Cost of Living Comparison Between Ubud, Bali and Banff Cost of Living Comparison Between Ubud, Bali and Banff

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $2,294 in Banff.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $3,969 in Banff.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $5,644 in Banff.

Living in Ubud, Bali costs roughly 40% less than in Banff, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Banff 66% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$21.45 CA$29.75

-84.48%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$69.5 CA$96.4

-48.44%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$10.99 CA$15.25

-48.77%

Cappuccino

$2.82 Rp 49.7K

$4.10 CA$5.69

-31.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.76 CA$2.44

-0.57%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.95 CA$2.70

-58.97%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$5.01 CA$6.95

-39.32%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$5.72 CA$7.93

-24.83%

Milk (1 liter)

$1.61 Rp 28.3K

$2.27 CA$3.15

-29.07%

White Bread (500g)

$2.27 Rp 39.9K

$2.49 CA$3.45

-8.84%

Rice (white) (1kg)

$1.17 Rp 20.6K

$4.45 CA$6.17

-73.71%

Eggs

$2.17 Rp 38.2K

$3.53 CA$4.90

-38.53%

Local Cheese (1kg)

$17.63 Rp 310.5K

$10.23 CA$14.19

72.34%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$12.75 CA$17.69

-68.24%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$13.19 CA$18.29

-7.66%

Apples (1kg)

$3.62 Rp 63.7K

$3.44 CA$4.77

5.23%

Banana (1kg)

$1.64 Rp 28.8K

$1.32 CA$1.83

24.24%

Oranges (1kg)

$2.31 Rp 40.6K

$2.68 CA$3.72

-13.81%

Tomato (1kg)

$1.96 Rp 34.5K

$4.81 CA$6.67

-59.25%

Potato (1kg)

$1.84 Rp 32.5K

$3.61 CA$5.00

-49.03%

Onion (1kg)

$2.37 Rp 41.7K

$3.14 CA$4.36

-24.52%

Lettuce (1 head)

$1.05 Rp 18.5K

$3.23 CA$4.48

-67.49%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.76 CA$2.45

-69.32%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$11.82 CA$16.39

-80.54%

Wine (Bottle)

$23.08 Rp 406.4K

$14.30 CA$19.83

61.40%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$3.29 CA$4.56

-28.88%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.55 CA$4.92

-13.52%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.43 CA$1.98

-82.52%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$21.66 CA$30.04

-56.51%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$3.70 CA$5.14

-86.76%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$2.93 CA$4.06

-83.96%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$21.60 CA$29.95

-74.07%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.09 CA$1.52

-25.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$26.9K CA$37.4K

-7.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$19.7K CA$27.3K

57.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$183 CA$254

-54.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$50.3 CA$69.8

-87.09%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$65.1 CA$90.3

-71.15%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$52.3 CA$72.5

5.72%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$10.77 CA$14.93

-60.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$877 CA$1,217

-43.67%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$3,618 CA$5,017

63.56%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$47.93 CA$66.5

-3.44%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$52.0 CA$72.1

-29.88%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$76.7 CA$106

5.27%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$118 CA$164

-33.28%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$1,081 CA$1,500

3.01%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$1,004 CA$1,392

-30.94%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,810 CA$2,511

100.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$2,936 CA$4,072

-41.69%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$3,721 CA$5,161

-25.82%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$3,496 CA$4,848

-34.42%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$2,810 CA$3,897

-94.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.85

184.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Banff: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $1,081 in Banff. Housing cost is often the main lever when comparing two cities.

Banff pays 1582% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $69.0 in Banff for a mid-range dinner for two. Groceries echo the gap at $294 vs $377 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banff: Cost of Living - Frequently Asked Questions

Ubud, Bali and Banff differ by about 67% in total monthly costs ($1,378 vs $2,294 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1582% lower in Banff. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $1,081 in Banff. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $877 in Banff. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 28% higher in Banff. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $2,294 in Banff, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Banff. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Banff are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 67% less than in Banff. Beyond cost, consider language, visa policies, and how big the international community is in each city.