Cost of Living Comparison Between Ubud, Bali and Abuja Cost of Living Comparison Between Ubud, Bali and Abuja

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,687 in Abuja.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,850 in Abuja.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $4,012 in Abuja.

Living in Ubud, Bali costs roughly 15% less than in Abuja, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 7% above, Abuja 26% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.04 ₦2,812

75.00%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$44.83 ₦61.7K

-27.33%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.70 ₦7,846

-11.05%

Cappuccino

$2.83 Rp 49.0K

$2.54 ₦3,501

11.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.55 ₦760

143.64%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.42 ₦573

64.29%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.07 ₦1,478

179.44%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.19 ₦1,639

223.53%

Milk (1 liter)

$1.74 Rp 30.2K

$3.03 ₦4,179

-42.57%

White Bread (500g)

$2.54 Rp 44.0K

$1.25 ₦1,725

103.20%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.51 ₦3,457

-52.59%

Eggs

$2.43 Rp 42.0K

$1.50 ₦2,072

62.00%

Local Cheese (1kg)

$14.66 Rp 254.1K

$5.30 ₦7,292

176.60%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.60 ₦6,335

-9.13%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$3.94 ₦5,429

203.05%

Apples (1kg)

$3.69 Rp 63.9K

$3.07 ₦4,223

20.20%

Banana (1kg)

$1.61 Rp 27.8K

$1.77 ₦2,442

-9.04%

Oranges (1kg)

$2.69 Rp 46.5K

$2.19 ₦3,009

22.83%

Tomato (1kg)

$2.33 Rp 40.4K

$1.74 ₦2,398

33.91%

Potato (1kg)

$1.91 Rp 33.0K

$2.16 ₦2,967

-11.57%

Onion (1kg)

$2.19 Rp 37.9K

$2.53 ₦3,486

-13.44%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.61 ₦835

73.77%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.29 ₦395

148.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.46 ₦3,390

27.24%

Wine (Bottle)

$23.49 Rp 407.1K

$7.09 ₦9,760

231.31%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.10 ₦1,518

149.09%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.43 ₦1,964

101.40%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.64 ₦883

-54.69%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.91 ₦1,247

-50.55%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.02 ₦1,408

-58.82%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$4.29 ₦5,901

43.59%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.77 ₦1,060

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$30.29 ₦41.7K

158.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$10.91 ₦15.0K

-63.79%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$42.37 ₦58.3K

-42.41%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$43.96 ₦60.5K

119.61%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$10.60 ₦14.6K

-40.09%

Cinema Ticket

$4.04 Rp 70.0K

$8.26 ₦11.4K

-51.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$132 ₦181.5K

129.63%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$1,979 ₦2.7M

229.65%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$29.71 ₦40.9K

81.22%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$29.33 ₦40.4K

29.49%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$68.0 ₦93.7K

27.51%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$85.3 ₦117.4K

-7.53%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$2,487 ₦3.4M

-59.30%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$1,147 ₦1.6M

-41.19%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$5,558 ₦7.7M

-39.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$2,731 ₦3.8M

-23.19%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,141 ₦1.6M

161.66%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,125 ₦1.5M

107.92%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$285 ₦392.1K

-39.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

22.5

-40.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Abuja: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $2,487 in Abuja. Housing cost is often the main lever when comparing two cities.

Abuja pays 64% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $45.00 in Abuja. Groceries flip the comparison at $298 vs $193, with Abuja cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Abuja: Cost of Living - Frequently Asked Questions

Ubud, Bali and Abuja differ by about 17% in total monthly costs ($1,438 vs $1,687 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Abuja earns 64% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $2,487 in Abuja. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $132 in Abuja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $45.00 in Abuja. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,438 in Ubud, Bali versus $1,687 in Abuja, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Abuja. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Abuja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 17% less than in Abuja. Beyond cost, consider language, visa policies, and how big the international community is in each city.