Last update: Oct 2026

Cost of Living Comparison Between Bansko and Ubud, Bali

For one person, living is cheaper in Bansko: $964 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Bansko
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Bansko Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bansko

🇧🇬 Bulgaria

$964

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $964 per month in Bansko vs $1,349 in Ubud, Bali, rent included.

Bansko $964
Ubud, Bali $1,349

A couple spends around $1,471 per month in Bansko vs $2,305 in Ubud, Bali, rent included.

Bansko $1,471
Ubud, Bali $2,305

A family of three spends $1,978 per month in Bansko vs $3,261 in Ubud, Bali, rent included.

Bansko $1,978
Ubud, Bali $3,261

Bansko is about 29% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.34 BGN 14.68

$3.32 Rp 60.4K

151.20%

Three-Course Dinner for Two, Mid-Range

$45.11 BGN 79.4

$35.64 Rp 648.1K

26.57%

Fast Food Meal (McDonalds, etc)

$9.14 BGN 16.08

$5.53 Rp 100.6K

65.28%

Cappuccino

$2.31 BGN 4.06

$2.72 Rp 49.4K

-15.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.76

$1.70 Rp 30.9K

-7.65%

Water (0.33 liter bottle)

$0.87 BGN 1.53

$0.76 Rp 13.8K

14.47%

Local Beer (0.5 liter draught)

$1.70 BGN 2.99

$2.65 Rp 48.3K

-35.85%

Imported Beer (0.33 liter bottle)

$2.02 BGN 3.56

$4.38 Rp 79.7K

-53.88%

Milk (1 liter)

$1.74 BGN 3.06

$1.49 Rp 27.1K

16.78%

White Bread (500g)

$0.80 BGN 1.40

$2.28 Rp 41.4K

-64.91%

Rice (white) (1kg)

$1.47 BGN 2.58

$1.19 Rp 21.6K

23.53%

Eggs

$2.24 BGN 3.95

$2.04 Rp 37.0K

9.80%

Local Cheese (1kg)

$9.50 BGN 16.73

$17.70 Rp 321.9K

-46.33%

Chicken Fillets (1kg)

$6.38 BGN 11.22

$3.96 Rp 72.1K

61.11%

Beef Round Steak (1kg)

$8.48 BGN 14.93

$12.19 Rp 221.7K

-30.43%

Apples (1kg)

$1.25 BGN 2.20

$3.66 Rp 66.5K

-65.85%

Banana (1kg)

$1.72 BGN 3.02

$1.52 Rp 27.6K

13.16%

Oranges (1kg)

$1.75 BGN 3.08

$2.23 Rp 40.5K

-21.52%

Tomato (1kg)

$1.97 BGN 3.46

$1.97 Rp 35.9K

Potato (1kg)

$0.99 BGN 1.75

$1.85 Rp 33.6K

-46.49%

Onion (1kg)

$0.72 BGN 1.27

$2.42 Rp 44.1K

-70.25%

Lettuce (1 head)

$0.59 BGN 1.04

$0.99 Rp 18.0K

-40.40%

Water (1.5 liter bottle)

$0.55 BGN 0.97

$0.51 Rp 9,336

7.84%

Cigarettes 20 Pack (Marlboro, Camel)

$3.35 BGN 5.90

$2.22 Rp 40.4K

50.90%

Wine (Bottle)

$5.02 BGN 8.84

$22.24 Rp 404.4K

-77.43%

Local Beer (0.5 liter bottle)

$1.08 BGN 1.91

$2.26 Rp 41.1K

-52.21%

Imported Beer (0.33 liter bottle)

$1.69 BGN 2.97

$2.97 Rp 54.0K

-43.10%

One-way Ticket (Public Transport)

$0.82 BGN 1.44

$0.25 Rp 4,564

228.00%

Public Transport Monthly Pass (Regular Price)

$26.75 BGN 47.09

$7.82 Rp 142.3K

242.07%

Taxi Start (Normal Tariff)

$1.30 BGN 2.28

$0.44 Rp 7,992

195.45%

Taxi (Normal Tariff) (1km)

$0.61 BGN 1.07

$0.43 Rp 7,821

41.86%

Taxi 1hour Waiting (Normal Tariff)

$9.97 BGN 17.55

$5.41 Rp 98.4K

84.29%

Gasoline (1 liter)

$1.50 BGN 2.63

$0.82 Rp 15.0K

82.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K BGN 51.0K

$23.8K Rp 433.5M

21.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K BGN 37.3K

$31.7K Rp 577.3M

-33.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.8 BGN 165

$79.1 Rp 1.4M

18.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.81 BGN 26.06

$6.45 Rp 117.2K

129.61%

Internet (50+ Mbps, Unlimited Data)

$12.13 BGN 21.34

$18.58 Rp 337.8K

-34.71%

Gym Membership (Monthly)

$32.80 BGN 57.7

$49.48 Rp 899.8K

-33.71%

Tennis Court (1 Hour on Weekend)

$8.57 BGN 15.08

$17.65 Rp 320.9K

-51.44%

Cinema Ticket

$5.51 BGN 9.70

$4.27 Rp 77.7K

29.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 BGN 402

$491 Rp 8.9M

-53.42%

International Primary School, 1 Child (Yearly)

$2,259 BGN 3,977

$5,674 Rp 103.2M

-60.18%

Jeans (Levis 501 Or Similar)

$30.12 BGN 53.0

$44.64 Rp 811.7K

-32.53%

Summer Dress (H&M, Zara, etc)

$19.45 BGN 34.24

$34.95 Rp 635.6K

-44.35%

Sport Shoes (Adidas, Nike)

$46.08 BGN 81.1

$79.9 Rp 1.5M

-42.33%

Men's Leather Business Shoes

$48.97 BGN 86.2

$79.4 Rp 1.4M

-38.34%

1-bedroom Apartment, City Center (Monthly)

$522 BGN 918

$1,125 Rp 20.5M

-53.63%

1-bedroom Apartment, Outside City Center (Monthly)

$364 BGN 641

$671 Rp 12.2M

-45.73%

3-bedroom Apartment, City Center (Monthly)

$629 BGN 1,107

$3,565 Rp 64.8M

-82.36%

3-bedroom Apartment, Outside City Center (Monthly)

$568 BGN 1,000

$1,723 Rp 31.3M

-67.03%

Buy Apartment in City Center (m2)

$1,159 BGN 2,041

$2,732 Rp 49.7M

-57.56%

Buy Apartment Outside City Center (m2)

$955 BGN 1,681

$2,284 Rp 41.5M

-58.19%

Average Monthly Net Salary (After Tax)

$1,669 BGN 2,938

$164 Rp 3.0M

918.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

13.78

-78.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$364 37.8%

Ubud, Bali

$672 49.8% 84.3% $307

Groceries & Markets

Bansko

$192 19.9%

Ubud, Bali

$288 21.4% 50.5% $97

Eating Out

Bansko

$144 15%

Ubud, Bali

$108 8% 25.3% $36

Monthly Utilities & Internet

Bansko

$121 12.5%

Ubud, Bali

$104 7.7% 13.8% $17

Clothing & Footwear

Bansko

$65 6.8%

Ubud, Bali

$108 8% 65.2% $42

Sport & Entertainment

Bansko

$44 4.5%

Ubud, Bali

$58 4.3% 32.4% $14

Getting Around

Bansko

$34 3.6%

Ubud, Bali

$11 0.9% 66.8% $23

Cost Breakdown

A central one-bedroom costs $522 in Bansko versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bansko are about 10 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $45 in Bansko versus $36 in Ubud, Bali. Groceries tell a different story – $192 in Bansko vs $288 in Ubud, Bali – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Bansko

🇮🇩 Ubud, Bali

🕒 Local time

12:41 12:41 PM

18:41 6:41 PM

6 h ahead of Bansko

🌤 Weather

👥 Population

8,000

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.568 USD

1 BGN = 0.509 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 29, 2026: 1 USD = 1.76 BGN (1 BGN = 0.568 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Ubud, Bali 10,780 km ≈ 14 h nonstop flight

From you

Bansko
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $964 in Bansko, $1,349 in Ubud, Bali – Bansko comes out roughly 29% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,446 per month in Bansko and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments: a one-bedroom in the center costs $522 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $45 in Bansko and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $964 in Bansko and $1,349 in Ubud, Bali. That makes Bansko about 29% cheaper.

A $1,200 monthly budget goes further in Bansko, where all-in costs run around $964, than in Ubud, Bali at $1,349. In Bansko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bansko costs $964 versus $1,349 in Ubud, Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.