Cost of Living Comparison Between Bansko and Ubud, Bali Cost of Living Comparison Between Bansko and Ubud, Bali

Monthly Cost of Living

A single person spends $1,023 per month in Bansko vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,548 per month in Bansko vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,073 per month in Bansko vs $3,763 in Ubud, Bali, rent included.

Bansko is about 27% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Bansko sits 23% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Bansko
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.96 BGN 14.90
$3.45 Rp 62.1K
159.71%
Three-Course Dinner for Two, Mid-Range
$35.95 BGN 59.8
$32.34 Rp 581.1K
11.16%
Fast Food Meal (McDonalds, etc)
$9.04 BGN 15.04
$4.84 Rp 87.1K
86.78%
Cappuccino
$1.89 BGN 3.15
$2.75 Rp 49.4K
-31.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.26 BGN 2.10
$1.38 Rp 24.9K
-8.70%
Water (0.33 liter bottle)
$0.69 BGN 1.15
$0.75 Rp 13.5K
-8.00%
Local Beer (0.5 liter draught)
$1.19 BGN 1.98
$2.99 Rp 53.8K
-60.20%
Imported Beer (0.33 liter bottle)
$2.09 BGN 3.48
$3.85 Rp 69.2K
-45.71%
🛒 Groceries & Markets
Bansko
Ubud, Bali
Difference
Milk (1 liter)
$1.97 BGN 3.27
$1.74 Rp 31.2K
13.22%
White Bread (500g)
$0.78 BGN 1.30
$2.46 Rp 44.2K
-68.29%
Rice (white) (1kg)
$1.50 BGN 2.50
$1.17 Rp 21.0K
28.21%
Eggs
$2.18 BGN 3.62
$2.43 Rp 43.7K
-10.29%
Local Cheese (1kg)
$8.75 BGN 14.56
$14.50 Rp 260.6K
-39.66%
Chicken Fillets (1kg)
$7.51 BGN 12.49
$4.35 Rp 78.2K
72.64%
Beef Round Steak (1kg)
$8.53 BGN 14.19
$11.98 Rp 215.3K
-28.80%
Apples (1kg)
$1.30 BGN 2.16
$3.72 Rp 66.8K
-65.05%
Banana (1kg)
$1.64 BGN 2.72
$1.63 Rp 29.2K
0.61%
Oranges (1kg)
$1.88 BGN 3.13
$2.74 Rp 49.3K
-31.39%
Tomato (1kg)
$2.13 BGN 3.55
$2.24 Rp 40.3K
-4.91%
Potato (1kg)
$1.04 BGN 1.74
$1.92 Rp 34.5K
-45.83%
Onion (1kg)
$0.85 BGN 1.42
$2.28 Rp 40.9K
-62.72%
Lettuce (1 head)
$0.57 BGN 0.96
$1.06 Rp 19.1K
-46.23%
Water (1.5 liter bottle)
$0.75 BGN 1.25
$0.72 Rp 12.9K
4.17%
Cigarettes 20 Pack (Marlboro, Camel)
$3.75 BGN 6.24
$3.29 Rp 59.0K
13.98%
Wine (Bottle)
$5.16 BGN 8.59
$23.19 Rp 416.8K
-77.75%
Local Beer (0.5 liter bottle)
$1.17 BGN 1.94
$2.78 Rp 49.9K
-57.91%
Imported Beer (0.33 liter bottle)
$2.11 BGN 3.51
$2.73 Rp 49.1K
-22.71%
🚌 Getting Around
Bansko
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.92 BGN 1.53
$0.27 Rp 4,786
240.74%
Public Transport Monthly Pass (Regular Price)
$27.33 BGN 45.47
$8.11 Rp 145.7K
236.99%
Taxi Start (Normal Tariff)
$1.38 BGN 2.29
$0.48 Rp 8,675
187.50%
Taxi (Normal Tariff) (1km)
$0.77 BGN 1.28
$0.42 Rp 7,545
83.33%
Taxi 1hour Waiting (Normal Tariff)
$10.44 BGN 17.37
$6.22 Rp 111.8K
67.85%
Gasoline (1 liter)
$1.46 BGN 2.43
$0.81 Rp 14.6K
80.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9K BGN 49.7K
$26.6K Rp 478.2M
12.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.5K BGN 29.1K
$32.2K Rp 578.5M
-45.70%
🧾 Monthly Utilities & Internet
Bansko
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$104 BGN 173
$78.4 Rp 1.4M
32.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.10 BGN 25.13
$4.07 Rp 73.1K
271.01%
Internet (50+ Mbps, Unlimited Data)
$11.11 BGN 18.48
$24.33 Rp 437.1K
-54.34%
🎉 Sport & Entertainment
Bansko
Ubud, Bali
Difference
Gym Membership (Monthly)
$33.07 BGN 55.0
$98.6 Rp 1.8M
-66.46%
Tennis Court (1 Hour on Weekend)
$7.39 BGN 12.29
$6.34 Rp 113.9K
16.56%
Cinema Ticket
$7.93 BGN 13.20
$3.99 Rp 71.6K
98.75%
🧸 Childcare & Education
Bansko
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$238 BGN 397
$305 Rp 5.5M
-21.86%
International Primary School, 1 Child (Yearly)
$2,373 BGN 3,947
$6,642 Rp 119.4M
-64.28%
👕👟 Clothing & Footwear
Bansko
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$38.85 BGN 64.6
$54.1 Rp 972.9K
-28.24%
Summer Dress (H&M, Zara, etc)
$19.47 BGN 32.39
$37.81 Rp 679.4K
-48.51%
Sport Shoes (Adidas, Nike)
$48.00 BGN 79.9
$86.8 Rp 1.6M
-44.73%
Men's Leather Business Shoes
$51.1 BGN 84.9
$76.4 Rp 1.4M
-33.14%
🏠 Accommodation & Living
Bansko
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$538 BGN 895
$992 Rp 17.8M
-45.75%
1-bedroom Apartment, Outside City Center (Monthly)
$386 BGN 643
$673 Rp 12.1M
-42.57%
3-bedroom Apartment, City Center (Monthly)
$640 BGN 1,065
$3,375 Rp 60.7M
-81.03%
3-bedroom Apartment, Outside City Center (Monthly)
$637 BGN 1,060
$2,050 Rp 36.8M
-68.91%
Buy Apartment in City Center (m2)
$1,193 BGN 1,985
$2,805 Rp 50.4M
-57.46%
Buy Apartment Outside City Center (m2)
$1,005 BGN 1,672
$2,227 Rp 40.0M
-54.86%
💵 Salaries & Financials
Bansko
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,712 BGN 2,848
$167 Rp 3.0M
925.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.4
13.28
-74.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $538 in Bansko versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 925% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Bansko versus $32.00 in Ubud, Bali. Groceries tell a different story – $203 in Bansko vs $297 in Ubud, Bali – so Bansko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bansko vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Bansko and in Ubud, Bali compare overall?
Monthly costs with rent: $1,023 in Bansko, $1,408 in Ubud, Bali – roughly 38% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Bansko compared to Ubud, Bali?
For a comfortable life, plan on about $1,535 per month in Bansko and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bansko and Ubud, Bali?
Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $36.00 in Bansko and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Bansko or Ubud, Bali?
Monthly expenses with rent come to $1,023 in Bansko and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Bansko, where all-in costs run around $1,023, than in Ubud, Bali at $1,408. In Bansko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Bansko and Ubud, Bali?
It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $1,023 in Bansko to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Bansko or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bansko and Ubud, Bali?
If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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