Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Abilene, TX

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,186 in Abilene, TX, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
106

Cost of Living Index in Abilene, TX
Learn more

Abilene, TX Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Abilene, TX

🇺🇸 United States

$2,186

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Abilene, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Abilene, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,186 in Abilene, TX.

Ubud, Bali $1,368
Abilene, TX $2,186

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $3,178 in Abilene, TX.

Ubud, Bali $2,314
Abilene, TX $3,178

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $4,169 in Abilene, TX.

Ubud, Bali $3,260
Abilene, TX $4,169

Living in Ubud, Bali costs roughly 37% less than in Abilene, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Abilene, TX 62% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$18.06 $18.06

-81.56%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$64.4 $64.4

-45.37%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$9.13 $9.13

-36.47%

Cappuccino

$2.73 Rp 49.1K

$5.47 $5.47

-50.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.38 $2.38

-31.09%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.86 $1.86

-55.38%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$4.97 $4.97

-45.67%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.81 $5.81

-25.99%

Milk (1 liter)

$1.50 Rp 27.1K

$1.03 $1.03

45.63%

White Bread (500g)

$2.30 Rp 41.4K

$2.32 $2.32

-0.86%

Rice (white) (1kg)

$1.18 Rp 21.2K

$5.63 $5.63

-79.04%

Eggs

$2.14 Rp 38.6K

$3.73 $3.73

-42.63%

Local Cheese (1kg)

$17.48 Rp 314.6K

$8.39 $8.39

108.34%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$13.02 $13.02

-69.05%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.06 $14.06

-13.02%

Apples (1kg)

$3.55 Rp 63.9K

$3.39 $3.39

4.72%

Banana (1kg)

$1.57 Rp 28.3K

$0.97 $0.97

61.86%

Oranges (1kg)

$2.24 Rp 40.2K

$4.67 $4.67

-52.03%

Tomato (1kg)

$1.93 Rp 34.7K

$5.30 $5.30

-63.58%

Potato (1kg)

$1.88 Rp 33.9K

$4.22 $4.22

-55.45%

Onion (1kg)

$2.29 Rp 41.3K

$3.51 $3.51

-34.76%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.48 $2.48

-60.08%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.96 $1.96

-72.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$5.85 $5.85

-61.03%

Wine (Bottle)

$23.01 Rp 414.2K

$11.31 $11.31

103.45%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.55 $2.55

-8.24%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$4.11 $4.11

-29.20%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.71 $1.71

-85.96%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$53.3 $53.3

-83.45%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$14.86 $14.86

-63.32%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.86 $0.86

2.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$19.1K $19.1K

28.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$24.5K $24.5K

27.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$236 $236

-64.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$58.7 $58.7

-89.00%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$61.3 $61.3

-69.69%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$20.16 $20.16

176.88%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$12.02 $12.02

-63.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$42.11 $42.11

9.69%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$19.74 $19.74

78.98%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$62.9 $62.9

25.70%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$65.6 $65.6

19.42%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,160 $1,160

-1.50%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$981 $981

-31.15%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,847 $1,847

89.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,601 $1,601

6.17%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,667 $1,667

66.98%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,711 $1,711

30.95%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$3,281 $3,281

-94.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.49

112.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Abilene, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Abilene, TX

$981 44.9% 45.2% $306

Groceries & Markets

Ubud, Bali

$290 21.2%

Abilene, TX

$368 16.8% 26.7% $78

Eating Out

Ubud, Bali

$109 8%

Abilene, TX

$291 13.3% 167% $182

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Abilene, TX

$356 16.3% 230% $248

Clothing & Footwear

Ubud, Bali

$108 7.9%

Abilene, TX

$86 3.9% 20.3% $22

Sport & Entertainment

Ubud, Bali

$65 4.7%

Abilene, TX

$44 2% 31.6% $20

Getting Around

Ubud, Bali

$13 0.9%

Abilene, TX

$60 * 2.8% 379% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,160 in Abilene, TX. Housing cost is often the main lever when comparing two cities.

Abilene, TX pays 1894% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $64.0 in Abilene, TX for a mid-range dinner for two. Groceries echo the gap at $290 vs $368 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Abilene, TX

🕒 Local time

17:14 5:14 PM

04:14 4:14 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

125,182

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Abilene, TX 15,530 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Abilene, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Abilene, TX: Cost of Living - Frequently Asked Questions

Ubud, Bali and Abilene, TX differ by about 60% in total monthly costs ($1,368 vs $2,186 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1894% lower in Abilene, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $1,160 in Abilene, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $64.0 in Abilene, TX. If you eat out regularly, this makes a real dent in your monthly spending.

A monthly transit pass in Ubud, Bali runs roughly 504% less than in Abilene, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $2,186 in Abilene, TX, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Abilene, TX. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Abilene, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 60% less than in Abilene, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.