Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Balakovo

For one person, living is cheaper in Balakovo: $1,026 a month against $1,348 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
49

Cost of Living Index in Balakovo
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Balakovo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Balakovo

🇷🇺 Russia

$1,026

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Balakovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Balakovo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $1,026 in Balakovo.

Ubud, Bali $1,348
Balakovo $1,026

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $1,611 in Balakovo.

Ubud, Bali $2,312
Balakovo $1,611

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $2,195 in Balakovo.

Ubud, Bali $3,276
Balakovo $2,195

Living in Ubud, Bali is roughly 31% more expensive than in Balakovo, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Balakovo is 23% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$7.16 ₽610

-53.49%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$38.31 ₽3,260

-7.54%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$7.30 ₽621

-21.10%

Cappuccino

$2.63 Rp 47.0K

$3.81 ₽324

-30.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.16 ₽98.8

50.00%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.60 ₽51.2

28.33%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$1.61 ₽137

68.32%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$3.04 ₽258

48.68%

Milk (1 liter)

$1.53 Rp 27.4K

$1.13 ₽96.3

35.40%

White Bread (500g)

$2.20 Rp 39.2K

$0.79 ₽67.1

178.48%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.65 ₽140

-26.06%

Eggs

$2.14 Rp 38.2K

$1.52 ₽129

40.79%

Local Cheese (1kg)

$17.73 Rp 316.9K

$11.44 ₽973

54.98%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$4.68 ₽399

-17.52%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$11.36 ₽967

5.90%

Apples (1kg)

$3.61 Rp 64.5K

$1.78 ₽151

102.81%

Banana (1kg)

$1.51 Rp 27.1K

$1.88 ₽160

-19.68%

Oranges (1kg)

$2.32 Rp 41.4K

$1.77 ₽150

31.07%

Tomato (1kg)

$2.00 Rp 35.8K

$2.80 ₽239

-28.57%

Potato (1kg)

$1.81 Rp 32.4K

$0.85 ₽72.3

112.94%

Onion (1kg)

$2.39 Rp 42.7K

$0.82 ₽69.7

191.46%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.55 ₽132

-36.13%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.58 ₽49.21

-10.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$2.76 ₽235

-21.01%

Wine (Bottle)

$22.98 Rp 410.7K

$10.80 ₽919

112.78%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.56 ₽132

53.85%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.59 ₽220

15.83%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$0.51 ₽43.38

-52.94%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$1.04 ₽88.3

-57.69%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$0.28 ₽24.00

50.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$5.78 ₽492

-5.71%

Gasoline (1 liter)

$0.84 Rp 15.1K

$0.84 ₽71.4

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$39.1K ₽3.3M

-37.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$36.8K ₽3.1M

-13.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$97.7 ₽8,314

-17.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$5.44 ₽463

20.96%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$7.47 ₽636

144.18%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$29.90 ₽2,544

84.38%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$27.02 ₽2,299

-31.50%

Cinema Ticket

$4.24 Rp 75.9K

$5.85 ₽498

-27.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$338 ₽28.7K

43.86%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$3,589 ₽305.4K

58.14%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$110 ₽9,346

-58.86%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$48.35 ₽4,115

-28.50%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$140 ₽11.9K

-43.53%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$83.8 ₽7,130

-7.36%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$496 ₽42.2K

127.35%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$308 ₽26.2K

118.55%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$955 ₽81.3K

278.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$535 ₽45.5K

224.04%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,103 ₽178.9K

34.54%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$1,492 ₽126.9K

54.62%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$449 ₽38.2K

-63.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

20.43

-32.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Balakovo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Balakovo

$308 30.9% 54.2% $366

Groceries & Markets

Ubud, Bali

$290 21.4%

Balakovo

$217 21.7% 25.3% $73

Eating Out

Ubud, Bali

$108 8%

Balakovo

$146 14.6% 35.2% $38

Clothing & Footwear

Ubud, Bali

$106 7.8%

Balakovo

$172 17.2% 61.6% $66

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Balakovo

$111 11.1% 4.7% $5

Sport & Entertainment

Ubud, Bali

$64 4.7%

Balakovo

$42 4.2% 34.6% $22

Getting Around

Ubud, Bali

$11 0.8%

Balakovo

$4.5 * 0.5% 57.2% $6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $496 in Balakovo. Housing cost is often the main lever when comparing two cities.

Balakovo pays 171% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $38.00 in Balakovo. Groceries flip the comparison at $290 vs $217, with Balakovo cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Balakovo

🕒 Local time

16:53 4:53 PM

12:53 12:53 PM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

186,012

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.44 RUB (100 RUB = 1.05 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Balakovo 9,260 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Balakovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Balakovo: Cost of Living - Frequently Asked Questions

Balakovo wins on cost – living expenses run 31% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Balakovo the obvious pick if budget is a priority.

On paper, salaries run 171% lower in Balakovo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $496 in Balakovo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $338 in Balakovo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Balakovo – a meal for two runs $38.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,026 in Balakovo versus $1,348 in Ubud, Bali, a $1,000 budget is realistic in Balakovo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Balakovo the clear choice for anyone on this budget.

Both work as nomad bases, but Balakovo delivers better value – similar infrastructure at $1,026 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Balakovo hard to pass up.

Safety-wise, Ubud, Bali and Balakovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Balakovo gentler on the wallet – expenses run 31% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.