Cost of Living Comparison Between Ubud, Bali and Banepa Cost of Living Comparison Between Ubud, Bali and Banepa

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $448 in Banepa.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $736 in Banepa.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,025 in Banepa.

Living in Ubud, Bali is roughly 214% more expensive than Banepa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Banepa is 67% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.86 NPR 283

91.94%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$18.64 NPR 2,837

74.36%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$6.63 NPR 1,008

-26.70%

Cappuccino

$2.75 Rp 49.2K

$1.83 NPR 278

50.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.54 NPR 82.5

144.44%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.16 NPR 24.33

337.50%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.62 NPR 398

11.07%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.73 NPR 568

1.61%

Milk (1 liter)

$1.71 Rp 30.6K

$0.84 NPR 128

103.57%

White Bread (500g)

$2.47 Rp 44.3K

$0.60 NPR 90.9

311.67%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.96 NPR 146

25.00%

Eggs

$2.44 Rp 43.8K

$1.86 NPR 283

31.18%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.01 NPR 1,371

59.60%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.11 NPR 473

38.59%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$5.96 NPR 907

104.87%

Apples (1kg)

$3.68 Rp 66.0K

$2.21 NPR 336

66.52%

Banana (1kg)

$1.55 Rp 27.8K

$1.09 NPR 166

42.20%

Oranges (1kg)

$2.79 Rp 49.9K

$1.24 NPR 188

125.00%

Tomato (1kg)

$2.33 Rp 41.8K

$0.64 NPR 97.1

264.06%

Potato (1kg)

$1.97 Rp 35.3K

$0.52 NPR 79.0

278.85%

Onion (1kg)

$2.31 Rp 41.4K

$0.69 NPR 104

234.78%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.49 NPR 75.2

116.33%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.27 NPR 41.24

170.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.98 NPR 453

10.07%

Wine (Bottle)

$22.79 Rp 408.4K

$7.97 NPR 1,212

185.95%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.24 NPR 341

25.45%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.30 NPR 502

-15.76%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.20 NPR 31.14

45.00%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.16 NPR 329

-79.17%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.07 NPR 163

-57.94%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$3.54 NPR 538

76.27%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.26 NPR 192

-32.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$31.5K NPR 4.8M

-17.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$41.3K NPR 6.3M

-23.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$33.42 NPR 5,085

141.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$4.98 NPR 758

-18.47%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$9.39 NPR 1,428

160.06%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$18.13 NPR 2,758

438.72%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$3.26 NPR 497

23.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$92.7 NPR 14.1K

227.90%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,837 NPR 583.9K

72.54%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$25.22 NPR 3,839

115.03%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$28.49 NPR 4,336

36.12%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$59.2 NPR 9,011

45.48%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$40.23 NPR 6,122

90.58%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$103 NPR 15.7K

852.64%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$64.3 NPR 9,787

923.09%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$204 NPR 31.0K

1553.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$144 NPR 21.8K

1339.22%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

12.08

9.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Banepa: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $103 in Banepa. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $19.00 in Banepa for a mid-range dinner for two. Groceries echo the gap at $297 vs $154 per month, with Banepa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Banepa: Cost of Living - Frequently Asked Questions

Banepa is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 214% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $671 in Banepa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $103 in Banepa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 93% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,404 per month in Ubud, Bali versus $448 in Banepa – a 214% gap that adds up to real savings over time for anyone picking the cheaper option.

At $448 in Banepa versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Banepa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Banepa the clear choice for anyone on this budget.

For families, Banepa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Banepa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Banepa gentler on the wallet – expenses run 214% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.