Cost of Living Comparison Between Ubud, Bali and Abuja Cost of Living Comparison Between Ubud, Bali and Abuja

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,698 in Abuja.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,805 in Abuja.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $3,911 in Abuja.

Living in Ubud, Bali costs roughly 17% less than in Abuja, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 4% above, Abuja 26% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.05 ₦2,792

74.15%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$44.38 ₦60.3K

-26.77%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.48 ₦7,458

-11.31%

Cappuccino

$2.75 Rp 49.2K

$2.55 ₦3,470

7.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.52 ₦701

153.85%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.41 ₦561

70.73%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.11 ₦1,505

162.16%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.15 ₦1,563

229.57%

Milk (1 liter)

$1.71 Rp 30.6K

$3.14 ₦4,272

-45.54%

White Bread (500g)

$2.47 Rp 44.3K

$1.26 ₦1,716

96.03%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.46 ₦3,347

-51.22%

Eggs

$2.44 Rp 43.8K

$1.54 ₦2,094

58.44%

Local Cheese (1kg)

$14.38 Rp 257.7K

$5.17 ₦7,031

178.14%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.61 ₦6,270

-6.51%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$3.83 ₦5,207

218.80%

Apples (1kg)

$3.68 Rp 66.0K

$3.05 ₦4,152

20.66%

Banana (1kg)

$1.55 Rp 27.8K

$1.76 ₦2,388

-11.93%

Oranges (1kg)

$2.79 Rp 49.9K

$2.17 ₦2,945

28.57%

Tomato (1kg)

$2.33 Rp 41.8K

$1.77 ₦2,402

31.64%

Potato (1kg)

$1.97 Rp 35.3K

$2.06 ₦2,802

-4.37%

Onion (1kg)

$2.31 Rp 41.4K

$2.52 ₦3,433

-8.33%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.57 ₦775

85.96%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.29 ₦394

151.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.45 ₦3,337

33.88%

Wine (Bottle)

$22.79 Rp 408.4K

$5.68 ₦7,720

301.23%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.06 ₦1,439

165.09%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.40 ₦1,909

98.57%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.64 ₦868

-54.69%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.87 ₦1,183

-48.28%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.02 ₦1,388

-55.88%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$4.23 ₦5,747

47.52%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.84 ₦1,139

1.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$30.68 ₦41.7K

163.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$10.95 ₦14.9K

-62.92%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$40.93 ₦55.6K

-40.34%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$45.64 ₦62.1K

114.00%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$10.57 ₦14.4K

-38.98%

Cinema Ticket

$4.04 Rp 72.4K

$8.46 ₦11.5K

-52.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$133 ₦180.8K

128.70%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,986 ₦2.7M

233.46%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$30.31 ₦41.2K

78.92%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$28.98 ₦39.4K

33.82%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$67.6 ₦91.9K

27.50%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$86.1 ₦117.1K

-10.96%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$2,414 ₦3.3M

-59.18%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$1,175 ₦1.6M

-44.00%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$5,508 ₦7.5M

-38.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$2,674 ₦3.6M

-22.73%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$366 ₦497.0K

509.46%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$164 ₦222.9K

-0.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

22.5

-40.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Abuja: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $2,414 in Abuja. Housing cost is often the main lever when comparing two cities.

Abuja pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $44.00 in Abuja. Groceries flip the comparison at $297 vs $190, with Abuja cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Abuja: Cost of Living - Frequently Asked Questions

Ubud, Bali and Abuja differ by about 21% in total monthly costs ($1,404 vs $1,698 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Abuja earns 0% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $2,414 in Abuja. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $133 in Abuja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $44.00 in Abuja. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,404 in Ubud, Bali versus $1,698 in Abuja, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Abuja. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Abuja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 21% less than in Abuja. Beyond cost, consider language, visa policies, and how big the international community is in each city.