Cost of Living Comparison Between Ashland, MA and Ubud, Bali Cost of Living Comparison Between Ashland, MA and Ubud, Bali

Monthly Cost of Living

A single person spends $2,738 per month in Ashland, MA vs $1,379 in Ubud, Bali, rent included.

A couple spends around $4,085 per month in Ashland, MA vs $2,363 in Ubud, Bali, rent included.

A family of three spends $5,431 per month in Ashland, MA vs $3,347 in Ubud, Bali, rent included.

Ashland, MA costs about 99% more than Ubud, Bali, driven mainly by Eating Out.

Both Ashland, MA and Ubud, Bali sit above the global median – Ashland, MA by 100%, Ubud, Bali by 1%.

Currency
🍽 Eating Out
Ashland, MA
Ubud, Bali
Difference
Meal at Budget Restaurant
$24.70 $24.70
$3.31 Rp 58.9K
646.22%
Three-Course Dinner for Two, Mid-Range
$115 $115
$39.08 Rp 694.5K
192.99%
Fast Food Meal (McDonalds, etc)
$15.02 $15.02
$5.62 Rp 99.8K
167.26%
Cappuccino
$6.21 $6.21
$2.64 Rp 46.9K
135.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.13 $3.13
$1.58 Rp 28.2K
98.10%
Water (0.33 liter bottle)
$2.48 $2.48
$0.71 Rp 12.6K
249.30%
Local Beer (0.5 liter draught)
$8.15 $8.15
$2.73 Rp 48.5K
198.53%
Imported Beer (0.33 liter bottle)
$7.96 $7.96
$4.32 Rp 76.8K
84.26%
🛒 Groceries & Markets
Ashland, MA
Ubud, Bali
Difference
Milk (1 liter)
$0.99 $0.99
$1.54 Rp 27.4K
-35.71%
White Bread (500g)
$4.62 $4.62
$2.30 Rp 40.8K
100.87%
Rice (white) (1kg)
$8.32 $8.32
$1.03 Rp 18.3K
707.77%
Eggs
$4.09 $4.09
$2.12 Rp 37.7K
92.92%
Local Cheese (1kg)
$19.07 $19.07
$17.30 Rp 307.5K
10.23%
Chicken Fillets (1kg)
$10.31 $10.31
$4.03 Rp 71.6K
155.83%
Beef Round Steak (1kg)
$15.97 $15.97
$12.42 Rp 220.8K
28.58%
Apples (1kg)
$5.09 $5.09
$3.70 Rp 65.7K
37.57%
Banana (1kg)
$1.69 $1.69
$1.62 Rp 28.7K
4.32%
Oranges (1kg)
$6.02 $6.02
$2.27 Rp 40.3K
165.20%
Tomato (1kg)
$6.85 $6.85
$1.99 Rp 35.4K
244.22%
Potato (1kg)
$6.23 $6.23
$1.83 Rp 32.5K
240.44%
Onion (1kg)
$3.70 $3.70
$2.25 Rp 40.1K
64.44%
Lettuce (1 head)
$3.18 $3.18
$1.04 Rp 18.6K
205.77%
Water (1.5 liter bottle)
$2.49 $2.49
$0.56 Rp 10.0K
344.64%
Cigarettes 20 Pack (Marlboro, Camel)
$11.06 $11.06
$2.22 Rp 39.5K
398.20%
Wine (Bottle)
$14.90 $14.90
$23.22 Rp 412.7K
-35.83%
Local Beer (0.5 liter bottle)
$1.93 $1.93
$2.39 Rp 42.5K
-19.25%
Imported Beer (0.33 liter bottle)
$2.74 $2.74
$2.87 Rp 51.1K
-4.53%
🚌 Getting Around
Ashland, MA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.03 $2.03
$0.25 Rp 4,416
712.00%
Public Transport Monthly Pass (Regular Price)
-
$7.17 Rp 127.4K
-
Taxi Start (Normal Tariff)
$1.97 $1.97
$0.46 Rp 8,163
328.26%
Taxi (Normal Tariff) (1km)
$1.57 $1.57
$0.46 Rp 8,235
241.30%
Taxi 1hour Waiting (Normal Tariff)
$10.83 $10.83
$5.70 Rp 101.2K
90.00%
Gasoline (1 liter)
$0.88 $0.88
$0.76 Rp 13.6K
15.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.3K $36.3K
$24.6K Rp 436.7M
47.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$31.0K Rp 551.5M
-16.55%
🧾 Monthly Utilities & Internet
Ashland, MA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$223 $223
$82.2 Rp 1.5M
171.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$65.7 $65.7
$6.33 Rp 112.5K
937.12%
Internet (50+ Mbps, Unlimited Data)
$54.9 $54.9
$18.54 Rp 329.6K
196.28%
🎉 Sport & Entertainment
Ashland, MA
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.22 $41.22
$56.1 Rp 996.2K
-26.46%
Tennis Court (1 Hour on Weekend)
-
$18.41 Rp 327.2K
-
Cinema Ticket
$13.87 $13.87
$4.26 Rp 75.8K
225.59%
🧸 Childcare & Education
Ashland, MA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,234 $1,234
$489 Rp 8.7M
152.21%
International Primary School, 1 Child (Yearly)
$23.7K $23.7K
$5,793 Rp 103.0M
309.79%
👕👟 Clothing & Footwear
Ashland, MA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$52.7 $52.7
$45.98 Rp 817.3K
14.66%
Summer Dress (H&M, Zara, etc)
$79.1 $79.1
$35.86 Rp 637.4K
120.58%
Sport Shoes (Adidas, Nike)
$102 $102
$79.5 Rp 1.4M
28.41%
Men's Leather Business Shoes
$132 $132
$80.9 Rp 1.4M
62.89%
🏠 Accommodation & Living
Ashland, MA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,905 $1,905
$1,144 Rp 20.3M
66.50%
1-bedroom Apartment, Outside City Center (Monthly)
$1,275 $1,275
$692 Rp 12.3M
84.30%
3-bedroom Apartment, City Center (Monthly)
$2,822 $2,822
$3,532 Rp 62.8M
-20.10%
3-bedroom Apartment, Outside City Center (Monthly)
$2,095 $2,095
$1,709 Rp 30.4M
22.57%
Buy Apartment in City Center (m2)
$2,753 $2,753
$2,785 Rp 49.5M
-1.12%
Buy Apartment Outside City Center (m2)
$2,392 $2,392
$2,261 Rp 40.2M
5.76%
💵 Salaries & Financials
Ashland, MA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$169 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.23
13.78
-54.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ashland, MA: August 15, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A central one-bedroom costs $1,905 in Ashland, MA versus $1,144 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $115 in Ashland, MA versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $470 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ashland, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ashland, MA or Ubud, Bali?
Ashland, MA costs about 99% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ashland, MA and in Ubud, Bali?
For a comfortable life, plan on about $4,108 per month in Ashland, MA and $2,069 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ashland, MA or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Ashland, MA compared to Ubud, Bali?
Monthly expenses with rent come to $2,738 in Ashland, MA and $1,379 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Ashland, MA and in Ubud, Bali?
Kindergarten costs $1,234 per month in Ashland, MA and $489 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ashland, MA or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,379, than in Ashland, MA at $2,738. In Ubud, Bali it covers expenses comfortably, while in Ashland, MA it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ashland, MA or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,379 versus $2,738 in Ashland, MA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ashland, MA compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ashland, MA or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ashland, MA makes more sense. Both are solid long-term options with distinct trade-offs.

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