Last update: Oct 2026

Cost of Living Comparison Between Bel Air, MD and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,655 in Bel Air, MD, rent and utilities included – about $15,600 less a year. Rent and utilities account for most of the difference.

127

Cost of Living Index in Bel Air, MD
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Bel Air, MD Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bel Air, MD

🇺🇸 United States

$2,655

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Bel Air, MD and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bel Air, MD and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,655 per month in Bel Air, MD vs $1,353 in Ubud, Bali, rent included.

Bel Air, MD $2,655
Ubud, Bali $1,353

A couple spends around $3,800 per month in Bel Air, MD vs $2,297 in Ubud, Bali, rent included.

Bel Air, MD $3,800
Ubud, Bali $2,297

A family of three spends $4,945 per month in Bel Air, MD vs $3,241 in Ubud, Bali, rent included.

Bel Air, MD $4,945
Ubud, Bali $3,241

Bel Air, MD costs about 96% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Bel Air, MD and Ubud, Bali sit above the global median – Bel Air, MD by 96%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$15.74 $15.74

$3.23 Rp 58.1K

387.31%

Three-Course Dinner for Two, Mid-Range

$68.4 $68.4

$34.88 Rp 627.8K

95.96%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$5.70 Rp 102.5K

78.77%

Cappuccino

$5.35 $5.35

$2.62 Rp 47.1K

104.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 $1.77

$1.72 Rp 31.0K

2.91%

Water (0.33 liter bottle)

$1.72 $1.72

$0.81 Rp 14.6K

112.35%

Local Beer (0.5 liter draught)

$6.38 $6.38

$2.65 Rp 47.7K

140.75%

Imported Beer (0.33 liter bottle)

$6.48 $6.48

$4.37 Rp 78.6K

48.28%

Milk (1 liter)

$1.01 $1.01

$1.57 Rp 28.3K

-35.67%

White Bread (500g)

$3.45 $3.45

$2.19 Rp 39.5K

57.53%

Rice (white) (1kg)

$4.23 $4.23

$1.18 Rp 21.2K

258.47%

Eggs

$4.12 $4.12

$2.16 Rp 38.8K

90.74%

Local Cheese (1kg)

$12.25 $12.25

$17.65 Rp 317.7K

-30.59%

Chicken Fillets (1kg)

$11.63 $11.63

$3.78 Rp 68.0K

207.67%

Beef Round Steak (1kg)

$17.12 $17.12

$11.95 Rp 215.1K

43.26%

Apples (1kg)

$5.13 $5.13

$3.60 Rp 64.8K

42.50%

Banana (1kg)

$1.58 $1.58

$1.59 Rp 28.6K

-0.63%

Oranges (1kg)

$4.21 $4.21

$2.31 Rp 41.6K

82.25%

Tomato (1kg)

$4.80 $4.80

$1.91 Rp 34.3K

151.31%

Potato (1kg)

$2.83 $2.83

$1.78 Rp 32.1K

58.99%

Onion (1kg)

$3.02 $3.02

$2.33 Rp 41.9K

29.61%

Lettuce (1 head)

$2.18 $2.18

$1.00 Rp 18.0K

118.00%

Water (1.5 liter bottle)

$2.22 $2.22

$0.53 Rp 9,509

318.87%

Cigarettes 20 Pack (Marlboro, Camel)

$10.18 $10.18

$2.29 Rp 41.1K

344.54%

Wine (Bottle)

$15.22 $15.22

$22.07 Rp 397.3K

-31.04%

Local Beer (0.5 liter bottle)

$1.98 $1.98

$2.35 Rp 42.2K

-15.74%

Imported Beer (0.33 liter bottle)

$3.32 $3.32

$2.98 Rp 53.6K

11.41%

One-way Ticket (Public Transport)

$1.86 $1.86

$0.23 Rp 4,112

708.70%

Public Transport Monthly Pass (Regular Price)

$101 $101

$8.90 Rp 160.2K

1036.74%

Taxi Start (Normal Tariff)

$3.10 $3.10

$0.47 Rp 8,466

559.57%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$0.43 Rp 7,737

297.67%

Taxi 1hour Waiting (Normal Tariff)

$29.88 $29.88

$5.47 Rp 98.4K

446.25%

Gasoline (1 liter)

$1.06 $1.06

$0.83 Rp 14.9K

27.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$23.9K Rp 429.8M

17.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$32.8K Rp 590.1M

-21.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$80.0 Rp 1.4M

152.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.4 $57.4

$6.56 Rp 118.1K

774.85%

Internet (50+ Mbps, Unlimited Data)

$70.4 $70.4

$18.60 Rp 334.8K

278.60%

Gym Membership (Monthly)

$35.99 $35.99

$54.1 Rp 974.1K

-33.50%

Tennis Court (1 Hour on Weekend)

$38.52 $38.52

$18.28 Rp 329.0K

110.72%

Cinema Ticket

$12.65 $12.65

$4.25 Rp 76.5K

197.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,424 $1,424

$493 Rp 8.9M

189.00%

International Primary School, 1 Child (Yearly)

$23.3K $23.3K

$5,597 Rp 100.7M

317.10%

Jeans (Levis 501 Or Similar)

$47.79 $47.79

$45.58 Rp 820.4K

4.85%

Summer Dress (H&M, Zara, etc)

$41.48 $41.48

$34.96 Rp 629.4K

18.65%

Sport Shoes (Adidas, Nike)

$94.4 $94.4

$77.7 Rp 1.4M

21.47%

Men's Leather Business Shoes

$100 $100

$78.5 Rp 1.4M

27.51%

1-bedroom Apartment, City Center (Monthly)

$1,814 $1,814

$1,131 Rp 20.4M

60.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,339 $1,339

$673 Rp 12.1M

99.03%

3-bedroom Apartment, City Center (Monthly)

$2,585 $2,585

$3,613 Rp 65.0M

-28.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,057 $2,057

$1,702 Rp 30.6M

20.85%

Buy Apartment in City Center (m2)

$2,551 $2,551

$2,717 Rp 48.9M

-6.14%

Buy Apartment Outside City Center (m2)

$2,446 $2,446

$2,241 Rp 40.3M

9.14%

Average Monthly Net Salary (After Tax)

$5,092 $5,092

$166 Rp 3.0M

2960.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

13.78

-52.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bel Air, MD: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bel Air, MD

$1.3K 50.4%

Ubud, Bali

$673 49.7% 49.8% $666

Groceries & Markets

Bel Air, MD

$397 15%

Ubud, Bali

$287 21.2% 27.7% $110

Monthly Utilities & Internet

Bel Air, MD

$330 12.4%

Ubud, Bali

$105 7.8% 68.1% $225

Eating Out

Bel Air, MD

$279 10.5%

Ubud, Bali

$106 7.9% 61.9% $173

Clothing & Footwear

Bel Air, MD

$128 4.8%

Ubud, Bali

$107 7.9% 16.6% $21

Getting Around

Bel Air, MD

$120 4.5%

Ubud, Bali

$12 0.9% 89.7% $108

Sport & Entertainment

Bel Air, MD

$61 2.3%

Ubud, Bali

$63 4.6% 2.2% $1.3

Cost Breakdown

A central one-bedroom costs $1,814 in Bel Air, MD versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2960% higher in Bel Air, MD, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Bel Air, MD versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $397 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Bel Air, MD

🇮🇩 Ubud, Bali

🕒 Local time

21:24 9:24 PM

09:24 9:24 AM

12 h ahead of Bel Air, MD

🌤 Weather

👥 Population

8,253

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Bel Air, MD Ubud, Bali 16,380 km ≈ 21 h nonstop flight

From you

Bel Air, MD
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bel Air, MD vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,655 in Bel Air, MD, $1,353 in Ubud, Bali – roughly 96% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,982 per month in Bel Air, MD and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,655 in Bel Air, MD and $1,353 in Ubud, Bali. That's a gap of about 96%.

Public transport costs about 1037% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Bel Air, MD at $2,655. In Ubud, Bali it covers expenses comfortably, while in Bel Air, MD it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,353 in Ubud, Bali to $2,655 in Bel Air, MD. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bel Air, MD makes more sense. Both are solid long-term options with distinct trade-offs.