Last update: Oct 2026

Cost of Living Comparison Between Amarillo, TX and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,247 in Amarillo, TX, rent and utilities included – about $10,800 less a year. Rent and utilities account for about half of the difference.

107

Cost of Living Index in Amarillo, TX
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Amarillo, TX Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Amarillo, TX

🇺🇸 United States

$2,247

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Amarillo, TX and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Amarillo, TX and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,247 per month in Amarillo, TX vs $1,349 in Ubud, Bali, rent included.

Amarillo, TX $2,247
Ubud, Bali $1,349

A couple spends around $3,305 per month in Amarillo, TX vs $2,305 in Ubud, Bali, rent included.

Amarillo, TX $3,305
Ubud, Bali $2,305

A family of three spends $4,363 per month in Amarillo, TX vs $3,261 in Ubud, Bali, rent included.

Amarillo, TX $4,363
Ubud, Bali $3,261

Amarillo, TX costs about 67% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$15.22 $15.22

$3.32 Rp 60.3K

358.43%

Three-Course Dinner for Two, Mid-Range

$68.0 $68.0

$35.64 Rp 647.3K

90.80%

Fast Food Meal (McDonalds, etc)

$12.83 $12.83

$5.53 Rp 100.5K

132.01%

Cappuccino

$6.80 $6.80

$2.72 Rp 49.4K

150.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 $2.22

$1.70 Rp 30.9K

30.59%

Water (0.33 liter bottle)

$1.61 $1.61

$0.76 Rp 13.8K

111.84%

Local Beer (0.5 liter draught)

$4.08 $4.08

$2.65 Rp 48.2K

53.96%

Imported Beer (0.33 liter bottle)

$6.99 $6.99

$4.38 Rp 79.6K

59.59%

Milk (1 liter)

$1.16 $1.16

$1.49 Rp 27.1K

-22.15%

White Bread (500g)

$3.37 $3.37

$2.28 Rp 41.3K

47.81%

Rice (white) (1kg)

$3.41 $3.41

$1.19 Rp 21.6K

186.55%

Eggs

$4.52 $4.52

$2.04 Rp 37.0K

121.57%

Local Cheese (1kg)

$16.19 $16.19

$17.70 Rp 321.5K

-8.53%

Chicken Fillets (1kg)

$12.66 $12.66

$3.96 Rp 72.0K

219.70%

Beef Round Steak (1kg)

$27.34 $27.34

$12.19 Rp 221.4K

124.28%

Apples (1kg)

$4.03 $4.03

$3.66 Rp 66.4K

10.11%

Banana (1kg)

$1.86 $1.86

$1.52 Rp 27.6K

22.37%

Oranges (1kg)

$4.57 $4.57

$2.23 Rp 40.5K

104.93%

Tomato (1kg)

$3.75 $3.75

$1.97 Rp 35.8K

90.36%

Potato (1kg)

$2.15 $2.15

$1.85 Rp 33.6K

16.22%

Onion (1kg)

$2.93 $2.93

$2.42 Rp 44.0K

21.07%

Lettuce (1 head)

$1.74 $1.74

$0.99 Rp 18.0K

75.76%

Water (1.5 liter bottle)

$2.60 $2.60

$0.51 Rp 9,324

409.80%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$2.22 Rp 40.4K

343.69%

Wine (Bottle)

$12.10 $12.10

$22.24 Rp 403.9K

-45.59%

Local Beer (0.5 liter bottle)

$2.08 $2.08

$2.26 Rp 41.0K

-7.96%

Imported Beer (0.33 liter bottle)

$2.03 $2.03

$2.97 Rp 53.9K

-31.65%

One-way Ticket (Public Transport)

$1.01 $1.01

$0.25 Rp 4,559

304.00%

Public Transport Monthly Pass (Regular Price)

$30.36 $30.36

$7.82 Rp 142.1K

288.24%

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.89 $0.89

$0.82 Rp 15.0K

8.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$23.8K Rp 433.0M

15.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$31.7K Rp 576.6M

-19.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 $294

$79.1 Rp 1.4M

272.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.7 $51.7

$6.45 Rp 117.1K

702.02%

Internet (50+ Mbps, Unlimited Data)

$89.9 $89.9

$18.58 Rp 337.4K

383.69%

Gym Membership (Monthly)

$45.46 $45.46

$49.48 Rp 898.7K

-8.12%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$9.82 $9.82

$4.27 Rp 77.6K

129.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$715 $715

$491 Rp 8.9M

45.73%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$37.62 $37.62

$44.64 Rp 810.7K

-15.73%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

Sport Shoes (Adidas, Nike)

$59.9 $59.9

$79.9 Rp 1.5M

-25.01%

Men's Leather Business Shoes

$119 $119

$79.4 Rp 1.4M

50.01%

1-bedroom Apartment, City Center (Monthly)

$911 $911

$1,125 Rp 20.4M

-19.01%

1-bedroom Apartment, Outside City Center (Monthly)

$894 $894

$671 Rp 12.2M

33.15%

3-bedroom Apartment, City Center (Monthly)

$1,810 $1,810

$3,565 Rp 64.7M

-49.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 $1,533

$1,723 Rp 31.3M

-11.05%

Buy Apartment in City Center (m2)

$1,572 $1,572

$2,732 Rp 49.6M

-42.45%

Buy Apartment Outside City Center (m2)

$1,558 $1,558

$2,284 Rp 41.5M

-31.79%

Average Monthly Net Salary (After Tax)

$3,763 $3,763

$164 Rp 3.0M

2196.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.12

13.78

-55.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amarillo, TX: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Amarillo, TX

$894 39.8%

Ubud, Bali

$672 49.8% 24.9% $223

Monthly Utilities & Internet

Amarillo, TX

$436 19.4%

Ubud, Bali

$104 7.7% 76.1% $332

Groceries & Markets

Amarillo, TX

$428 19.1%

Ubud, Bali

$288 21.4% 32.6% $140

Eating Out

Amarillo, TX

$291 13%

Ubud, Bali

$108 8% 63.1% $184

Clothing & Footwear

Amarillo, TX

$98 * 4.3%

Ubud, Bali

$108 8% 10.3% $10

Sport & Entertainment

Amarillo, TX

$65 2.9%

Ubud, Bali

$58 4.3% 10.9% $7.1

Getting Around

Amarillo, TX

$34 * 1.5%

Ubud, Bali

$11 0.9% 66.8% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $911 in Amarillo, TX versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Amarillo, TX are about 23 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68 in Amarillo, TX versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $428 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Amarillo, TX

🇮🇩 Ubud, Bali

🕒 Local time

22:21 10:21 PM

12:21 12:21 PM

14 h ahead of Amarillo, TX

🌤 Weather

👥 Population

198,645

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Between locations

Amarillo, TX Ubud, Bali 15,220 km ≈ 20 h nonstop flight

From you

Amarillo, TX
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amarillo, TX vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,247 in Amarillo, TX, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 40% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,370 per month in Amarillo, TX and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Amarillo, TX, especially for central apartments: a one-bedroom in the center costs $911 there versus $1,125 in Ubud, Bali.

Public transport costs about 74% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $715 per month in Amarillo, TX and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,247 in Amarillo, TX and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,247 in Amarillo, TX. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Amarillo, TX makes more sense. Both are solid long-term options with distinct trade-offs.