Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Agra

For one person, living is cheaper in Agra: $403 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
19

Cost of Living Index in Agra
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Agra Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Agra

🇮🇳 India

$403

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Agra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Agra actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $403 in Agra.

Ubud, Bali $1,353
Agra $403

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $615 in Agra.

Ubud, Bali $2,297
Agra $615

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $826 in Agra.

Ubud, Bali $3,241
Agra $826

Living in Ubud, Bali is roughly 236% more expensive than in Agra, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Agra is 70% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.14 ₹298

2.87%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$15.62 ₹1,484

123.30%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.67 ₹349

55.31%

Cappuccino

$2.62 Rp 47.1K

$2.02 ₹192

29.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.41 ₹39.18

319.51%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.14 ₹13.50

478.57%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.09 ₹199

26.79%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.56 ₹243

70.70%

Milk (1 liter)

$1.57 Rp 28.3K

$0.71 ₹67.1

121.13%

White Bread (500g)

$2.19 Rp 39.5K

$0.55 ₹52.6

298.18%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.74 ₹70.7

59.46%

Eggs

$2.16 Rp 38.8K

$1.09 ₹104

98.17%

Local Cheese (1kg)

$17.65 Rp 317.7K

$3.55 ₹338

397.18%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.57 ₹434

-17.29%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

$1.59 ₹151

126.42%

Banana (1kg)

$1.59 Rp 28.6K

$0.59 ₹55.7

169.49%

Oranges (1kg)

$2.31 Rp 41.6K

$0.80 ₹76.0

188.75%

Tomato (1kg)

$1.91 Rp 34.3K

$0.81 ₹76.5

135.80%

Potato (1kg)

$1.78 Rp 32.1K

$0.36 ₹33.96

394.44%

Onion (1kg)

$2.33 Rp 41.9K

$0.46 ₹43.69

406.52%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.84 ₹79.9

19.05%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.28 ₹26.43

89.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$4.90 ₹466

-53.27%

Wine (Bottle)

$22.07 Rp 397.3K

$7.31 ₹694

201.92%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.42 ₹135

65.49%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.58 ₹245

15.50%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.38 ₹701

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.31 ₹29.27

-25.81%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$15.86 ₹1,506

-43.88%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.30 ₹28.95

56.67%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.20 ₹18.95

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.25 ₹118

337.60%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.06 ₹101

-21.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$11.3K ₹1.1M

110.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.2K ₹1.8M

70.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$53.5 ₹5,084

49.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$3.41 ₹324

92.38%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$6.49 ₹616

186.59%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$17.82 ₹1,692

203.70%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$12.99 ₹1,234

40.72%

Cinema Ticket

$4.25 Rp 76.5K

$3.18 ₹302

33.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$34.77 ₹3,302

1317.00%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,162 ₹110.4K

381.57%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$33.29 ₹3,162

36.92%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$19.57 ₹1,858

78.64%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$50.3 ₹4,774

54.57%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$27.81 ₹2,641

182.34%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$122 ₹11.6K

824.41%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$52.0 ₹4,941

1193.25%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$184 ₹17.5K

1862.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$63.8 ₹6,060

2566.44%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,035 ₹98.3K

162.57%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$167 ₹15.8K

1244.49%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$297 ₹28.2K

-43.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.33

65.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Agra: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Agra

$52 12.9% 92.3% $621

Groceries & Markets

Ubud, Bali

$287 21.2%

Agra

$108 26.8% 62.5% $179

Clothing & Footwear

Ubud, Bali

$107 7.9%

Agra

$59 14.6% 44.7% $48

Eating Out

Ubud, Bali

$106 7.9%

Agra

$78 19.4% 26.5% $28

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Agra

$63 15.7% 39.7% $42

Sport & Entertainment

Ubud, Bali

$63 4.6%

Agra

$24 6% 61.4% $38

Getting Around

Ubud, Bali

$12 0.9%

Agra

$18 4.6% 48% $6

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $122 in Agra. Housing cost is often the main lever when comparing two cities.

Agra pays 78% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $16.00 in Agra for a mid-range dinner for two. Groceries echo the gap at $287 vs $108 per month, with Agra cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Agra

🕒 Local time

01:49 1:49 AM

23:19 11:19 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,500,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Agra 5,640 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Agra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Agra: Cost of Living - Frequently Asked Questions

Agra wins on cost – living expenses run 236% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Agra the obvious pick if budget is a priority.

On paper, salaries run 78% lower in Agra. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $122 in Agra. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 166% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Agra – a meal for two runs $16.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $403 in Agra versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Agra but tight or insufficient in Ubud, Bali. The gap between the two cities makes Agra the clear choice for anyone on this budget.

Both work as nomad bases, but Agra delivers better value – similar infrastructure at $403 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agra hard to pass up.

Safety-wise, Ubud, Bali and Agra are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agra gentler on the wallet – expenses run 236% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.