Cost of Living Comparison Between Ubud, Bali and Bansko Cost of Living Comparison Between Ubud, Bali and Bansko

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,006 in Bansko, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,553 in Bansko, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $2,100 in Bansko, rent included.

Ubud, Bali costs about 37% more than Bansko, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Bansko is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$9.97 BGN 16.59

-66.60%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$46.90 BGN 78.0

-23.62%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$9.20 BGN 15.30

-38.80%

Cappuccino

$2.82 Rp 49.7K

$2.32 BGN 3.86

21.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.64 BGN 2.73

6.71%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.90 BGN 1.50

-11.11%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.26 BGN 3.76

34.51%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.01 BGN 3.35

113.93%

Milk (1 liter)

$1.61 Rp 28.3K

$1.79 BGN 2.98

-10.06%

White Bread (500g)

$2.27 Rp 39.9K

$0.85 BGN 1.42

167.06%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.50 BGN 2.50

-22.00%

Eggs

$2.17 Rp 38.2K

$2.34 BGN 3.90

-7.26%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.83 BGN 16.35

79.35%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.92 BGN 11.51

-41.47%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$8.89 BGN 14.79

37.01%

Apples (1kg)

$3.62 Rp 63.7K

$1.36 BGN 2.27

166.18%

Banana (1kg)

$1.64 Rp 28.8K

$1.70 BGN 2.83

-3.53%

Oranges (1kg)

$2.31 Rp 40.6K

$1.82 BGN 3.03

26.92%

Tomato (1kg)

$1.96 Rp 34.5K

$1.96 BGN 3.26

Potato (1kg)

$1.84 Rp 32.5K

$0.99 BGN 1.64

85.86%

Onion (1kg)

$2.37 Rp 41.7K

$0.75 BGN 1.25

216.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.60 BGN 1.00

75.00%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.66 BGN 1.10

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.96 BGN 6.59

-41.92%

Wine (Bottle)

$23.08 Rp 406.4K

$5.39 BGN 8.96

328.20%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.13 BGN 1.88

107.08%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.82 BGN 3.03

68.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.91 BGN 1.52

-72.53%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$27.96 BGN 46.52

-66.31%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.35 BGN 2.25

-63.70%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.63 BGN 1.05

-25.40%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$10.56 BGN 17.56

-46.97%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.59 BGN 2.65

-49.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$30.6K BGN 50.9K

-18.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$21.1K BGN 35.1K

47.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$96.7 BGN 161

-14.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$15.27 BGN 25.41

-57.50%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$12.80 BGN 21.29

46.80%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$33.92 BGN 56.4

62.85%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$7.41 BGN 12.34

145.75%

Cinema Ticket

$4.30 Rp 75.7K

$9.47 BGN 15.75

-54.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$239 BGN 398

106.72%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$2,352 BGN 3,913

151.58%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$31.37 BGN 52.2

47.53%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$19.96 BGN 33.21

82.57%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$47.55 BGN 79.1

69.72%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$49.67 BGN 82.6

58.65%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$535 BGN 890

108.18%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$380 BGN 632

82.43%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$644 BGN 1,071

465.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$599 BGN 996

186.03%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,224 BGN 2,036

125.57%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,000 BGN 1,664

129.23%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,752 BGN 2,915

-90.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.99

360.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Bansko: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $535 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 949% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $47.00 in Bansko. Groceries tell a different story – $294 in Ubud, Bali vs $202 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $1,006 in Bansko – roughly 37% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,510 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $47.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $1,006 in Bansko. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $1,006, than in Ubud, Bali at $1,378. In Bansko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,006 in Bansko to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.