Cost of Living Comparison Between Ubud, Bali and Assis Cost of Living Comparison Between Ubud, Bali and Assis

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $843 in Assis.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,307 in Assis.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,770 in Assis.

Living in Ubud, Bali is roughly 62% more expensive than in Assis, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Assis is 38% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$5.83 R$30.03

-40.99%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$23.67 R$122

53.40%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.70 R$29.36

0.18%

Cappuccino

$2.67 Rp 47.3K

$1.98 R$10.18

34.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.15 R$5.92

52.17%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.78 R$4.01

11.54%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.53 R$7.86

92.81%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.00 R$10.30

126.00%

Milk (1 liter)

$1.62 Rp 28.7K

$1.04 R$5.35

55.77%

White Bread (500g)

$2.33 Rp 41.3K

$1.37 R$7.07

70.07%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.46 R$7.51

-23.97%

Eggs

$2.20 Rp 39.0K

$1.48 R$7.64

48.65%

Local Cheese (1kg)

$17.69 Rp 313.3K

$7.44 R$38.35

137.77%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.82 R$19.67

7.33%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$8.46 R$43.60

43.97%

Apples (1kg)

$3.71 Rp 65.6K

$1.84 R$9.48

101.63%

Banana (1kg)

$1.59 Rp 28.1K

$1.15 R$5.94

38.26%

Oranges (1kg)

$2.28 Rp 40.4K

$0.75 R$3.89

204.00%

Tomato (1kg)

$1.95 Rp 34.6K

$1.38 R$7.10

41.30%

Potato (1kg)

$1.91 Rp 33.7K

$1.13 R$5.81

69.03%

Onion (1kg)

$2.33 Rp 41.3K

$0.94 R$4.86

147.87%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.85 R$4.39

18.82%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.00 R$5.16

-45.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.39 R$12.31

-6.69%

Wine (Bottle)

$23.07 Rp 408.6K

$5.90 R$30.38

291.02%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.33 R$6.87

81.95%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.84 R$14.63

5.63%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.92 R$4.72

-70.65%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$37.82 R$195

-76.26%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$2.29 R$11.81

-79.04%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.77 R$3.95

-44.16%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$2.67 R$13.76

111.24%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.25 R$6.46

-36.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$34.8K R$179.2K

-28.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$32.5K R$167.4K

-2.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$84.4 R$435

-3.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$10.94 R$56.4

-40.68%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$22.15 R$114

-15.26%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$25.45 R$131

123.46%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$26.82 R$138

-30.16%

Cinema Ticket

$4.54 Rp 80.4K

$5.74 R$29.59

-20.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$297 R$1,530

61.87%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$7,616 R$39.2K

-25.01%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$41.51 R$214

9.66%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$58.2 R$300

-38.37%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$85.8 R$442

-6.33%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$57.4 R$296

37.15%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$341 R$1,757

226.90%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$233 R$1,203

198.79%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$653 R$3,367

456.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$447 R$2,302

288.81%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,770 R$9,121

57.27%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,080 R$5,563

112.04%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$589 R$3,034

-71.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.5

31.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Assis: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $341 in Assis. Housing cost is often the main lever when comparing two cities.

Assis pays 251% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $24.00 in Assis for a mid-range dinner for two. Groceries echo the gap at $295 vs $174 per month, with Assis cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Assis: Cost of Living - Frequently Asked Questions

Assis is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment. The 62% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 251% lower in Assis. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $341 in Assis. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Assis runs roughly 321% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $297 in Assis. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $843 in Assis versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Assis but tight or insufficient in Ubud, Bali. The gap between the two cities makes Assis the clear choice for anyone on this budget.

For families, Assis is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Assis are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Assis gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.