Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ascona

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,528 in Ascona, rent and utilities included – about $26,100 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
170

Cost of Living Index in Ascona
Learn more

Ascona Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Ascona

🇨🇭 Switzerland

$3,528

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ascona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ascona actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $3,528 in Ascona.

Ubud, Bali $1,353
Ascona $3,528

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $5,347 in Ascona.

Ubud, Bali $2,297
Ascona $5,347

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $7,166 in Ascona.

Ubud, Bali $3,241
Ascona $7,166

Living in Ubud, Bali costs roughly 62% less than in Ascona, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$24.67 CHF 20.42

-86.91%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.0K

$118 CHF 98.0

-70.55%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.4K

$21.67 CHF 17.93

-73.70%

Cappuccino

$2.62 Rp 47.0K

$6.77 CHF 5.60

-61.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.03 CHF 2.51

-43.23%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$6.14 CHF 5.08

-86.81%

Local Beer (0.5 liter draught)

$2.65 Rp 47.6K

$9.36 CHF 7.74

-71.69%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.5K

$3.67 CHF 3.04

19.07%

Milk (1 liter)

$1.57 Rp 28.3K

$2.24 CHF 1.86

-29.91%

White Bread (500g)

$2.19 Rp 39.4K

$4.00 CHF 3.31

-45.25%

Rice (white) (1kg)

$1.18 Rp 21.1K

$4.25 CHF 3.51

-72.24%

Eggs

$2.16 Rp 38.7K

$7.84 CHF 6.48

-72.45%

Local Cheese (1kg)

$17.65 Rp 317.3K

$27.21 CHF 22.52

-35.13%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$30.50 CHF 25.24

-87.61%

Beef Round Steak (1kg)

$11.95 Rp 214.8K

$42.01 CHF 34.77

-71.55%

Apples (1kg)

$3.60 Rp 64.8K

$3.71 CHF 3.07

-2.96%

Banana (1kg)

$1.59 Rp 28.6K

$1.92 CHF 1.59

-17.19%

Oranges (1kg)

$2.31 Rp 41.5K

$2.82 CHF 2.33

-18.09%

Tomato (1kg)

$1.91 Rp 34.3K

$5.36 CHF 4.44

-64.37%

Potato (1kg)

$1.78 Rp 32.0K

$2.00 CHF 1.66

-11.00%

Onion (1kg)

$2.33 Rp 41.9K

$2.12 CHF 1.75

9.91%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.38 CHF 1.97

-57.98%

Water (1.5 liter bottle)

$0.53 Rp 9,498

$1.33 CHF 1.10

-60.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.90 CHF 9.02

-78.99%

Wine (Bottle)

$22.07 Rp 396.8K

$17.92 CHF 14.83

23.16%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.92 CHF 2.42

-19.52%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.5K

$3.98 CHF 3.29

-25.13%

One-way Ticket (Public Transport)

$0.23 Rp 4,107

$4.28 CHF 3.54

-94.63%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.0K

$101 CHF 83.5

-91.18%

Taxi Start (Normal Tariff)

$0.47 Rp 8,456

$8.68 CHF 7.18

-94.59%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,728

$5.83 CHF 4.83

-92.62%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.3K

$36.09 CHF 29.87

-84.84%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.24 CHF 1.85

-62.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.2M

$42.3K CHF 35.0K

-43.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 589.4M

$39.7K CHF 32.9K

-17.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$273 CHF 226

-70.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 117.9K

$38.22 CHF 31.63

-82.84%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.4K

$61.6 CHF 51.0

-69.81%

Gym Membership (Monthly)

$54.1 Rp 972.9K

$88.4 CHF 73.2

-38.77%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 328.6K

$46.11 CHF 38.16

-60.36%

Cinema Ticket

$4.25 Rp 76.4K

$23.40 CHF 19.37

-81.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$4,239 CHF 3,508

-88.38%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.6M

$35.2K CHF 29.1K

-84.09%

Jeans (Levis 501 Or Similar)

$45.58 Rp 819.4K

$165 CHF 137

-72.38%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 628.6K

$68.7 CHF 56.9

-49.13%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$150 CHF 125

-48.34%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$272 CHF 225

-71.10%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.3M

$1,744 CHF 1,444

-35.13%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,502 CHF 1,243

-55.19%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 64.9M

$2,963 CHF 2,452

21.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,517 CHF 2,083

-32.39%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$16.4K CHF 13.6K

-83.42%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$12.3K CHF 10.1K

-81.72%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.9

625.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Ascona: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Ascona

$1.5K 42.6% 123% $829

Groceries & Markets

Ubud, Bali

$287 21.2%

Ascona

$633 18% 121% $346

Clothing & Footwear

Ubud, Bali

$107 7.9%

Ascona

$295 8.4% 177% $189

Eating Out

Ubud, Bali

$106 7.9%

Ascona

$434 12.3% 308% $328

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Ascona

$373 10.6% 254% $268

Sport & Entertainment

Ubud, Bali

$63 4.6%

Ascona

$135 3.8% 116% $73

Getting Around

Ubud, Bali

$12 0.9%

Ascona

$156 4.4% 1154% $143

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,744 in Ascona. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $118 in Ascona for a mid-range dinner for two. Groceries echo the gap at $287 vs $633 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Ascona

🕒 Local time

08:45 8:45 AM

01:45 1:45 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,500

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.97 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 17,978 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,130 IDR (100,000 IDR = 4.97 EUR).

Swiss Franc exchange rates as of October 27, 2026: 1 USD = 0.828 CHF (1 CHF = 1.21 USD). 1 EUR = 0.927 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ascona 11,960 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Ascona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ascona: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ascona differ by about 161% in total monthly costs ($1,353 vs $3,528 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,030 in Ubud, Bali and $5,292 in Ascona to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,744 in Ascona. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in Ascona. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $493 in Ubud, Bali versus $4,239 in Ascona. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ascona are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 62% less than in Ascona. Beyond cost, consider language, visa policies, and how big the international community is in each city.