Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Abuja

For one person, living is cheaper in Abuja: $991 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
48

Cost of Living Index in Abuja
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Abuja Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Abuja

🇳🇬 Nigeria

$991

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Abuja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Abuja actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $991 in Abuja.

Ubud, Bali $1,349
Abuja $991

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,872 in Abuja.

Ubud, Bali $2,305
Abuja $1,872

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,753 in Abuja.

Ubud, Bali $3,261
Abuja $2,753

Living in Ubud, Bali is roughly 36% more expensive than in Abuja, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$1.94 ₦2,611

71.13%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$30.33 ₦40.8K

17.51%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$4.08 ₦5,483

35.54%

Cappuccino

$2.72 Rp 49.3K

$3.28 ₦4,415

-17.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.43 ₦575

295.35%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.71 ₦959

7.04%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.97 ₦1,306

173.20%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.97 ₦2,656

122.34%

Milk (1 liter)

$1.49 Rp 27.0K

$3.59 ₦4,830

-58.50%

White Bread (500g)

$2.28 Rp 41.2K

$1.29 ₦1,737

76.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.27 ₦3,058

-47.58%

Eggs

$2.04 Rp 36.9K

$1.81 ₦2,428

12.71%

Local Cheese (1kg)

$17.70 Rp 320.8K

$11.11 ₦14.9K

59.32%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$5.35 ₦7,189

-25.98%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$5.82 ₦7,822

109.45%

Apples (1kg)

$3.66 Rp 66.2K

$2.07 ₦2,785

76.81%

Banana (1kg)

$1.52 Rp 27.5K

$1.50 ₦2,013

1.33%

Oranges (1kg)

$2.23 Rp 40.4K

$1.52 ₦2,046

46.71%

Tomato (1kg)

$1.97 Rp 35.7K

$2.29 ₦3,078

-13.97%

Potato (1kg)

$1.85 Rp 33.5K

$1.79 ₦2,401

3.35%

Onion (1kg)

$2.42 Rp 43.9K

$2.48 ₦3,335

-2.42%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.59 ₦797

67.80%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.39 ₦528

30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.96 ₦2,633

13.27%

Wine (Bottle)

$22.24 Rp 403.0K

$5.83 ₦7,845

281.48%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.20 ₦1,610

88.33%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.85 ₦2,492

60.54%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.46 ₦622

-45.65%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$32.58 ₦43.8K

-76.00%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$0.61 ₦826

-27.87%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.81 ₦1,090

-46.91%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.85 ₦2,482

192.43%

Gasoline (1 liter)

$0.82 Rp 14.9K

$0.57 ₦768

43.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$26.1K ₦35.1M

-8.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$37.3K ₦50.2M

-14.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$110 ₦148.3K

-28.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$6.48 ₦8,717

-0.46%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$29.14 ₦39.2K

-36.24%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$25.74 ₦34.6K

92.23%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$9.62 ₦12.9K

83.47%

Cinema Ticket

$4.27 Rp 77.4K

$6.31 ₦8,485

-32.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$44.68 ₦60.1K

997.90%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$3,103 ₦4.2M

82.87%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$26.03 ₦35.0K

71.49%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$60.8 ₦81.7K

-42.47%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$76.5 ₦102.9K

4.40%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$105 ₦141.8K

-24.68%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$589 ₦792.6K

90.87%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$348 ₦467.4K

93.23%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,405 ₦1.9M

153.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,346 ₦1.8M

28.02%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$699 ₦940.4K

290.67%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$378 ₦508.7K

503.91%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$162 ₦218.3K

0.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.5

-38.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Abuja: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Abuja

$348 35.1% 48.2% $324

Groceries & Markets

Ubud, Bali

$288 21.4%

Abuja

$218 22% 24.3% $70

Eating Out

Ubud, Bali

$108 8%

Abuja

$81 8.1% 25.2% $27

Clothing & Footwear

Ubud, Bali

$108 8%

Abuja

$121 12.2% 12.5% $13

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Abuja

$146 14.7% 40.2% $42

Sport & Entertainment

Ubud, Bali

$58 4.3%

Abuja

$38 3.9% 33.9% $20

Getting Around

Ubud, Bali

$11 0.9%

Abuja

$39 4% 242% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $589 in Abuja. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $30 in Abuja for a mid-range dinner for two. Groceries echo the gap at $288 vs $218 per month, with Abuja cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇬 Abuja

🕒 Local time

00:50 12:50 AM

17:50 5:50 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

776,298 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Nigerian Naira NGN ₦

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

10,000 NGN = 7.44 USD

10,000 NGN = 6.66 EUR

Exchange rates and currency converter

NGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Nigerian Naira exchange rates as of November 1, 2026: 1 USD = 1,345 NGN (10,000 NGN = 7.44 USD). 1 EUR = 1,502 NGN (10,000 NGN = 6.66 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Abuja 12,090 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Abuja

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Abuja: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $991 in Abuja, so Abuja is about 27% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $1,486 in Abuja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $589 in Abuja. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $991 in Abuja – Abuja is about 27% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 76% less than in Abuja. The price difference matters if you commute daily and watch your budget.

At $991 in Abuja versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Abuja but tight or insufficient in Ubud, Bali. The gap between the two cities makes Abuja the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.