Last update: Oct 2026

Cost of Living Comparison Between Banska Bystrica and Ubud, Bali

For one person, living costs are similar in Banska Bystrica and in Ubud, Bali: $1,347 and $1,368 a month, rent and utilities included.

66

Cost of Living Index in Banska Bystrica
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Banska Bystrica Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Banska Bystrica

🇸🇰 Slovakia

$1,347

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Banska Bystrica and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banska Bystrica and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,347 per month in Banska Bystrica vs $1,368 in Ubud, Bali, rent included.

Banska Bystrica $1,347
Ubud, Bali $1,368

A couple spends around $1,904 per month in Banska Bystrica vs $2,314 in Ubud, Bali, rent included.

Banska Bystrica $1,904
Ubud, Bali $2,314

A family of three spends $2,460 per month in Banska Bystrica vs $3,260 in Ubud, Bali, rent included.

Banska Bystrica $2,460
Ubud, Bali $3,260

Banska Bystrica is about 1% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Banska Bystrica and Ubud, Bali sit above the global median – Banska Bystrica by 0%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$7.36 €6.55

$3.33 Rp 59.9K

121.02%

Three-Course Dinner for Two, Mid-Range

$25.76 €22.91

$35.18 Rp 633.2K

-26.78%

Fast Food Meal (McDonalds, etc)

$7.72 €6.87

$5.80 Rp 104.5K

33.10%

Cappuccino

$1.97 €1.75

$2.73 Rp 49.1K

-27.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 €1.55

$1.64 Rp 29.5K

6.71%

Water (0.33 liter bottle)

$1.17 €1.04

$0.83 Rp 15.0K

40.96%

Local Beer (0.5 liter draught)

$1.93 €1.72

$2.70 Rp 48.6K

-28.52%

Imported Beer (0.33 liter bottle)

$2.18 €1.94

$4.30 Rp 77.4K

-49.30%

Milk (1 liter)

$0.93 €0.83

$1.50 Rp 27.1K

-38.00%

White Bread (500g)

$0.99 €0.88

$2.30 Rp 41.4K

-56.96%

Rice (white) (1kg)

$1.76 €1.57

$1.18 Rp 21.2K

49.15%

Eggs

$3.36 €2.99

$2.14 Rp 38.6K

57.01%

Local Cheese (1kg)

$8.89 €7.91

$17.48 Rp 314.6K

-49.14%

Chicken Fillets (1kg)

$6.31 €5.61

$4.03 Rp 72.5K

56.58%

Beef Round Steak (1kg)

$9.29 €8.27

$12.23 Rp 220.1K

-24.04%

Apples (1kg)

$2.00 €1.78

$3.55 Rp 63.9K

-43.66%

Banana (1kg)

$1.66 €1.48

$1.57 Rp 28.3K

5.73%

Oranges (1kg)

$2.07 €1.85

$2.24 Rp 40.2K

-7.59%

Tomato (1kg)

$4.46 €3.96

$1.93 Rp 34.7K

131.09%

Potato (1kg)

$1.18 €1.05

$1.88 Rp 33.9K

-37.23%

Onion (1kg)

$1.13 €1.01

$2.29 Rp 41.3K

-50.66%

Lettuce (1 head)

$1.26 €1.12

$0.99 Rp 17.9K

27.27%

Water (1.5 liter bottle)

$0.52 €0.46

$0.53 Rp 9,475

-1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$5.51 €4.90

$2.28 Rp 41.1K

141.67%

Wine (Bottle)

$5.48 €4.88

$23.01 Rp 414.2K

-76.18%

Local Beer (0.5 liter bottle)

$0.86 €0.77

$2.34 Rp 42.2K

-63.25%

Imported Beer (0.33 liter bottle)

$1.56 €1.39

$2.91 Rp 52.4K

-46.39%

One-way Ticket (Public Transport)

$1.14 €1.01

$0.24 Rp 4,315

375.00%

Public Transport Monthly Pass (Regular Price)

$22.19 €19.74

$8.82 Rp 158.7K

151.59%

Taxi Start (Normal Tariff)

$2.87 €2.55

$0.48 Rp 8,684

497.92%

Taxi (Normal Tariff) (1km)

$1.70 €1.51

$0.46 Rp 8,233

269.57%

Taxi 1hour Waiting (Normal Tariff)

$22.11 €19.67

$5.45 Rp 98.2K

305.69%

Gasoline (1 liter)

$1.75 €1.56

$0.88 Rp 15.9K

98.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.4K

$24.6K Rp 442.2M

6.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K €19.8K

$31.2K Rp 561.4M

-28.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 €228

$83.0 Rp 1.5M

209.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.89 €18.58

$6.45 Rp 116.0K

223.88%

Internet (50+ Mbps, Unlimited Data)

$21.32 €18.96

$18.57 Rp 334.2K

14.81%

Gym Membership (Monthly)

$50.8 €45.17

$55.8 Rp 1.0M

-9.01%

Tennis Court (1 Hour on Weekend)

$28.45 €25.30

$18.11 Rp 326.0K

57.10%

Cinema Ticket

$7.90 €7.03

$4.38 Rp 78.9K

80.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$325 €289

$493 Rp 8.9M

-33.99%

International Primary School, 1 Child (Yearly)

$8,775 €7,806

$5,754 Rp 103.6M

52.52%

Jeans (Levis 501 Or Similar)

$73.4 €65.3

$46.19 Rp 831.4K

58.93%

Summer Dress (H&M, Zara, etc)

$42.11 €37.45

$35.33 Rp 636.0K

19.19%

Sport Shoes (Adidas, Nike)

$90.7 €80.6

$79.1 Rp 1.4M

14.63%

Men's Leather Business Shoes

$72.7 €64.7

$78.4 Rp 1.4M

-7.25%

1-bedroom Apartment, City Center (Monthly)

$624 €555

$1,142 Rp 20.6M

-45.42%

1-bedroom Apartment, Outside City Center (Monthly)

$475 €422

$676 Rp 12.2M

-29.74%

3-bedroom Apartment, City Center (Monthly)

$1,049 €934

$3,503 Rp 63.1M

-70.04%

3-bedroom Apartment, Outside City Center (Monthly)

$731 €650

$1,700 Rp 30.6M

-56.98%

Buy Apartment in City Center (m2)

$4,603 €4,094

$2,784 Rp 50.1M

65.33%

Buy Apartment Outside City Center (m2)

$3,718 €3,307

$2,241 Rp 40.3M

65.92%

Average Monthly Net Salary (After Tax)

$1,077 €958

$165 Rp 3.0M

554.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.88

13.78

-71.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banska Bystrica: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Banska Bystrica

$475 35.2%

Ubud, Bali

$676 49.4% 42.3% $201

Monthly Utilities & Internet

Banska Bystrica

$299 22.2%

Ubud, Bali

$108 7.9% 63.9% $191

Groceries & Markets

Banska Bystrica

$212 15.7%

Ubud, Bali

$290 21.2% 37.1% $79

Eating Out

Banska Bystrica

$131 9.8%

Ubud, Bali

$109 8% 17.2% $23

Clothing & Footwear

Banska Bystrica

$126 9.3%

Ubud, Bali

$108 7.9% 14.3% $18

Sport & Entertainment

Banska Bystrica

$67 4.9%

Ubud, Bali

$65 4.7% 3% $2

Getting Around

Banska Bystrica

$38 2.8%

Ubud, Bali

$13 0.9% 67.1% $26

Cost Breakdown

A central one-bedroom costs $624 in Banska Bystrica versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 554% higher in Banska Bystrica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $26.00 in Banska Bystrica versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $212 vs $290 – making Banska Bystrica the more affordable choice for daily food spending.

Good to know

🇸🇰 Banska Bystrica

🇮🇩 Ubud, Bali

🕒 Local time

18:47 6:47 PM

00:47 12:47 AM

6 h ahead of Banska Bystrica

🌤 Weather

👥 Population

80,466

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Banska Bystrica Ubud, Bali 11,160 km ≈ 14 h nonstop flight

From you

Banska Bystrica
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banska Bystrica vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,347 in Banska Bystrica, $1,368 in Ubud, Bali – roughly 2% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,021 per month in Banska Bystrica and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banska Bystrica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,347 in Banska Bystrica and $1,368 in Ubud, Bali. That's a gap of about 2%.

Public transport costs about 152% less in Banska Bystrica. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Banska Bystrica, where all-in costs run around $1,347, than in Ubud, Bali at $1,368. In Banska Bystrica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,347 in Banska Bystrica to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banska Bystrica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.