Cost of Living Comparison Between Banff and Ubud, Bali Cost of Living Comparison Between Banff and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,220 in Banff versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $4,130 in Banff versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,041 in Banff versus $3,763 in Ubud, Bali.

Living in Banff is roughly 58% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Banff 66% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Banff
Ubud, Bali
Difference
Meal at Budget Restaurant
$22.01 CA$30.86
$3.45 Rp 61.8K
537.97%
Three-Course Dinner for Two, Mid-Range
$74.4 CA$104
$32.34 Rp 578.5K
130.15%
Fast Food Meal (McDonalds, etc)
$10.37 CA$14.54
$4.84 Rp 86.7K
114.26%
Cappuccino
$4.30 CA$6.02
$2.75 Rp 49.1K
56.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.63 CA$2.28
$1.38 Rp 24.8K
18.12%
Water (0.33 liter bottle)
$2.01 CA$2.82
$0.75 Rp 13.4K
168.00%
Local Beer (0.5 liter draught)
$5.55 CA$7.78
$2.99 Rp 53.5K
85.62%
Imported Beer (0.33 liter bottle)
$8.99 CA$12.61
$3.85 Rp 68.9K
133.51%
🛒 Groceries & Markets
Banff
Ubud, Bali
Difference
Milk (1 liter)
$2.15 CA$3.01
$1.74 Rp 31.1K
23.56%
White Bread (500g)
$2.34 CA$3.29
$2.46 Rp 44.0K
-4.88%
Rice (white) (1kg)
$5.89 CA$8.25
$1.17 Rp 20.9K
403.42%
Eggs
$3.63 CA$5.09
$2.43 Rp 43.5K
49.38%
Local Cheese (1kg)
$12.18 CA$17.07
$14.50 Rp 259.5K
-16.00%
Chicken Fillets (1kg)
$14.29 CA$20.03
$4.35 Rp 77.8K
228.51%
Beef Round Steak (1kg)
$12.48 CA$17.49
$11.98 Rp 214.3K
4.17%
Apples (1kg)
$4.05 CA$5.68
$3.72 Rp 66.5K
8.87%
Banana (1kg)
$1.56 CA$2.19
$1.63 Rp 29.1K
-4.29%
Oranges (1kg)
$4.92 CA$6.90
$2.74 Rp 49.1K
79.56%
Tomato (1kg)
$5.24 CA$7.35
$2.24 Rp 40.1K
133.93%
Potato (1kg)
$2.91 CA$4.08
$1.92 Rp 34.3K
51.56%
Onion (1kg)
$3.30 CA$4.63
$2.28 Rp 40.7K
44.74%
Lettuce (1 head)
$3.60 CA$5.04
$1.06 Rp 19.0K
239.62%
Water (1.5 liter bottle)
$2.74 CA$3.84
$0.72 Rp 12.9K
280.56%
Cigarettes 20 Pack (Marlboro, Camel)
$14.91 CA$20.91
$3.29 Rp 58.8K
353.19%
Wine (Bottle)
$14.11 CA$19.78
$23.19 Rp 414.9K
-39.15%
Local Beer (0.5 liter bottle)
$5.16 CA$7.24
$2.78 Rp 49.7K
85.61%
Imported Beer (0.33 liter bottle)
$3.02 CA$4.23
$2.73 Rp 48.9K
10.62%
🚌 Getting Around
Banff
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.51 CA$2.12
$0.27 Rp 4,765
459.26%
Public Transport Monthly Pass (Regular Price)
$22.42 CA$31.44
$8.11 Rp 145.0K
176.45%
Taxi Start (Normal Tariff)
$5.39 CA$7.55
$0.48 Rp 8,636
1022.92%
Taxi (Normal Tariff) (1km)
$3.16 CA$4.43
$0.42 Rp 7,511
652.38%
Taxi 1hour Waiting (Normal Tariff)
$19.02 CA$26.67
$6.22 Rp 111.3K
205.79%
Gasoline (1 liter)
$1.01 CA$1.42
$0.81 Rp 14.6K
24.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K CA$34.7K
$26.6K Rp 476.1M
-7.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.6K
$32.2K Rp 575.9M
-34.48%
🧾 Monthly Utilities & Internet
Banff
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$201 CA$282
$78.4 Rp 1.4M
157.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.1 CA$82.8
$4.07 Rp 72.8K
1351.35%
Internet (50+ Mbps, Unlimited Data)
$68.2 CA$95.6
$24.33 Rp 435.2K
180.19%
🎉 Sport & Entertainment
Banff
Ubud, Bali
Difference
Gym Membership (Monthly)
$77.4 CA$109
$98.6 Rp 1.8M
-21.47%
Tennis Court (1 Hour on Weekend)
$36.19 CA$50.7
$6.34 Rp 113.3K
470.82%
Cinema Ticket
$9.09 CA$12.75
$3.99 Rp 71.3K
127.82%
🧸 Childcare & Education
Banff
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$865 CA$1,212
$305 Rp 5.5M
183.51%
International Primary School, 1 Child (Yearly)
$11.6K CA$16.3K
$6,642 Rp 118.8M
74.74%
👕👟 Clothing & Footwear
Banff
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$44.77 CA$62.8
$54.1 Rp 968.6K
-17.31%
Summer Dress (H&M, Zara, etc)
$47.10 CA$66.0
$37.81 Rp 676.3K
24.57%
Sport Shoes (Adidas, Nike)
$94.2 CA$132
$86.8 Rp 1.6M
8.43%
Men's Leather Business Shoes
$111 CA$155
$76.4 Rp 1.4M
45.08%
🏠 Accommodation & Living
Banff
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$900 CA$1,262
$992 Rp 17.7M
-9.23%
1-bedroom Apartment, Outside City Center (Monthly)
$883 CA$1,238
$673 Rp 12.0M
31.31%
3-bedroom Apartment, City Center (Monthly)
$1,308 CA$1,834
$3,375 Rp 60.4M
-61.23%
3-bedroom Apartment, Outside City Center (Monthly)
$3,145 CA$4,409
$2,050 Rp 36.7M
53.40%
Buy Apartment in City Center (m2)
$3,719 CA$5,214
$2,805 Rp 50.2M
32.60%
Buy Apartment Outside City Center (m2)
$3,322 CA$4,657
$2,227 Rp 39.8M
49.17%
💵 Salaries & Financials
Banff
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,720 CA$3,813
$167 Rp 3.0M
1529.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
13.28
-50.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banff: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $900 in Banff and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Banff pays 1529% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Banff vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $427 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Banff vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Banff and in Ubud, Bali?
Banff and Ubud, Bali differ by about 58% in total monthly costs ($2,220 vs $1,408 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Banff or Ubud, Bali?
Average pay runs 1529% higher in Banff, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Banff and in Ubud, Bali?
Rent for a central apartment: $900 in Banff versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Banff and Ubud, Bali?
Childcare runs $865 in Banff versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 44% higher in Banff. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $1,000 per month?
At $1,408 in Ubud, Bali versus $2,220 in Banff, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Banff. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Banff and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Banff or Ubud, Bali safer for residents?
Safety-wise, Banff and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Banff or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 58% less than in Banff. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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