Last update: Oct 2026

Cost of Living Comparison Between Agno and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,407 in Agno, rent and utilities included – about $24,700 less a year. Rent and utilities account for about half of the difference.

165

Cost of Living Index in Agno
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Agno Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Agno

🇨🇭 Switzerland

$3,407

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Agno and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agno and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,407 in Agno versus $1,349 in Ubud, Bali.

Agno $3,407
Ubud, Bali $1,349

Estimated couple costs with rent: $5,260 in Agno versus $2,305 in Ubud, Bali.

Agno $5,260
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $7,114 in Agno versus $3,261 in Ubud, Bali.

Agno $7,114
Ubud, Bali $3,261

Living in Agno is roughly 153% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$34.40 CHF 28.51

$3.32 Rp 59.9K

936.14%

Three-Course Dinner for Two, Mid-Range

$148 CHF 123

$35.64 Rp 642.4K

314.93%

Fast Food Meal (McDonalds, etc)

$19.41 CHF 16.09

$5.53 Rp 99.7K

250.99%

Cappuccino

$4.72 CHF 3.91

$2.72 Rp 49.0K

73.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.30 CHF 4.39

$1.70 Rp 30.7K

211.76%

Water (0.33 liter bottle)

$4.31 CHF 3.57

$0.76 Rp 13.7K

467.11%

Local Beer (0.5 liter draught)

$9.50 CHF 7.87

$2.65 Rp 47.8K

258.49%

Imported Beer (0.33 liter bottle)

$7.37 CHF 6.11

$4.38 Rp 79.0K

68.26%

Milk (1 liter)

$2.23 CHF 1.84

$1.49 Rp 26.9K

49.66%

White Bread (500g)

$3.68 CHF 3.05

$2.28 Rp 41.0K

61.40%

Rice (white) (1kg)

$3.85 CHF 3.19

$1.19 Rp 21.5K

223.53%

Eggs

$7.15 CHF 5.93

$2.04 Rp 36.7K

250.49%

Local Cheese (1kg)

$25.72 CHF 21.32

$17.70 Rp 319.1K

45.31%

Chicken Fillets (1kg)

$28.07 CHF 23.27

$3.96 Rp 71.4K

608.84%

Beef Round Steak (1kg)

$40.87 CHF 33.88

$12.19 Rp 219.7K

235.27%

Apples (1kg)

$3.20 CHF 2.65

$3.66 Rp 65.9K

-12.57%

Banana (1kg)

$1.64 CHF 1.36

$1.52 Rp 27.4K

7.89%

Oranges (1kg)

$2.55 CHF 2.11

$2.23 Rp 40.2K

14.35%

Tomato (1kg)

$4.61 CHF 3.82

$1.97 Rp 35.6K

134.01%

Potato (1kg)

$1.78 CHF 1.47

$1.85 Rp 33.3K

-3.78%

Onion (1kg)

$2.10 CHF 1.74

$2.42 Rp 43.7K

-13.22%

Lettuce (1 head)

$2.43 CHF 2.01

$0.99 Rp 17.8K

145.45%

Water (1.5 liter bottle)

$1.24 CHF 1.02

$0.51 Rp 9,255

143.14%

Cigarettes 20 Pack (Marlboro, Camel)

$10.91 CHF 9.05

$2.22 Rp 40.0K

391.44%

Wine (Bottle)

$13.74 CHF 11.39

$22.24 Rp 400.9K

-38.22%

Local Beer (0.5 liter bottle)

$2.80 CHF 2.32

$2.26 Rp 40.7K

23.89%

Imported Beer (0.33 liter bottle)

$3.22 CHF 2.67

$2.97 Rp 53.5K

8.42%

One-way Ticket (Public Transport)

$4.19 CHF 3.48

$0.25 Rp 4,525

1576.00%

Public Transport Monthly Pass (Regular Price)

$101 CHF 83.5

$7.82 Rp 141.0K

1187.98%

Taxi Start (Normal Tariff)

$7.73 CHF 6.41

$0.44 Rp 7,923

1656.82%

Taxi (Normal Tariff) (1km)

$4.62 CHF 3.83

$0.43 Rp 7,753

974.42%

Taxi 1hour Waiting (Normal Tariff)

$77.1 CHF 63.9

$5.41 Rp 97.5K

1325.14%

Gasoline (1 liter)

$2.26 CHF 1.87

$0.82 Rp 14.9K

175.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.4K CHF 32.7K

$23.8K Rp 429.7M

65.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K CHF 32.0K

$31.7K Rp 572.3M

21.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$279 CHF 231

$79.1 Rp 1.4M

252.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.77 CHF 20.53

$6.45 Rp 116.2K

284.03%

Internet (50+ Mbps, Unlimited Data)

$49.82 CHF 41.29

$18.58 Rp 334.9K

168.14%

Gym Membership (Monthly)

$89.9 CHF 74.5

$49.48 Rp 892.0K

81.61%

Tennis Court (1 Hour on Weekend)

$45.52 CHF 37.73

$17.65 Rp 318.1K

157.90%

Cinema Ticket

$21.42 CHF 17.75

$4.27 Rp 77.0K

401.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,266 CHF 2,707

$491 Rp 8.8M

565.75%

International Primary School, 1 Child (Yearly)

$39.0K CHF 32.3K

$5,674 Rp 102.3M

587.16%

Jeans (Levis 501 Or Similar)

$108 CHF 89.6

$44.64 Rp 804.7K

142.27%

Summer Dress (H&M, Zara, etc)

$49.31 CHF 40.87

$34.95 Rp 630.1K

41.09%

Sport Shoes (Adidas, Nike)

$166 CHF 137

$79.9 Rp 1.4M

107.16%

Men's Leather Business Shoes

$168 CHF 139

$79.4 Rp 1.4M

111.00%

1-bedroom Apartment, City Center (Monthly)

$1,795 CHF 1,488

$1,125 Rp 20.3M

59.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,477 CHF 1,224

$671 Rp 12.1M

119.90%

3-bedroom Apartment, City Center (Monthly)

$2,993 CHF 2,481

$3,565 Rp 64.3M

-16.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,513 CHF 2,083

$1,723 Rp 31.1M

45.81%

Buy Apartment in City Center (m2)

$16.8K CHF 13.9K

$2,732 Rp 49.2M

514.25%

Buy Apartment Outside City Center (m2)

$12.2K CHF 10.1K

$2,284 Rp 41.2M

434.95%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.07

13.78

-84.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agno: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agno

$1.5K 43.4%

Ubud, Bali

$672 49.8% 54.5% $805

Groceries & Markets

Agno

$584 17.2%

Ubud, Bali

$288 21.4% 50.6% $296

Eating Out

Agno

$491 14.4%

Ubud, Bali

$108 8% 78.1% $383

Monthly Utilities & Internet

Agno

$353 10.4%

Ubud, Bali

$104 7.7% 70.5% $249

Clothing & Footwear

Agno

$221 6.5%

Ubud, Bali

$108 8% 51.3% $113

Getting Around

Agno

$148 4.4%

Ubud, Bali

$11 0.9% 92.3% $137

Sport & Entertainment

Agno

$133 3.9%

Ubud, Bali

$58 4.3% 56.3% $75

Cost Breakdown

A one-bedroom apartment in the center runs $1,795 in Agno and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $148 in Agno vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $584 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇭 Agno

🇮🇩 Ubud, Bali

🕒 Local time

12:05 12:05 PM

19:05 7:05 PM

7 h ahead of Agno

🌤 Weather

👥 Population

4,200

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 28, 2026: 1 USD = 0.829 CHF (1 CHF = 1.21 USD). 1 EUR = 0.923 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to CHF in detail →

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Between locations

Agno Ubud, Bali 11,950 km ≈ 15 h nonstop flight

From you

Agno
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agno vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, groceries, and transport. The 153% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $5,110 in Agno and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,795 in Agno versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 103% higher in Agno. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $148 in Agno. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Agno and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 60% less than in Agno. Beyond cost, consider language, visa policies, and how big the international community is in each city.