Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Algeciras

For one person, living is cheaper in Algeciras: $1,125 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
55

Cost of Living Index in Algeciras
Learn more

Algeciras Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Algeciras

🇪🇸 Spain

$1,125

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Algeciras

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Algeciras actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,125 in Algeciras.

Ubud, Bali $1,368
Algeciras $1,125

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,800 in Algeciras.

Ubud, Bali $2,314
Algeciras $1,800

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,476 in Algeciras.

Ubud, Bali $3,260
Algeciras $2,476

Living in Ubud, Bali is roughly 22% more expensive than in Algeciras, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Algeciras is 17% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$8.88 €7.90

-62.50%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$36.75 €32.69

-4.27%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$6.50 €5.78

-10.77%

Cappuccino

$2.73 Rp 49.1K

$1.70 €1.51

60.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.32 €1.18

24.24%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.15 €1.02

-27.83%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.55 €2.27

5.88%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$4.01 €3.57

7.23%

Milk (1 liter)

$1.50 Rp 27.1K

$1.21 €1.08

23.97%

White Bread (500g)

$2.30 Rp 41.4K

$1.18 €1.05

94.92%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.68 €1.49

-29.76%

Eggs

$2.14 Rp 38.6K

$3.35 €2.98

-36.12%

Local Cheese (1kg)

$17.48 Rp 314.6K

$11.07 €9.84

57.90%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.49 €6.66

-46.19%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.35 €12.76

-14.77%

Apples (1kg)

$3.55 Rp 63.9K

$2.15 €1.92

65.12%

Banana (1kg)

$1.57 Rp 28.3K

$1.96 €1.74

-19.90%

Oranges (1kg)

$2.24 Rp 40.2K

$1.76 €1.56

27.27%

Tomato (1kg)

$1.93 Rp 34.7K

$2.07 €1.84

-6.76%

Potato (1kg)

$1.88 Rp 33.9K

$1.52 €1.36

23.68%

Onion (1kg)

$2.29 Rp 41.3K

$1.34 €1.19

70.90%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.06 €0.95

-6.60%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.65 €0.58

-18.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$6.45 €5.73

-64.65%

Wine (Bottle)

$23.01 Rp 414.2K

$4.79 €4.26

380.38%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.10 €0.98

112.73%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.68 €1.49

73.21%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.53 €1.36

-84.31%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.82 €3.39

-87.43%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.43 €1.27

-67.83%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$28.17 €25.06

-80.65%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.62 €1.44

-45.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$30.4K €27.1K

-19.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$28.5K €25.4K

9.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$86.3 €76.7

-3.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$11.05 €9.83

-41.63%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$29.37 €26.13

-36.77%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$35.21 €31.31

58.53%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$9.87 €8.78

-55.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$338 €301

45.68%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$7,905 €7,031

-27.21%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$65.2 €58.0

-29.16%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$32.83 €29.20

7.61%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$124 €110

-36.16%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$135 €120

-41.73%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$472 €420

141.94%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$389 €346

73.81%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$948 €843

269.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$805 €716

111.18%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$2,135 €1,899

30.40%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,741 €1,548

28.71%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,876 €1,669

-91.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.32

315.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Algeciras: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Algeciras

$389 34.6% 42.5% $287

Groceries & Markets

Ubud, Bali

$290 21.2%

Algeciras

$235 20.9% 19% $55

Eating Out

Ubud, Bali

$109 8%

Algeciras

$142 12.6% 30.2% $33

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Algeciras

$127 11.3% 17.3% $19

Clothing & Footwear

Ubud, Bali

$108 7.9%

Algeciras

$160 14.3% 49.1% $53

Sport & Entertainment

Ubud, Bali

$65 4.7%

Algeciras

$55 4.9% 14.9% $9.6

Getting Around

Ubud, Bali

$13 0.9%

Algeciras

$17 * 1.5% 36.3% $4.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $472 in Algeciras. Housing cost is often the main lever when comparing two cities.

Algeciras pays 1040% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $37.00 in Algeciras. Groceries flip the comparison at $290 vs $235, with Algeciras cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Algeciras

🕒 Local time

01:55 1:55 AM

19:55 7:55 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

123,639

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Algeciras 13,310 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Algeciras

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Algeciras: Cost of Living - Frequently Asked Questions

Ubud, Bali and Algeciras differ by about 22% in total monthly costs ($1,368 vs $1,125 including rent). Algeciras is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1040% lower in Algeciras. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $472 in Algeciras. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $338 in Algeciras. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Algeciras – a meal for two runs $37.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,125 in Algeciras versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Algeciras but tight or insufficient in Ubud, Bali. The gap between the two cities makes Algeciras the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Algeciras are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Algeciras gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.