Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Algarve

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,754 in Algarve, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
86

Cost of Living Index in Algarve
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Algarve Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Algarve

🇵🇹 Portugal

$1,754

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Algarve

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Algarve actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,754 in Algarve, rent included.

Ubud, Bali $1,368
Algarve $1,754

A couple spends around $2,314 per month in Ubud, Bali vs $2,601 in Algarve, rent included.

Ubud, Bali $2,314
Algarve $2,601

A family of three spends $3,260 per month in Ubud, Bali vs $3,447 in Algarve, rent included.

Ubud, Bali $3,260
Algarve $3,447

Ubud, Bali is about 22% cheaper than Algarve, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Algarve sit above the global median – Ubud, Bali by 1%, Algarve by 30%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$16.83 €14.97

-80.21%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$60.3 €53.6

-41.66%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$9.56 €8.50

-39.33%

Cappuccino

$2.73 Rp 49.1K

$3.04 €2.71

-10.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.89 €1.69

-13.23%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.50 €1.34

-44.67%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.26 €2.90

-17.18%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.32 €2.96

29.52%

Milk (1 liter)

$1.50 Rp 27.1K

$1.15 €1.03

30.43%

White Bread (500g)

$2.30 Rp 41.4K

$1.36 €1.21

69.12%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.47 €1.31

-19.73%

Eggs

$2.14 Rp 38.6K

$3.99 €3.55

-46.37%

Local Cheese (1kg)

$17.48 Rp 314.6K

$12.91 €11.48

35.40%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$8.00 €7.12

-49.63%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$17.48 €15.55

-30.03%

Apples (1kg)

$3.55 Rp 63.9K

$2.24 €1.99

58.48%

Banana (1kg)

$1.57 Rp 28.3K

$1.34 €1.19

17.16%

Oranges (1kg)

$2.24 Rp 40.2K

$1.74 €1.55

28.74%

Tomato (1kg)

$1.93 Rp 34.7K

$2.23 €1.99

-13.45%

Potato (1kg)

$1.88 Rp 33.9K

$1.86 €1.65

1.08%

Onion (1kg)

$2.29 Rp 41.3K

$2.05 €1.82

11.71%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.45 €1.29

-31.72%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.82 €0.73

-35.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$6.81 €6.06

-66.52%

Wine (Bottle)

$23.01 Rp 414.2K

$5.64 €5.02

307.98%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.98 €0.88

138.78%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.62 €1.44

79.63%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$3.14 €2.79

-92.36%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.94 €3.50

-87.82%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.04 €0.93

-55.77%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$16.65 €14.81

-67.27%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.11 €1.88

-58.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$33.5K €29.8K

-26.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$38.3K €34.1K

-18.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$149 €133

-44.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$18.60 €16.54

-65.32%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$32.28 €28.71

-42.47%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$36.89 €32.81

51.31%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$26.85 €23.88

-32.55%

Cinema Ticket

$4.38 Rp 78.9K

$9.45 €8.41

-53.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$657 €584

-24.92%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$15.3K €13.6K

-62.31%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$103 €92.0

-55.34%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$46.16 €41.06

-23.46%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$79.4 €70.6

-0.37%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$67.9 €60.4

15.45%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,048 €932

9.02%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$846 €753

-20.15%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,181 €1,940

60.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,335 €1,188

27.32%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$4,672 €4,156

-40.41%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,095 €2,753

-27.62%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,194 €1,062

-86.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.85

257.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Algarve: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Algarve

$846 48.2% 25.2% $170

Groceries & Markets

Ubud, Bali

$290 21.2%

Algarve

$260 14.8% 10.3% $30

Eating Out

Ubud, Bali

$109 8%

Algarve

$236 13.5% 117% $128

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Algarve

$200 11.4% 85.4% $92

Clothing & Footwear

Ubud, Bali

$108 7.9%

Algarve

$134 7.6% 24.2% $26

Sport & Entertainment

Ubud, Bali

$65 4.7%

Algarve

$56 3.2% 13.6% $8.8

Getting Around

Ubud, Bali

$13 0.9%

Algarve

$22 * 1.2% 73% $9.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $1,048 in Algarve. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 626% higher in Algarve, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $60.0 in Algarve. Groceries tell a different story – $290 in Ubud, Bali vs $260 in Algarve – so Algarve wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Algarve

🕒 Local time

09:21 9:21 AM

02:21 2:21 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Algarve 13,510 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Algarve

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Algarve: Cost of Living - Frequently Asked Questions

Algarve costs about 28% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,631 in Algarve. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,754 in Algarve. That's a gap of about 28%.

Kindergarten costs $493 per month in Ubud, Bali and $657 in Algarve. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Algarve at $1,754. In Ubud, Bali it covers expenses comfortably, while in Algarve it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,754 in Algarve. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Algarve makes more sense. Both are solid long-term options with distinct trade-offs.