Last update: Oct 2026

Cost of Living Comparison Between Anderson, IN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,998 in Anderson, IN, rent and utilities included – about $7,600 less a year. Other living expenses account for most of the difference.

Anderson, IN
🇺🇸 United States
$1,998
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Anderson, IN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Anderson, IN and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,998 per month in Anderson, IN vs $1,368 in Ubud, Bali, rent included.

  • Anderson, IN $1,998
  • Ubud, Bali $1,368

A couple spends around $2,822 per month in Anderson, IN vs $2,314 in Ubud, Bali, rent included.

  • Anderson, IN $2,822
  • Ubud, Bali $2,314

A family of three spends $3,646 per month in Anderson, IN vs $3,260 in Ubud, Bali, rent included.

  • Anderson, IN $3,646
  • Ubud, Bali $3,260

Anderson, IN costs about 46% more than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Anderson, IN and Ubud, Bali sit above the global median – Anderson, IN by 48%, Ubud, Bali by 1%.

Currency
🍽 Eating Out
Anderson, IN
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.83 $11.83
$3.33 Rp 59.9K
255.26%
Three-Course Dinner for Two, Mid-Range
$44.69 $44.69
$35.18 Rp 633.2K
27.03%
Fast Food Meal (McDonalds, etc)
$9.96 $9.96
$5.80 Rp 104.5K
71.72%
Cappuccino
$4.09 $4.09
$2.73 Rp 49.1K
49.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.53 $2.53
$1.64 Rp 29.5K
54.27%
Water (0.33 liter bottle)
$1.91 $1.91
$0.83 Rp 15.0K
130.12%
Local Beer (0.5 liter draught)
$3.53 $3.53
$2.70 Rp 48.6K
30.74%
Imported Beer (0.33 liter bottle)
$4.44 $4.44
$4.30 Rp 77.4K
3.26%
🛒 Groceries & Markets
Anderson, IN
Ubud, Bali
Difference
Milk (1 liter)
$0.62 $0.62
$1.50 Rp 27.1K
-58.67%
White Bread (500g)
$2.23 $2.23
$2.30 Rp 41.4K
-3.04%
Rice (white) (1kg)
$3.71 $3.71
$1.18 Rp 21.2K
214.41%
Eggs
$3.80 $3.80
$2.14 Rp 38.6K
77.57%
Local Cheese (1kg)
$13.45 $13.45
$17.48 Rp 314.6K
-23.05%
Chicken Fillets (1kg)
$24.54 $24.54
$4.03 Rp 72.5K
508.93%
Beef Round Steak (1kg)
$16.66 $16.66
$12.23 Rp 220.1K
36.22%
Apples (1kg)
$5.90 $5.90
$3.55 Rp 63.9K
66.20%
Banana (1kg)
$1.86 $1.86
$1.57 Rp 28.3K
18.47%
Oranges (1kg)
$7.21 $7.21
$2.24 Rp 40.2K
221.87%
Tomato (1kg)
$5.38 $5.38
$1.93 Rp 34.7K
178.76%
Potato (1kg)
$2.57 $2.57
$1.88 Rp 33.9K
36.70%
Onion (1kg)
$3.02 $3.02
$2.29 Rp 41.3K
31.88%
Lettuce (1 head)
$2.32 $2.32
$0.99 Rp 17.9K
134.34%
Water (1.5 liter bottle)
$2.82 $2.82
$0.53 Rp 9,475
432.08%
Cigarettes 20 Pack (Marlboro, Camel)
$10.60 $10.60
$2.28 Rp 41.1K
364.91%
Wine (Bottle)
$19.21 $19.21
$23.01 Rp 414.2K
-16.51%
Local Beer (0.5 liter bottle)
$1.74 $1.74
$2.34 Rp 42.2K
-25.64%
Imported Beer (0.33 liter bottle)
$6.08 $6.08
$2.91 Rp 52.4K
108.93%
🚌 Getting Around
Anderson, IN
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.24 Rp 4,315
-
Public Transport Monthly Pass (Regular Price)
-
$8.82 Rp 158.7K
-
Taxi Start (Normal Tariff)
-
$0.48 Rp 8,684
-
Taxi (Normal Tariff) (1km)
-
$0.46 Rp 8,233
-
Taxi 1hour Waiting (Normal Tariff)
-
$5.45 Rp 98.2K
-
Gasoline (1 liter)
$1.03 $1.03
$0.88 Rp 15.9K
17.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.7K $35.7K
$24.6K Rp 442.2M
45.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$31.2K Rp 561.4M
-17.17%
🧾 Monthly Utilities & Internet
Anderson, IN
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$171 $171
$83.0 Rp 1.5M
106.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.2 $52.2
$6.45 Rp 116.0K
709.77%
Internet (50+ Mbps, Unlimited Data)
$56.9 $56.9
$18.57 Rp 334.2K
206.30%
🎉 Sport & Entertainment
Anderson, IN
Ubud, Bali
Difference
Gym Membership (Monthly)
$25.05 $25.05
$55.8 Rp 1.0M
-55.12%
Tennis Court (1 Hour on Weekend)
-
$18.11 Rp 326.0K
-
Cinema Ticket
$14.29 $14.29
$4.38 Rp 78.9K
226.26%
🧸 Childcare & Education
Anderson, IN
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$538 $538
$493 Rp 8.9M
9.11%
International Primary School, 1 Child (Yearly)
$6,408 $6,408
$5,754 Rp 103.6M
11.37%
👕👟 Clothing & Footwear
Anderson, IN
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$39.29 $39.29
$46.19 Rp 831.4K
-14.94%
Summer Dress (H&M, Zara, etc)
$48.19 $48.19
$35.33 Rp 636.0K
36.40%
Sport Shoes (Adidas, Nike)
$69.8 $69.8
$79.1 Rp 1.4M
-11.73%
Men's Leather Business Shoes
$121 $121
$78.4 Rp 1.4M
53.83%
🏠 Accommodation & Living
Anderson, IN
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$935 $935
$1,142 Rp 20.6M
-18.14%
1-bedroom Apartment, Outside City Center (Monthly)
$837 $837
$676 Rp 12.2M
23.93%
3-bedroom Apartment, City Center (Monthly)
$1,456 $1,456
$3,503 Rp 63.1M
-58.43%
3-bedroom Apartment, Outside City Center (Monthly)
$1,160 $1,160
$1,700 Rp 30.6M
-31.75%
Buy Apartment in City Center (m2)
$1,629 $1,629
$2,784 Rp 50.1M
-41.50%
Buy Apartment Outside City Center (m2)
$1,683 $1,683
$2,241 Rp 40.3M
-24.90%
💵 Salaries & Financials
Anderson, IN
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
13.78
-51.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Anderson, IN: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Anderson, IN
$837
Ubud, Bali
$676 19.3% $162
Groceries & Markets
Anderson, IN
$484
Ubud, Bali
$290 40% $194
Monthly Utilities & Internet
Anderson, IN
$280
Ubud, Bali
$108 61.4% $172
Eating Out
Anderson, IN
$218
Ubud, Bali
$109 50.1% $109
Clothing & Footwear
Anderson, IN
$125
Ubud, Bali
$108 14% $17
Sport & Entertainment
Anderson, IN
$54
Ubud, Bali
$65 20.4% $11
Getting Around
Anderson, IN
- *
Ubud, Bali
$13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $935 in Anderson, IN versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Anderson, IN versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $484 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇺🇸 Anderson, IN
🇮🇩 Ubud, Bali
🕒 Local time
01:42 1:42 AM
13:42 1:42 PM
12 h ahead of Anderson, IN
🌤 Weather
👥 Population
57,496
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Anderson, IN Ubud, Bali 15,930 km ≈ 20 h nonstop flight
From you
  • Anderson, IN
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Anderson, IN vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Anderson, IN or Ubud, Bali?
Anderson, IN costs about 46% more than Ubud, Bali, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Anderson, IN and in Ubud, Bali?
For a comfortable life, plan on about $2,997 per month in Anderson, IN and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Anderson, IN or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Anderson, IN compared to Ubud, Bali?
Monthly expenses with rent come to $1,998 in Anderson, IN and $1,368 in Ubud, Bali. That's a gap of about 46%.
How do childcare costs compare in Anderson, IN and in Ubud, Bali?
Kindergarten costs $538 per month in Anderson, IN and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Anderson, IN or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Anderson, IN at $1,998. In Ubud, Bali it covers expenses comfortably, while in Anderson, IN it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Anderson, IN or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,998 in Anderson, IN. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Anderson, IN compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Anderson, IN or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Anderson, IN makes more sense. Both are solid long-term options with distinct trade-offs.

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