Cost of Living Comparison Between Bansko and Ubud, Bali Cost of Living Comparison Between Bansko and Ubud, Bali

Monthly Cost of Living

A single person spends $1,006 per month in Bansko vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,553 per month in Bansko vs $2,327 in Ubud, Bali, rent included.

A family of three spends $2,100 per month in Bansko vs $3,275 in Ubud, Bali, rent included.

Bansko is about 27% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Bansko sits 27% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.97 BGN 16.59

$3.33 Rp 58.7K

199.40%

Three-Course Dinner for Two, Mid-Range

$46.90 BGN 78.0

$35.82 Rp 630.7K

30.93%

Fast Food Meal (McDonalds, etc)

$9.20 BGN 15.30

$5.63 Rp 99.1K

63.41%

Cappuccino

$2.32 BGN 3.86

$2.82 Rp 49.7K

-17.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 BGN 2.73

$1.75 Rp 30.8K

-6.29%

Water (0.33 liter bottle)

$0.90 BGN 1.50

$0.80 Rp 14.0K

12.50%

Local Beer (0.5 liter draught)

$2.26 BGN 3.76

$3.04 Rp 53.6K

-25.66%

Imported Beer (0.33 liter bottle)

$2.01 BGN 3.35

$4.30 Rp 75.7K

-53.26%

Milk (1 liter)

$1.79 BGN 2.98

$1.61 Rp 28.3K

11.18%

White Bread (500g)

$0.85 BGN 1.42

$2.27 Rp 39.9K

-62.56%

Rice (white) (1kg)

$1.50 BGN 2.50

$1.17 Rp 20.6K

28.21%

Eggs

$2.34 BGN 3.90

$2.17 Rp 38.2K

7.83%

Local Cheese (1kg)

$9.83 BGN 16.35

$17.63 Rp 310.5K

-44.24%

Chicken Fillets (1kg)

$6.92 BGN 11.51

$4.05 Rp 71.4K

70.86%

Beef Round Steak (1kg)

$8.89 BGN 14.79

$12.18 Rp 214.5K

-27.01%

Apples (1kg)

$1.36 BGN 2.27

$3.62 Rp 63.7K

-62.43%

Banana (1kg)

$1.70 BGN 2.83

$1.64 Rp 28.8K

3.66%

Oranges (1kg)

$1.82 BGN 3.03

$2.31 Rp 40.6K

-21.21%

Tomato (1kg)

$1.96 BGN 3.26

$1.96 Rp 34.5K

Potato (1kg)

$0.99 BGN 1.64

$1.84 Rp 32.5K

-46.20%

Onion (1kg)

$0.75 BGN 1.25

$2.37 Rp 41.7K

-68.35%

Lettuce (1 head)

$0.60 BGN 1.00

$1.05 Rp 18.5K

-42.86%

Water (1.5 liter bottle)

$0.66 BGN 1.10

$0.54 Rp 9,560

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$3.96 BGN 6.59

$2.30 Rp 40.6K

72.17%

Wine (Bottle)

$5.39 BGN 8.96

$23.08 Rp 406.4K

-76.65%

Local Beer (0.5 liter bottle)

$1.13 BGN 1.88

$2.34 Rp 41.2K

-51.71%

Imported Beer (0.33 liter bottle)

$1.82 BGN 3.03

$3.07 Rp 54.0K

-40.72%

One-way Ticket (Public Transport)

$0.91 BGN 1.52

$0.25 Rp 4,365

264.00%

Public Transport Monthly Pass (Regular Price)

$27.96 BGN 46.52

$9.42 Rp 165.9K

196.82%

Taxi Start (Normal Tariff)

$1.35 BGN 2.25

$0.49 Rp 8,631

175.51%

Taxi (Normal Tariff) (1km)

$0.63 BGN 1.05

$0.47 Rp 8,349

34.04%

Taxi 1hour Waiting (Normal Tariff)

$10.56 BGN 17.56

$5.60 Rp 98.6K

88.57%

Gasoline (1 liter)

$1.59 BGN 2.65

$0.81 Rp 14.2K

96.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K BGN 50.9K

$25.0K Rp 440.3M

22.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K BGN 35.1K

$31.1K Rp 547.0M

-32.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.7 BGN 161

$82.7 Rp 1.5M

16.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.27 BGN 25.41

$6.49 Rp 114.2K

135.29%

Internet (50+ Mbps, Unlimited Data)

$12.80 BGN 21.29

$18.79 Rp 330.8K

-31.88%

Gym Membership (Monthly)

$33.92 BGN 56.4

$55.2 Rp 972.6K

-38.60%

Tennis Court (1 Hour on Weekend)

$7.41 BGN 12.34

$18.21 Rp 320.6K

-59.31%

Cinema Ticket

$9.47 BGN 15.75

$4.30 Rp 75.7K

120.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$239 BGN 398

$494 Rp 8.7M

-51.63%

International Primary School, 1 Child (Yearly)

$2,352 BGN 3,913

$5,917 Rp 104.2M

-60.25%

Jeans (Levis 501 Or Similar)

$31.37 BGN 52.2

$46.28 Rp 814.8K

-32.22%

Summer Dress (H&M, Zara, etc)

$19.96 BGN 33.21

$36.44 Rp 641.6K

-45.23%

Sport Shoes (Adidas, Nike)

$47.55 BGN 79.1

$80.7 Rp 1.4M

-41.08%

Men's Leather Business Shoes

$49.67 BGN 82.6

$78.8 Rp 1.4M

-36.97%

1-bedroom Apartment, City Center (Monthly)

$535 BGN 890

$1,114 Rp 19.6M

-51.96%

1-bedroom Apartment, Outside City Center (Monthly)

$380 BGN 632

$693 Rp 12.2M

-45.19%

3-bedroom Apartment, City Center (Monthly)

$644 BGN 1,071

$3,639 Rp 64.1M

-82.31%

3-bedroom Apartment, Outside City Center (Monthly)

$599 BGN 996

$1,712 Rp 30.1M

-65.04%

Buy Apartment in City Center (m2)

$1,224 BGN 2,036

$2,761 Rp 48.6M

-55.67%

Buy Apartment Outside City Center (m2)

$1,000 BGN 1,664

$2,293 Rp 40.4M

-56.38%

Average Monthly Net Salary (After Tax)

$1,752 BGN 2,915

$167 Rp 2.9M

948.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

13.78

-78.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $535 in Bansko versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 949% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Bansko versus $36.00 in Ubud, Bali. Groceries tell a different story – $202 in Bansko vs $294 in Ubud, Bali – so Bansko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,006 in Bansko, $1,378 in Ubud, Bali – roughly 37% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,510 per month in Bansko and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $47.00 in Bansko and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,006 in Bansko and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $1,006, than in Ubud, Bali at $1,378. In Bansko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $1,006 in Bansko to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.