Cost of Living Comparison Between Ubud, Bali and Bel Air, MD Cost of Living Comparison Between Ubud, Bali and Bel Air, MD

Monthly Cost of Living

A single person spends $1,397 per month in Ubud, Bali vs $2,653 in Bel Air, MD, rent included.

A couple spends around $2,588 per month in Ubud, Bali vs $3,860 in Bel Air, MD, rent included.

A family of three spends $3,778 per month in Ubud, Bali vs $5,066 in Bel Air, MD, rent included.

Ubud, Bali is about 47% cheaper than Bel Air, MD, driven mainly by Eating Out.

Both Ubud, Bali and Bel Air, MD sit above the global median – Ubud, Bali by 5%, Bel Air, MD by 99%.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$16.32 $16.32

-78.98%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.4K

$68.4 $68.4

-53.23%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$10.01 $10.01

-49.55%

Cappuccino

$2.71 Rp 48.6K

$5.29 $5.29

-48.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$1.73 $1.73

-19.65%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$1.72 $1.72

-56.98%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$6.63 $6.63

-56.41%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$6.55 $6.55

-42.14%

Milk (1 liter)

$1.79 Rp 32.1K

$1.01 $1.01

77.23%

White Bread (500g)

$2.51 Rp 44.9K

$3.53 $3.53

-28.90%

Rice (white) (1kg)

$1.21 Rp 21.7K

$4.39 $4.39

-72.44%

Eggs

$2.37 Rp 42.4K

$4.30 $4.30

-44.88%

Local Cheese (1kg)

$14.43 Rp 258.4K

$12.08 $12.08

19.45%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$11.31 $11.31

-63.31%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$15.72 $15.72

-22.96%

Apples (1kg)

$3.77 Rp 67.5K

$5.05 $5.05

-25.35%

Banana (1kg)

$1.63 Rp 29.1K

$1.62 $1.62

0.62%

Oranges (1kg)

$2.71 Rp 48.5K

$4.31 $4.31

-37.12%

Tomato (1kg)

$2.26 Rp 40.4K

$4.61 $4.61

-50.98%

Potato (1kg)

$1.93 Rp 34.5K

$2.85 $2.85

-32.28%

Onion (1kg)

$2.19 Rp 39.3K

$2.78 $2.78

-21.22%

Lettuce (1 head)

$1.02 Rp 18.2K

$2.04 $2.04

-50.00%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$2.18 $2.18

-66.97%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$9.32 $9.32

-65.88%

Wine (Bottle)

$23.84 Rp 426.8K

$15.29 $15.29

55.92%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$1.85 $1.85

49.73%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$3.33 $3.33

-17.42%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.98 $1.98

-86.36%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.8K

$101 $101

-91.90%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$3.42 $3.42

-85.96%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.65 $1.65

-74.55%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$29.02 $29.02

-79.22%

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.90 $0.90

-8.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$29.6K $29.6K

-10.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$25.2K $25.2K

27.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$190 $190

-58.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.1K

$53.6 $53.6

-92.70%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$68.1 $68.1

-64.88%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$42.93 $42.93

124.04%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

Cinema Ticket

$4.01 Rp 71.9K

$13.32 $13.32

-69.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$1,314 $1,314

-76.97%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$23.6K $23.6K

-72.29%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.4K

$51.0 $51.0

8.49%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$39.70 $39.70

-3.48%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$86.0 $86.0

2.90%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$113 $113

-31.95%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$1,632 $1,632

-39.62%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$1,350 $1,350

-49.49%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$2,583 $2,583

32.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$2,206 $2,206

-5.97%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$2,752 $2,752

0.39%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$2,603 $2,603

-13.84%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$5,050 $5,050

-96.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.51

103.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Bel Air, MD: July 19, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $1,632 in Bel Air, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2893% higher in Bel Air, MD, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $68.0 in Bel Air, MD. Monthly groceries follow the same trend: $298 vs $390 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bel Air, MD: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,397 in Ubud, Bali, $2,653 in Bel Air, MD – roughly 90% apart. Bel Air, MD costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,096 per month in Ubud, Bali and $3,979 in Bel Air, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,397 in Ubud, Bali and $2,653 in Bel Air, MD. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 1135% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,397, than in Bel Air, MD at $2,653. In Ubud, Bali it covers expenses comfortably, while in Bel Air, MD it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,397 in Ubud, Bali to $2,653 in Bel Air, MD. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bel Air, MD makes more sense. Both are solid long-term options with distinct trade-offs.