Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Anderson, IN

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,007 in Anderson, IN, rent and utilities included – about $7,900 less a year. Other living expenses account for most of the difference.

Ubud, Bali, Indonesia
Anderson, IN, United States
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Anderson, IN
🇺🇸 United States
$2,007
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Anderson, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Anderson, IN actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,007 in Anderson, IN, rent included.

  • Ubud, Bali $1,349
  • Anderson, IN $2,007

A couple spends around $2,305 per month in Ubud, Bali vs $2,847 in Anderson, IN, rent included.

  • Ubud, Bali $2,305
  • Anderson, IN $2,847

A family of three spends $3,261 per month in Ubud, Bali vs $3,688 in Anderson, IN, rent included.

  • Ubud, Bali $3,261
  • Anderson, IN $3,688

Ubud, Bali is about 33% cheaper than Anderson, IN, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Ubud, Bali
Anderson, IN
Difference
Meal at Budget Restaurant
$3.32 Rp 60.4K
$11.85 $11.85
-71.98%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 648.1K
$45.33 $45.33
-21.38%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.6K
$10.04 $10.04
-44.92%
Cappuccino
$2.72 Rp 49.4K
$4.22 $4.22
-35.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$2.52 $2.52
-32.54%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$1.89 $1.89
-59.79%
Local Beer (0.5 liter draught)
$2.65 Rp 48.3K
$3.55 $3.55
-25.35%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.7K
$4.43 $4.43
-1.13%
🛒 Groceries & Markets
Ubud, Bali
Anderson, IN
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$0.61 $0.61
144.26%
White Bread (500g)
$2.28 Rp 41.4K
$2.16 $2.16
5.56%
Rice (white) (1kg)
$1.19 Rp 21.6K
$3.92 $3.92
-69.64%
Eggs
$2.04 Rp 37.0K
$3.78 $3.78
-46.03%
Local Cheese (1kg)
$17.70 Rp 321.9K
$13.55 $13.55
30.63%
Chicken Fillets (1kg)
$3.96 Rp 72.1K
$25.06 $25.06
-84.20%
Beef Round Steak (1kg)
$12.19 Rp 221.7K
$16.88 $16.88
-27.78%
Apples (1kg)
$3.66 Rp 66.5K
$5.88 $5.88
-37.76%
Banana (1kg)
$1.52 Rp 27.6K
$1.88 $1.88
-19.15%
Oranges (1kg)
$2.23 Rp 40.5K
$7.22 $7.22
-69.11%
Tomato (1kg)
$1.97 Rp 35.9K
$5.39 $5.39
-63.45%
Potato (1kg)
$1.85 Rp 33.6K
$2.69 $2.69
-31.23%
Onion (1kg)
$2.42 Rp 44.1K
$3.15 $3.15
-23.17%
Lettuce (1 head)
$0.99 Rp 18.0K
$2.29 $2.29
-56.77%
Water (1.5 liter bottle)
$0.51 Rp 9,336
$2.74 $2.74
-81.39%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.4K
$9.70 $9.70
-77.11%
Wine (Bottle)
$22.24 Rp 404.4K
$19.10 $19.10
16.44%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.1K
$1.71 $1.71
32.16%
Imported Beer (0.33 liter bottle)
$2.97 Rp 54.0K
$5.96 $5.96
-50.17%
🚌 Getting Around
Ubud, Bali
Anderson, IN
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,564
-
-
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.3K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,992
-
-
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,821
-
-
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.4K
-
-
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.07 $1.07
-23.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 433.5M
$28.1K $28.1K
-15.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 577.3M
$26.7K $26.7K
19.12%
🧾 Monthly Utilities & Internet
Ubud, Bali
Anderson, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$171 $171
-53.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.2K
$50.6 $50.6
-87.24%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.8K
$58.3 $58.3
-68.14%
🎉 Sport & Entertainment
Ubud, Bali
Anderson, IN
Difference
Gym Membership (Monthly)
$49.48 Rp 899.8K
$25.21 $25.21
96.27%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.9K
-
-
Cinema Ticket
$4.27 Rp 77.7K
$14.44 $14.44
-70.43%
🧸 Childcare & Education
Ubud, Bali
Anderson, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$538 $538
-8.85%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.2M
$6,526 $6,526
-13.05%
👕👟 Clothing & Footwear
Ubud, Bali
Anderson, IN
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 811.7K
$39.42 $39.42
13.24%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 635.6K
$47.34 $47.34
-26.17%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.5M
$71.2 $71.2
12.16%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$123 $123
-35.36%
🏠 Accommodation & Living
Ubud, Bali
Anderson, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.5M
$952 $952
18.20%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$840 $840
-20.04%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.8M
$1,428 $1,428
149.62%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$1,186 $1,186
45.29%
Buy Apartment in City Center (m2)
$2,732 Rp 49.7M
$1,662 $1,662
64.38%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.5M
$1,651 $1,651
38.38%
💵 Salaries & Financials
Ubud, Bali
Anderson, IN
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.74
104.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Anderson, IN: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Anderson, IN
$840 25.1% $168
Groceries & Markets
Ubud, Bali
$288
Anderson, IN
$487 68.7% $198
Eating Out
Ubud, Bali
$108
Anderson, IN
$220 104% $112
Clothing & Footwear
Ubud, Bali
$108
Anderson, IN
$126 17.6% $19
Monthly Utilities & Internet
Ubud, Bali
$104
Anderson, IN
$280 169% $176
Sport & Entertainment
Ubud, Bali
$58
Anderson, IN
$54 6.8% $3.9
Getting Around
Ubud, Bali
$11
Anderson, IN
- * 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $952 in Anderson, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $45 in Anderson, IN. Monthly groceries follow the same trend: $288 vs $487 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Anderson, IN
🕒 Local time
13:27 1:27 PM
01:27 1:27 AM
12 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
57,496
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Ubud, Bali Anderson, IN 15,930 km ≈ 20 h nonstop flight
From you
  • Ubud, Bali
  • Anderson, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Anderson, IN: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Anderson, IN?
Anderson, IN costs about 49% more than Ubud, Bali, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Anderson, IN?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,010 in Anderson, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Anderson, IN?
Rent is clearly cheaper in Anderson, IN, especially for central apartments: a one-bedroom in the center costs $952 there versus $1,125 in Ubud, Bali.
How much does it cost to live in Ubud, Bali compared to Anderson, IN?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,007 in Anderson, IN. That makes Ubud, Bali about 33% cheaper.
How do childcare costs compare in Ubud, Bali and in Anderson, IN?
Kindergarten costs $491 per month in Ubud, Bali and $538 in Anderson, IN. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Anderson, IN?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,007 in Anderson, IN. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Ubud, Bali or Anderson, IN?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,007 in Anderson, IN. Climate, culture, job market, and personal taste all factor in.

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