171

30.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.87 ₽73.0

101.15%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.44 ₽37.33

97.73%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.56 ₽131

89.10%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$1.76 ₽148

156.82%

Milk (1 liter)

$1.62 Rp 28.7K

$0.92 ₽77.2

76.09%

White Bread (500g)

$2.33 Rp 41.3K

$0.57 ₽47.65

308.77%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.56 ₽47.46

98.21%

Eggs

$2.20 Rp 39.0K

$1.33 ₽112

65.41%

Local Cheese (1kg)

$17.69 Rp 313.9K

$10.68 ₽899

65.64%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$4.51 ₽379

-9.09%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$6.44 ₽541

89.13%

Apples (1kg)

$3.71 Rp 65.8K

$1.21 ₽102

206.61%

Banana (1kg)

$1.59 Rp 28.2K

$1.64 ₽138

-3.05%

Oranges (1kg)

$2.28 Rp 40.5K

$1.49 ₽126

53.02%

Tomato (1kg)

$1.95 Rp 34.7K

$1.80 ₽152

8.33%

Potato (1kg)

$1.91 Rp 33.8K

$0.90 ₽75.8

112.22%

Onion (1kg)

$2.33 Rp 41.4K

$1.15 ₽96.8

102.61%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.15 ₽96.7

-12.17%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.86 ₽72.4

-36.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$3.28 ₽276

-32.01%

Wine (Bottle)

$23.07 Rp 409.3K

$7.03 ₽592

228.17%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.35 ₽114

79.26%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$3.15 ₽265

-4.76%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$1.19 ₽100

-59.66%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.48 ₽40.78

-10.42%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$5.11 ₽430

10.37%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.77 ₽64.7

3.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$28.7K ₽2.4M

-12.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$36.7K ₽3.1M

-13.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$110 ₽9,239

-25.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$5.71 ₽481

13.66%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$5.89 ₽495

218.68%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$20.18 ₽1,698

181.81%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$6.68 ₽562

-32.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$177 ₽14.9K

170.89%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$9,566 ₽804.8K

-40.29%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$162 ₽13.7K

-71.96%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$130 ₽10.9K

-72.41%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$223 ₽18.8K

-63.97%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$70.9 ₽5,968

10.91%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$300 ₽25.2K

132.89%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,055 ₽172.9K

35.49%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,247 ₽105.0K

83.55%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$586 ₽49.3K

-71.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-23.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Belgorod: September 13, 2026

Cost Breakdown

Salaries run about 249% higher in Belgorod, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $30.00 in Belgorod. Monthly groceries follow the same trend: $295 vs $174 – making Belgorod the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Belgorod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,052 in Belgorod – roughly 30% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,578 in Belgorod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $30.00 in Belgorod. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 69% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Belgorod, where all-in costs run around $1,052, than in Ubud, Bali at $1,368. In Belgorod it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,052 in Belgorod to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belgorod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.