Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ashford

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,427 in Ashford, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
117

Cost of Living Index in Ashford
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Ashford Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Ashford

🇬🇧 United Kingdom

$2,427

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ashford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ashford actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,427 in Ashford.

Ubud, Bali $1,368
Ashford $2,427

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $3,351 in Ashford.

Ubud, Bali $2,314
Ashford $3,351

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $4,276 in Ashford.

Ubud, Bali $3,260
Ashford $4,276

Living in Ubud, Bali costs roughly 44% less than in Ashford, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Ashford 80% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$20.96 £15.73

-84.11%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$79.9 £60.0

-55.99%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$10.49 £7.87

-44.71%

Cappuccino

$2.73 Rp 49.1K

$5.74 £4.30

-52.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.74 £2.05

-40.15%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.82 £1.37

-54.40%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.89 £2.92

-30.59%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$7.09 £5.32

-39.35%

Milk (1 liter)

$1.50 Rp 27.1K

$1.48 £1.11

1.35%

White Bread (500g)

$2.30 Rp 41.4K

$1.32 £0.99

74.24%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.69 £1.26

-30.18%

Eggs

$2.14 Rp 38.6K

$3.00 £2.25

-28.67%

Local Cheese (1kg)

$17.48 Rp 314.6K

$5.22 £3.92

234.87%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.91 £5.18

-41.68%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.39 £10.79

-15.01%

Apples (1kg)

$3.55 Rp 63.9K

$3.28 £2.46

8.23%

Banana (1kg)

$1.57 Rp 28.3K

$1.44 £1.08

9.03%

Oranges (1kg)

$2.24 Rp 40.2K

$2.67 £2.01

-16.10%

Tomato (1kg)

$1.93 Rp 34.7K

$3.17 £2.38

-39.12%

Potato (1kg)

$1.88 Rp 33.9K

$1.67 £1.25

12.57%

Onion (1kg)

$2.29 Rp 41.3K

$1.46 £1.09

56.85%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.44 £1.08

-31.25%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.42 £1.07

-62.68%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$18.83 £14.13

-87.89%

Wine (Bottle)

$23.01 Rp 414.2K

$9.24 £6.93

149.03%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.67 £2.00

-12.36%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.63 £2.73

-19.83%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$3.89 £2.92

-93.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$146 £110

-93.97%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$6.11 £4.58

-92.14%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.68 £1.26

-72.62%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$21.44 £16.08

-74.58%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.07 £1.55

-57.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$35.0K £26.2K

-29.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$41.1K £30.9K

-24.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$244 £183

-65.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$24.30 £18.23

-73.46%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$38.52 £28.90

-51.79%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$61.3 £45.99

-8.95%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$18.74 £14.06

-3.36%

Cinema Ticket

$4.38 Rp 78.9K

$21.45 £16.10

-79.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,076 £808

-54.20%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$19.8K £14.9K

-70.97%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$69.5 £52.1

-33.51%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$31.50 £23.63

12.16%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$76.7 £57.6

3.08%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$100 £75.1

-21.71%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,115 £836

2.50%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,133 £850

-40.36%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,708 £1,282

105.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,425 £1,069

19.29%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$6,328 £4,748

-56.01%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$4,671 £3,504

-52.03%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,452 £1,840

-93.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.91

180.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Ashford: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Ashford

$1.1K 46.7% 67.7% $457

Groceries & Markets

Ubud, Bali

$290 21.2%

Ashford

$262 10.8% 9.9% $29

Eating Out

Ubud, Bali

$109 8%

Ashford

$320 13.2% 194% $211

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Ashford

$307 12.6% 184% $199

Clothing & Footwear

Ubud, Bali

$108 7.9%

Ashford

$125 5.2% 16.2% $17

Sport & Entertainment

Ubud, Bali

$65 4.7%

Ashford

$104 4.3% 61.4% $40

Getting Around

Ubud, Bali

$13 0.9%

Ashford

$176 7.3% 1306% $164

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,115 in Ashford. Housing cost is often the main lever when comparing two cities.

Ashford pays 1390% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $80.0 in Ashford. Groceries flip the comparison at $290 vs $262, with Ashford cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Ashford

🕒 Local time

12:27 12:27 PM

05:27 5:27 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

58,936

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ashford 12,430 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Ashford

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ashford: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, clothing, and leisure. The 77% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1390% lower in Ashford. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $1,115 in Ashford. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $80.0 in Ashford. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $2,427 in Ashford – a 77% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $2,427 in Ashford, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ashford. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Ashford, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ashford are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 77% less than in Ashford. Beyond cost, consider language, visa policies, and how big the international community is in each city.