Cost of Living Comparison Between Ancona and Ubud, Bali Cost of Living Comparison Between Ancona and Ubud, Bali

Monthly Cost of Living

A single person spends $1,708 per month in Ancona vs $1,438 in Ubud, Bali, rent included.

A couple spends around $2,580 per month in Ancona vs $2,585 in Ubud, Bali, rent included.

A family of three spends $3,451 per month in Ancona vs $3,732 in Ubud, Bali, rent included.

Ancona costs about 19% more than Ubud, Bali, driven mainly by Eating Out.

Both Ancona and Ubud, Bali sit above the global median – Ancona by 28%, Ubud, Bali by 7%.

Currency
🍽 Eating Out
Ancona
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.31 €16.53
$3.57 Rp 61.9K
440.90%
Three-Course Dinner for Two, Mid-Range
$81.3 €69.6
$32.58 Rp 564.7K
149.57%
Fast Food Meal (McDonalds, etc)
$11.41 €9.77
$5.07 Rp 87.8K
125.05%
Cappuccino
$2.07 €1.77
$2.83 Rp 49.0K
-26.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.69 €2.30
$1.34 Rp 23.2K
100.75%
Water (0.33 liter bottle)
$1.43 €1.22
$0.69 Rp 12.0K
107.25%
Local Beer (0.5 liter draught)
$5.91 €5.06
$2.99 Rp 51.8K
97.66%
Imported Beer (0.33 liter bottle)
$5.96 €5.10
$3.85 Rp 66.7K
54.81%
🛒 Groceries & Markets
Ancona
Ubud, Bali
Difference
Milk (1 liter)
$1.18 €1.01
$1.74 Rp 30.2K
-32.18%
White Bread (500g)
$2.45 €2.10
$2.54 Rp 44.0K
-3.54%
Rice (white) (1kg)
$2.20 €1.88
$1.19 Rp 20.6K
84.87%
Eggs
$2.89 €2.48
$2.43 Rp 42.0K
18.93%
Local Cheese (1kg)
$15.69 €13.43
$14.66 Rp 254.1K
7.03%
Chicken Fillets (1kg)
$11.21 €9.59
$4.18 Rp 72.4K
168.18%
Beef Round Steak (1kg)
$21.74 €18.61
$11.94 Rp 206.9K
82.08%
Apples (1kg)
$2.41 €2.06
$3.69 Rp 63.9K
-34.69%
Banana (1kg)
$1.56 €1.33
$1.61 Rp 27.8K
-3.11%
Oranges (1kg)
$2.56 €2.20
$2.69 Rp 46.5K
-4.83%
Tomato (1kg)
$3.06 €2.62
$2.33 Rp 40.4K
31.33%
Potato (1kg)
$1.61 €1.38
$1.91 Rp 33.0K
-15.71%
Onion (1kg)
$1.73 €1.48
$2.19 Rp 37.9K
-21.00%
Lettuce (1 head)
$1.51 €1.29
$1.06 Rp 18.3K
42.45%
Water (1.5 liter bottle)
$0.52 €0.44
$0.72 Rp 12.5K
-27.78%
Cigarettes 20 Pack (Marlboro, Camel)
$7.11 €6.09
$3.13 Rp 54.3K
127.16%
Wine (Bottle)
$5.90 €5.05
$23.49 Rp 407.1K
-74.88%
Local Beer (0.5 liter bottle)
$1.61 €1.38
$2.74 Rp 47.5K
-41.24%
Imported Beer (0.33 liter bottle)
$2.19 €1.87
$2.88 Rp 49.9K
-23.96%
🚌 Getting Around
Ancona
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.70 €1.45
$0.29 Rp 5,029
486.21%
Public Transport Monthly Pass (Regular Price)
$39.84 €34.10
$8.17 Rp 141.6K
387.64%
Taxi Start (Normal Tariff)
$5.65 €4.84
$0.45 Rp 7,863
1155.56%
Taxi (Normal Tariff) (1km)
$1.57 €1.35
$0.42 Rp 7,305
273.81%
Taxi 1hour Waiting (Normal Tariff)
$29.40 €25.17
$6.16 Rp 106.7K
377.27%
Gasoline (1 liter)
$2.02 €1.73
$0.84 Rp 14.6K
140.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K €23.6K
$26.2K Rp 454.9M
5.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K €23.4K
$32.5K Rp 562.9M
-15.79%
🧾 Monthly Utilities & Internet
Ancona
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$284 €243
$78.4 Rp 1.4M
261.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.71 €12.59
$3.95 Rp 68.5K
272.41%
Internet (50+ Mbps, Unlimited Data)
$37.18 €31.83
$24.40 Rp 423.0K
52.38%
🎉 Sport & Entertainment
Ancona
Ubud, Bali
Difference
Gym Membership (Monthly)
$66.1 €56.6
$96.5 Rp 1.7M
-31.49%
Tennis Court (1 Hour on Weekend)
$20.07 €17.18
$6.35 Rp 110.0K
216.06%
Cinema Ticket
$11.64 €9.96
$4.04 Rp 70.0K
188.12%
🧸 Childcare & Education
Ancona
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$296 €253
$303 Rp 5.2M
-2.17%
International Primary School, 1 Child (Yearly)
$7,953 €6,808
$6,523 Rp 113.1M
21.93%
👕👟 Clothing & Footwear
Ancona
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$89.2 €76.4
$53.8 Rp 933.1K
65.69%
Summer Dress (H&M, Zara, etc)
$32.69 €27.98
$37.98 Rp 658.3K
-13.93%
Sport Shoes (Adidas, Nike)
$91.4 €78.2
$86.8 Rp 1.5M
5.31%
Men's Leather Business Shoes
$119 €102
$78.9 Rp 1.4M
50.52%
🏠 Accommodation & Living
Ancona
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$600 €514
$1,012 Rp 17.5M
-40.73%
1-bedroom Apartment, Outside City Center (Monthly)
$477 €408
$674 Rp 11.7M
-29.28%
3-bedroom Apartment, City Center (Monthly)
$941 €806
$3,390 Rp 58.8M
-72.23%
3-bedroom Apartment, Outside City Center (Monthly)
$709 €607
$2,098 Rp 36.4M
-66.21%
Buy Apartment in City Center (m2)
$3,283 €2,810
$2,985 Rp 51.7M
10.00%
Buy Apartment Outside City Center (m2)
$2,061 €1,765
$2,339 Rp 40.5M
-11.88%
💵 Salaries & Financials
Ancona
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,795 €1,536
$173 Rp 3.0M
936.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.9
13.28
-70.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ancona: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $600 in Ancona versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 937% higher in Ancona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Ancona versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $317 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ancona vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Ancona?
Yes – Ancona is pricier by about 19%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,563 per month in Ancona and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 388% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $296 per month in Ancona and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Ancona or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Ancona at $1,708. In Ubud, Bali it covers expenses comfortably, while in Ancona it requires careful planning or may not stretch far enough.
Is Ancona or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ancona or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ancona makes more sense. Both are solid long-term options with distinct trade-offs.

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