Cost of Living Comparison Between Ubud, Bali and Assis Cost of Living Comparison Between Ubud, Bali and Assis

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $793 in Assis.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $1,236 in Assis.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $1,679 in Assis.

Living in Ubud, Bali is roughly 78% more expensive than Assis, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Assis is 41% below.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$5.27 R$26.20

-35.10%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$27.15 R$135

21.40%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$6.48 R$32.20

-21.60%

Cappuccino

$2.82 Rp 48.5K

$1.78 R$8.87

58.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.11 R$5.53

23.42%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.63 R$3.11

12.70%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$1.85 R$9.18

60.54%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$2.73 R$13.58

43.22%

Milk (1 liter)

$1.75 Rp 30.0K

$0.92 R$4.59

90.22%

White Bread (500g)

$2.52 Rp 43.2K

$1.22 R$6.08

106.56%

Rice (white) (1kg)

$1.21 Rp 20.8K

$1.85 R$9.18

-34.59%

Eggs

$2.33 Rp 40.1K

$1.39 R$6.90

67.63%

Local Cheese (1kg)

$14.50 Rp 249.2K

$6.96 R$34.58

108.33%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$4.64 R$23.05

-6.03%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$8.08 R$40.14

49.13%

Apples (1kg)

$3.82 Rp 65.6K

$2.22 R$11.02

72.07%

Banana (1kg)

$1.61 Rp 27.7K

$1.07 R$5.30

50.47%

Oranges (1kg)

$2.70 Rp 46.5K

$1.10 R$5.47

145.45%

Tomato (1kg)

$2.23 Rp 38.3K

$1.74 R$8.63

28.16%

Potato (1kg)

$1.90 Rp 32.6K

$1.85 R$9.20

2.70%

Onion (1kg)

$2.18 Rp 37.5K

$1.09 R$5.43

100.00%

Lettuce (1 head)

$1.03 Rp 17.7K

$0.80 R$3.96

28.75%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.93 R$4.63

-17.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$2.10 R$10.42

51.43%

Wine (Bottle)

$23.23 Rp 399.2K

$6.12 R$30.41

279.58%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.25 R$6.23

128.00%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$2.09 R$10.38

30.14%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.87 R$4.31

-66.67%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$38.16 R$190

-77.91%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$1.10 R$5.46

-55.45%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.69 R$3.45

-34.78%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$6.23 R$30.97

0.80%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.03 R$5.14

-17.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$20.4K R$101.5K

27.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$27.6K R$137.3K

14.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$60.1 R$299

32.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$13.53 R$67.2

-69.77%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$18.54 R$92.1

29.77%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$22.40 R$111

329.42%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$21.87 R$109

-70.14%

Cinema Ticket

$4.13 Rp 71.1K

$6.24 R$31.01

-33.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$273 R$1,358

8.60%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$6,450 R$32.1K

3.27%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$49.24 R$245

11.62%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$42.20 R$210

-8.18%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$77.2 R$383

16.15%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$63.4 R$315

24.55%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$312 R$1,548

226.88%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$213 R$1,056

210.55%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$584 R$2,904

487.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$433 R$2,150

374.51%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$1,761 R$8,754

69.23%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$1,103 R$5,481

114.72%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$591 R$2,935

-70.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.92

21.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Assis: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $312 in Assis. Housing cost is often the main lever when comparing two cities.

Assis pays 243% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $27 in Assis for a mid-range dinner for two. Groceries echo the gap at $299 vs $178 per month, with Assis cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Assis: Cost of Living - Frequently Asked Questions

Assis is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 78% gap adds up to real monthly savings that compound significantly over time.

On paper, Assis earns 243% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $312 in Assis. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Assis runs roughly 353% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $273 in Assis. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $793 in Assis versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Assis but tight or insufficient in Ubud, Bali. The gap between the two cities makes Assis the clear choice for anyone on this budget.

For families, Assis is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Assis are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Assis gentler on the wallet – expenses run 78% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.