Cost of Living Comparison Between Ubud, Bali and Bansko Cost of Living Comparison Between Ubud, Bali and Bansko

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $987 in Bansko, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,525 in Bansko, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,062 in Bansko, rent included.

Ubud, Bali costs about 42% more than Bansko, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Bansko is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$8.74 BGN 14.53

-59.15%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$36.04 BGN 60.0

-9.82%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$9.39 BGN 15.62

-48.24%

Cappuccino

$2.75 Rp 49.2K

$1.89 BGN 3.14

45.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.28 BGN 2.13

3.13%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.68 BGN 1.14

2.94%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.14 BGN 1.90

155.26%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.10 BGN 3.49

80.48%

Milk (1 liter)

$1.71 Rp 30.6K

$1.89 BGN 3.14

-9.52%

White Bread (500g)

$2.47 Rp 44.3K

$0.84 BGN 1.39

194.05%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.56 BGN 2.60

-23.08%

Eggs

$2.44 Rp 43.8K

$2.27 BGN 3.78

7.49%

Local Cheese (1kg)

$14.38 Rp 257.7K

$8.69 BGN 14.45

65.48%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$7.30 BGN 12.14

-40.96%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$8.78 BGN 14.61

39.07%

Apples (1kg)

$3.68 Rp 66.0K

$1.32 BGN 2.20

178.79%

Banana (1kg)

$1.55 Rp 27.8K

$1.70 BGN 2.83

-8.82%

Oranges (1kg)

$2.79 Rp 49.9K

$1.86 BGN 3.09

50.00%

Tomato (1kg)

$2.33 Rp 41.8K

$2.21 BGN 3.68

5.43%

Potato (1kg)

$1.97 Rp 35.3K

$1.05 BGN 1.75

87.62%

Onion (1kg)

$2.31 Rp 41.4K

$0.86 BGN 1.44

168.60%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.57 BGN 0.95

85.96%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.76 BGN 1.26

-3.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.79 BGN 6.31

-13.46%

Wine (Bottle)

$22.79 Rp 408.4K

$5.16 BGN 8.59

341.67%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.21 BGN 2.01

132.23%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.14 BGN 3.55

29.91%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.86 BGN 1.42

-66.28%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$27.20 BGN 45.25

-70.37%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.39 BGN 2.31

-67.63%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.73 BGN 1.22

-38.36%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$10.43 BGN 17.36

-40.17%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.46 BGN 2.43

-41.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$29.7K BGN 49.4K

-12.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$17.4K BGN 28.9K

82.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$101 BGN 168

-19.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$15.00 BGN 24.96

-72.93%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$11.43 BGN 19.01

113.65%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$33.61 BGN 55.9

190.60%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$7.22 BGN 12.01

-10.66%

Cinema Ticket

$4.04 Rp 72.4K

$7.98 BGN 13.28

-49.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$236 BGN 392

29.01%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$2,373 BGN 3,947

179.06%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$38.15 BGN 63.5

42.15%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$19.18 BGN 31.92

102.19%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$46.27 BGN 77.0

86.17%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$49.90 BGN 83.0

53.65%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$529 BGN 880

86.36%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$375 BGN 624

75.42%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$637 BGN 1,059

429.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$629 BGN 1,047

228.35%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,200 BGN 1,997

128.38%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,009 BGN 1,678

120.87%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,733 BGN 2,883

-90.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.4

290.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Bansko: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $529 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 960% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $36.00 in Bansko. Groceries tell a different story – $297 in Ubud, Bali vs $204 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $987 in Bansko – roughly 42% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,481 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $36.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $987 in Bansko. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $987, than in Ubud, Bali at $1,404. In Bansko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $987 in Bansko to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.