Cost of Living Comparison Between Ubud, Bali and Abuja Cost of Living Comparison Between Ubud, Bali and Abuja

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,121 in Abuja.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,034 in Abuja.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,947 in Abuja.

Living in Ubud, Bali is roughly 22% more expensive than in Abuja, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Abuja is 18% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.22 ₦2,940

54.95%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$30.30 ₦40.1K

19.83%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$4.44 ₦5,890

28.60%

Cappuccino

$2.67 Rp 47.3K

$3.33 ₦4,407

-19.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.51 ₦682

243.14%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.71 ₦943

22.54%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.07 ₦1,414

175.70%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.09 ₦2,767

116.27%

Milk (1 liter)

$1.62 Rp 28.7K

$3.62 ₦4,796

-55.25%

White Bread (500g)

$2.33 Rp 41.3K

$1.31 ₦1,734

77.86%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.17 ₦2,881

-48.85%

Eggs

$2.20 Rp 39.0K

$1.88 ₦2,489

17.02%

Local Cheese (1kg)

$17.69 Rp 313.3K

$11.16 ₦14.8K

58.51%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$5.39 ₦7,143

-23.93%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$5.90 ₦7,824

106.44%

Apples (1kg)

$3.71 Rp 65.6K

$2.07 ₦2,741

79.23%

Banana (1kg)

$1.59 Rp 28.1K

$1.43 ₦1,891

11.19%

Oranges (1kg)

$2.28 Rp 40.4K

$1.51 ₦2,003

50.99%

Tomato (1kg)

$1.95 Rp 34.6K

$2.36 ₦3,131

-17.37%

Potato (1kg)

$1.91 Rp 33.7K

$1.81 ₦2,397

5.52%

Onion (1kg)

$2.33 Rp 41.3K

$2.49 ₦3,295

-6.43%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.56 ₦741

80.36%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.37 ₦492

48.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.02 ₦2,671

10.40%

Wine (Bottle)

$23.07 Rp 408.6K

$5.71 ₦7,568

304.03%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.19 ₦1,583

103.36%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.85 ₦2,452

62.16%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.36 ₦481

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$32.36 ₦42.9K

-72.25%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.62 ₦821

-22.58%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.88 ₦1,163

-51.14%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.87 ₦2,483

201.60%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.54 ₦719

48.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$25.8K ₦34.2M

-3.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$18.2K ₦24.1M

74.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$111 ₦146.7K

-26.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$6.61 ₦8,758

-1.82%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$28.79 ₦38.2K

-34.80%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$36.48 ₦48.3K

55.89%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$11.07 ₦14.7K

69.20%

Cinema Ticket

$4.54 Rp 80.4K

$4.98 ₦6,603

-8.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$44.89 ₦59.5K

970.77%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$3,151 ₦4.2M

81.25%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$25.50 ₦33.8K

78.51%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$60.6 ₦80.3K

-40.76%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$77.5 ₦102.7K

3.69%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$106 ₦140.2K

-25.66%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$1,391 ₦1.8M

-19.90%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$455 ₦603.4K

53.23%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$3,403 ₦4.5M

6.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,533 ₦2.0M

13.33%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$701 ₦928.4K

297.45%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$380 ₦504.1K

501.94%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$165 ₦218.4K

1.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.5

-38.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Abuja: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $1,391 in Abuja. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $30.00 in Abuja for a mid-range dinner for two. Groceries echo the gap at $295 vs $219 per month, with Abuja cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Abuja: Cost of Living - Frequently Asked Questions

Ubud, Bali and Abuja differ by about 22% in total monthly costs ($1,368 vs $1,121 including rent). Abuja is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,115 in Ubud, Bali versus $1,391 in Abuja. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,121 in Abuja – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Abuja runs roughly 260% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,121 in Abuja versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Abuja but tight or insufficient in Ubud, Bali. The gap between the two cities makes Abuja the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Abuja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Abuja gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.