Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Agno

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,407 in Agno, rent and utilities included – about $24,700 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
165

Cost of Living Index in Agno
Learn more

Agno Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Agno

🇨🇭 Switzerland

$3,407

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Agno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Agno actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,407 in Agno.

Ubud, Bali $1,349
Agno $3,407

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $5,260 in Agno.

Ubud, Bali $2,305
Agno $5,260

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $7,114 in Agno.

Ubud, Bali $3,261
Agno $7,114

Living in Ubud, Bali costs roughly 60% less than in Agno, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$34.40 CHF 28.51

-90.35%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$148 CHF 123

-75.90%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$19.41 CHF 16.09

-71.51%

Cappuccino

$2.72 Rp 49.0K

$4.72 CHF 3.91

-42.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$5.30 CHF 4.39

-67.92%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$4.31 CHF 3.57

-82.37%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$9.50 CHF 7.87

-72.11%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$7.37 CHF 6.11

-40.57%

Milk (1 liter)

$1.49 Rp 26.9K

$2.23 CHF 1.84

-33.18%

White Bread (500g)

$2.28 Rp 41.0K

$3.68 CHF 3.05

-38.04%

Rice (white) (1kg)

$1.19 Rp 21.5K

$3.85 CHF 3.19

-69.09%

Eggs

$2.04 Rp 36.7K

$7.15 CHF 5.93

-71.47%

Local Cheese (1kg)

$17.70 Rp 319.1K

$25.72 CHF 21.32

-31.18%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$28.07 CHF 23.27

-85.89%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$40.87 CHF 33.88

-70.17%

Apples (1kg)

$3.66 Rp 65.9K

$3.20 CHF 2.65

14.37%

Banana (1kg)

$1.52 Rp 27.4K

$1.64 CHF 1.36

-7.32%

Oranges (1kg)

$2.23 Rp 40.2K

$2.55 CHF 2.11

-12.55%

Tomato (1kg)

$1.97 Rp 35.6K

$4.61 CHF 3.82

-57.27%

Potato (1kg)

$1.85 Rp 33.3K

$1.78 CHF 1.47

3.93%

Onion (1kg)

$2.42 Rp 43.7K

$2.10 CHF 1.74

15.24%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.43 CHF 2.01

-59.26%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.24 CHF 1.02

-58.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$10.91 CHF 9.05

-79.65%

Wine (Bottle)

$22.24 Rp 400.9K

$13.74 CHF 11.39

61.86%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$2.80 CHF 2.32

-19.29%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$3.22 CHF 2.67

-7.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$4.19 CHF 3.48

-94.03%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$101 CHF 83.5

-92.24%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$7.73 CHF 6.41

-94.31%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$4.62 CHF 3.83

-90.69%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$77.1 CHF 63.9

-92.98%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.26 CHF 1.87

-63.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$39.4K CHF 32.7K

-39.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$38.6K CHF 32.0K

-17.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$279 CHF 231

-71.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$24.77 CHF 20.53

-73.96%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$49.82 CHF 41.29

-62.71%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$89.9 CHF 74.5

-44.94%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$45.52 CHF 37.73

-61.23%

Cinema Ticket

$4.27 Rp 77.0K

$21.42 CHF 17.75

-80.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$3,266 CHF 2,707

-84.98%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$39.0K CHF 32.3K

-85.45%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$108 CHF 89.6

-58.72%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$49.31 CHF 40.87

-29.12%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$166 CHF 137

-51.73%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$168 CHF 139

-52.61%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$1,795 CHF 1,488

-37.35%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$1,477 CHF 1,224

-54.52%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$2,993 CHF 2,481

19.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$2,513 CHF 2,083

-31.42%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$16.8K CHF 13.9K

-83.72%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$12.2K CHF 10.1K

-81.31%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.07

565.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Agno: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Agno

$1.5K 43.4% 120% $805

Groceries & Markets

Ubud, Bali

$288 21.4%

Agno

$584 17.2% 103% $296

Eating Out

Ubud, Bali

$108 8%

Agno

$491 14.4% 356% $383

Clothing & Footwear

Ubud, Bali

$108 8%

Agno

$221 6.5% 105% $113

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Agno

$353 10.4% 240% $249

Sport & Entertainment

Ubud, Bali

$58 4.3%

Agno

$133 3.9% 129% $75

Getting Around

Ubud, Bali

$11 0.9%

Agno

$148 4.4% 1199% $137

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,795 in Agno. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $148 in Agno for a mid-range dinner for two. Groceries echo the gap at $288 vs $584 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Agno

🕒 Local time

19:58 7:58 PM

12:58 12:58 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

4,200

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.829 CHF (1 CHF = 1.21 USD). 1 EUR = 0.923 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Agno 11,950 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Agno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Agno: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, groceries, and transport. The 153% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $5,110 in Agno to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,795 in Agno. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 103% higher in Agno. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $148 in Agno. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Agno are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 60% less than in Agno. Beyond cost, consider language, visa policies, and how big the international community is in each city.