Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Anapa

For one person, living is cheaper in Anapa: $1,136 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
54

Cost of Living Index in Anapa
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Anapa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Anapa

🇷🇺 Russia

$1,136

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Anapa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Anapa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,136 in Anapa.

Ubud, Bali $1,331
Anapa $1,136

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,800 in Anapa.

Ubud, Bali $2,255
Anapa $1,800

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,464 in Anapa.

Ubud, Bali $3,180
Anapa $2,464

Living in Ubud, Bali is roughly 17% more expensive than in Anapa, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Anapa 16% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$12.41 ₽1,016

-72.76%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$50.2 ₽4,108

-30.98%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$8.44 ₽691

-34.00%

Cappuccino

$2.62 Rp 47.5K

$3.58 ₽293

-26.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.39 ₽114

10.79%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.42 ₽34.75

52.38%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.37 ₽112

94.89%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$3.32 ₽272

28.31%

Milk (1 liter)

$1.46 Rp 26.5K

$1.34 ₽109

8.96%

White Bread (500g)

$2.29 Rp 41.6K

$1.25 ₽102

83.20%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.01 ₽82.8

9.90%

Eggs

$2.10 Rp 38.1K

$1.71 ₽140

22.81%

Local Cheese (1kg)

$15.94 Rp 289.2K

$11.20 ₽917

42.32%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$5.08 ₽416

-23.62%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$9.61 ₽786

18.63%

Apples (1kg)

$3.55 Rp 64.4K

$1.06 ₽86.6

234.91%

Banana (1kg)

$1.54 Rp 27.9K

$1.82 ₽149

-15.38%

Oranges (1kg)

$2.23 Rp 40.5K

$1.46 ₽119

52.74%

Tomato (1kg)

$1.97 Rp 35.8K

$1.13 ₽92.3

74.34%

Potato (1kg)

$1.86 Rp 33.7K

$0.56 ₽46.09

232.14%

Onion (1kg)

$2.42 Rp 43.9K

$0.39 ₽31.52

520.51%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.45 ₽119

-29.66%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.57 ₽46.80

-8.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.01 ₽246

-26.91%

Wine (Bottle)

$21.79 Rp 395.2K

$5.47 ₽447

298.35%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.32 ₽108

76.52%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.91 ₽157

55.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.50 ₽41.26

-50.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$27.06 ₽2,214

-69.81%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.18 ₽178

-79.82%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.34 ₽27.91

38.24%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$5.61 ₽459

-0.18%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.87 ₽71.2

-4.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$53.9K ₽4.4M

-54.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$42.3K ₽3.5M

-25.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$150 ₽12.3K

-48.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$7.43 ₽608

-17.36%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$7.40 ₽606

155.68%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$39.07 ₽3,197

30.51%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$23.72 ₽1,941

-23.06%

Cinema Ticket

$4.38 Rp 79.5K

$2.71 ₽221

61.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$399 ₽32.7K

23.42%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$6,522 ₽533.8K

87.37%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$89.8 ₽7,350

-49.72%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$47.85 ₽3,916

-27.08%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$135 ₽11.0K

-41.77%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$105 ₽8,620

-26.08%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$509 ₽41.7K

111.70%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$347 ₽28.4K

91.88%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,013 ₽82.9K

246.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$659 ₽54.0K

153.38%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,319 ₽189.8K

0.91%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,359 ₽111.2K

64.54%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-40.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Anapa: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Anapa

$347 30.5% 47.9% $318

Groceries & Markets

Ubud, Bali

$279 21%

Anapa

$189 16.6% 32.5% $91

Clothing & Footwear

Ubud, Bali

$106 8%

Anapa

$170 15% 59.8% $64

Eating Out

Ubud, Bali

$106 8%

Anapa

$188 16.6% 78.1% $83

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Anapa

$165 14.5% 61% $62

Sport & Entertainment

Ubud, Bali

$60 4.5%

Anapa

$44 3.9% 25.6% $15

Getting Around

Ubud, Bali

$12 0.9%

Anapa

$33 2.9% 176% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $509 in Anapa. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $50 in Anapa. Groceries flip the comparison at $279 vs $189, with Anapa cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Anapa

🕒 Local time

11:04 11:04 AM

06:04 6:04 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

82,695

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

100 RUB = 1.22 USD

100 RUB = 1.09 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Russian Ruble exchange rates as of November 5, 2026: 1 USD = 81.84 RUB (100 RUB = 1.22 USD). 1 EUR = 92.13 RUB (100 RUB = 1.09 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Anapa 9,740 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Anapa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Anapa: Cost of Living - Frequently Asked Questions

Anapa wins on cost – living expenses run 15% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Anapa the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $1,704 in Anapa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $509 in Anapa. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $50 in Anapa. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,136 in Anapa – Anapa is about 15% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Anapa is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Anapa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.