😐A single person spends $2,738 per month in Ashland, MA vs $1,379 in Ubud, Bali, rent included.
😐A couple spends around $4,085 per month in Ashland, MA vs $2,363 in Ubud, Bali, rent included.
😐A family of three spends $5,431 per month in Ashland, MA vs $3,347 in Ubud, Bali, rent included.
😐Ashland, MA costs about 99% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Ashland, MA and Ubud, Bali sit above the global median – Ashland, MA by 100%, Ubud, Bali by 1%.
Currency
🍽 Eating Out
Ashland, MA
Ubud, Bali
Difference
Meal at Budget Restaurant
$24.70$24.70
$3.31Rp 58.9K
646.22%
Three-Course Dinner for Two, Mid-Range
$115$115
$39.08Rp 694.5K
192.99%
Fast Food Meal(McDonalds, etc)
$15.02$15.02
$5.62Rp 99.8K
167.26%
Cappuccino
$6.21$6.21
$2.64Rp 46.9K
135.23%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.13$3.13
$1.58Rp 28.2K
98.10%
Water(0.33 liter bottle)
$2.48$2.48
$0.71Rp 12.6K
249.30%
Local Beer(0.5 liter draught)
$8.15$8.15
$2.73Rp 48.5K
198.53%
Imported Beer(0.33 liter bottle)
$7.96$7.96
$4.32Rp 76.8K
84.26%
🛒 Groceries & Markets
Ashland, MA
Ubud, Bali
Difference
Milk(1 liter)
$0.99$0.99
$1.54Rp 27.4K
-35.71%
White Bread(500g)
$4.62$4.62
$2.30Rp 40.8K
100.87%
Rice(white)(1kg)
$8.32$8.32
$1.03Rp 18.3K
707.77%
Eggs
$4.09$4.09
$2.12Rp 37.7K
92.92%
Local Cheese(1kg)
$19.07$19.07
$17.30Rp 307.5K
10.23%
Chicken Fillets(1kg)
$10.31$10.31
$4.03Rp 71.6K
155.83%
Beef Round Steak(1kg)
$15.97$15.97
$12.42Rp 220.8K
28.58%
Apples(1kg)
$5.09$5.09
$3.70Rp 65.7K
37.57%
Banana(1kg)
$1.69$1.69
$1.62Rp 28.7K
4.32%
Oranges(1kg)
$6.02$6.02
$2.27Rp 40.3K
165.20%
Tomato(1kg)
$6.85$6.85
$1.99Rp 35.4K
244.22%
Potato(1kg)
$6.23$6.23
$1.83Rp 32.5K
240.44%
Onion(1kg)
$3.70$3.70
$2.25Rp 40.1K
64.44%
Lettuce(1 head)
$3.18$3.18
$1.04Rp 18.6K
205.77%
Water(1.5 liter bottle)
$2.49$2.49
$0.56Rp 10.0K
344.64%
Cigarettes 20 Pack(Marlboro, Camel)
$11.06$11.06
$2.22Rp 39.5K
398.20%
Wine(Bottle)
$14.90$14.90
$23.22Rp 412.7K
-35.83%
Local Beer(0.5 liter bottle)
$1.93$1.93
$2.39Rp 42.5K
-19.25%
Imported Beer(0.33 liter bottle)
$2.74$2.74
$2.87Rp 51.1K
-4.53%
🚌 Getting Around
Ashland, MA
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.03$2.03
$0.25Rp 4,416
712.00%
Public Transport Monthly Pass(Regular Price)
-
$7.17Rp 127.4K
-
Taxi Start(Normal Tariff)
$1.97$1.97
$0.46Rp 8,163
328.26%
Taxi(Normal Tariff)(1km)
$1.57$1.57
$0.46Rp 8,235
241.30%
Taxi 1hour Waiting(Normal Tariff)
$10.83$10.83
$5.70Rp 101.2K
90.00%
Gasoline(1 liter)
$0.88$0.88
$0.76Rp 13.6K
15.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.3K$36.3K
$24.6KRp 436.7M
47.91%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K$25.9K
$31.0KRp 551.5M
-16.55%
🧾 Monthly Utilities & Internet
Ashland, MA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$223$223
$82.2Rp 1.5M
171.96%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$65.7$65.7
$6.33Rp 112.5K
937.12%
Internet(50+ Mbps, Unlimited Data)
$54.9$54.9
$18.54Rp 329.6K
196.28%
🎉 Sport & Entertainment
Ashland, MA
Ubud, Bali
Difference
Gym Membership(Monthly)
$41.22$41.22
$56.1Rp 996.2K
-26.46%
Tennis Court(1 Hour on Weekend)
-
$18.41Rp 327.2K
-
Cinema Ticket
$13.87$13.87
$4.26Rp 75.8K
225.59%
🧸 Childcare & Education
Ashland, MA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,234$1,234
$489Rp 8.7M
152.21%
International Primary School, 1 Child(Yearly)
$23.7K$23.7K
$5,793Rp 103.0M
309.79%
👕👟 Clothing & Footwear
Ashland, MA
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$52.7$52.7
$45.98Rp 817.3K
14.66%
Summer Dress(H&M, Zara, etc)
$79.1$79.1
$35.86Rp 637.4K
120.58%
Sport Shoes(Adidas, Nike)
$102$102
$79.5Rp 1.4M
28.41%
Men's Leather Business Shoes
$132$132
$80.9Rp 1.4M
62.89%
🏠 Accommodation & Living
Ashland, MA
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,905$1,905
$1,144Rp 20.3M
66.50%
1-bedroom Apartment, Outside City Center(Monthly)
$1,275$1,275
$692Rp 12.3M
84.30%
3-bedroom Apartment, City Center(Monthly)
$2,822$2,822
$3,532Rp 62.8M
-20.10%
3-bedroom Apartment, Outside City Center(Monthly)
$2,095$2,095
$1,709Rp 30.4M
22.57%
Buy Apartment in City Center(m2)
$2,753$2,753
$2,785Rp 49.5M
-1.12%
Buy Apartment Outside City Center(m2)
$2,392$2,392
$2,261Rp 40.2M
5.76%
💵 Salaries & Financials
Ashland, MA
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$169Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.23
13.78
-54.79%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ashland, MA: August 15, 2026
Last update for Ubud, Bali: August 15, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,905 in Ashland, MA versus $1,144 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $115 in Ashland, MA versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $470 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ashland, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ashland, MA or Ubud, Bali?
Ashland, MA costs about 99% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ashland, MA and in Ubud, Bali?
For a comfortable life, plan on about $4,108 per month in Ashland, MA and $2,069 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ashland, MA or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Ashland, MA compared to Ubud, Bali?
Monthly expenses with rent come to $2,738 in Ashland, MA and $1,379 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Ashland, MA and in Ubud, Bali?
Kindergarten costs $1,234 per month in Ashland, MA and $489 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ashland, MA or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,379, than in Ashland, MA at $2,738. In Ubud, Bali it covers expenses comfortably, while in Ashland, MA it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ashland, MA or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,379 versus $2,738 in Ashland, MA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ashland, MA compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ashland, MA or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ashland, MA makes more sense. Both are solid long-term options with distinct trade-offs.
Ashland, MA vs other spots: cost of living compared