Last update: Oct 2026

Cost of Living Comparison Between Banff and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,211 in Banff, rent and utilities included – about $10,300 less a year. Rent and utilities account for about half of the difference.

107

Cost of Living Index in Banff
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Banff Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Banff

🇨🇦 Canada

$2,211

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Banff and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Banff and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,211 in Banff versus $1,349 in Ubud, Bali.

Banff $2,211
Ubud, Bali $1,349

Estimated couple costs with rent: $3,898 in Banff versus $2,305 in Ubud, Bali.

Banff $3,898
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,584 in Banff versus $3,261 in Ubud, Bali.

Banff $5,584
Ubud, Bali $3,261

Living in Banff is roughly 64% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.99 CA$29.46

$3.32 Rp 60.4K

532.23%

Three-Course Dinner for Two, Mid-Range

$67.5 CA$94.7

$35.64 Rp 647.8K

89.34%

Fast Food Meal (McDonalds, etc)

$10.62 CA$14.90

$5.53 Rp 100.6K

92.04%

Cappuccino

$3.99 CA$5.60

$2.72 Rp 49.4K

46.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 CA$2.44

$1.70 Rp 30.9K

2.35%

Water (0.33 liter bottle)

$1.88 CA$2.64

$0.76 Rp 13.8K

147.37%

Local Beer (0.5 liter draught)

$4.92 CA$6.91

$2.65 Rp 48.2K

85.66%

Imported Beer (0.33 liter bottle)

$5.54 CA$7.78

$4.38 Rp 79.6K

26.48%

Milk (1 liter)

$2.16 CA$3.03

$1.49 Rp 27.1K

44.97%

White Bread (500g)

$2.42 CA$3.40

$2.28 Rp 41.4K

6.14%

Rice (white) (1kg)

$4.46 CA$6.25

$1.19 Rp 21.6K

274.79%

Eggs

$3.54 CA$4.97

$2.04 Rp 37.0K

73.53%

Local Cheese (1kg)

$9.98 CA$14.00

$17.70 Rp 321.7K

-43.62%

Chicken Fillets (1kg)

$12.50 CA$17.54

$3.96 Rp 72.0K

215.66%

Beef Round Steak (1kg)

$13.32 CA$18.70

$12.19 Rp 221.6K

9.27%

Apples (1kg)

$3.28 CA$4.60

$3.66 Rp 66.4K

-10.38%

Banana (1kg)

$1.35 CA$1.89

$1.52 Rp 27.6K

-11.18%

Oranges (1kg)

$2.73 CA$3.83

$2.23 Rp 40.5K

22.42%

Tomato (1kg)

$4.65 CA$6.53

$1.97 Rp 35.9K

136.04%

Potato (1kg)

$3.58 CA$5.03

$1.85 Rp 33.6K

93.51%

Onion (1kg)

$3.01 CA$4.23

$2.42 Rp 44.1K

24.38%

Lettuce (1 head)

$3.28 CA$4.61

$0.99 Rp 18.0K

231.31%

Water (1.5 liter bottle)

$1.74 CA$2.45

$0.51 Rp 9,332

241.18%

Cigarettes 20 Pack (Marlboro, Camel)

$11.68 CA$16.39

$2.22 Rp 40.4K

426.13%

Wine (Bottle)

$14.05 CA$19.72

$22.24 Rp 404.2K

-36.83%

Local Beer (0.5 liter bottle)

$3.14 CA$4.41

$2.26 Rp 41.1K

38.94%

Imported Beer (0.33 liter bottle)

$3.50 CA$4.91

$2.97 Rp 54.0K

17.85%

One-way Ticket (Public Transport)

$1.46 CA$2.05

$0.25 Rp 4,562

484.00%

Public Transport Monthly Pass (Regular Price)

$21.51 CA$30.18

$7.82 Rp 142.2K

175.06%

Taxi Start (Normal Tariff)

$3.66 CA$5.14

$0.44 Rp 7,989

731.82%

Taxi (Normal Tariff) (1km)

$2.82 CA$3.95

$0.43 Rp 7,817

555.81%

Taxi 1hour Waiting (Normal Tariff)

$21.62 CA$30.33

$5.41 Rp 98.3K

299.63%

Gasoline (1 liter)

$1.04 CA$1.46

$0.82 Rp 15.0K

26.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K CA$34.8K

$23.8K Rp 433.3M

4.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.4K

$31.7K Rp 577.0M

-38.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 CA$248

$79.1 Rp 1.4M

123.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.13 CA$69.0

$6.45 Rp 117.2K

661.71%

Internet (50+ Mbps, Unlimited Data)

$66.2 CA$92.9

$18.58 Rp 337.7K

256.14%

Gym Membership (Monthly)

$51.6 CA$72.4

$49.48 Rp 899.4K

4.22%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$10.66 CA$14.97

$4.27 Rp 77.7K

149.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$891 CA$1,251

$491 Rp 8.9M

81.71%

International Primary School, 1 Child (Yearly)

$3,563 CA$5,000

$5,674 Rp 103.1M

-37.21%

Jeans (Levis 501 Or Similar)

$48.35 CA$67.9

$44.64 Rp 811.4K

8.31%

Summer Dress (H&M, Zara, etc)

$51.9 CA$72.8

$34.95 Rp 635.3K

48.50%

Sport Shoes (Adidas, Nike)

$76.5 CA$107

$79.9 Rp 1.5M

-4.26%

Men's Leather Business Shoes

$119 CA$168

$79.4 Rp 1.4M

50.31%

1-bedroom Apartment, City Center (Monthly)

$1,055 CA$1,481

$1,125 Rp 20.4M

-6.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,000 CA$1,403

$671 Rp 12.2M

48.91%

3-bedroom Apartment, City Center (Monthly)

$1,780 CA$2,499

$3,565 Rp 64.8M

-50.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,924 CA$4,103

$1,723 Rp 31.3M

69.66%

Buy Apartment in City Center (m2)

$3,744 CA$5,254

$2,732 Rp 49.6M

37.06%

Buy Apartment Outside City Center (m2)

$3,390 CA$4,757

$2,284 Rp 41.5M

48.41%

Average Monthly Net Salary (After Tax)

$2,778 CA$3,899

$164 Rp 3.0M

1595.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.85

13.78

-64.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banff: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Banff

$1,000 45.2%

Ubud, Bali

$672 49.8% 32.8% $328

Groceries & Markets

Banff

$371 16.8%

Ubud, Bali

$288 21.4% 22.1% $82

Eating Out

Banff

$298 13.5%

Ubud, Bali

$108 8% 63.8% $190

Monthly Utilities & Internet

Banff

$292 13.2%

Ubud, Bali

$104 7.7% 64.3% $188

Clothing & Footwear

Banff

$133 6%

Ubud, Bali

$108 8% 19.3% $26

Sport & Entertainment

Banff

$73 3.3%

Ubud, Bali

$58 4.3% 20.4% $15

Getting Around

Banff

$45 2%

Ubud, Bali

$11 0.9% 74.7% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,055 in Banff and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Banff pays about 17 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $67 in Banff vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $371 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Banff

🇮🇩 Ubud, Bali

🕒 Local time

16:12 4:12 PM

06:12 6:12 AM

14 h ahead of Banff

🌤 Weather

👥 Population

8,000

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Banff Ubud, Bali 13,390 km ≈ 17 h nonstop flight

From you

Banff
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Banff vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,211 in Banff and $1,349 in Ubud, Bali, so Ubud, Bali is about 39% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Banff is about 17 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,055 in Banff versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $891 in Banff versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 28% higher in Banff. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Banff on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.