Cost of Living Comparison Between Ubud, Bali and Bansko Cost of Living Comparison Between Ubud, Bali and Bansko

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $988 in Bansko, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,508 in Bansko, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,027 in Bansko, rent included.

Ubud, Bali costs about 41% more than Bansko, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Bansko is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$8.90 BGN 14.81

-59.89%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$35.70 BGN 59.4

-9.47%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$9.24 BGN 15.37

-45.78%

Cappuccino

$2.82 Rp 51.1K

$1.94 BGN 3.23

45.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.32 BGN 2.19

2.27%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.68 BGN 1.13

7.35%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.15 BGN 1.91

154.78%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$2.07 BGN 3.45

90.34%

Milk (1 liter)

$1.78 Rp 32.2K

$1.87 BGN 3.10

-4.81%

White Bread (500g)

$2.45 Rp 44.3K

$0.85 BGN 1.41

188.24%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.55 BGN 2.57

-25.81%

Eggs

$2.41 Rp 43.7K

$2.16 BGN 3.59

11.57%

Local Cheese (1kg)

$14.33 Rp 259.1K

$8.94 BGN 14.87

60.29%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$7.42 BGN 12.34

-43.53%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$8.53 BGN 14.19

41.38%

Apples (1kg)

$3.64 Rp 65.8K

$1.31 BGN 2.18

177.86%

Banana (1kg)

$1.57 Rp 28.3K

$1.64 BGN 2.73

-4.27%

Oranges (1kg)

$2.79 Rp 50.4K

$1.81 BGN 3.01

54.14%

Tomato (1kg)

$2.24 Rp 40.5K

$2.24 BGN 3.73

Potato (1kg)

$1.98 Rp 35.8K

$1.01 BGN 1.69

96.04%

Onion (1kg)

$2.28 Rp 41.2K

$0.87 BGN 1.44

162.07%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.58 BGN 0.96

81.03%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.77 BGN 1.27

2.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$3.80 BGN 6.32

-16.05%

Wine (Bottle)

$23.49 Rp 424.8K

$5.26 BGN 8.74

346.58%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.16 BGN 1.93

150.00%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.13 BGN 3.55

29.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.85 BGN 1.42

-68.24%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$27.66 BGN 46.02

-69.74%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$1.33 BGN 2.21

-66.17%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.78 BGN 1.30

-41.03%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$10.56 BGN 17.58

-42.52%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.46 BGN 2.42

-41.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$29.9K BGN 49.7K

-10.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$17.6K BGN 29.2K

85.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$103 BGN 171

-23.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$14.88 BGN 24.75

-72.51%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$11.36 BGN 18.89

109.95%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$33.06 BGN 55.0

198.79%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$7.36 BGN 12.24

-13.72%

Cinema Ticket

$4.01 Rp 72.5K

$8.12 BGN 13.50

-50.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$233 BGN 387

27.83%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$2,377 BGN 3,955

177.70%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$38.63 BGN 64.3

38.31%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$18.84 BGN 31.34

102.28%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$47.97 BGN 79.8

84.80%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$50.5 BGN 84.0

51.75%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$529 BGN 880

92.75%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$376 BGN 626

80.76%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$652 BGN 1,084

432.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$644 BGN 1,071

224.50%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,186 BGN 1,974

130.01%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$985 BGN 1,638

133.14%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,718 BGN 2,859

-90.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.4

290.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Bansko: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $529 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 950% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $36.00 in Bansko. Groceries tell a different story – $298 in Ubud, Bali vs $203 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $988 in Bansko – roughly 41% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,482 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $36.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $988 in Bansko. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $988, than in Ubud, Bali at $1,392. In Bansko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $988 in Bansko to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.