Cost of Living Comparison Between Ubud, Bali and Algeciras Cost of Living Comparison Between Ubud, Bali and Algeciras

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,168 in Algeciras.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,850 in Algeciras.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $2,533 in Algeciras.

Living in Ubud, Bali is roughly 20% more expensive than in Algeciras, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 2% above, Algeciras is 15% below.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$9.25 €7.95

-63.57%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$38.30 €32.93

0.76%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$7.04 €6.05

-21.59%

Cappuccino

$2.64 Rp 46.8K

$1.69 €1.46

56.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.34 €1.15

24.63%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.13 €0.97

-31.86%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$2.57 €2.21

2.33%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$4.02 €3.46

6.47%

Milk (1 liter)

$1.55 Rp 27.3K

$1.30 €1.12

19.23%

White Bread (500g)

$2.22 Rp 39.3K

$1.23 €1.05

80.49%

Rice (white) (1kg)

$1.13 Rp 19.9K

$1.73 €1.49

-34.68%

Eggs

$2.09 Rp 36.9K

$3.54 €3.05

-40.96%

Local Cheese (1kg)

$17.39 Rp 307.6K

$11.12 €9.56

56.38%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$7.66 €6.59

-49.48%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$14.93 €12.84

-15.94%

Apples (1kg)

$3.62 Rp 63.9K

$2.27 €1.95

59.47%

Banana (1kg)

$1.56 Rp 27.6K

$2.10 €1.81

-25.71%

Oranges (1kg)

$2.35 Rp 41.6K

$1.90 €1.63

23.68%

Tomato (1kg)

$2.06 Rp 36.4K

$2.16 €1.86

-4.63%

Potato (1kg)

$1.90 Rp 33.6K

$1.58 €1.36

20.25%

Onion (1kg)

$2.34 Rp 41.3K

$1.45 €1.24

61.38%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.05 €0.90

-1.90%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$0.70 €0.60

-21.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$6.60 €5.67

-65.91%

Wine (Bottle)

$23.81 Rp 421.0K

$4.98 €4.28

378.11%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.13 €0.97

104.42%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$1.66 €1.42

68.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$1.60 €1.38

-83.13%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$4.13 €3.55

-88.38%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$1.50 €1.29

-70.00%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$29.53 €25.39

-80.63%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.64 €1.41

-53.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$31.9K €27.4K

-23.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$29.8K €25.6K

7.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$87.7 €75.4

-4.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$11.50 €9.89

-43.83%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$29.62 €25.47

-35.89%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$35.92 €30.88

55.82%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.28 Rp 75.7K

$10.27 €8.83

-58.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$353 €304

37.81%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$8,418 €7,237

-30.44%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$65.7 €56.5

-30.65%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$33.80 €29.06

7.63%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$132 €114

-38.03%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$141 €121

-43.02%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$484 €416

130.70%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$404 €348

73.40%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$983 €845

259.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$839 €721

110.01%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$2,157 €1,854

31.03%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$1,831 €1,574

25.15%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,912 €1,644

-91.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.32

315.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Algeciras: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $484 in Algeciras. Housing cost is often the main lever when comparing two cities.

Algeciras pays 1026% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $38.00 in Algeciras for a mid-range dinner for two. Groceries echo the gap at $293 vs $244 per month, with Algeciras cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Algeciras: Cost of Living - Frequently Asked Questions

Ubud, Bali and Algeciras differ by about 20% in total monthly costs ($1,396 vs $1,168 including rent). Algeciras is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1026% lower in Algeciras. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $484 in Algeciras. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $353 in Algeciras. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Algeciras – a meal for two runs $38.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,168 in Algeciras versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Algeciras but tight or insufficient in Ubud, Bali. The gap between the two cities makes Algeciras the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Algeciras are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Algeciras gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.