Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Banska Bystrica

For one person, living costs are similar in Ubud, Bali and in Banska Bystrica: $1,368 and $1,347 a month, rent and utilities included.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
66

Cost of Living Index in Banska Bystrica
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Banska Bystrica Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Banska Bystrica

🇸🇰 Slovakia

$1,347

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Banska Bystrica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Banska Bystrica actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,347 in Banska Bystrica, rent included.

Ubud, Bali $1,368
Banska Bystrica $1,347

A couple spends around $2,314 per month in Ubud, Bali vs $1,904 in Banska Bystrica, rent included.

Ubud, Bali $2,314
Banska Bystrica $1,904

A family of three spends $3,260 per month in Ubud, Bali vs $2,460 in Banska Bystrica, rent included.

Ubud, Bali $3,260
Banska Bystrica $2,460

Ubud, Bali costs about 2% more than Banska Bystrica, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Banska Bystrica sit above the global median – Ubud, Bali by 1%, Banska Bystrica by 0%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$7.36 €6.55

-54.76%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$25.76 €22.91

36.57%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.72 €6.87

-24.87%

Cappuccino

$2.73 Rp 49.1K

$1.97 €1.75

38.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.75 €1.55

-6.29%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.17 €1.04

-29.06%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.93 €1.72

39.90%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.18 €1.94

97.25%

Milk (1 liter)

$1.50 Rp 27.1K

$0.93 €0.83

61.29%

White Bread (500g)

$2.30 Rp 41.4K

$0.99 €0.88

132.32%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.76 €1.57

-32.95%

Eggs

$2.14 Rp 38.6K

$3.36 €2.99

-36.31%

Local Cheese (1kg)

$17.48 Rp 314.6K

$8.89 €7.91

96.63%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.31 €5.61

-36.13%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$9.29 €8.27

31.65%

Apples (1kg)

$3.55 Rp 63.9K

$2.00 €1.78

77.50%

Banana (1kg)

$1.57 Rp 28.3K

$1.66 €1.48

-5.42%

Oranges (1kg)

$2.24 Rp 40.2K

$2.07 €1.85

8.21%

Tomato (1kg)

$1.93 Rp 34.7K

$4.46 €3.96

-56.73%

Potato (1kg)

$1.88 Rp 33.9K

$1.18 €1.05

59.32%

Onion (1kg)

$2.29 Rp 41.3K

$1.13 €1.01

102.65%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.26 €1.12

-21.43%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.52 €0.46

1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$5.51 €4.90

-58.62%

Wine (Bottle)

$23.01 Rp 414.2K

$5.48 €4.88

319.89%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.86 €0.77

172.09%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.56 €1.39

86.54%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.14 €1.01

-78.95%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$22.19 €19.74

-60.25%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.87 €2.55

-83.28%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.70 €1.51

-72.94%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$22.11 €19.67

-75.35%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.75 €1.56

-49.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$26.3K €23.4K

-6.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$22.3K €19.8K

40.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$257 €228

-67.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$20.89 €18.58

-69.12%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$21.32 €18.96

-12.90%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$50.8 €45.17

9.90%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$28.45 €25.30

-36.34%

Cinema Ticket

$4.38 Rp 78.9K

$7.90 €7.03

-44.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$325 €289

51.48%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$8,775 €7,806

-34.43%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$73.4 €65.3

-37.08%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$42.11 €37.45

-16.10%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$90.7 €80.6

-12.76%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$72.7 €64.7

7.81%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$624 €555

83.21%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$475 €422

42.33%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,049 €934

233.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$731 €650

132.45%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$4,603 €4,094

-39.52%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,718 €3,307

-39.73%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,077 €958

-84.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.88

255.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Banska Bystrica: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Banska Bystrica

$475 35.2% 29.7% $201

Groceries & Markets

Ubud, Bali

$290 21.2%

Banska Bystrica

$212 15.7% 27.1% $79

Eating Out

Ubud, Bali

$109 8%

Banska Bystrica

$131 9.8% 20.8% $23

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Banska Bystrica

$299 22.2% 177% $191

Clothing & Footwear

Ubud, Bali

$108 7.9%

Banska Bystrica

$126 9.3% 16.7% $18

Sport & Entertainment

Ubud, Bali

$65 4.7%

Banska Bystrica

$67 4.9% 3.1% $2

Getting Around

Ubud, Bali

$13 0.9%

Banska Bystrica

$38 2.8% 204% $26

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $624 in Banska Bystrica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 554% higher in Banska Bystrica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $26.00 in Banska Bystrica. Monthly groceries follow the same trend: $290 vs $212 – making Banska Bystrica the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇸🇰 Banska Bystrica

🕒 Local time

01:22 1:22 AM

19:22 7:22 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

80,466

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Banska Bystrica 11,160 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Banska Bystrica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banska Bystrica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,347 in Banska Bystrica – roughly 2% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,021 in Banska Bystrica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banska Bystrica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,347 in Banska Bystrica. That's a gap of about 2%.

Public transport costs about 152% less in Banska Bystrica. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Banska Bystrica, where all-in costs run around $1,347, than in Ubud, Bali at $1,368. In Banska Bystrica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,347 in Banska Bystrica to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banska Bystrica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.