Last update: Oct 2026

Cost of Living Comparison Between Abuja and Ubud, Bali

For one person, living is cheaper in Abuja: $991 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Abuja
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Abuja Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Abuja

🇳🇬 Nigeria

$991

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Abuja and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Abuja and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $991 in Abuja versus $1,349 in Ubud, Bali.

Abuja $991
Ubud, Bali $1,349

Estimated couple costs with rent: $1,872 in Abuja versus $2,305 in Ubud, Bali.

Abuja $1,872
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,753 in Abuja versus $3,261 in Ubud, Bali.

Abuja $2,753
Ubud, Bali $3,261

Living in Abuja costs roughly 27% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$1.94 ₦2,611

$3.32 Rp 60.2K

-41.57%

Three-Course Dinner for Two, Mid-Range

$30.33 ₦40.8K

$35.64 Rp 645.8K

-14.90%

Fast Food Meal (McDonalds, etc)

$4.08 ₦5,483

$5.53 Rp 100.3K

-26.22%

Cappuccino

$3.28 ₦4,415

$2.72 Rp 49.3K

20.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₦575

$1.70 Rp 30.8K

-74.71%

Water (0.33 liter bottle)

$0.71 ₦959

$0.76 Rp 13.8K

-6.58%

Local Beer (0.5 liter draught)

$0.97 ₦1,306

$2.65 Rp 48.1K

-63.40%

Imported Beer (0.33 liter bottle)

$1.97 ₦2,656

$4.38 Rp 79.4K

-55.02%

Milk (1 liter)

$3.59 ₦4,830

$1.49 Rp 27.0K

140.94%

White Bread (500g)

$1.29 ₦1,737

$2.28 Rp 41.2K

-43.42%

Rice (white) (1kg)

$2.27 ₦3,058

$1.19 Rp 21.6K

90.76%

Eggs

$1.81 ₦2,428

$2.04 Rp 36.9K

-11.27%

Local Cheese (1kg)

$11.11 ₦14.9K

$17.70 Rp 320.8K

-37.23%

Chicken Fillets (1kg)

$5.35 ₦7,189

$3.96 Rp 71.8K

35.10%

Beef Round Steak (1kg)

$5.82 ₦7,822

$12.19 Rp 220.9K

-52.26%

Apples (1kg)

$2.07 ₦2,785

$3.66 Rp 66.2K

-43.44%

Banana (1kg)

$1.50 ₦2,013

$1.52 Rp 27.5K

-1.32%

Oranges (1kg)

$1.52 ₦2,046

$2.23 Rp 40.4K

-31.84%

Tomato (1kg)

$2.29 ₦3,078

$1.97 Rp 35.7K

16.24%

Potato (1kg)

$1.79 ₦2,401

$1.85 Rp 33.5K

-3.24%

Onion (1kg)

$2.48 ₦3,335

$2.42 Rp 43.9K

2.48%

Lettuce (1 head)

$0.59 ₦797

$0.99 Rp 17.9K

-40.40%

Water (1.5 liter bottle)

$0.39 ₦528

$0.51 Rp 9,303

-23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$1.96 ₦2,633

$2.22 Rp 40.3K

-11.71%

Wine (Bottle)

$5.83 ₦7,845

$22.24 Rp 403.0K

-73.79%

Local Beer (0.5 liter bottle)

$1.20 ₦1,610

$2.26 Rp 41.0K

-46.90%

Imported Beer (0.33 liter bottle)

$1.85 ₦2,492

$2.97 Rp 53.8K

-37.71%

One-way Ticket (Public Transport)

$0.46 ₦622

$0.25 Rp 4,548

84.00%

Public Transport Monthly Pass (Regular Price)

$32.58 ₦43.8K

$7.82 Rp 141.8K

316.62%

Taxi Start (Normal Tariff)

$0.61 ₦826

$0.44 Rp 7,964

38.64%

Taxi (Normal Tariff) (1km)

$0.81 ₦1,090

$0.43 Rp 7,793

88.37%

Taxi 1hour Waiting (Normal Tariff)

$1.85 ₦2,482

$5.41 Rp 98.0K

-65.80%

Gasoline (1 liter)

$0.57 ₦768

$0.82 Rp 14.9K

-30.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K ₦35.1M

$23.8K Rp 432.0M

9.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K ₦50.2M

$31.7K Rp 575.3M

17.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₦148.3K

$79.1 Rp 1.4M

39.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.48 ₦8,717

$6.45 Rp 116.8K

0.47%

Internet (50+ Mbps, Unlimited Data)

$29.14 ₦39.2K

$18.58 Rp 336.7K

56.84%

Gym Membership (Monthly)

$25.74 ₦34.6K

$49.48 Rp 896.7K

-47.98%

Tennis Court (1 Hour on Weekend)

$9.62 ₦12.9K

$17.65 Rp 319.8K

-45.50%

Cinema Ticket

$6.31 ₦8,485

$4.27 Rp 77.4K

47.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.68 ₦60.1K

$491 Rp 8.9M

-90.89%

International Primary School, 1 Child (Yearly)

$3,103 ₦4.2M

$5,674 Rp 102.8M

-45.32%

Jeans (Levis 501 Or Similar)

$26.03 ₦35.0K

$44.64 Rp 808.9K

-41.69%

Summer Dress (H&M, Zara, etc)

$60.8 ₦81.7K

$34.95 Rp 633.4K

73.82%

Sport Shoes (Adidas, Nike)

$76.5 ₦102.9K

$79.9 Rp 1.4M

-4.22%

Men's Leather Business Shoes

$105 ₦141.8K

$79.4 Rp 1.4M

32.76%

1-bedroom Apartment, City Center (Monthly)

$589 ₦792.6K

$1,125 Rp 20.4M

-47.61%

1-bedroom Apartment, Outside City Center (Monthly)

$348 ₦467.4K

$671 Rp 12.2M

-48.25%

3-bedroom Apartment, City Center (Monthly)

$1,405 ₦1.9M

$3,565 Rp 64.6M

-60.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,346 ₦1.8M

$1,723 Rp 31.2M

-21.89%

Buy Apartment in City Center (m2)

$699 ₦940.4K

$2,732 Rp 49.5M

-74.40%

Buy Apartment Outside City Center (m2)

$378 ₦508.7K

$2,284 Rp 41.4M

-83.44%

Average Monthly Net Salary (After Tax)

$162 ₦218.3K

$164 Rp 3.0M

-0.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

13.78

63.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Abuja: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Abuja

$348 35.1%

Ubud, Bali

$672 49.8% 93.2% $324

Groceries & Markets

Abuja

$218 22%

Ubud, Bali

$288 21.4% 32.2% $70

Monthly Utilities & Internet

Abuja

$146 14.7%

Ubud, Bali

$104 7.7% 28.7% $42

Clothing & Footwear

Abuja

$121 12.2%

Ubud, Bali

$108 8% 11.1% $13

Eating Out

Abuja

$81 8.1%

Ubud, Bali

$108 8% 33.7% $27

Getting Around

Abuja

$39 4%

Ubud, Bali

$11 0.9% 70.8% $28

Sport & Entertainment

Abuja

$38 3.9%

Ubud, Bali

$58 4.3% 51.3% $20

Cost Breakdown

A one-bedroom apartment in the center runs $589 in Abuja and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $30 in Abuja vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $218 vs $288 per month, with Abuja cheaper across the board.

Good to know

🇳🇬 Abuja

🇮🇩 Ubud, Bali

🕒 Local time

14:21 2:21 PM

21:21 9:21 PM

7 h ahead of Abuja

🌤 Weather

👥 Population

776,298 Capital

74,800

💱 Currency

Nigerian Naira NGN ₦

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 NGN = 7.44 USD

10,000 NGN = 6.66 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of November 1, 2026: 1 USD = 1,345 NGN (10,000 NGN = 7.44 USD). 1 EUR = 1,502 NGN (10,000 NGN = 6.66 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Abuja Ubud, Bali 12,090 km ≈ 16 h nonstop flight

From you

Abuja
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Abuja vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $991 in Abuja and $1,349 in Ubud, Bali, so Abuja is about 27% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,486 in Abuja and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $589 in Abuja versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $991 per month in Abuja versus $1,349 in Ubud, Bali – Abuja is about 27% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 76% less than in Abuja. The price difference matters if you commute daily and watch your budget.

At $991 in Abuja versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Abuja but tight or insufficient in Ubud, Bali. The gap between the two cities makes Abuja the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.