Cost of Living Comparison Between Belgorod and Ubud, Bali Cost of Living Comparison Between Belgorod and Ubud, Bali

Monthly Cost of Living

A single person spends $1,052 per month in Belgorod vs $1,368 in Ubud, Bali, rent included.

A couple spends around $1,337 per month in Belgorod vs $2,348 in Ubud, Bali, rent included.

A family of three spends $1,621 per month in Belgorod vs $3,327 in Ubud, Bali, rent included.

Belgorod is about 23% cheaper than Ubud, Bali, driven mainly by Clothing & Footwear.

Belgorod sits 23% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.75 ₽988

$3.44 Rp 61.0K

241.57%

Three-Course Dinner for Two, Mid-Range

$30.05 ₽2,528

$36.31 Rp 644.2K

-17.24%

Fast Food Meal (McDonalds, etc)

$7.21 ₽607

$5.71 Rp 101.2K

26.27%

Cappuccino

$2.04 ₽171

$2.67 Rp 47.4K

-23.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ₽73.0

$1.75 Rp 31.0K

-50.29%

Water (0.33 liter bottle)

$0.44 ₽37.33

$0.87 Rp 15.5K

-49.43%

Local Beer (0.5 liter draught)

$1.56 ₽131

$2.95 Rp 52.4K

-47.12%

Imported Beer (0.33 liter bottle)

$1.76 ₽148

$4.52 Rp 80.2K

-61.06%

Milk (1 liter)

$0.92 ₽77.2

$1.62 Rp 28.7K

-43.21%

White Bread (500g)

$0.57 ₽47.65

$2.33 Rp 41.3K

-75.54%

Rice (white) (1kg)

$0.56 ₽47.46

$1.11 Rp 19.6K

-49.55%

Eggs

$1.33 ₽112

$2.20 Rp 39.0K

-39.55%

Local Cheese (1kg)

$10.68 ₽899

$17.69 Rp 313.9K

-39.63%

Chicken Fillets (1kg)

$4.51 ₽379

$4.10 Rp 72.7K

10.00%

Beef Round Steak (1kg)

$6.44 ₽541

$12.18 Rp 216.0K

-47.13%

Apples (1kg)

$1.21 ₽102

$3.71 Rp 65.8K

-67.39%

Banana (1kg)

$1.64 ₽138

$1.59 Rp 28.2K

3.14%

Oranges (1kg)

$1.49 ₽126

$2.28 Rp 40.5K

-34.65%

Tomato (1kg)

$1.80 ₽152

$1.95 Rp 34.7K

-7.69%

Potato (1kg)

$0.90 ₽75.8

$1.91 Rp 33.8K

-52.88%

Onion (1kg)

$1.15 ₽96.8

$2.33 Rp 41.4K

-50.64%

Lettuce (1 head)

$1.15 ₽96.7

$1.01 Rp 17.9K

13.86%

Water (1.5 liter bottle)

$0.86 ₽72.4

$0.55 Rp 9,791

56.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 ₽276

$2.23 Rp 39.6K

47.09%

Wine (Bottle)

$7.03 ₽592

$23.07 Rp 409.3K

-69.53%

Local Beer (0.5 liter bottle)

$1.35 ₽114

$2.42 Rp 42.9K

-44.21%

Imported Beer (0.33 liter bottle)

$3.15 ₽265

$3.00 Rp 53.2K

5.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$1.19 ₽100

$0.48 Rp 8,582

147.92%

Taxi (Normal Tariff) (1km)

$0.48 ₽40.78

$0.43 Rp 7,693

11.63%

Taxi 1hour Waiting (Normal Tariff)

$5.11 ₽430

$5.64 Rp 100.1K

-9.40%

Gasoline (1 liter)

$0.77 ₽64.7

$0.80 Rp 14.3K

-3.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K ₽2.4M

$24.9K Rp 442.5M

14.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K ₽3.1M

$31.7K Rp 562.6M

15.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₽9,239

$81.5 Rp 1.4M

34.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.71 ₽481

$6.49 Rp 115.2K

-12.02%

Internet (50+ Mbps, Unlimited Data)

$5.89 ₽495

$18.77 Rp 333.0K

-68.62%

Gym Membership (Monthly)

$20.18 ₽1,698

$56.9 Rp 1.0M

-64.52%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$6.68 ₽562

$4.54 Rp 80.5K

47.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$177 ₽14.9K

$481 Rp 8.5M

-63.08%

International Primary School, 1 Child (Yearly)

$9,566 ₽804.8K

$5,711 Rp 101.3M

67.49%

Jeans (Levis 501 Or Similar)

$162 ₽13.7K

$45.52 Rp 807.5K

256.59%

Summer Dress (H&M, Zara, etc)

$130 ₽10.9K

$35.88 Rp 636.6K

262.43%

Sport Shoes (Adidas, Nike)

$223 ₽18.8K

$80.4 Rp 1.4M

177.58%

Men's Leather Business Shoes

$70.9 ₽5,968

$78.7 Rp 1.4M

-9.84%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$300 ₽25.2K

$698 Rp 12.4M

-57.06%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,055 ₽172.9K

$2,784 Rp 49.4M

-26.19%

Buy Apartment Outside City Center (m2)

$1,247 ₽105.0K

$2,290 Rp 40.6M

-45.52%

Average Monthly Net Salary (After Tax)

$586 ₽49.3K

$168 Rp 3.0M

248.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

30.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgorod: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

Salaries run about 249% higher in Belgorod, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Belgorod versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $174 vs $295 – making Belgorod the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgorod vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,052 in Belgorod, $1,368 in Ubud, Bali – roughly 30% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $1,578 per month in Belgorod and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $30.00 in Belgorod and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 69% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Belgorod, where all-in costs run around $1,052, than in Ubud, Bali at $1,368. In Belgorod it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,052 in Belgorod to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belgorod. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.