Last update: Oct 2026

Cost of Living Comparison Between Turnhout and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,127 in Turnhout, rent and utilities included – about $14,500 less a year. Rent and utilities account for about half of the difference.

103

Cost of Living Index in Turnhout
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Turnhout Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Turnhout

🇧🇪 Belgium

$2,127

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Turnhout and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Turnhout and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,127 in Turnhout versus $918 in Cebu.

Turnhout $2,127
Cebu $918

Estimated couple costs with rent: $3,076 in Turnhout versus $1,409 in Cebu.

Turnhout $3,076
Cebu $1,409

Monthly costs for a family of three with rent: $4,024 in Turnhout versus $1,900 in Cebu.

Turnhout $4,024
Cebu $1,900

Living in Turnhout is roughly 132% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Turnhout is 58% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.68 €20.17

$3.09 ₱194

633.98%

Three-Course Dinner for Two, Mid-Range

$64.0 €57.0

$24.22 ₱1,525

164.41%

Fast Food Meal (McDonalds, etc)

$15.58 €13.86

$3.92 ₱247

297.45%

Cappuccino

$4.25 €3.78

$2.51 ₱158

69.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.75

$1.59 ₱100

94.34%

Water (0.33 liter bottle)

$2.73 €2.43

$0.53 ₱33.43

415.09%

Local Beer (0.5 liter draught)

$5.19 €4.62

$1.78 ₱112

191.57%

Imported Beer (0.33 liter bottle)

$4.67 €4.16

$2.17 ₱137

115.21%

Milk (1 liter)

$1.08 €0.96

$1.92 ₱121

-43.75%

White Bread (500g)

$1.63 €1.45

$1.36 ₱85.4

19.85%

Rice (white) (1kg)

$2.13 €1.90

$1.01 ₱63.5

110.89%

Eggs

$3.98 €3.54

$2.03 ₱128

96.06%

Local Cheese (1kg)

$9.93 €8.83

$9.86 ₱621

0.71%

Chicken Fillets (1kg)

$9.12 €8.11

$4.39 ₱277

107.74%

Beef Round Steak (1kg)

$19.36 €17.22

$7.60 ₱479

154.74%

Apples (1kg)

$2.77 €2.47

$3.30 ₱208

-16.06%

Banana (1kg)

$2.41 €2.14

$1.39 ₱87.8

73.38%

Oranges (1kg)

$2.51 €2.23

$2.33 ₱147

7.73%

Tomato (1kg)

$2.85 €2.53

$1.50 ₱94.3

90.00%

Potato (1kg)

$2.12 €1.89

$2.36 ₱149

-10.17%

Onion (1kg)

$1.93 €1.71

$1.90 ₱119

1.58%

Lettuce (1 head)

$1.09 €0.97

$1.19 ₱74.9

-8.40%

Water (1.5 liter bottle)

$1.07 €0.95

$0.63 ₱39.71

69.84%

Cigarettes 20 Pack (Marlboro, Camel)

$12.99 €11.55

$3.00 ₱189

333.00%

Wine (Bottle)

$5.06 €4.50

$6.03 ₱379

-16.09%

Local Beer (0.5 liter bottle)

$1.64 €1.46

$1.23 ₱77.7

33.33%

Imported Beer (0.33 liter bottle)

$2.37 €2.11

$1.75 ₱110

35.43%

One-way Ticket (Public Transport)

$2.77 €2.46

$0.25 ₱15.86

1008.00%

Public Transport Monthly Pass (Regular Price)

$49.54 €44.07

$12.64 ₱796

291.93%

Taxi Start (Normal Tariff)

$11.30 €10.05

$0.77 ₱48.62

1367.53%

Taxi (Normal Tariff) (1km)

$2.93 €2.61

$0.23 ₱14.53

1173.91%

Taxi 1hour Waiting (Normal Tariff)

$52.3 €46.56

$4.46 ₱281

1073.54%

Gasoline (1 liter)

$1.93 €1.71

$1.31 ₱82.8

47.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K €30.9K

$21.2K ₱1.3M

63.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K €29.9K

$19.1K ₱1.2M

75.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$225 €200

$120 ₱7,569

87.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.17 €18.83

$14.00 ₱882

51.21%

Internet (50+ Mbps, Unlimited Data)

$47.30 €42.07

$27.54 ₱1,734

71.75%

Gym Membership (Monthly)

$125 €111

$32.33 ₱2,035

285.46%

Tennis Court (1 Hour on Weekend)

$22.43 €19.95

$6.65 ₱419

237.29%

Cinema Ticket

$13.60 €12.10

$5.65 ₱356

140.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$547 €487

$275 ₱17.3K

98.83%

International Primary School, 1 Child (Yearly)

$21.1K €18.7K

$7,918 ₱498.5K

166.07%

Jeans (Levis 501 Or Similar)

$106 €94.0

$49.33 ₱3,106

114.31%

Summer Dress (H&M, Zara, etc)

$46.94 €41.75

$25.24 ₱1,589

85.97%

Sport Shoes (Adidas, Nike)

$108 €95.9

$77.0 ₱4,846

40.02%

Men's Leather Business Shoes

$148 €132

$57.2 ₱3,601

159.53%

1-bedroom Apartment, City Center (Monthly)

$910 €809

$500 ₱31.5K

82.11%

1-bedroom Apartment, Outside City Center (Monthly)

$785 €699

$309 ₱19.4K

154.35%

3-bedroom Apartment, City Center (Monthly)

$1,236 €1,100

$1,078 ₱67.9K

14.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,105 €983

$615 ₱38.7K

79.61%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$2,592 €2,305

$346 ₱21.8K

649.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.2

7.2

-55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Turnhout: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Turnhout

$786 36.9%

Cebu

$309 33.6% 60.7% $477

Eating Out

Turnhout

$338 15.9%

Cebu

$88 9.6% 73.9% $250

Monthly Utilities & Internet

Turnhout

$294 13.8%

Cebu

$162 17.6% 44.9% $132

Groceries & Markets

Turnhout

$288 13.5%

Cebu

$206 22.4% 28.5% $82

Clothing & Footwear

Turnhout

$184 8.7%

Cebu

$94 10.2% 48.9% $90

Sport & Entertainment

Turnhout

$152 7.1%

Cebu

$44 4.8% 71.3% $108

Getting Around

Turnhout

$87 4.1%

Cebu

$16 1.7% 82% $71

Cost Breakdown

A one-bedroom apartment in the center runs $910 in Turnhout and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Turnhout pays 649% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in Turnhout vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $288 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Turnhout

🇵🇭 Cebu

🕒 Local time

09:35 9:35 AM

15:35 3:35 PM

6 h ahead of Turnhout

🌤 Weather

👥 Population

44,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Turnhout Cebu 11,020 km ≈ 14 h nonstop flight

From you

Turnhout
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Turnhout vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 132% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 649% higher in Turnhout, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $910 in Turnhout versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,127 per month in Turnhout versus $918 in Cebu – a 132% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 292% less than in Turnhout. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,127 in Turnhout, a $1,500 budget is realistic in Cebu but tight or insufficient in Turnhout. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Turnhout, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Turnhout and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 132% less than in Turnhout. Beyond cost, consider language, visa policies, and how big the international community is in each city.