🙂A single person spends $1,023 per month in Bansko vs $1,408 in Ubud, Bali, rent included.
🙂A couple spends around $1,548 per month in Bansko vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $2,073 per month in Bansko vs $3,763 in Ubud, Bali, rent included.
🙂Bansko is about 27% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Bansko sits 23% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Bansko
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.96BGN 14.90
$3.45Rp 62.1K
159.71%
Three-Course Dinner for Two, Mid-Range
$35.95BGN 59.8
$32.34Rp 581.1K
11.16%
Fast Food Meal(McDonalds, etc)
$9.04BGN 15.04
$4.84Rp 87.1K
86.78%
Cappuccino
$1.89BGN 3.15
$2.75Rp 49.4K
-31.27%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.26BGN 2.10
$1.38Rp 24.9K
-8.70%
Water(0.33 liter bottle)
$0.69BGN 1.15
$0.75Rp 13.5K
-8.00%
Local Beer(0.5 liter draught)
$1.19BGN 1.98
$2.99Rp 53.8K
-60.20%
Imported Beer(0.33 liter bottle)
$2.09BGN 3.48
$3.85Rp 69.2K
-45.71%
🛒 Groceries & Markets
Bansko
Ubud, Bali
Difference
Milk(1 liter)
$1.97BGN 3.27
$1.74Rp 31.2K
13.22%
White Bread(500g)
$0.78BGN 1.30
$2.46Rp 44.2K
-68.29%
Rice(white)(1kg)
$1.50BGN 2.50
$1.17Rp 21.0K
28.21%
Eggs
$2.18BGN 3.62
$2.43Rp 43.7K
-10.29%
Local Cheese(1kg)
$8.75BGN 14.56
$14.50Rp 260.6K
-39.66%
Chicken Fillets(1kg)
$7.51BGN 12.49
$4.35Rp 78.2K
72.64%
Beef Round Steak(1kg)
$8.53BGN 14.19
$11.98Rp 215.3K
-28.80%
Apples(1kg)
$1.30BGN 2.16
$3.72Rp 66.8K
-65.05%
Banana(1kg)
$1.64BGN 2.72
$1.63Rp 29.2K
0.61%
Oranges(1kg)
$1.88BGN 3.13
$2.74Rp 49.3K
-31.39%
Tomato(1kg)
$2.13BGN 3.55
$2.24Rp 40.3K
-4.91%
Potato(1kg)
$1.04BGN 1.74
$1.92Rp 34.5K
-45.83%
Onion(1kg)
$0.85BGN 1.42
$2.28Rp 40.9K
-62.72%
Lettuce(1 head)
$0.57BGN 0.96
$1.06Rp 19.1K
-46.23%
Water(1.5 liter bottle)
$0.75BGN 1.25
$0.72Rp 12.9K
4.17%
Cigarettes 20 Pack(Marlboro, Camel)
$3.75BGN 6.24
$3.29Rp 59.0K
13.98%
Wine(Bottle)
$5.16BGN 8.59
$23.19Rp 416.8K
-77.75%
Local Beer(0.5 liter bottle)
$1.17BGN 1.94
$2.78Rp 49.9K
-57.91%
Imported Beer(0.33 liter bottle)
$2.11BGN 3.51
$2.73Rp 49.1K
-22.71%
🚌 Getting Around
Bansko
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.92BGN 1.53
$0.27Rp 4,786
240.74%
Public Transport Monthly Pass(Regular Price)
$27.33BGN 45.47
$8.11Rp 145.7K
236.99%
Taxi Start(Normal Tariff)
$1.38BGN 2.29
$0.48Rp 8,675
187.50%
Taxi(Normal Tariff)(1km)
$0.77BGN 1.28
$0.42Rp 7,545
83.33%
Taxi 1hour Waiting(Normal Tariff)
$10.44BGN 17.37
$6.22Rp 111.8K
67.85%
Gasoline(1 liter)
$1.46BGN 2.43
$0.81Rp 14.6K
80.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9KBGN 49.7K
$26.6KRp 478.2M
12.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.5KBGN 29.1K
$32.2KRp 578.5M
-45.70%
🧾 Monthly Utilities & Internet
Bansko
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$104BGN 173
$78.4Rp 1.4M
32.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.10BGN 25.13
$4.07Rp 73.1K
271.01%
Internet(50+ Mbps, Unlimited Data)
$11.11BGN 18.48
$24.33Rp 437.1K
-54.34%
🎉 Sport & Entertainment
Bansko
Ubud, Bali
Difference
Gym Membership(Monthly)
$33.07BGN 55.0
$98.6Rp 1.8M
-66.46%
Tennis Court(1 Hour on Weekend)
$7.39BGN 12.29
$6.34Rp 113.9K
16.56%
Cinema Ticket
$7.93BGN 13.20
$3.99Rp 71.6K
98.75%
🧸 Childcare & Education
Bansko
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$238BGN 397
$305Rp 5.5M
-21.86%
International Primary School, 1 Child(Yearly)
$2,373BGN 3,947
$6,642Rp 119.4M
-64.28%
👕👟 Clothing & Footwear
Bansko
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$38.85BGN 64.6
$54.1Rp 972.9K
-28.24%
Summer Dress(H&M, Zara, etc)
$19.47BGN 32.39
$37.81Rp 679.4K
-48.51%
Sport Shoes(Adidas, Nike)
$48.00BGN 79.9
$86.8Rp 1.6M
-44.73%
Men's Leather Business Shoes
$51.1BGN 84.9
$76.4Rp 1.4M
-33.14%
🏠 Accommodation & Living
Bansko
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$538BGN 895
$992Rp 17.8M
-45.75%
1-bedroom Apartment, Outside City Center(Monthly)
$386BGN 643
$673Rp 12.1M
-42.57%
3-bedroom Apartment, City Center(Monthly)
$640BGN 1,065
$3,375Rp 60.7M
-81.03%
3-bedroom Apartment, Outside City Center(Monthly)
$637BGN 1,060
$2,050Rp 36.8M
-68.91%
Buy Apartment in City Center(m2)
$1,193BGN 1,985
$2,805Rp 50.4M
-57.46%
Buy Apartment Outside City Center(m2)
$1,005BGN 1,672
$2,227Rp 40.0M
-54.86%
💵 Salaries & Financials
Bansko
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,712BGN 2,848
$167Rp 3.0M
925.38%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.4
13.28
-74.40%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bansko: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $538 in Bansko versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 925% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $36.00 in Bansko versus $32.00 in Ubud, Bali. Groceries tell a different story – $203 in Bansko vs $297 in Ubud, Bali – so Bansko wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bansko vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Bansko and in Ubud, Bali compare overall?
Monthly costs with rent: $1,023 in Bansko, $1,408 in Ubud, Bali – roughly 38% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Bansko compared to Ubud, Bali?
For a comfortable life, plan on about $1,535 per month in Bansko and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bansko and Ubud, Bali?
Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $36.00 in Bansko and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Bansko or Ubud, Bali?
Monthly expenses with rent come to $1,023 in Bansko and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Bansko, where all-in costs run around $1,023, than in Ubud, Bali at $1,408. In Bansko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Bansko and Ubud, Bali?
It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $1,023 in Bansko to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Bansko or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bansko and Ubud, Bali?
If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.