Last update: Oct 2026

Cost of Living Comparison Between Tuzla and Zepce

For one person, living is cheaper in Tuzla: $891 a month against $1,080 in Zepce, rent and utilities included – about $2,300 less a year. Other living expenses account for most of the difference.

43

Cost of Living Index in Tuzla
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Tuzla Living Index
53

Cost of Living Index in Zepce
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Zepce Living Index

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Tuzla

🇧🇦 Bosnia and Herzegovina

$891

/mo nomad

Zepce

🇧🇦 Bosnia and Herzegovina

$1,080

/mo nomad

Monthly Cost of Living

How much you'll spend in Tuzla and in Zepce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tuzla and in Zepce actually costs, broken down by who's living it.

A single person spends $891 per month in Tuzla vs $1,080 in Zepce, rent included.

Tuzla $891
Zepce $1,080

A couple spends around $1,333 per month in Tuzla vs $1,658 in Zepce, rent included.

Tuzla $1,333
Zepce $1,658

A family of three spends $1,775 per month in Tuzla vs $2,235 in Zepce, rent included.

Tuzla $1,775
Zepce $2,235

Tuzla is about 17% cheaper than Zepce, and outside of rent the biggest gap is in eating out.

Both Tuzla and Zepce are more affordable than the global median – Tuzla 34% lower, Zepce 20% lower.

Meal at Budget Restaurant

$5.22 BAM 9.11

$9.84 BAM 17.17

-46.95%

Three-Course Dinner for Two, Mid-Range

$31.91 BAM 55.7

$51.5 BAM 89.9

-38.04%

Fast Food Meal (McDonalds, etc)

$5.62 BAM 9.80

$10.98 BAM 19.15

-48.82%

Cappuccino

$1.85 BAM 3.22

$1.79 BAM 3.12

3.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 BAM 3.46

$2.60 BAM 4.54

-23.46%

Water (0.33 liter bottle)

$1.25 BAM 2.19

$1.62 BAM 2.82

-22.84%

Local Beer (0.5 liter draught)

$2.65 BAM 4.63

$2.46 BAM 4.30

7.72%

Imported Beer (0.33 liter bottle)

$2.19 BAM 3.82

$3.39 BAM 5.91

-35.40%

Milk (1 liter)

$1.16 BAM 2.03

$1.39 BAM 2.42

-16.55%

White Bread (500g)

$0.96 BAM 1.67

$1.18 BAM 2.06

-18.64%

Rice (white) (1kg)

$2.03 BAM 3.54

$1.60 BAM 2.79

26.87%

Eggs

$2.59 BAM 4.51

$2.81 BAM 4.90

-7.83%

Local Cheese (1kg)

$7.92 BAM 13.82

$9.73 BAM 16.97

-18.60%

Chicken Fillets (1kg)

$7.43 BAM 12.97

$8.85 BAM 15.44

-16.05%

Beef Round Steak (1kg)

$10.75 BAM 18.76

$13.83 BAM 24.13

-22.27%

Apples (1kg)

$1.10 BAM 1.93

$1.77 BAM 3.09

-37.85%

Banana (1kg)

$1.67 BAM 2.92

$1.95 BAM 3.41

-14.36%

Oranges (1kg)

$1.42 BAM 2.47

$2.16 BAM 3.77

-34.26%

Tomato (1kg)

$1.19 BAM 2.08

$2.24 BAM 3.90

-46.88%

Potato (1kg)

$0.99 BAM 1.72

Onion (1kg)

$1.02 BAM 1.77

$1.41 BAM 2.46

-27.66%

Lettuce (1 head)

$0.76 BAM 1.33

$1.13 BAM 1.97

-32.74%

Water (1.5 liter bottle)

$0.67 BAM 1.17

$0.91 BAM 1.58

-26.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.83 BAM 6.68

$3.80 BAM 6.63

0.79%

Wine (Bottle)

$3.94 BAM 6.87

$8.29 BAM 14.47

-52.47%

Local Beer (0.5 liter bottle)

$0.78 BAM 1.35

$0.95 BAM 1.65

-17.89%

Imported Beer (0.33 liter bottle)

$0.94 BAM 1.64

$1.39 BAM 2.43

-32.37%

One-way Ticket (Public Transport)

$1.41 BAM 2.46

$1.38 BAM 2.40

2.17%

Public Transport Monthly Pass (Regular Price)

$48.70 BAM 85.0

Taxi Start (Normal Tariff)

$1.76 BAM 3.07

$1.68 BAM 2.93

4.76%

Taxi (Normal Tariff) (1km)

$0.54 BAM 0.95

$1.18 BAM 2.06

-54.24%

Taxi 1hour Waiting (Normal Tariff)

$5.73 BAM 9.99

$17.42 BAM 30.38

-67.11%

Gasoline (1 liter)

$1.60 BAM 2.79

$1.69 BAM 2.94

-5.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K BAM 53.0K

$30.0K BAM 52.3K

1.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K BAM 37.6K

$21.4K BAM 37.4K

0.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 BAM 230

$158 BAM 275

-16.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.09 BAM 31.55

$16.18 BAM 28.23

11.80%

Internet (50+ Mbps, Unlimited Data)

$25.88 BAM 45.15

$36.75 BAM 64.1

-29.58%

Gym Membership (Monthly)

$33.19 BAM 57.9

$32.50 BAM 56.7

2.12%

Tennis Court (1 Hour on Weekend)

$8.74 BAM 15.26

$11.42 BAM 19.92

-23.47%

Cinema Ticket

$6.73 BAM 11.74

$2.89 BAM 5.04

132.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$199 BAM 347

$288 BAM 502

-30.87%

International Primary School, 1 Child (Yearly)

$2,286 BAM 3,989

$3,555 BAM 6,202

-35.69%

Jeans (Levis 501 Or Similar)

$57.7 BAM 101

$83.9 BAM 146

-31.18%

Summer Dress (H&M, Zara, etc)

$32.75 BAM 57.1

$35.69 BAM 62.3

-8.24%

Sport Shoes (Adidas, Nike)

$85.8 BAM 150

$106 BAM 184

-18.79%

Men's Leather Business Shoes

$82.0 BAM 143

$145 BAM 253

-43.39%

1-bedroom Apartment, City Center (Monthly)

$257 BAM 448

$294 BAM 514

-12.68%

1-bedroom Apartment, Outside City Center (Monthly)

$193 BAM 336

$239 BAM 416

-19.28%

3-bedroom Apartment, City Center (Monthly)

$506 BAM 883

$579 BAM 1,009

-12.52%

3-bedroom Apartment, Outside City Center (Monthly)

$276 BAM 481

$356 BAM 622

-22.70%

Buy Apartment in City Center (m2)

$2,462 BAM 4,295

$2,734 BAM 4,770

-9.94%

Buy Apartment Outside City Center (m2)

$1,732 BAM 3,022

$1,777 BAM 3,101

-2.55%

Average Monthly Net Salary (After Tax)

$928 BAM 1,619

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

4.44

-2.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tuzla: October 17, 2026

Last update for Zepce: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tuzla

$193 21.6%

Zepce

$239 22.1% 23.9% $46

Groceries & Markets

Tuzla

$190 21.3%

Zepce

$244 22.6% 28.6% $54

Monthly Utilities & Internet

Tuzla

$176 19.7%

Zepce

$211 19.5% 19.9% $35

Clothing & Footwear

Tuzla

$116 13%

Zepce

$167 15.4% 43.3% $50

Eating Out

Tuzla

$111 12.5%

Zepce

$169 15.7% 51.8% $58

Getting Around

Tuzla

$59 6.6%

Zepce

$13 * 1.2% 77.7% $46

Sport & Entertainment

Tuzla

$47 5.2%

Zepce

$38 3.5% 17.9% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $257 in Tuzla versus $294 in Zepce. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32 in Tuzla versus $52 in Zepce. Monthly groceries follow the same trend: $190 vs $244 – making Tuzla the more affordable choice for daily food spending.

Good to know

🇧🇦 Tuzla

🇧🇦 Zepce

🕒 Local time

20:11 8:11 PM

Same time as Tuzla

🌤 Weather

👥 Population

74,475

7,500

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 BAM = 0.573 USD

1 BAM = 0.512 EUR

1 BAM = 0.573 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 25, 2026: 1 USD = 1.74 BAM (1 BAM = 0.573 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to BAM in detail →

On the map

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Tuzla Zepce 52 km

From you

Tuzla
Zepce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tuzla vs Zepce: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $891 in Tuzla, $1,080 in Zepce – roughly 21% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,337 per month in Tuzla and $1,620 in Zepce. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tuzla, especially for central apartments: a one-bedroom in the center costs $257 there versus $294 in Zepce.

A mid-range dinner for two costs $32 in Tuzla and $52 in Zepce. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 29% more in Zepce, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $891 in Tuzla and $1,080 in Zepce, leaving budget for savings and extras in both cases.

Families tend to lean toward Tuzla – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.