Last update: Nov 2026

Cost of Living Comparison Between Ancona and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,617 in Ancona, rent and utilities included – about $3,400 less a year. Other living expenses account for most of the difference.

Ancona, Italy
Ubud, Bali, Indonesia
Ancona
🇮🇹 Italy
$1,617
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Ancona and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ancona and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,617 per month in Ancona vs $1,331 in Ubud, Bali, rent included.

  • Ancona $1,617
  • Ubud, Bali $1,331

A couple spends around $2,400 per month in Ancona vs $2,255 in Ubud, Bali, rent included.

  • Ancona $2,400
  • Ubud, Bali $2,255

A family of three spends $3,184 per month in Ancona vs $3,180 in Ubud, Bali, rent included.

  • Ancona $3,184
  • Ubud, Bali $3,180

Ancona costs about 21% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Ancona sits 20% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ancona
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.45 €14.65
$3.38 Rp 61.0K
386.69%
Three-Course Dinner for Two, Mid-Range
$77.9 €69.4
$34.65 Rp 626.3K
124.79%
Fast Food Meal (McDonalds, etc)
$11.07 €9.86
$5.57 Rp 100.7K
98.74%
Cappuccino
$1.97 €1.76
$2.62 Rp 47.3K
-24.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.53 €2.26
$1.54 Rp 27.8K
64.29%
Water (0.33 liter bottle)
$1.23 €1.09
$0.64 Rp 11.6K
92.19%
Local Beer (0.5 liter draught)
$5.75 €5.12
$2.67 Rp 48.2K
115.36%
Imported Beer (0.33 liter bottle)
$5.69 €5.07
$4.26 Rp 77.1K
33.57%
🛒 Groceries & Markets
Ancona
Ubud, Bali
Difference
Milk (1 liter)
$1.18 €1.05
$1.46 Rp 26.4K
-19.18%
White Bread (500g)
$2.23 €1.98
$2.29 Rp 41.4K
-2.62%
Rice (white) (1kg)
$2.13 €1.90
$1.11 Rp 20.0K
91.89%
Eggs
$2.80 €2.50
$2.10 Rp 38.0K
33.33%
Local Cheese (1kg)
$13.57 €12.09
$15.94 Rp 288.1K
-14.87%
Chicken Fillets (1kg)
$11.35 €10.11
$3.88 Rp 70.2K
192.53%
Beef Round Steak (1kg)
$17.12 €15.25
$11.40 Rp 206.1K
50.18%
Apples (1kg)
$2.28 €2.03
$3.55 Rp 64.2K
-35.77%
Banana (1kg)
$1.55 €1.38
$1.54 Rp 27.8K
0.65%
Oranges (1kg)
$2.50 €2.22
$2.23 Rp 40.3K
12.11%
Tomato (1kg)
$2.88 €2.57
$1.97 Rp 35.6K
46.19%
Potato (1kg)
$1.54 €1.37
$1.86 Rp 33.6K
-17.20%
Onion (1kg)
$1.80 €1.61
$2.42 Rp 43.7K
-25.62%
Lettuce (1 head)
$1.44 €1.28
$1.02 Rp 18.5K
41.18%
Water (1.5 liter bottle)
$0.37 €0.33
$0.52 Rp 9,441
-28.85%
Cigarettes 20 Pack (Marlboro, Camel)
$6.82 €6.08
$2.20 Rp 39.7K
210.00%
Wine (Bottle)
$5.42 €4.83
$21.79 Rp 393.8K
-75.13%
Local Beer (0.5 liter bottle)
$1.61 €1.44
$2.33 Rp 42.0K
-30.90%
Imported Beer (0.33 liter bottle)
$2.02 €1.80
$2.97 Rp 53.7K
-31.99%
🚌 Getting Around
Ancona
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.80 €1.61
$0.25 Rp 4,526
620.00%
Public Transport Monthly Pass (Regular Price)
$39.78 €35.44
$8.17 Rp 147.8K
386.90%
Taxi Start (Normal Tariff)
$5.64 €5.02
$0.44 Rp 7,912
1181.82%
Taxi (Normal Tariff) (1km)
$1.85 €1.65
$0.47 Rp 8,458
293.62%
Taxi 1hour Waiting (Normal Tariff)
$23.79 €21.19
$5.60 Rp 101.2K
324.82%
Gasoline (1 liter)
$1.94 €1.73
$0.83 Rp 15.0K
133.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K €31.6K
$24.4K Rp 441.9M
45.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.9K €33.7K
$31.7K Rp 572.9M
19.45%
🧾 Monthly Utilities & Internet
Ancona
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$281 €250
$77.5 Rp 1.4M
262.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.76 €12.26
$6.14 Rp 111.1K
124.10%
Internet (50+ Mbps, Unlimited Data)
$36.34 €32.37
$18.92 Rp 341.9K
92.07%
🎉 Sport & Entertainment
Ancona
Ubud, Bali
Difference
Gym Membership (Monthly)
$52.7 €46.92
$51.0 Rp 921.7K
3.29%
Tennis Court (1 Hour on Weekend)
$19.90 €17.73
$18.25 Rp 329.8K
9.04%
Cinema Ticket
$11.29 €10.06
$4.38 Rp 79.2K
157.76%
🧸 Childcare & Education
Ancona
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$151 €135
$492 Rp 8.9M
-69.24%
International Primary School, 1 Child (Yearly)
-
$12.2K Rp 220.9M
-
👕👟 Clothing & Footwear
Ancona
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$88.0 €78.4
$45.16 Rp 816.3K
94.95%
Summer Dress (H&M, Zara, etc)
$30.36 €27.04
$34.89 Rp 630.6K
-12.98%
Sport Shoes (Adidas, Nike)
$90.2 €80.4
$78.3 Rp 1.4M
15.16%
Men's Leather Business Shoes
$98.8 €88.0
$77.9 Rp 1.4M
26.81%
🏠 Accommodation & Living
Ancona
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$584 €520
$1,078 Rp 19.5M
-45.80%
1-bedroom Apartment, Outside City Center (Monthly)
$478 €426
$665 Rp 12.0M
-28.14%
3-bedroom Apartment, City Center (Monthly)
$933 €831
$3,510 Rp 63.4M
-73.43%
3-bedroom Apartment, Outside City Center (Monthly)
$670 €597
$1,671 Rp 30.2M
-59.92%
Buy Apartment in City Center (m2)
$2,629 €2,342
$2,340 Rp 42.3M
12.33%
Buy Apartment Outside City Center (m2)
$1,726 €1,538
$2,236 Rp 40.4M
-22.81%
💵 Salaries & Financials
Ancona
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,843 €1,642
$166 Rp 3.0M
1008.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
3
13.78
-78.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ancona: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ancona
$478
Ubud, Bali
$665 39.2% $187
Monthly Utilities & Internet
Ancona
$331
Ubud, Bali
$103 69% $228
Groceries & Markets
Ancona
$289
Ubud, Bali
$279 3.3% $9.6
Eating Out
Ancona
$244
Ubud, Bali
$106 56.6% $138
Clothing & Footwear
Ancona
$138
Ubud, Bali
$106 23.1% $32
Sport & Entertainment
Ancona
$75
Ubud, Bali
$60 20.6% $15
Getting Around
Ancona
$62
Ubud, Bali
$12 80.7% $50

Cost Breakdown

A central one-bedroom costs $584 in Ancona versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ancona are about 11 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Ancona versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $289 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇹 Ancona
🇮🇩 Ubud, Bali
🕒 Local time
01:59 1:59 AM
08:59 8:59 AM
7 h ahead of Ancona
🌤 Weather
👥 Population
100,861
74,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

Euro exchange rates as of November 6, 2026: 1 USD = 0.891 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

On the map
Between locations
  • Ancona Ubud, Bali 11,600 km ≈ 15 h nonstop flight
From you
  • Ancona
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ancona vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ancona?
Yes – Ancona is pricier by about 21%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,425 per month in Ancona and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ancona, especially for central apartments: a one-bedroom in the center costs $584 there versus $1,078 in Ubud, Bali.
Which city has cheaper public transport?
Public transport costs about 79% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $151 per month in Ancona and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough to cover costs in Ancona or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $1,617 in Ancona and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Ancona or in Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,617 in Ancona. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Ancona or Ubud, Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ancona makes more sense. Both are solid long-term options with distinct trade-offs.

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