Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Amarillo, TX

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,247 in Amarillo, TX, rent and utilities included – about $10,800 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
107

Cost of Living Index in Amarillo, TX
Learn more

Amarillo, TX Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Amarillo, TX

🇺🇸 United States

$2,247

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Amarillo, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Amarillo, TX actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,247 in Amarillo, TX, rent included.

Ubud, Bali $1,349
Amarillo, TX $2,247

A couple spends around $2,305 per month in Ubud, Bali vs $3,305 in Amarillo, TX, rent included.

Ubud, Bali $2,305
Amarillo, TX $3,305

A family of three spends $3,261 per month in Ubud, Bali vs $4,363 in Amarillo, TX, rent included.

Ubud, Bali $3,261
Amarillo, TX $4,363

Ubud, Bali is about 40% cheaper than Amarillo, TX, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$15.22 $15.22

-78.19%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$68.0 $68.0

-47.59%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

$12.83 $12.83

-56.90%

Cappuccino

$2.72 Rp 49.4K

$6.80 $6.80

-60.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.22 $2.22

-23.42%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.61 $1.61

-52.80%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.08 $4.08

-35.05%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.99 $6.99

-37.34%

Milk (1 liter)

$1.49 Rp 27.1K

$1.16 $1.16

28.45%

White Bread (500g)

$2.28 Rp 41.3K

$3.37 $3.37

-32.34%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.41 $3.41

-65.10%

Eggs

$2.04 Rp 37.0K

$4.52 $4.52

-54.87%

Local Cheese (1kg)

$17.70 Rp 321.5K

$16.19 $16.19

9.33%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$12.66 $12.66

-68.72%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$27.34 $27.34

-55.41%

Apples (1kg)

$3.66 Rp 66.4K

$4.03 $4.03

-9.18%

Banana (1kg)

$1.52 Rp 27.6K

$1.86 $1.86

-18.28%

Oranges (1kg)

$2.23 Rp 40.5K

$4.57 $4.57

-51.20%

Tomato (1kg)

$1.97 Rp 35.8K

$3.75 $3.75

-47.47%

Potato (1kg)

$1.85 Rp 33.6K

$2.15 $2.15

-13.95%

Onion (1kg)

$2.42 Rp 44.0K

$2.93 $2.93

-17.41%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.74 $1.74

-43.10%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$2.60 $2.60

-80.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$9.85 $9.85

-77.46%

Wine (Bottle)

$22.24 Rp 403.9K

$12.10 $12.10

83.80%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.08 $2.08

8.65%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.03 $2.03

46.31%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

$1.01 $1.01

-75.25%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

$30.36 $30.36

-74.24%

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.89 $0.89

-7.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

$27.6K $27.6K

-13.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

$25.5K $25.5K

24.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$294 $294

-73.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$51.7 $51.7

-87.53%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$89.9 $89.9

-79.33%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$45.46 $45.46

8.84%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$4.27 Rp 77.6K

$9.82 $9.82

-56.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$715 $715

-31.38%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

$37.62 $37.62

18.66%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$59.9 $59.9

33.34%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$119 $119

-33.34%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$911 $911

23.48%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$894 $894

-24.90%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,810 $1,810

96.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,533 $1,533

12.43%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,572 $1,572

73.77%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,558 $1,558

46.60%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,763 $3,763

-95.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.12

125.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Amarillo, TX: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Amarillo, TX

$894 39.8% 33.1% $223

Groceries & Markets

Ubud, Bali

$288 21.4%

Amarillo, TX

$428 19.1% 48.5% $140

Eating Out

Ubud, Bali

$108 8%

Amarillo, TX

$291 13% 171% $184

Clothing & Footwear

Ubud, Bali

$108 8%

Amarillo, TX

$98 * 4.3% 9.3% $10

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Amarillo, TX

$436 19.4% 319% $332

Sport & Entertainment

Ubud, Bali

$58 4.3%

Amarillo, TX

$65 2.9% 12.2% $7.1

Getting Around

Ubud, Bali

$11 0.9%

Amarillo, TX

$34 * 1.5% 201% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $911 in Amarillo, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Amarillo, TX are about 23 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $68 in Amarillo, TX. Monthly groceries follow the same trend: $288 vs $428 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Amarillo, TX

🕒 Local time

12:48 12:48 PM

22:48 10:48 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

198,645

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Amarillo, TX 15,220 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Amarillo, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Amarillo, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $2,247 in Amarillo, TX – Ubud, Bali comes out roughly 40% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,370 in Amarillo, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Amarillo, TX, especially for central apartments: a one-bedroom in the center costs $911 there versus $1,125 in Ubud, Bali.

Public transport costs about 74% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $715 in Amarillo, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,247 in Amarillo, TX. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,247 in Amarillo, TX. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Amarillo, TX makes more sense. Both are solid long-term options with distinct trade-offs.