Cost of Living Comparison Between Ubud, Bali and Ashland, MA Cost of Living Comparison Between Ubud, Bali and Ashland, MA

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $2,667 in Ashland, MA, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $3,935 in Ashland, MA, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $5,203 in Ashland, MA, rent included.

Ubud, Bali is about 48% cheaper than Ashland, MA, driven mainly by Eating Out.

Both Ubud, Bali and Ashland, MA sit above the global median – Ubud, Bali by 5%, Ashland, MA by 100%.

Currency
🍽 Eating Out
Ubud, Bali
Ashland, MA
Difference
Meal at Budget Restaurant
$3.40 Rp 60.6K
$25.11 $25.11
-86.46%
Three-Course Dinner for Two, Mid-Range
$32.38 Rp 577.1K
$101 $101
-67.94%
Fast Food Meal (McDonalds, etc)
$5.00 Rp 89.1K
$11.98 $11.98
-58.26%
Cappuccino
$2.82 Rp 50.3K
$4.43 $4.43
-36.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.5K
$2.76 $2.76
-50.00%
Water (0.33 liter bottle)
$0.73 Rp 13.0K
$1.99 $1.99
-63.32%
Local Beer (0.5 liter draught)
$2.98 Rp 53.2K
$6.11 $6.11
-51.23%
Imported Beer (0.33 liter bottle)
$3.97 Rp 70.8K
$6.81 $6.81
-41.70%
🛒 Groceries & Markets
Ubud, Bali
Ashland, MA
Difference
Milk (1 liter)
$1.79 Rp 32.0K
$0.99 $0.99
80.81%
White Bread (500g)
$2.46 Rp 43.9K
$3.35 $3.35
-26.57%
Rice (white) (1kg)
$1.20 Rp 21.4K
$5.46 $5.46
-78.02%
Eggs
$2.39 Rp 42.6K
$4.62 $4.62
-48.27%
Local Cheese (1kg)
$14.40 Rp 256.6K
$18.86 $18.86
-23.65%
Chicken Fillets (1kg)
$4.28 Rp 76.4K
$13.24 $13.24
-67.67%
Beef Round Steak (1kg)
$11.82 Rp 210.6K
$14.24 $14.24
-16.99%
Apples (1kg)
$3.78 Rp 67.4K
$3.76 $3.76
0.53%
Banana (1kg)
$1.63 Rp 29.1K
$1.43 $1.43
13.99%
Oranges (1kg)
$2.80 Rp 49.9K
$3.78 $3.78
-25.93%
Tomato (1kg)
$2.26 Rp 40.3K
$4.05 $4.05
-44.20%
Potato (1kg)
$2.00 Rp 35.6K
$3.11 $3.11
-35.69%
Onion (1kg)
$2.21 Rp 39.4K
$2.54 $2.54
-12.99%
Lettuce (1 head)
$1.07 Rp 19.1K
$1.88 $1.88
-43.09%
Water (1.5 liter bottle)
$0.76 Rp 13.6K
$1.61 $1.61
-52.80%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 55.7K
$13.07 $13.07
-76.05%
Wine (Bottle)
$23.81 Rp 424.4K
$13.98 $13.98
70.31%
Local Beer (0.5 liter bottle)
$2.84 Rp 50.6K
$1.75 $1.75
62.29%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.5K
$2.55 $2.55
9.02%
🚌 Getting Around
Ubud, Bali
Ashland, MA
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,755
$1.98 $1.98
-86.36%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 149.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 8,082
$3.01 $3.01
-85.05%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,624
$2.18 $2.18
-80.28%
Taxi 1hour Waiting (Normal Tariff)
$5.98 Rp 106.5K
$29.55 $29.55
-79.76%
Gasoline (1 liter)
$0.80 Rp 14.3K
$0.85 $0.85
-5.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 459.9M
$27.6K $27.6K
-6.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K Rp 566.8M
$24.6K $24.6K
29.54%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ashland, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$191 $191
-57.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 73.7K
$53.1 $53.1
-92.20%
Internet (50+ Mbps, Unlimited Data)
$24.12 Rp 429.8K
$67.0 $67.0
-64.02%
🎉 Sport & Entertainment
Ubud, Bali
Ashland, MA
Difference
Gym Membership (Monthly)
$97.8 Rp 1.7M
$43.49 $43.49
124.76%
Tennis Court (1 Hour on Weekend)
$6.64 Rp 118.4K
-
-
Cinema Ticket
$4.04 Rp 71.9K
$15.09 $15.09
-73.23%
🧸 Childcare & Education
Ubud, Bali
Ashland, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$1,262 $1,262
-76.47%
International Primary School, 1 Child (Yearly)
$6,590 Rp 117.4M
$30.4K $30.4K
-78.35%
👕👟 Clothing & Footwear
Ubud, Bali
Ashland, MA
Difference
Jeans (Levis 501 Or Similar)
$55.1 Rp 982.6K
$47.69 $47.69
15.62%
Summer Dress (H&M, Zara, etc)
$38.51 Rp 686.2K
$33.85 $33.85
13.77%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$54.6 $54.6
57.83%
Men's Leather Business Shoes
$78.0 Rp 1.4M
$146 $146
-46.78%
🏠 Accommodation & Living
Ubud, Bali
Ashland, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$985 Rp 17.6M
$1,573 $1,573
-37.37%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 11.8M
$1,360 $1,360
-51.10%
3-bedroom Apartment, City Center (Monthly)
$3,446 Rp 61.4M
$2,623 $2,623
31.39%
3-bedroom Apartment, Outside City Center (Monthly)
$2,042 Rp 36.4M
$2,217 $2,217
-7.87%
Buy Apartment in City Center (m2)
$2,829 Rp 50.4M
$5,022 $5,022
-43.67%
Buy Apartment Outside City Center (m2)
$2,282 Rp 40.7M
$4,349 $4,349
-47.52%
💵 Salaries & Financials
Ubud, Bali
Ashland, MA
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.38
108.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Ashland, MA: June 16, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $1,573 in Ashland, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $101 in Ashland, MA. Monthly groceries follow the same trend: $299 vs $395 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Ashland, MA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Ashland, MA?
Ashland, MA costs about 91% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Ashland, MA?
For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $4,001 in Ashland, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Ashland, MA?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Ubud, Bali compared to Ashland, MA?
Monthly expenses with rent come to $1,394 in Ubud, Bali and $2,667 in Ashland, MA. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Ubud, Bali and in Ashland, MA?
Kindergarten costs $297 per month in Ubud, Bali and $1,262 in Ashland, MA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Ashland, MA?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,394, than in Ashland, MA at $2,667. In Ubud, Bali it covers expenses comfortably, while in Ashland, MA it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Ashland, MA?
For digital nomads, it depends on budget. Ubud, Bali costs $1,394 versus $2,667 in Ashland, MA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Ashland, MA?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Ashland, MA?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ashland, MA makes more sense. Both are solid long-term options with distinct trade-offs.

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