Last update: Oct 2026

Cost of Living Comparison Between Ashford and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,427 in Ashford, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Ashford
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Ashford Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ashford

🇬🇧 United Kingdom

$2,427

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Ashford and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ashford and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,427 in Ashford versus $1,368 in Ubud, Bali.

Ashford $2,427
Ubud, Bali $1,368

Estimated couple costs with rent: $3,351 in Ashford versus $2,314 in Ubud, Bali.

Ashford $3,351
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,276 in Ashford versus $3,260 in Ubud, Bali.

Ashford $4,276
Ubud, Bali $3,260

Living in Ashford is roughly 77% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ashford 80% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$20.96 £15.73

$3.33 Rp 59.9K

529.43%

Three-Course Dinner for Two, Mid-Range

$79.9 £60.0

$35.18 Rp 633.2K

127.23%

Fast Food Meal (McDonalds, etc)

$10.49 £7.87

$5.80 Rp 104.5K

80.86%

Cappuccino

$5.74 £4.30

$2.73 Rp 49.1K

110.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 £2.05

$1.64 Rp 29.5K

67.07%

Water (0.33 liter bottle)

$1.82 £1.37

$0.83 Rp 15.0K

119.28%

Local Beer (0.5 liter draught)

$3.89 £2.92

$2.70 Rp 48.6K

44.07%

Imported Beer (0.33 liter bottle)

$7.09 £5.32

$4.30 Rp 77.4K

64.88%

Milk (1 liter)

$1.48 £1.11

$1.50 Rp 27.1K

-1.33%

White Bread (500g)

$1.32 £0.99

$2.30 Rp 41.4K

-42.61%

Rice (white) (1kg)

$1.69 £1.26

$1.18 Rp 21.2K

43.22%

Eggs

$3.00 £2.25

$2.14 Rp 38.6K

40.19%

Local Cheese (1kg)

$5.22 £3.92

$17.48 Rp 314.6K

-70.14%

Chicken Fillets (1kg)

$6.91 £5.18

$4.03 Rp 72.5K

71.46%

Beef Round Steak (1kg)

$14.39 £10.79

$12.23 Rp 220.1K

17.66%

Apples (1kg)

$3.28 £2.46

$3.55 Rp 63.9K

-7.61%

Banana (1kg)

$1.44 £1.08

$1.57 Rp 28.3K

-8.28%

Oranges (1kg)

$2.67 £2.01

$2.24 Rp 40.2K

19.20%

Tomato (1kg)

$3.17 £2.38

$1.93 Rp 34.7K

64.25%

Potato (1kg)

$1.67 £1.25

$1.88 Rp 33.9K

-11.17%

Onion (1kg)

$1.46 £1.09

$2.29 Rp 41.3K

-36.24%

Lettuce (1 head)

$1.44 £1.08

$0.99 Rp 17.9K

45.45%

Water (1.5 liter bottle)

$1.42 £1.07

$0.53 Rp 9,475

167.92%

Cigarettes 20 Pack (Marlboro, Camel)

$18.83 £14.13

$2.28 Rp 41.1K

725.88%

Wine (Bottle)

$9.24 £6.93

$23.01 Rp 414.2K

-59.84%

Local Beer (0.5 liter bottle)

$2.67 £2.00

$2.34 Rp 42.2K

14.10%

Imported Beer (0.33 liter bottle)

$3.63 £2.73

$2.91 Rp 52.4K

24.74%

One-way Ticket (Public Transport)

$3.89 £2.92

$0.24 Rp 4,315

1520.83%

Public Transport Monthly Pass (Regular Price)

$146 £110

$8.82 Rp 158.7K

1559.18%

Taxi Start (Normal Tariff)

$6.11 £4.58

$0.48 Rp 8,684

1172.92%

Taxi (Normal Tariff) (1km)

$1.68 £1.26

$0.46 Rp 8,233

265.22%

Taxi 1hour Waiting (Normal Tariff)

$21.44 £16.08

$5.45 Rp 98.2K

293.39%

Gasoline (1 liter)

$2.07 £1.55

$0.88 Rp 15.9K

135.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K £26.2K

$24.6K Rp 442.2M

42.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K £30.9K

$31.2K Rp 561.4M

31.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$244 £183

$83.0 Rp 1.5M

193.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.30 £18.23

$6.45 Rp 116.0K

276.74%

Internet (50+ Mbps, Unlimited Data)

$38.52 £28.90

$18.57 Rp 334.2K

107.43%

Gym Membership (Monthly)

$61.3 £45.99

$55.8 Rp 1.0M

9.84%

Tennis Court (1 Hour on Weekend)

$18.74 £14.06

$18.11 Rp 326.0K

3.48%

Cinema Ticket

$21.45 £16.10

$4.38 Rp 78.9K

389.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,076 £808

$493 Rp 8.9M

118.34%

International Primary School, 1 Child (Yearly)

$19.8K £14.9K

$5,754 Rp 103.6M

244.46%

Jeans (Levis 501 Or Similar)

$69.5 £52.1

$46.19 Rp 831.4K

50.40%

Summer Dress (H&M, Zara, etc)

$31.50 £23.63

$35.33 Rp 636.0K

-10.84%

Sport Shoes (Adidas, Nike)

$76.7 £57.6

$79.1 Rp 1.4M

-2.98%

Men's Leather Business Shoes

$100 £75.1

$78.4 Rp 1.4M

27.73%

1-bedroom Apartment, City Center (Monthly)

$1,115 £836

$1,142 Rp 20.6M

-2.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,133 £850

$676 Rp 12.2M

67.68%

3-bedroom Apartment, City Center (Monthly)

$1,708 £1,282

$3,503 Rp 63.1M

-51.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,425 £1,069

$1,700 Rp 30.6M

-16.17%

Buy Apartment in City Center (m2)

$6,328 £4,748

$2,784 Rp 50.1M

127.31%

Buy Apartment Outside City Center (m2)

$4,671 £3,504

$2,241 Rp 40.3M

108.48%

Average Monthly Net Salary (After Tax)

$2,452 £1,840

$165 Rp 3.0M

1390.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.91

13.78

-64.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ashford: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ashford

$1.1K 46.7%

Ubud, Bali

$676 49.4% 40.4% $457

Eating Out

Ashford

$320 13.2%

Ubud, Bali

$109 8% 66% $211

Monthly Utilities & Internet

Ashford

$307 12.6%

Ubud, Bali

$108 7.9% 64.8% $199

Groceries & Markets

Ashford

$262 10.8%

Ubud, Bali

$290 21.2% 11% $29

Getting Around

Ashford

$176 7.3%

Ubud, Bali

$13 0.9% 92.9% $164

Clothing & Footwear

Ashford

$125 5.2%

Ubud, Bali

$108 7.9% 14% $17

Sport & Entertainment

Ashford

$104 4.3%

Ubud, Bali

$65 4.7% 38% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ashford and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ashford pays 1390% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Ashford vs $35.00 in Ubud, Bali. Groceries flip the comparison at $262 vs $290, with Ashford cheaper for home cooking.

Good to know

🇬🇧 Ashford

🇮🇩 Ubud, Bali

🕒 Local time

04:42 4:42 AM

11:42 11:42 AM

7 h ahead of Ashford

🌤 Weather

👥 Population

58,936

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Ashford Ubud, Bali 12,430 km ≈ 16 h nonstop flight

From you

Ashford
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ashford vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, transport, and clothing. The 77% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1390% higher in Ashford, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,115 in Ashford versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $80.0 in Ashford. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,427 per month in Ashford versus $1,368 in Ubud, Bali – a 77% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $2,427 in Ashford, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ashford. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Ashford, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ashford and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 77% less than in Ashford. Beyond cost, consider language, visa policies, and how big the international community is in each city.