Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Balaghat

For one person, living is cheaper in Balaghat: $352 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Balaghat
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Balaghat Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Balaghat

🇮🇳 India

$352

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Balaghat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Balaghat actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $352 in Balaghat, rent included.

Ubud, Bali $1,368
Balaghat $352

A couple spends around $2,314 per month in Ubud, Bali vs $558 in Balaghat, rent included.

Ubud, Bali $2,314
Balaghat $558

A family of three spends $3,260 per month in Ubud, Bali vs $763 in Balaghat, rent included.

Ubud, Bali $3,260
Balaghat $763

Ubud, Bali costs about 288% more than Balaghat, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Balaghat is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$2.27 ₹216

46.70%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$10.67 ₹1,013

229.71%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$3.88 ₹369

49.48%

Cappuccino

$2.73 Rp 49.1K

$1.51 ₹143

80.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.42 ₹40.36

290.48%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.13 ₹11.98

538.46%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.77 ₹168

52.54%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.79 ₹265

54.12%

Milk (1 liter)

$1.50 Rp 27.1K

$0.62 ₹59.1

141.94%

White Bread (500g)

$2.30 Rp 41.4K

$0.44 ₹41.51

422.73%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.65 ₹61.5

81.54%

Eggs

$2.14 Rp 38.6K

$0.91 ₹86.6

135.16%

Local Cheese (1kg)

$17.48 Rp 314.6K

$4.45 ₹423

292.81%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.75 ₹261

46.55%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

$1.83 ₹174

93.99%

Banana (1kg)

$1.57 Rp 28.3K

$0.64 ₹60.5

145.31%

Oranges (1kg)

$2.24 Rp 40.2K

$0.94 ₹89.2

138.30%

Tomato (1kg)

$1.93 Rp 34.7K

$0.48 ₹45.54

302.08%

Potato (1kg)

$1.88 Rp 33.9K

$0.35 ₹32.77

437.14%

Onion (1kg)

$2.29 Rp 41.3K

$0.36 ₹34.42

536.11%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.40 ₹37.75

147.50%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.29 ₹27.07

82.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.75 ₹451

-52.00%

Wine (Bottle)

$23.01 Rp 414.2K

$6.79 ₹645

238.88%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.50 ₹143

56.00%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.70 ₹257

7.78%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.93 ₹468

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.25 ₹23.87

-4.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$7.23 ₹687

21.99%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.92 ₹86.9

-47.83%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.28 ₹26.74

64.29%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.63 ₹155

234.36%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.11 ₹105

-20.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$11.2K ₹1.1M

120.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$18.5K ₹1.8M

68.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$34.85 ₹3,309

138.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$3.24 ₹307

99.07%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$6.72 ₹638

176.34%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$13.99 ₹1,328

299.00%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$7.04 ₹669

157.24%

Cinema Ticket

$4.38 Rp 78.9K

$3.17 ₹301

38.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$41.15 ₹3,908

1098.03%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$1,338 ₹127.0K

330.16%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$19.66 ₹1,867

134.94%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$26.66 ₹2,531

32.52%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$36.43 ₹3,459

117.10%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$27.29 ₹2,591

187.25%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$120 ₹11.4K

849.81%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$66.4 ₹6,308

917.09%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$254 ₹24.1K

1281.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$149 ₹14.2K

1038.45%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$917 ₹87.1K

203.49%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$574 ₹54.5K

290.24%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Balaghat: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Balaghat

$66 18.9% 90.2% $609

Groceries & Markets

Ubud, Bali

$290 21.2%

Balaghat

$96 27.3% 66.8% $194

Eating Out

Ubud, Bali

$109 8%

Balaghat

$65 18.3% 40.7% $44

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Balaghat

$45 12.7% 58.5% $63

Clothing & Footwear

Ubud, Bali

$108 7.9%

Balaghat

$50 14.1% 54% $58

Sport & Entertainment

Ubud, Bali

$65 4.7%

Balaghat

$20 5.8% 68.5% $44

Getting Around

Ubud, Bali

$13 0.9%

Balaghat

$11 3% 15.9% $2

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $120 in Balaghat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $11.00 in Balaghat. Monthly groceries follow the same trend: $290 vs $96.0 – making Balaghat the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Balaghat

🕒 Local time

16:42 4:42 PM

14:12 2:12 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

84,261

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Balaghat 5,100 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Balaghat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Balaghat: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 288% more than Balaghat, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $529 in Balaghat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Balaghat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $41.15 in Balaghat. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 202% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Balaghat, where all-in costs run around $352, than in Ubud, Bali at $1,368. In Balaghat it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Balaghat costs $352 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Balaghat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.