Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Baytown, TX

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,392 in Baytown, TX, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
115

Cost of Living Index in Baytown, TX
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Baytown, TX Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Baytown, TX

🇺🇸 United States

$2,392

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Baytown, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Baytown, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,392 in Baytown, TX.

Ubud, Bali $1,331
Baytown, TX $2,392

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,033 in Baytown, TX.

Ubud, Bali $2,255
Baytown, TX $3,033

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,675 in Baytown, TX.

Ubud, Bali $3,180
Baytown, TX $3,675

Living in Ubud, Bali costs roughly 44% less than in Baytown, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Baytown, TX is 77% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$20.05 $20.05

-83.14%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$39.27 $39.27

-11.76%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$10.93 $10.93

-49.04%

Cappuccino

$2.62 Rp 47.6K

$5.36 $5.36

-51.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.21 $2.21

-30.32%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.88 $1.88

-65.96%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$5.27 $5.27

-49.34%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$5.61 $5.61

-24.06%

Milk (1 liter)

$1.46 Rp 26.5K

$1.14 $1.14

28.07%

White Bread (500g)

$2.29 Rp 41.6K

$2.36 $2.36

-2.97%

Rice (white) (1kg)

$1.11 Rp 20.1K

$5.62 $5.62

-80.25%

Eggs

$2.10 Rp 38.1K

$3.82 $3.82

-45.03%

Local Cheese (1kg)

$15.94 Rp 289.4K

$8.78 $8.78

81.55%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.64 $9.64

-59.75%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$21.00 $21.00

-45.71%

Apples (1kg)

$3.55 Rp 64.5K

$4.29 $4.29

-17.25%

Banana (1kg)

$1.54 Rp 27.9K

$1.01 $1.01

52.48%

Oranges (1kg)

$2.23 Rp 40.5K

$5.58 $5.58

-60.04%

Tomato (1kg)

$1.97 Rp 35.8K

$5.39 $5.39

-63.45%

Potato (1kg)

$1.86 Rp 33.7K

$2.83 $2.83

-34.28%

Onion (1kg)

$2.42 Rp 43.9K

$5.58 $5.58

-56.63%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.21 $1.21

-15.70%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$2.06 $2.06

-74.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$6.13 $6.13

-64.11%

Wine (Bottle)

$21.79 Rp 395.6K

$11.45 $11.45

90.31%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$3.59 $3.59

-35.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.08 $4.08

-27.21%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$14.81 $14.81

-62.19%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.87 $0.87

-4.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$48.9K $48.9K

-50.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$24.7K $24.7K

28.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$200 $200

-61.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$39.87 $39.87

-84.60%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$67.1 $67.1

-71.81%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$14.77 $14.77

245.23%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$8.89 $8.89

-50.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$37.17 $37.17

21.50%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$20.35 $20.35

71.45%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$61.8 $61.8

26.79%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$65.8 $65.8

18.29%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,309 $1,309

-17.66%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,272 $1,272

-47.73%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,825 $1,825

92.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,360 $1,360

22.83%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,743 $3,743

-95.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.71

105.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Baytown, TX: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Baytown, TX

$1.3K 53.2% 91.3% $607

Groceries & Markets

Ubud, Bali

$279 21%

Baytown, TX

$385 16.1% 37.8% $106

Clothing & Footwear

Ubud, Bali

$106 8%

Baytown, TX

$83 3.5% 21.6% $23

Eating Out

Ubud, Bali

$106 8%

Baytown, TX

$311 13% 195% $206

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Baytown, TX

$307 12.8% 200% $205

Sport & Entertainment

Ubud, Bali

$60 4.5%

Baytown, TX

$33 1.4% 45.5% $27

Getting Around

Ubud, Bali

$12 0.9%

Baytown, TX

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,309 in Baytown, TX. Housing cost is often the main lever when comparing two cities.

Baytown, TX pays about 22 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $39 in Baytown, TX for a mid-range dinner for two. Groceries echo the gap at $279 vs $385 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Baytown, TX

🕒 Local time

06:03 6:03 AM

16:03 4:03 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

75,418

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Baytown, TX 16,080 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Baytown, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Baytown, TX: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 44% lower than in Baytown, TX. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,309 in Baytown, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,392 in Baytown, TX – Ubud, Bali is about 44% cheaper, which adds up to real savings over time.

Supermarket bills run roughly 38% higher in Baytown, TX. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

It comes down to priorities – Ubud, Bali wins on affordability, Baytown, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.