Last update: Oct 2026 United States 125.2K

Cost of Living in Abilene, TX

For one person, living costs in Abilene, TX are estimated at $2,186 a month, including rent and utilities – 19% below the national average. Rent and utilities take more than half of the total.

Monthly Cost of Living

How much you'll spend in Abilene, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Abilene, TX actually costs, broken down by who's living it.

Living costs for one person come to about $2,186 monthly including rent, or $969 excluding housing.

$2,186 /mo

Estimated monthly costs for a couple: $3,178 with rent, or $1,650 without housing.

$3,178 /mo

Monthly costs for a family of three come to about $4,169 including rent, or $2,332 for daily expenses alone.

$4,169 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$18.06 $18.06
$11.02 $11.02
$65.2 $65.2
Three-Course Dinner for Two, Mid-Range
$64.4 $64.4
$49.54 $49.54
$396 $396
Fast Food Meal (McDonalds, etc)
$9.13 $9.13
$8.11 $8.11
$15.20 $15.20
Cappuccino
$5.47 $5.47
$2.98 $2.98
$8.45 $8.45
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.38 $2.38
$1.99 $1.99
$3.23 $3.23
Water (0.33 liter bottle)
$1.86 $1.86
$1.52 $1.52
$3.03 $3.03
Local Beer (0.5 liter draught)
$4.97 $4.97
$2.98 $2.98
$9.94 $9.94
Imported Beer (0.33 liter bottle)
$5.81 $5.81
$3.84 $3.84
$15.37 $15.37
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.03 $1.03
$0.82 $0.82
$1.17 $1.17
White Bread (500g)
$2.32 $2.32
$1.09 $1.09
$5.46 $5.46
Rice (white) (1kg)
$5.63 $5.63
$2.14 $2.14
$9.12 $9.12
Eggs
$3.73 $3.73
$1.87 $1.87
$5.90 $5.90
Local Cheese (1kg)
$8.39 $8.39
$5.38 $5.38
$19.39 $19.39
Chicken Fillets (1kg)
$13.02 $13.02
$8.66 $8.66
$32.56 $32.56
Beef Round Steak (1kg)
$14.06 $14.06
$11.23 $11.23
$54.1 $54.1
Apples (1kg)
$3.39 $3.39
$3.30 $3.30
$3.49 $3.49
Banana (1kg)
$0.97 $0.97
$0.87 $0.87
$4.34 $4.34
Oranges (1kg)
$4.67 $4.67
$2.84 $2.84
$6.50 $6.50
Tomato (1kg)
$5.30 $5.30
$3.97 $3.97
$6.64 $6.64
Potato (1kg)
$4.22 $4.22
$1.93 $1.93
$6.50 $6.50
Onion (1kg)
$3.51 $3.51
$2.72 $2.72
$4.31 $4.31
Lettuce (1 head)
$2.48 $2.48
$1.92 $1.92
$3.05 $3.05
Water (1.5 liter bottle)
$1.96 $1.96
$1.25 $1.25
$5.88 $5.88
Cigarettes 20 Pack (Marlboro, Camel)
$5.85 $5.85
$5.84 $5.84
$15.21 $15.21
Wine (Bottle)
$11.31 $11.31
$6.88 $6.88
$24.59 $24.59
Local Beer (0.5 liter bottle)
$2.55 $2.55
$1.71 $1.71
$4.24 $4.24
Imported Beer (0.33 liter bottle)
$4.11 $4.11
$4.11 $4.11
$4.11 $4.11
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.71 $1.71
-
Public Transport Monthly Pass (Regular Price)
$53.3 $53.3
-
Taxi 1hour Waiting (Normal Tariff)
$14.86 $14.86
$14.86 $14.86
$14.86 $14.86
Gasoline (1 liter)
$0.86 $0.86
$0.64 $0.64
$1.00 $1.00
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.1K $19.1K
$19.1K $19.1K
$19.1K $19.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K $24.5K
$23.2K $23.2K
$26.0K $26.0K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$236 $236
$148 $148
$314 $314
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.7 $58.7
$29.95 $29.95
$99.8 $99.8
Internet (50+ Mbps, Unlimited Data)
$61.3 $61.3
$49.02 $49.02
$118 $118
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$20.16 $20.16
-
Cinema Ticket
$12.02 $12.02
$7.01 $7.01
$14.02 $14.02
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$42.11 $42.11
$39.64 $39.64
$44.59 $44.59
Summer Dress (H&M, Zara, etc)
$19.74 $19.74
$19.74 $19.74
$29.62 $29.62
Sport Shoes (Adidas, Nike)
$62.9 $62.9
$55.4 $55.4
$121 $121
Men's Leather Business Shoes
$65.6 $65.6
$50.5 $50.5
$101 $101
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,160 $1,160
$1,094 $1,094
$1,193 $1,193
1-bedroom Apartment, Outside City Center (Monthly)
$981 $981
$962 $962
$1,018 $1,018
3-bedroom Apartment, City Center (Monthly)
$1,847 $1,847
$1,574 $1,574
$2,237 $2,237
3-bedroom Apartment, Outside City Center (Monthly)
$1,601 $1,601
$1,294 $1,294
$2,006 $2,006
Buy Apartment in City Center (m2)
$1,667 $1,667
$1,600 $1,600
$1,706 $1,706
Buy Apartment Outside City Center (m2)
$1,711 $1,711
$1,642 $1,642
$1,751 $1,751
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,281 $3,281
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.49
6
9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Abilene, TX $2,186
Accommodation & Living
$981
Groceries & Markets
$368
Monthly Utilities & Internet
$356
Eating Out
$291
Clothing & Footwear
$86
Getting Around
$60 *
Sport & Entertainment
$44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Expect to pay about $1,160 for a central one-bedroom, or $981 outside the center. At 35% of the average salary ($3,281), housing is the biggest financial pressure.

Average take-home pay sits at $3,281, while typical expenses reach $2,186. This leaves solid room for saving and lifestyle spending.

Expect to spend about $368 monthly on groceries. Dining out at a mid-range restaurant costs roughly $64.0 for two.

Public transport is priced at around $53.3 per month.

Cost Highlights

Gym membership is cheaper than 97% of cities in North America

Gasoline is cheaper than 93% of cities in North America

Good to know
🕒 Local time
21:12 9:12 PM
🌤 Weather
👥 Population
125,182
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Abilene, TX Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Abilene, TX - Frequently Asked Questions
q: How does Abilene compare in value for travelers, expats, and digital nomads, and what makes it a reasonable choice?
Cost of Living in Abilene, TX, United States feels reasonable for a mid sized Texas city, especially if you value straightforward housing options and accessible services. You’ll typically find more space for your dollar than in coastal hubs, with a range of homes and apartments that fit different budgets. Food and everyday goods lean toward practical, local options rather than high end trends. For travelers and digital nomads, the slower pace and friendly neighborhoods can translate into steady routines and lower stress. Tip: Build a simple weekly budget and favor flexible, locally run marketplaces to stretch your dollars.
q: What does daily life look like for housing, food, transport, co-working, and errands in Abilene?
Daily life in Abilene centers on practicality and community. Start by exploring neighborhoods to balance space, commute, and noise. For housing, work with local agents and consider a mix of older homes and modern apartments, with flexible terms if you are renting short term. Food options range from sturdy local diners to farmers markets and international spots, plus affordable grocery options for everyday meals. Transport is car friendly, with reliable parking; some neighborhoods are walkable, and a few co-working spaces and coffee hubs suit remote work. Keep an eye on [location] living cost as you compare neighborhoods. Tip: Observe how your chosen area handles heat, seasons, and weekend activities to estimate ongoing costs.
q: How does one plan budgeting, seasonal considerations, and neighborhood fit to maximize quality of life in Abilene?
Quality of life in Abilene rewards steady routines, community ties, and room to breathe outdoors. Build a simple budgeting framework that tracks housing, utilities, groceries, and leisure across the seasons, without relying on specific numbers. Temperature swings influence energy use and wardrobe needs, so plan for changes in comfort and cost. Neighborhood fit matters: downtown and university-adjacent areas bring activity and short commutes, while suburban pockets offer space and quieter streets. Look for reliable internet and easy access to parks, libraries, and healthcare. Seasonal events and local markets add affordable enrichment to daily life. Tip: Visit neighborhoods at different times to feel how you would actually live there.
Is rent in Abilene, TX too high relative to local incomes?
With 35% of the average paycheck going to rent, Abilene, TX is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What are typical monthly expenses for a single person in Abilene, TX?
All in, Abilene, TX runs about $2,186 monthly with rent, or $969 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
How does the average salary in Abilene, TX compare to the cost of living?
At $3,281 take-home, most residents in Abilene, TX can cover the $2,186 monthly cost of living. Those earning $3,280 or more have room to save; below-average earners will find things noticeably tighter.
What does a one-bedroom apartment cost in Abilene, TX per month?
Where you live in Abilene, TX makes all the difference. Central one-bedrooms cost about $1,160; commute-friendly outer districts come in around $981. Overall, the market runs from $981 to $1,160 depending on size, location, and apartment condition.
Is food shopping expensive in Abilene, TX?
Expect to spend around $368 per month on groceries in Abilene, TX. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
What should I budget for groceries in Abilene, TX?
At about $368 monthly, food costs in Abilene, TX sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $3,000 cover living expenses in Abilene, TX?
Living on $3,000 in Abilene, TX means careful planning, since monthly costs average $2,186. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What are the pros and cons of living in Abilene, TX?
Abilene, TX offers genuinely appealing day-to-day living. Residents value fast internet, clean air, family-friendly facilities, and at around $2,186 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
How much can you save per month in Abilene, TX?
Monthly expenses in Abilene, TX run around $2,186, so putting money aside takes more than $3,280 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

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