Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Ado-ekiti

For one person, living is cheaper in Ado-ekiti: $691 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
33

Cost of Living Index in Ado-ekiti
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Ado-ekiti Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Ado-ekiti

🇳🇬 Nigeria

$691

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ado-ekiti

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ado-ekiti actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $691 in Ado-ekiti.

Ubud, Bali $1,331
Ado-ekiti $691

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,263 in Ado-ekiti.

Ubud, Bali $2,255
Ado-ekiti $1,263

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,834 in Ado-ekiti.

Ubud, Bali $3,180
Ado-ekiti $1,834

Living in Ubud, Bali is roughly 93% more expensive than in Ado-ekiti, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Ado-ekiti 49% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$2.95 ₦3,944

14.58%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$50.1 ₦67.0K

-30.82%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$7.49 ₦10.0K

-25.63%

Cappuccino

$2.62 Rp 47.6K

$2.03 ₦2,718

29.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.43 ₦581

258.14%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.19 ₦257

236.84%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$0.62 ₦835

330.65%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.94 ₦2,597

119.59%

Milk (1 liter)

$1.46 Rp 26.5K

$3.07 ₦4,100

-52.44%

White Bread (500g)

$2.29 Rp 41.6K

$1.08 ₦1,443

112.04%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.21 ₦1,622

-8.26%

Eggs

$2.10 Rp 38.1K

$2.18 ₦2,920

-3.67%

Local Cheese (1kg)

$15.94 Rp 289.4K

$2.49 ₦3,335

540.16%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$3.72 ₦4,977

4.30%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$3.90 ₦5,217

192.31%

Apples (1kg)

$3.55 Rp 64.5K

$1.69 ₦2,260

110.06%

Banana (1kg)

$1.54 Rp 27.9K

$1.27 ₦1,703

21.26%

Oranges (1kg)

$2.23 Rp 40.5K

$1.02 ₦1,361

118.63%

Tomato (1kg)

$1.97 Rp 35.8K

$1.55 ₦2,070

27.10%

Potato (1kg)

$1.86 Rp 33.7K

$0.98 ₦1,306

89.80%

Onion (1kg)

$2.42 Rp 43.9K

$1.56 ₦2,091

55.13%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.89 ₦1,191

14.61%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.39 ₦528

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$0.55 ₦729

300.00%

Wine (Bottle)

$21.79 Rp 395.6K

$2.45 ₦3,281

789.39%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.54 ₦724

331.48%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$0.46 ₦619

545.65%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.02 ₦1,370

-75.49%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$66.4 ₦88.8K

-87.70%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$0.52 ₦701

-15.38%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.92 ₦1,224

-48.91%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$2.13 ₦2,848

162.91%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.65 ₦871

27.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$11.1K ₦14.8M

121.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$19.1K ₦25.5M

65.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$111 ₦148.9K

-30.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$5.95 ₦7,962

3.19%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$32.45 ₦43.4K

-41.69%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$8.15 ₦10.9K

525.64%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$2.94 ₦3,926

520.75%

Cinema Ticket

$4.38 Rp 79.6K

$6.33 ₦8,468

-30.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$680 ₦909.4K

-27.60%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$1,534 ₦2.1M

696.95%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$10.04 ₦13.4K

349.80%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$18.18 ₦24.3K

91.91%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$36.33 ₦48.6K

115.58%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$30.49 ₦40.8K

155.40%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$178 ₦238.3K

273.11%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$635 ₦848.7K

163.26%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

18.39

-25.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Ado-ekiti: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Ado-ekiti

$178 25.8% 73.2% $487

Groceries & Markets

Ubud, Bali

$279 21%

Ado-ekiti

$144 20.8% 48.6% $136

Clothing & Footwear

Ubud, Bali

$106 8%

Ado-ekiti

$43 6.2% 59.8% $64

Eating Out

Ubud, Bali

$106 8%

Ado-ekiti

$80 11.6% 24.4% $26

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Ado-ekiti

$150 21.7% 46.1% $47

Sport & Entertainment

Ubud, Bali

$60 4.5%

Ado-ekiti

$21 3% 65.2% $39

Getting Around

Ubud, Bali

$12 0.9%

Ado-ekiti

$76 11% 533% $64

Cost Breakdown

Dining out: $35 in Ubud, Bali vs $50 in Ado-ekiti. Groceries flip the comparison at $279 vs $144, with Ado-ekiti cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇳🇬 Ado-ekiti

🕒 Local time

06:03 6:03 AM

23:03 11:03 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

446,749

💱 Currency

Indonesian Rupiah IDR Rp

Nigerian Naira NGN ₦

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

10,000 NGN = 7.48 USD

10,000 NGN = 6.64 EUR

Exchange rates and currency converter

NGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Nigerian Naira exchange rates as of November 4, 2026: 1 USD = 1,337 NGN (10,000 NGN = 7.48 USD). 1 EUR = 1,505 NGN (10,000 NGN = 6.64 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Ado-ekiti 12,320 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Ado-ekiti

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ado-ekiti: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $691 in Ado-ekiti, so Ado-ekiti is about 48% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $1,036 in Ado-ekiti to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 95% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $50 in Ado-ekiti. If you eat out regularly, this makes a real dent in your monthly spending.

At $691 in Ado-ekiti versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Ado-ekiti but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ado-ekiti the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.