Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bansko

For one person, living is cheaper in Bansko: $964 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Bansko
Learn more

Bansko Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bansko

🇧🇬 Bulgaria

$964

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bansko actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $964 in Bansko, rent included.

Ubud, Bali $1,349
Bansko $964

A couple spends around $2,305 per month in Ubud, Bali vs $1,471 in Bansko, rent included.

Ubud, Bali $2,305
Bansko $1,471

A family of three spends $3,261 per month in Ubud, Bali vs $1,978 in Bansko, rent included.

Ubud, Bali $3,261
Bansko $1,978

Ubud, Bali costs about 40% more than Bansko, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$8.34 BGN 14.68

-60.19%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$45.11 BGN 79.4

-20.99%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$9.14 BGN 16.08

-39.50%

Cappuccino

$2.72 Rp 49.4K

$2.31 BGN 4.06

17.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.57 BGN 2.76

8.28%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.87 BGN 1.53

-12.64%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.70 BGN 2.99

55.88%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$2.02 BGN 3.56

116.83%

Milk (1 liter)

$1.49 Rp 27.1K

$1.74 BGN 3.06

-14.37%

White Bread (500g)

$2.28 Rp 41.4K

$0.80 BGN 1.40

185.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.47 BGN 2.58

-19.05%

Eggs

$2.04 Rp 37.0K

$2.24 BGN 3.95

-8.93%

Local Cheese (1kg)

$17.70 Rp 321.9K

$9.50 BGN 16.73

86.32%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$6.38 BGN 11.22

-37.93%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$8.48 BGN 14.93

43.75%

Apples (1kg)

$3.66 Rp 66.5K

$1.25 BGN 2.20

192.80%

Banana (1kg)

$1.52 Rp 27.6K

$1.72 BGN 3.02

-11.63%

Oranges (1kg)

$2.23 Rp 40.5K

$1.75 BGN 3.08

27.43%

Tomato (1kg)

$1.97 Rp 35.9K

$1.97 BGN 3.46

Potato (1kg)

$1.85 Rp 33.6K

$0.99 BGN 1.75

86.87%

Onion (1kg)

$2.42 Rp 44.1K

$0.72 BGN 1.27

236.11%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.59 BGN 1.04

67.80%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.55 BGN 0.97

-7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.35 BGN 5.90

-33.73%

Wine (Bottle)

$22.24 Rp 404.4K

$5.02 BGN 8.84

343.03%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.08 BGN 1.91

109.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.69 BGN 2.97

75.74%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.82 BGN 1.44

-69.51%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$26.75 BGN 47.09

-70.77%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.30 BGN 2.28

-66.15%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.61 BGN 1.07

-29.51%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$9.97 BGN 17.55

-45.74%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.50 BGN 2.63

-45.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$28.9K BGN 51.0K

-17.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$21.2K BGN 37.3K

49.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$93.8 BGN 165

-15.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$14.81 BGN 26.06

-56.45%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$12.13 BGN 21.34

53.17%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$32.80 BGN 57.7

50.85%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$8.57 BGN 15.08

105.95%

Cinema Ticket

$4.27 Rp 77.7K

$5.51 BGN 9.70

-22.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$228 BGN 402

114.71%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$2,259 BGN 3,977

151.13%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$30.12 BGN 53.0

48.21%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$19.45 BGN 34.24

79.69%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$46.08 BGN 81.1

73.39%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$48.97 BGN 86.2

62.18%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$522 BGN 918

115.64%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$364 BGN 641

84.25%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$629 BGN 1,107

466.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$568 BGN 1,000

203.35%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,159 BGN 2,041

135.60%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$955 BGN 1,681

139.16%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,669 BGN 2,938

-90.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.99

360.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bansko: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bansko

$364 37.8% 45.7% $307

Groceries & Markets

Ubud, Bali

$288 21.4%

Bansko

$192 19.9% 33.6% $97

Eating Out

Ubud, Bali

$108 8%

Bansko

$144 15% 33.9% $36

Clothing & Footwear

Ubud, Bali

$108 8%

Bansko

$65 6.8% 39.5% $42

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bansko

$121 12.5% 16% $17

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bansko

$44 4.5% 24.5% $14

Getting Around

Ubud, Bali

$11 0.9%

Bansko

$34 3.6% 201% $23

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $522 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bansko are about 10 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $45 in Bansko. Groceries tell a different story – $288 in Ubud, Bali vs $192 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Bansko

🕒 Local time

19:33 7:33 PM

13:33 1:33 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,000

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

1 BGN = 0.568 USD

1 BGN = 0.509 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Bulgarian Lev exchange rates as of October 29, 2026: 1 USD = 1.76 BGN (1 BGN = 0.568 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bansko 10,780 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $964 in Bansko – Bansko comes out roughly 29% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,446 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments: a one-bedroom in the center costs $522 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $45 in Bansko. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $964 in Bansko. That makes Bansko about 29% cheaper.

A $1,200 monthly budget goes further in Bansko, where all-in costs run around $964, than in Ubud, Bali at $1,349. In Bansko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bansko costs $964 versus $1,349 in Ubud, Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.