Cost of Living Comparison Between Ubud, Bali and Banska Bystrica Cost of Living Comparison Between Ubud, Bali and Banska Bystrica

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $1,380 in Banska Bystrica, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,953 in Banska Bystrica, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $2,526 in Banska Bystrica, rent included.

Ubud, Bali costs about 1% more than Banska Bystrica, driven mainly by Groceries & Markets.

Both Ubud, Bali and Banska Bystrica sit above the global median – Ubud, Bali by 2%, Banska Bystrica by 0%.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$7.40 €6.36

-54.46%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$27.68 €23.79

39.41%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$8.30 €7.13

-33.49%

Cappuccino

$2.64 Rp 46.8K

$2.03 €1.75

30.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.79 €1.54

-6.70%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.23 €1.05

-37.40%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$2.03 €1.74

29.56%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$2.25 €1.94

90.22%

Milk (1 liter)

$1.55 Rp 27.3K

$0.97 €0.83

59.79%

White Bread (500g)

$2.22 Rp 39.3K

$0.91 €0.79

143.96%

Rice (white) (1kg)

$1.13 Rp 19.9K

$1.87 €1.61

-39.57%

Eggs

$2.09 Rp 36.9K

$3.54 €3.05

-40.96%

Local Cheese (1kg)

$17.39 Rp 307.6K

$9.25 €7.95

88.00%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$6.79 €5.83

-43.00%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$9.91 €8.52

26.64%

Apples (1kg)

$3.62 Rp 63.9K

$2.20 €1.89

64.55%

Banana (1kg)

$1.56 Rp 27.6K

$1.78 €1.53

-12.36%

Oranges (1kg)

$2.35 Rp 41.6K

$2.15 €1.85

9.30%

Tomato (1kg)

$2.06 Rp 36.4K

$4.47 €3.84

-53.91%

Potato (1kg)

$1.90 Rp 33.6K

$1.31 €1.12

45.04%

Onion (1kg)

$2.34 Rp 41.3K

$1.13 €0.97

107.08%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.32 €1.14

-21.97%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$0.56 €0.48

-1.79%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$5.84 €5.02

-61.47%

Wine (Bottle)

$23.81 Rp 421.0K

$5.65 €4.86

321.42%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$0.90 €0.78

156.67%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$1.70 €1.46

64.71%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$1.13 €0.97

-76.11%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$22.90 €19.69

-62.18%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$2.88 €2.47

-83.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$1.72 €1.48

-73.84%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$23.09 €19.85

-75.23%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.87 €1.61

-59.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$26.7K €22.9K

-8.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$23.3K €20.1K

37.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$265 €228

-68.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$21.85 €18.79

-70.43%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$17.00 €14.61

11.71%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$53.1 €45.63

5.44%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$28.59 €24.58

-34.87%

Cinema Ticket

$4.28 Rp 75.7K

$8.26 €7.10

-48.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$349 €300

39.60%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$9,266 €7,966

-36.81%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$76.0 €65.3

-40.04%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$43.28 €37.21

-15.94%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$92.0 €79.1

-10.92%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$76.4 €65.7

5.25%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$651 €560

71.40%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$496 €427

41.22%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$1,093 €940

223.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$748 €643

135.64%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$4,755 €4,088

-40.57%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$3,895 €3,348

-41.15%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,127 €969

-84.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.76

266.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Banska Bystrica: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $651 in Banska Bystrica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 564% higher in Banska Bystrica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $28.00 in Banska Bystrica. Monthly groceries follow the same trend: $293 vs $222 – making Banska Bystrica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banska Bystrica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $1,380 in Banska Bystrica – roughly 1% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $2,070 in Banska Bystrica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banska Bystrica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $1,380 in Banska Bystrica. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 164% less in Banska Bystrica. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Banska Bystrica, where all-in costs run around $1,380, than in Ubud, Bali at $1,396. In Banska Bystrica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,380 in Banska Bystrica to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banska Bystrica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.