Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Banepa

For one person, living is cheaper in Banepa: $322 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Banepa
🇳🇵 Nepal
$322
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Banepa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Banepa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $322 in Banepa.

  • Ubud, Bali $1,368
  • Banepa $322

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $525 in Banepa.

  • Ubud, Bali $2,314
  • Banepa $525

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $729 in Banepa.

  • Ubud, Bali $3,260
  • Banepa $729

Living in Ubud, Bali is roughly 325% more expensive than in Banepa, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Banepa is 76% below.

Currency
🍽 Eating Out
Ubud, Bali
Banepa
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$1.92 NPR 292
73.44%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$19.86 NPR 3,018
77.14%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$6.41 NPR 974
-9.52%
Cappuccino
$2.73 Rp 49.1K
$1.33 NPR 202
105.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$0.49 NPR 75.2
234.69%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$0.14 NPR 21.23
492.86%
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$2.74 NPR 417
-1.46%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$3.21 NPR 488
33.96%
🛒 Groceries & Markets
Ubud, Bali
Banepa
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$0.44 NPR 67.3
240.91%
White Bread (500g)
$2.30 Rp 41.4K
$0.59 NPR 89.4
289.83%
Rice (white) (1kg)
$1.18 Rp 21.2K
$0.28 NPR 41.94
321.43%
Eggs
$2.14 Rp 38.6K
$1.44 NPR 219
48.61%
Local Cheese (1kg)
$17.48 Rp 314.6K
$2.99 NPR 454
484.62%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$3.09 NPR 470
30.42%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$1.61 NPR 245
659.63%
Apples (1kg)
$3.55 Rp 63.9K
$2.07 NPR 314
71.50%
Banana (1kg)
$1.57 Rp 28.3K
$1.20 NPR 183
30.83%
Oranges (1kg)
$2.24 Rp 40.2K
$0.40 NPR 60.8
460.00%
Tomato (1kg)
$1.93 Rp 34.7K
$0.32 NPR 48.35
503.12%
Potato (1kg)
$1.88 Rp 33.9K
$0.25 NPR 37.96
652.00%
Onion (1kg)
$2.29 Rp 41.3K
$0.32 NPR 48.43
615.63%
Lettuce (1 head)
$0.99 Rp 17.9K
$0.46 NPR 69.7
115.22%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$0.22 NPR 33.39
140.91%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$1.91 NPR 290
19.37%
Wine (Bottle)
$23.01 Rp 414.2K
$7.61 NPR 1,157
202.37%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$0.99 NPR 151
136.36%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$1.49 NPR 226
95.30%
🚌 Getting Around
Ubud, Bali
Banepa
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
-
-
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
$29.23 NPR 4,441
-69.83%
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$1.81 NPR 275
-73.48%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$1.18 NPR 180
-61.02%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$3.29 NPR 500
65.65%
Gasoline (1 liter)
$0.88 Rp 15.9K
$1.33 NPR 203
-33.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$29.0K NPR 4.4M
-15.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$35.8K NPR 5.4M
-12.82%
🧾 Monthly Utilities & Internet
Ubud, Bali
Banepa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$32.09 NPR 4,876
158.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$3.47 NPR 527
85.88%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$8.87 NPR 1,348
109.36%
🎉 Sport & Entertainment
Ubud, Bali
Banepa
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
-
-
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
-
-
Cinema Ticket
$4.38 Rp 78.9K
$3.02 NPR 459
45.03%
🧸 Childcare & Education
Ubud, Bali
Banepa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$66.6 NPR 10.1K
640.78%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$5,464 NPR 830.2K
5.31%
👕👟 Clothing & Footwear
Ubud, Bali
Banepa
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$25.37 NPR 3,854
82.07%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$26.89 NPR 4,085
31.39%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$62.6 NPR 9,517
26.28%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$28.87 NPR 4,386
171.53%
🏠 Accommodation & Living
Ubud, Bali
Banepa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
-
-
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
-
-
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
-
-
💵 Salaries & Financials
Ubud, Bali
Banepa
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
9.72
41.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Banepa: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Banepa
- * 100%
Groceries & Markets
Ubud, Bali
$290
Banepa
$96 66.9% $194
Eating Out
Ubud, Bali
$109
Banepa
$73 32.7% $36
Monthly Utilities & Internet
Ubud, Bali
$108
Banepa
$44 58.9% $64
Clothing & Footwear
Ubud, Bali
$108
Banepa
$65 39.9% $43
Sport & Entertainment
Ubud, Bali
$65
Banepa
$6 * 90.6% $59
Getting Around
Ubud, Bali
$13
Banepa
$37 * 194% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $20.00 in Banepa for a mid-range dinner for two. Groceries echo the gap at $290 vs $96.0 per month, with Banepa cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇳🇵 Banepa
🕒 Local time
06:34 6:34 AM
04:19 4:19 AM
2 h 15 min behind Ubud, Bali
🌤 Weather
👥 Population
74,800
67,629
💱 Currency
Nepalese Rupee NPR रु
Exchange rates and currency converter

NPR, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Nepalese Rupee exchange rates as of October 17, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

On the map
Between locations
  • Ubud, Bali Banepa 5,140 km ≈ 7 h nonstop flight
From you
  • Ubud, Bali
  • Banepa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Banepa: Cost of Living - Frequently Asked Questions
Is Banepa cheaper than Ubud, Bali?
Banepa is cheaper overall, especially in groceries, eating out, and clothing. The 325% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,051 in Ubud, Bali and $482 in Banepa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do food prices compare in Ubud, Bali and in Banepa?
Supermarket bills run roughly 202% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Ubud, Bali or in Banepa?
Dining out is cheaper in Banepa – a meal for two runs $20.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Ubud, Bali or in Banepa?
At $322 in Banepa versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Banepa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Banepa the clear choice for anyone on this budget.
Is Ubud, Bali or Banepa more family-friendly?
For families, Banepa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Banepa?
Safety-wise, Ubud, Bali and Banepa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Banepa gentler on the wallet – expenses run 325% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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