Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ancona

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,623 in Ancona, rent and utilities included – about $3,300 less a year. The total is higher in Ancona despite lower rent and utilities.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
79

Cost of Living Index in Ancona
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Ancona Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Ancona

🇮🇹 Italy

$1,623

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ancona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ancona actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $1,623 in Ancona, rent included.

Ubud, Bali $1,348
Ancona $1,623

A couple spends around $2,312 per month in Ubud, Bali vs $2,407 in Ancona, rent included.

Ubud, Bali $2,312
Ancona $2,407

A family of three spends $3,276 per month in Ubud, Bali vs $3,191 in Ancona, rent included.

Ubud, Bali $3,276
Ancona $3,191

Ubud, Bali is about 17% cheaper than Ancona, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Ancona sit above the global median – Ubud, Bali by 1%, Ancona by 21%.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$16.87 €15.05

-80.26%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$79.1 €70.6

-55.24%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$11.19 €9.98

-48.53%

Cappuccino

$2.63 Rp 47.0K

$2.03 €1.81

29.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.57 €2.29

-32.30%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.23 €1.10

-37.40%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$5.58 €4.98

-51.43%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$5.53 €4.93

-18.26%

Milk (1 liter)

$1.53 Rp 27.4K

$1.19 €1.07

28.57%

White Bread (500g)

$2.20 Rp 39.2K

$2.26 €2.02

-2.65%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.25 €2.01

-45.78%

Eggs

$2.14 Rp 38.2K

$2.85 €2.55

-24.91%

Local Cheese (1kg)

$17.73 Rp 316.9K

$13.65 €12.18

29.89%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$11.11 €9.92

-65.26%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$17.28 €15.42

-30.38%

Apples (1kg)

$3.61 Rp 64.5K

$2.34 €2.09

54.27%

Banana (1kg)

$1.51 Rp 27.1K

$1.49 €1.33

1.34%

Oranges (1kg)

$2.32 Rp 41.4K

$2.40 €2.15

-3.33%

Tomato (1kg)

$2.00 Rp 35.8K

$3.00 €2.68

-33.33%

Potato (1kg)

$1.81 Rp 32.4K

$1.56 €1.39

16.03%

Onion (1kg)

$2.39 Rp 42.7K

$1.86 €1.66

28.49%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.43 €1.27

-30.77%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.39 €0.35

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$6.83 €6.10

-68.08%

Wine (Bottle)

$22.98 Rp 410.7K

$5.52 €4.93

316.30%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.54 €1.38

55.84%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.11 €1.88

42.18%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$1.66 €1.49

-85.54%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$38.98 €34.78

-82.07%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$5.58 €4.98

-92.11%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.70 €1.52

-75.29%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$28.30 €25.26

-80.74%

Gasoline (1 liter)

$0.84 Rp 15.1K

$2.01 €1.80

-58.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$32.6K €29.1K

-25.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$35.4K €31.6K

-9.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$274 €244

-70.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$14.08 €12.57

-53.27%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$36.08 €32.20

-49.45%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$63.3 €56.5

-12.88%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$19.49 €17.40

-5.03%

Cinema Ticket

$4.24 Rp 75.9K

$11.39 €10.17

-62.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$287 €256

69.29%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$86.3 €77.1

-47.67%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$31.46 €28.08

9.89%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$91.1 €81.3

-13.16%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$99.9 €89.2

-22.30%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$602 €537

87.07%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$474 €423

42.16%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$909 €812

297.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$664 €592

161.35%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$3,078 €2,746

-8.08%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$2,038 €1,819

13.16%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,727 €1,541

-90.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

359.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Ancona: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Ancona

$474 29.3% 29.7% $200

Groceries & Markets

Ubud, Bali

$290 21.4%

Ancona

$290 17.9% 0.1% $0.3

Eating Out

Ubud, Bali

$108 8%

Ancona

$247 15.2% 129% $139

Clothing & Footwear

Ubud, Bali

$106 7.8%

Ancona

$139 8.6% 30.6% $33

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Ancona

$324 20% 207% $218

Sport & Entertainment

Ubud, Bali

$64 4.7%

Ancona

$86 5.3% 35.3% $22

Getting Around

Ubud, Bali

$11 0.8%

Ancona

$60 3.7% 469% $49

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $602 in Ancona. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 942% higher in Ancona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $79.0 in Ancona. Monthly groceries follow the same trend: $290 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Ancona

🕒 Local time

16:17 4:17 PM

10:17 10:17 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

100,861

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Ancona 11,600 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Ancona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ancona: Cost of Living - Frequently Asked Questions

Yes – Ancona is pricier by about 20%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $2,435 in Ancona. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 458% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $486 per month in Ubud, Bali and $287 in Ancona. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Ancona at $1,623. In Ubud, Bali it covers expenses comfortably, while in Ancona it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ancona makes more sense. Both are solid long-term options with distinct trade-offs.