Cost of Living Comparison Between Algarve and Ubud, Bali Cost of Living Comparison Between Algarve and Ubud, Bali

Monthly Cost of Living

A single person spends $1,898 per month in Algarve vs $1,408 in Ubud, Bali, rent included.

A couple spends around $2,473 per month in Algarve vs $2,585 in Ubud, Bali, rent included.

A family of three spends $3,047 per month in Algarve vs $3,763 in Ubud, Bali, rent included.

Algarve costs about 35% more than Ubud, Bali, driven mainly by Eating Out.

Both Algarve and Ubud, Bali sit above the global median – Algarve by 42%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$15.95 €13.97

$3.45 Rp 62.1K

362.32%

Three-Course Dinner for Two, Mid-Range

$62.7 €54.9

$32.34 Rp 581.1K

93.97%

Fast Food Meal (McDonalds, etc)

$9.75 €8.53

$4.84 Rp 87.1K

101.45%

Cappuccino

$2.53 €2.22

$2.75 Rp 49.4K

-8.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 €1.77

$1.38 Rp 24.9K

47.10%

Water (0.33 liter bottle)

$1.55 €1.36

$0.75 Rp 13.5K

106.67%

Local Beer (0.5 liter draught)

$3.44 €3.01

$2.99 Rp 53.8K

15.05%

Imported Beer (0.33 liter bottle)

$3.25 €2.85

$3.85 Rp 69.2K

-15.58%

Milk (1 liter)

$1.08 €0.95

$1.74 Rp 31.2K

-37.93%

White Bread (500g)

$1.26 €1.10

$2.46 Rp 44.2K

-48.78%

Rice (white) (1kg)

$1.45 €1.27

$1.17 Rp 21.0K

23.93%

Eggs

$3.22 €2.82

$2.43 Rp 43.7K

32.51%

Local Cheese (1kg)

$13.63 €11.94

$14.50 Rp 260.6K

-6.00%

Chicken Fillets (1kg)

$7.66 €6.71

$4.35 Rp 78.2K

76.09%

Beef Round Steak (1kg)

$15.94 €13.96

$11.98 Rp 215.3K

33.06%

Apples (1kg)

$2.30 €2.02

$3.72 Rp 66.8K

-38.17%

Banana (1kg)

$1.48 €1.30

$1.63 Rp 29.2K

-9.20%

Oranges (1kg)

$1.71 €1.50

$2.74 Rp 49.3K

-37.59%

Tomato (1kg)

$2.47 €2.17

$2.24 Rp 40.3K

10.27%

Potato (1kg)

$1.42 €1.25

$1.92 Rp 34.5K

-26.04%

Onion (1kg)

$1.93 €1.69

$2.28 Rp 40.9K

-15.35%

Lettuce (1 head)

$1.93 €1.69

$1.06 Rp 19.1K

82.08%

Water (1.5 liter bottle)

$0.73 €0.64

$0.72 Rp 12.9K

1.39%

Cigarettes 20 Pack (Marlboro, Camel)

$6.05 €5.30

$3.29 Rp 59.0K

83.89%

Wine (Bottle)

$6.45 €5.65

$23.19 Rp 416.8K

-72.19%

Local Beer (0.5 liter bottle)

$1.09 €0.95

$2.78 Rp 49.9K

-60.79%

Imported Beer (0.33 liter bottle)

$1.01 €0.89

$2.73 Rp 49.1K

-63.00%

One-way Ticket (Public Transport)

$3.33 €2.92

$0.27 Rp 4,786

1133.33%

Public Transport Monthly Pass (Regular Price)

$41.28 €36.15

$8.11 Rp 145.7K

409.00%

Taxi Start (Normal Tariff)

$4.27 €3.74

$0.48 Rp 8,675

789.58%

Taxi (Normal Tariff) (1km)

$0.80 €0.70

$0.42 Rp 7,545

90.48%

Taxi 1hour Waiting (Normal Tariff)

$18.59 €16.28

$6.22 Rp 111.8K

198.87%

Gasoline (1 liter)

$1.97 €1.73

$0.81 Rp 14.6K

143.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K €30.6K

$26.6K Rp 478.2M

31.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K €34.2K

$32.2K Rp 578.5M

21.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 €130

$78.4 Rp 1.4M

89.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.65 €18.08

$4.07 Rp 73.1K

407.37%

Internet (50+ Mbps, Unlimited Data)

$39.71 €34.78

$24.33 Rp 437.1K

63.21%

Gym Membership (Monthly)

$37.85 €33.15

$98.6 Rp 1.8M

-61.62%

Tennis Court (1 Hour on Weekend)

$29.45 €25.80

$6.34 Rp 113.9K

364.51%

Cinema Ticket

$9.15 €8.01

$3.99 Rp 71.6K

129.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$612 €536

$305 Rp 5.5M

100.63%

International Primary School, 1 Child (Yearly)

$16.2K €14.2K

$6,642 Rp 119.4M

143.40%

Jeans (Levis 501 Or Similar)

$102 €89.2

$54.1 Rp 972.9K

88.01%

Summer Dress (H&M, Zara, etc)

$41.09 €35.99

$37.81 Rp 679.4K

8.67%

Sport Shoes (Adidas, Nike)

$82.1 €71.9

$86.8 Rp 1.6M

-5.45%

Men's Leather Business Shoes

$70.8 €62.0

$76.4 Rp 1.4M

-7.32%

1-bedroom Apartment, City Center (Monthly)

$1,165 €1,021

$992 Rp 17.8M

17.49%

1-bedroom Apartment, Outside City Center (Monthly)

$995 €872

$673 Rp 12.1M

47.92%

3-bedroom Apartment, City Center (Monthly)

$2,109 €1,847

$3,375 Rp 60.7M

-37.50%

3-bedroom Apartment, Outside City Center (Monthly)

$933 €817

$2,050 Rp 36.8M

-54.48%

Buy Apartment in City Center (m2)

$4,753 €4,163

$2,805 Rp 50.4M

69.48%

Buy Apartment Outside City Center (m2)

$3,142 €2,752

$2,227 Rp 40.0M

41.08%

Average Monthly Net Salary (After Tax)

$1,207 €1,057

$167 Rp 3.0M

623.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

13.28

-71.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Algarve: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,165 in Algarve versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 623% higher in Algarve, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63.0 in Algarve versus $32.00 in Ubud, Bali. Groceries tell a different story – $254 in Algarve vs $297 in Ubud, Bali – so Algarve wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Algarve vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Algarve costs about 35% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,847 per month in Algarve and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $63.0 in Algarve and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,898 in Algarve and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Algarve at $1,898. In Ubud, Bali it covers expenses comfortably, while in Algarve it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $1,898 in Algarve. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Algarve makes more sense. Both are solid long-term options with distinct trade-offs.