Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Banff

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,211 in Banff, rent and utilities included – about $10,300 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
107

Cost of Living Index in Banff
Learn more

Banff Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Banff

🇨🇦 Canada

$2,211

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Banff

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Banff actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,211 in Banff.

Ubud, Bali $1,349
Banff $2,211

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,898 in Banff.

Ubud, Bali $2,305
Banff $3,898

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,584 in Banff.

Ubud, Bali $3,261
Banff $5,584

Living in Ubud, Bali costs roughly 39% less than in Banff, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$20.99 CA$29.46

-84.18%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$67.5 CA$94.7

-47.18%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$10.62 CA$14.90

-47.93%

Cappuccino

$2.72 Rp 49.4K

$3.99 CA$5.60

-31.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.74 CA$2.44

-2.30%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.88 CA$2.64

-59.57%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.92 CA$6.91

-46.14%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.54 CA$7.78

-20.94%

Milk (1 liter)

$1.49 Rp 27.1K

$2.16 CA$3.03

-31.02%

White Bread (500g)

$2.28 Rp 41.4K

$2.42 CA$3.40

-5.79%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.46 CA$6.25

-73.32%

Eggs

$2.04 Rp 37.0K

$3.54 CA$4.97

-42.37%

Local Cheese (1kg)

$17.70 Rp 321.7K

$9.98 CA$14.00

77.35%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$12.50 CA$17.54

-68.32%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.32 CA$18.70

-8.48%

Apples (1kg)

$3.66 Rp 66.4K

$3.28 CA$4.60

11.59%

Banana (1kg)

$1.52 Rp 27.6K

$1.35 CA$1.89

12.59%

Oranges (1kg)

$2.23 Rp 40.5K

$2.73 CA$3.83

-18.32%

Tomato (1kg)

$1.97 Rp 35.9K

$4.65 CA$6.53

-57.63%

Potato (1kg)

$1.85 Rp 33.6K

$3.58 CA$5.03

-48.32%

Onion (1kg)

$2.42 Rp 44.1K

$3.01 CA$4.23

-19.60%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.28 CA$4.61

-69.82%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.74 CA$2.45

-70.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$11.68 CA$16.39

-80.99%

Wine (Bottle)

$22.24 Rp 404.2K

$14.05 CA$19.72

58.29%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.14 CA$4.41

-28.03%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.50 CA$4.91

-15.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.46 CA$2.05

-82.88%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$21.51 CA$30.18

-63.64%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.66 CA$5.14

-87.98%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$2.82 CA$3.95

-84.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$21.62 CA$30.33

-74.98%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.04 CA$1.46

-21.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$24.8K CA$34.8K

-3.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$19.6K CA$27.4K

62.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$176 CA$248

-55.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$49.13 CA$69.0

-86.87%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$66.2 CA$92.9

-71.92%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$51.6 CA$72.4

-4.05%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$10.66 CA$14.97

-59.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$891 CA$1,251

-44.97%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$3,563 CA$5,000

59.26%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$48.35 CA$67.9

-7.67%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$51.9 CA$72.8

-32.66%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$76.5 CA$107

4.44%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$119 CA$168

-33.47%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,055 CA$1,481

6.58%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,000 CA$1,403

-32.84%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,780 CA$2,499

100.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,924 CA$4,103

-41.06%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,744 CA$5,254

-27.04%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,390 CA$4,757

-32.62%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,778 CA$3,899

-94.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.85

184.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Banff: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Banff

$1,000 45.2% 48.9% $328

Groceries & Markets

Ubud, Bali

$288 21.4%

Banff

$371 16.8% 28.4% $82

Eating Out

Ubud, Bali

$108 8%

Banff

$298 13.5% 177% $190

Clothing & Footwear

Ubud, Bali

$108 8%

Banff

$133 6% 24% $26

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Banff

$292 13.2% 180% $188

Sport & Entertainment

Ubud, Bali

$58 4.3%

Banff

$73 3.3% 25.6% $15

Getting Around

Ubud, Bali

$11 0.9%

Banff

$45 2% 295% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,055 in Banff. Housing cost is often the main lever when comparing two cities.

Banff pays about 17 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $67 in Banff for a mid-range dinner for two. Groceries echo the gap at $288 vs $371 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Banff

🕒 Local time

06:59 6:59 AM

16:59 4:59 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,000

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Banff 13,390 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Banff

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banff: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $2,211 in Banff, so Ubud, Bali is about 39% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,055 in Banff. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $891 in Banff. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 28% higher in Banff. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Banff on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.