Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bel Air, MD

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,655 in Bel Air, MD, rent and utilities included – about $15,600 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
127

Cost of Living Index in Bel Air, MD
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Bel Air, MD Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Bel Air, MD

🇺🇸 United States

$2,655

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bel Air, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bel Air, MD actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,655 in Bel Air, MD, rent included.

Ubud, Bali $1,353
Bel Air, MD $2,655

A couple spends around $2,297 per month in Ubud, Bali vs $3,800 in Bel Air, MD, rent included.

Ubud, Bali $2,297
Bel Air, MD $3,800

A family of three spends $3,241 per month in Ubud, Bali vs $4,945 in Bel Air, MD, rent included.

Ubud, Bali $3,241
Bel Air, MD $4,945

Ubud, Bali is about 49% cheaper than Bel Air, MD, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Bel Air, MD sit above the global median – Ubud, Bali by 0%, Bel Air, MD by 96%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$15.74 $15.74

-79.48%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$68.4 $68.4

-48.97%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$10.19 $10.19

-44.06%

Cappuccino

$2.62 Rp 47.1K

$5.35 $5.35

-51.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.77 $1.77

-2.82%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.72 $1.72

-52.91%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$6.38 $6.38

-58.46%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.48 $6.48

-32.56%

Milk (1 liter)

$1.57 Rp 28.3K

$1.01 $1.01

55.45%

White Bread (500g)

$2.19 Rp 39.5K

$3.45 $3.45

-36.52%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.23 $4.23

-72.10%

Eggs

$2.16 Rp 38.8K

$4.12 $4.12

-47.57%

Local Cheese (1kg)

$17.65 Rp 317.7K

$12.25 $12.25

44.08%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$11.63 $11.63

-67.50%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$17.12 $17.12

-30.20%

Apples (1kg)

$3.60 Rp 64.8K

$5.13 $5.13

-29.82%

Banana (1kg)

$1.59 Rp 28.6K

$1.58 $1.58

0.63%

Oranges (1kg)

$2.31 Rp 41.6K

$4.21 $4.21

-45.13%

Tomato (1kg)

$1.91 Rp 34.3K

$4.80 $4.80

-60.21%

Potato (1kg)

$1.78 Rp 32.1K

$2.83 $2.83

-37.10%

Onion (1kg)

$2.33 Rp 41.9K

$3.02 $3.02

-22.85%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.18 $2.18

-54.13%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.22 $2.22

-76.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.18 $10.18

-77.50%

Wine (Bottle)

$22.07 Rp 397.3K

$15.22 $15.22

45.01%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.98 $1.98

18.69%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.32 $3.32

-10.24%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.86 $1.86

-87.63%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$101 $101

-91.20%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.10 $3.10

-84.84%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.71 $1.71

-74.85%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$29.88 $29.88

-81.69%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.06 $1.06

-21.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$28.2K $28.2K

-15.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$25.7K $25.7K

27.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$202 $202

-60.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$57.4 $57.4

-88.57%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$70.4 $70.4

-73.59%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$35.99 $35.99

50.38%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$38.52 $38.52

-52.54%

Cinema Ticket

$4.25 Rp 76.5K

$12.65 $12.65

-66.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,424 $1,424

-65.40%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$23.3K $23.3K

-76.03%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$47.79 $47.79

-4.62%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$41.48 $41.48

-15.72%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$94.4 $94.4

-17.68%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$100 $100

-21.57%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,814 $1,814

-37.63%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,339 $1,339

-49.76%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,585 $2,585

39.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,057 $2,057

-17.25%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,551 $2,551

6.54%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,446 $2,446

-8.37%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$5,092 $5,092

-96.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.57

109.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Bel Air, MD: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Bel Air, MD

$1.3K 50.4% 99% $666

Groceries & Markets

Ubud, Bali

$287 21.2%

Bel Air, MD

$397 15% 38.3% $110

Clothing & Footwear

Ubud, Bali

$107 7.9%

Bel Air, MD

$128 4.8% 19.9% $21

Eating Out

Ubud, Bali

$106 7.9%

Bel Air, MD

$279 10.5% 163% $173

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Bel Air, MD

$330 12.4% 214% $225

Sport & Entertainment

Ubud, Bali

$63 4.6%

Bel Air, MD

$61 2.3% 2.1% $1.3

Getting Around

Ubud, Bali

$12 0.9%

Bel Air, MD

$120 4.5% 867% $108

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,814 in Bel Air, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2960% higher in Bel Air, MD, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $68.0 in Bel Air, MD. Monthly groceries follow the same trend: $287 vs $397 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Bel Air, MD

🕒 Local time

10:15 10:15 AM

22:15 10:15 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,253

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bel Air, MD 16,380 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Bel Air, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bel Air, MD: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $2,655 in Bel Air, MD – roughly 96% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,982 in Bel Air, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $2,655 in Bel Air, MD. That's a gap of about 96%.

Public transport costs about 1037% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Bel Air, MD at $2,655. In Ubud, Bali it covers expenses comfortably, while in Bel Air, MD it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $2,655 in Bel Air, MD. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bel Air, MD makes more sense. Both are solid long-term options with distinct trade-offs.