Last update: Oct 2026

Cost of Living Comparison Between Belgorod and Ubud, Bali

For one person, living is cheaper in Belgorod: $1,107 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

54

Cost of Living Index in Belgorod
Learn more

Belgorod Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Belgorod

🇷🇺 Russia

$1,107

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgorod and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgorod and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,107 per month in Belgorod vs $1,349 in Ubud, Bali, rent included.

Belgorod $1,107
Ubud, Bali $1,349

A couple spends around $1,430 per month in Belgorod vs $2,305 in Ubud, Bali, rent included.

Belgorod $1,430
Ubud, Bali $2,305

A family of three spends $1,752 per month in Belgorod vs $3,261 in Ubud, Bali, rent included.

Belgorod $1,752
Ubud, Bali $3,261

Belgorod is about 18% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$12.21 ₽988

$3.32 Rp 60.3K

267.77%

Three-Course Dinner for Two, Mid-Range

$30.79 ₽2,491

$35.64 Rp 647.3K

-13.61%

Fast Food Meal (McDonalds, etc)

$7.27 ₽588

$5.53 Rp 100.5K

31.46%

Cappuccino

$2.06 ₽166

$2.72 Rp 49.4K

-24.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.89 ₽72.0

$1.70 Rp 30.9K

-47.65%

Water (0.33 liter bottle)

$0.44 ₽35.53

$0.76 Rp 13.8K

-42.11%

Local Beer (0.5 liter draught)

$1.58 ₽128

$2.65 Rp 48.2K

-40.38%

Imported Beer (0.33 liter bottle)

$1.75 ₽142

$4.38 Rp 79.6K

-60.05%

Milk (1 liter)

$0.90 ₽72.7

$1.49 Rp 27.1K

-39.60%

White Bread (500g)

$0.55 ₽44.44

$2.28 Rp 41.3K

-75.88%

Rice (white) (1kg)

$0.63 ₽51.2

$1.19 Rp 21.6K

-47.06%

Eggs

$1.38 ₽112

$2.04 Rp 37.0K

-32.35%

Local Cheese (1kg)

$11.31 ₽915

$17.70 Rp 321.5K

-36.10%

Chicken Fillets (1kg)

$4.76 ₽385

$3.96 Rp 72.0K

20.20%

Beef Round Steak (1kg)

$6.81 ₽551

$12.19 Rp 221.4K

-44.13%

Apples (1kg)

$1.21 ₽98.0

$3.66 Rp 66.4K

-66.94%

Banana (1kg)

$1.71 ₽138

$1.52 Rp 27.6K

12.50%

Oranges (1kg)

$1.54 ₽124

$2.23 Rp 40.5K

-30.94%

Tomato (1kg)

$1.90 ₽154

$1.97 Rp 35.8K

-3.55%

Potato (1kg)

$0.98 ₽79.4

$1.85 Rp 33.6K

-47.03%

Onion (1kg)

$1.20 ₽97.2

$2.42 Rp 44.0K

-50.41%

Lettuce (1 head)

$1.20 ₽97.3

$0.99 Rp 18.0K

21.21%

Water (1.5 liter bottle)

$0.83 ₽67.0

$0.51 Rp 9,324

62.75%

Cigarettes 20 Pack (Marlboro, Camel)

$3.41 ₽276

$2.22 Rp 40.4K

53.60%

Wine (Bottle)

$7.35 ₽595

$22.24 Rp 403.9K

-66.95%

Local Beer (0.5 liter bottle)

$1.41 ₽114

$2.26 Rp 41.0K

-37.61%

Imported Beer (0.33 liter bottle)

$3.25 ₽263

$2.97 Rp 53.9K

9.43%

One-way Ticket (Public Transport)

$0.32 ₽26.28

$0.25 Rp 4,559

28.00%

Public Transport Monthly Pass (Regular Price)

$18.27 ₽1,478

$7.82 Rp 142.1K

133.63%

Taxi Start (Normal Tariff)

$1.21 ₽98.2

$0.44 Rp 7,982

175.00%

Taxi (Normal Tariff) (1km)

$0.52 ₽42.19

$0.43 Rp 7,811

20.93%

Taxi 1hour Waiting (Normal Tariff)

$5.31 ₽429

$5.41 Rp 98.2K

-1.85%

Gasoline (1 liter)

$0.81 ₽65.9

$0.82 Rp 15.0K

-1.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$52.9K ₽4.3M

$23.8K Rp 433.0M

121.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.8K ₽3.4M

$31.7K Rp 576.6M

31.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ₽9,114

$79.1 Rp 1.4M

42.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.05 ₽489

$6.45 Rp 117.1K

-6.20%

Internet (50+ Mbps, Unlimited Data)

$6.30 ₽510

$18.58 Rp 337.4K

-66.09%

Gym Membership (Monthly)

$20.88 ₽1,689

$49.48 Rp 898.7K

-57.80%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$6.74 ₽545

$4.27 Rp 77.6K

57.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$183 ₽14.8K

$491 Rp 8.9M

-62.65%

International Primary School, 1 Child (Yearly)

$10.2K ₽824.1K

$5,674 Rp 103.0M

79.56%

Jeans (Levis 501 Or Similar)

$167 ₽13.5K

$44.64 Rp 810.7K

273.77%

Summer Dress (H&M, Zara, etc)

$137 ₽11.1K

$34.95 Rp 634.8K

291.85%

Sport Shoes (Adidas, Nike)

$226 ₽18.3K

$79.9 Rp 1.5M

182.45%

Men's Leather Business Shoes

$75.1 ₽6,075

$79.4 Rp 1.4M

-5.44%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$310 ₽25.1K

$671 Rp 12.2M

-53.78%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,200 ₽178.0K

$2,732 Rp 49.6M

-19.46%

Buy Apartment Outside City Center (m2)

$1,298 ₽105.0K

$2,284 Rp 41.5M

-43.16%

Average Monthly Net Salary (After Tax)

$606 ₽49.1K

$164 Rp 3.0M

270.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

30.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgorod: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgorod

$310 28.1%

Ubud, Bali

$672 49.8% 116% $361

Clothing & Footwear

Belgorod

$272 24.6%

Ubud, Bali

$108 8% 60.5% $165

Groceries & Markets

Belgorod

$181 16.4%

Ubud, Bali

$288 21.4% 59.3% $107

Eating Out

Belgorod

$161 14.5%

Ubud, Bali

$108 8% 33.1% $53

Monthly Utilities & Internet

Belgorod

$125 11.3%

Ubud, Bali

$104 7.7% 16.7% $21

Sport & Entertainment

Belgorod

$34 3.1%

Ubud, Bali

$58 4.3% 68.9% $24

Getting Around

Belgorod

$23 2.1%

Ubud, Bali

$11 0.9% 51.2% $12

Cost Breakdown

Salaries in Belgorod are about 3.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $31 in Belgorod versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $181 vs $288 – making Belgorod the more affordable choice for daily food spending.

Good to know

🇷🇺 Belgorod

🇮🇩 Ubud, Bali

🕒 Local time

06:08 6:08 AM

11:08 11:08 AM

5 h ahead of Belgorod

🌤 Weather

👥 Population

391,702

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.24 USD

100 RUB = 1.1 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of November 3, 2026: 1 USD = 80.89 RUB (100 RUB = 1.24 USD). 1 EUR = 90.67 RUB (100 RUB = 1.1 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

USD to RUB in detail →

On the map

Lowest

Highest

Between locations

Belgorod Ubud, Bali 9,950 km ≈ 13 h nonstop flight

From you

Belgorod
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgorod vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,107 in Belgorod, $1,349 in Ubud, Bali – Belgorod comes out roughly 18% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,661 per month in Belgorod and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Public transport costs about 57% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $183 per month in Belgorod and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,107 in Belgorod and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,107 in Belgorod to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.